Horizon Financial Statements From 2010 to 2026

HBNC Stock  USD 17.25  0.31  1.77%   
Horizon Bancorp's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Horizon Bancorp's valuation are provided below:
Gross Profit
-79.2 M
Market Capitalization
883.5 M
Enterprise Value Revenue
8.9319
Revenue
-79.2 M
Earnings Share
(3.41)
We have found one hundred twenty available fundamental trends for Horizon Bancorp, which can be analyzed and compared to other ratios and to its competitors. Investors should ensure to confirm all of Horizon Bancorp's regular performance against the performance from 2010 to 2026 to make sure the company is sustainable down the road. As of January 29, 2026, Market Cap is expected to decline to about 537.3 M

Horizon Bancorp Total Revenue

124.69 Million

Check Horizon Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Horizon Bancorp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 12.5 M, Interest Expense of 140 M or Selling General Administrative of 113.8 M, as well as many indicators such as Price To Sales Ratio of 8.8, Dividend Yield of 0.0235 or PTB Ratio of 1.25. Horizon financial statements analysis is a perfect complement when working with Horizon Bancorp Valuation or Volatility modules.
  
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Check out the analysis of Horizon Bancorp Correlation against competitors.
For information on how to trade Horizon Stock refer to our How to Trade Horizon Stock guide.

Horizon Bancorp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets9.4 BB4.8 B
Slightly volatile
Short and Long Term Debt Total1.6 B1.5 B861.8 M
Slightly volatile
Total Current Liabilities6.9 B6.6 B1.9 B
Slightly volatile
Total Stockholder Equity922 M878.1 M485.7 M
Slightly volatile
Property Plant And Equipment Net113.3 M107.9 M73.2 M
Slightly volatile
Retained Earnings526.6 M501.5 M261.9 M
Slightly volatile
Non Current Assets Total8.7 B8.3 B3.1 B
Slightly volatile
Net Receivables48 M45.7 M21.2 M
Slightly volatile
Common Stock Shares Outstanding27.5 M51.3 M33.2 M
Slightly volatile
Liabilities And Stockholders Equity9.4 BB4.8 B
Slightly volatile
Non Current Liabilities Total1.6 B1.5 B845 M
Slightly volatile
Other Stockholder Equity439.2 M418.3 M235 M
Slightly volatile
Total Liabilities8.5 B8.1 B4.3 B
Slightly volatile
Property Plant And Equipment Gross197.9 M188.5 M97.4 M
Slightly volatile
Total Current Assets715.5 M652.7 M1.2 B
Very volatile
Short Term Debt192.3 M103.4 M249 M
Pretty Stable
Other Liabilities19.8 M35 M26.7 M
Slightly volatile
Accounts Payable13.4 M12.8 M4.7 M
Slightly volatile
Long Term Debt1.5 B1.4 B606.5 M
Slightly volatile
Short Term Investments481.2 M268.7 M553.3 M
Slightly volatile
Property Plant Equipment111.9 M106.6 M73.2 M
Slightly volatile
Intangible Assets9.4 M11.8 M11.1 M
Slightly volatile
Good Will187.4 M178.5 M102 M
Slightly volatile
Other Current Assets798.2 M505.6 M951.2 M
Slightly volatile
Net Tangible Assets338.2 M580.7 M336.4 M
Slightly volatile
Retained Earnings Total Equity518.5 M493.8 M264.6 M
Slightly volatile
Long Term Debt Total1.4 B1.3 B585.9 M
Slightly volatile
Capital Surpluse220.9 M407.3 M221 M
Slightly volatile
Long Term Investments2.5 B2.4 B1.1 B
Slightly volatile
Non Current Liabilities Other228.3 M217.4 M96.8 M
Slightly volatile
Earning Assets877.7 M1.3 B873.6 M
Slightly volatile
Net Invested Capital1.5 B2.3 B1.2 B
Slightly volatile

Horizon Bancorp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization12.5 M11.9 M7.3 M
Slightly volatile
Interest Expense140 M133.3 M51.5 M
Slightly volatile
Selling General Administrative113.8 M108.4 M59.9 M
Slightly volatile
Total Revenue124.7 M103.2 M165.3 M
Slightly volatile
Other Operating Expenses317.8 M302.7 M138.6 M
Slightly volatile
Cost Of Revenue140.2 M133.6 M45.8 M
Slightly volatile
Total Operating Expenses177.6 M169.1 M92.8 M
Slightly volatile
Net Income Applicable To Common Shares112.8 M107.4 M54.4 M
Slightly volatile
Net Income From Continuing Ops49.2 M40.7 M42.9 M
Slightly volatile
Preferred Stock And Other Adjustments35.9 K37.8 K128.8 K
Slightly volatile
Net Interest Income164 M216.9 M132.1 M
Slightly volatile
Interest Income219.1 M410 M180.2 M
Slightly volatile
Reconciled Depreciation11.2 M14.1 M8.7 M
Slightly volatile
Selling And Marketing Expenses77.9 M81.5 M100.4 M
Slightly volatile

