Horizon Net Interest Income from 2010 to 2026

HBNC Stock  USD 17.62  0.13  0.74%   
Horizon Bancorp's Net Interest Income is increasing over the years with slightly volatile fluctuation. Net Interest Income is expected to dwindle to about 164 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
55.4 M
Current Value
58.4 M
Quarterly Volatility
5.4 M
 
Covid
 
Interest Hikes
Check Horizon Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Horizon Bancorp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 12.5 M, Interest Expense of 140 M or Selling General Administrative of 113.8 M, as well as many indicators such as Price To Sales Ratio of 8.8, Dividend Yield of 0.0235 or PTB Ratio of 1.25. Horizon financial statements analysis is a perfect complement when working with Horizon Bancorp Valuation or Volatility modules.
  
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Check out the analysis of Horizon Bancorp Correlation against competitors.
For information on how to trade Horizon Stock refer to our How to Trade Horizon Stock guide.
Analyzing Horizon Bancorp's Net Interest Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Interest Income has evolved provides context for assessing Horizon Bancorp's current valuation and future prospects.

Latest Horizon Bancorp's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of Horizon Bancorp over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. Horizon Bancorp's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Horizon Bancorp's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

Horizon Net Interest Income Regression Statistics

Arithmetic Mean132,106,139
Geometric Mean121,535,929
Coefficient Of Variation40.38
Mean Deviation48,276,837
Median134,569,000
Standard Deviation53,345,994
Sample Variance2845.8T
Range142.2M
R-Value0.92
Mean Square Error461.5T
R-Squared0.85
Slope9,727,942
Total Sum of Squares45532.7T

Horizon Net Interest Income History

2026164 M
2025216.9 M
2024188.6 M
2023182.3 M
2022199.5 M
2021181.7 M
2020170.9 M

About Horizon Bancorp Financial Statements

Horizon Bancorp stakeholders use historical fundamental indicators, such as Horizon Bancorp's Net Interest Income, to determine how well the company is positioned to perform in the future. Although Horizon Bancorp investors may analyze each financial statement separately, they are all interrelated. For example, changes in Horizon Bancorp's assets and liabilities are reflected in the revenues and expenses on Horizon Bancorp's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Horizon Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Interest Income216.9 M164 M

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When determining whether Horizon Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Horizon Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Horizon Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Horizon Bancorp Stock:
Check out the analysis of Horizon Bancorp Correlation against competitors.
For information on how to trade Horizon Stock refer to our How to Trade Horizon Stock guide.
You can also try the Price Ceiling Movement module to calculate and plot Price Ceiling Movement for different equity instruments.
Will Regional Banks sector continue expanding? Could Horizon diversify its offerings? Factors like these will boost the valuation of Horizon Bancorp. Market participants price Horizon higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Horizon Bancorp data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.469
Dividend Share
0.64
Earnings Share
(3.41)
Revenue Per Share
(1.77)
Quarterly Revenue Growth
2.187
Understanding Horizon Bancorp requires distinguishing between market price and book value, where the latter reflects Horizon's accounting equity. The concept of intrinsic value—what Horizon Bancorp's is actually worth based on fundamentals—guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Horizon Bancorp's price substantially above or below its fundamental value.
Please note, there is a significant difference between Horizon Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horizon Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, Horizon Bancorp's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.