Horizon Bancorp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow1.4 M1.5 M46.2 M
Pretty Stable
Begin Period Cash Flow635.8 M605.5 M188.9 M
Slightly volatile
Depreciation14.9 M14.1 M7.8 M
Slightly volatile
Capital ExpendituresM5.8 M4.6 M
Pretty Stable
Total Cash From Operating ActivitiesM7.3 M50.8 M
Pretty Stable
Net Income24.5 M40.7 M38.1 M
Slightly volatile
End Period Cash Flow354.3 M337.4 M173.3 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio8.88.38013.2755
Slightly volatile
Dividend Yield0.02350.03770.0278
Slightly volatile
PTB Ratio1.251.061.1458
Pretty Stable
Days Sales Outstanding24.9836.7432.9521
Slightly volatile
Book Value Per Share16.5115.7312.6282
Slightly volatile
Free Cash Flow Yield0.0020.00210.0978
Slightly volatile
Operating Cash Flow Per Share0.120.131.4608
Very volatile
Stock Based Compensation To Revenue0.01220.01160.0049
Slightly volatile
Capex To Depreciation0.450.480.8282
Slightly volatile
PB Ratio1.251.061.1458
Pretty Stable
EV To Sales3.954.455.179
Slightly volatile
Free Cash Flow Per Share0.02510.02641.306
Very volatile
ROIC0.01070.01120.0321
Pretty Stable
Payables Turnover26.0617.8922.9371
Slightly volatile
Sales General And Administrative To Revenue1.11.05090.3939
Slightly volatile
Capex To Revenue0.01560.01650.0294
Slightly volatile
Cash Per Share12.2410.8720.9188
Very volatile
POCF Ratio10499.526.0857
Slightly volatile
Capex To Operating Cash Flow0.750.720.2407
Slightly volatile
PFCF Ratio518493101
Slightly volatile
Days Payables Outstanding16.5721.1122.6207
Slightly volatile
Income Quality0.20.211.3265
Pretty Stable
ROE0.05070.05340.0915
Slightly volatile
EV To Operating Cash Flow26024862.9228
Slightly volatile
Return On Tangible Assets0.00690.00420.009
Slightly volatile
EV To Free Cash Flow1.3 K1.2 K250
Slightly volatile
Intangibles To Total Assets0.0140.01910.0207
Slightly volatile
Net Debt To EBITDA32.0130.4913.0241
Slightly volatile
Current Ratio0.140.08960.2219
Slightly volatile
Tangible Book Value Per Share12.9312.329.8194
Slightly volatile
Receivables Turnover13.2810.2811.392
Slightly volatile
Shareholders Equity Per Share16.5115.7312.6282
Slightly volatile
Debt To Equity2.732.031.8525
Slightly volatile
Capex Per Share0.190.130.1619
Slightly volatile
Revenue Per Share4.022.02385.1227
Pretty Stable
Interest Debt Per Share15.6531.1720.1702
Slightly volatile
Debt To Assets0.210.20.1654
Slightly volatile
Enterprise Value Over EBITDA53.4550.9123.4403
Slightly volatile
Graham Number11.0416.0716.8113
Slightly volatile
Short Term Coverage Ratios0.06060.06370.3205
Pretty Stable
Operating Cycle24.9836.7432.9521
Slightly volatile
Price Book Value Ratio1.251.061.1458
Pretty Stable
Days Of Payables Outstanding16.5721.1122.6207
Slightly volatile
Price To Operating Cash Flows Ratio10499.526.0857
Slightly volatile
Price To Free Cash Flows Ratio518493101
Slightly volatile
Ebt Per Ebit0.810.910.9907
Slightly volatile
Company Equity Multiplier13.8511.7510.871
Pretty Stable
Long Term Debt To Capitalization0.620.720.5144
Pretty Stable
Total Debt To Capitalization0.740.730.6238
Pretty Stable
Return On Capital Employed0.01110.01170.053
Slightly volatile
Debt Equity Ratio2.732.031.8525
Slightly volatile
Quick Ratio0.140.08960.2219
Slightly volatile
Dividend Paid And Capex Coverage Ratio0.160.172.7342
Slightly volatile
Net Income Per E B T0.630.74810.791
Slightly volatile
Cash Ratio0.0330.04640.0397
Slightly volatile
Operating Cash Flow Sales Ratio0.01530.01610.2714
Pretty Stable
Days Of Sales Outstanding24.9836.7432.9521
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.220.230.7546
Slightly volatile
Cash Flow Coverage Ratios0.0040.00430.0855
Pretty Stable
Price To Book Ratio1.251.061.1458
Pretty Stable
Fixed Asset Turnover3.034.352.703
Slightly volatile
Capital Expenditure Coverage Ratio1.071.1314.385
Pretty Stable
Price Cash Flow Ratio10499.526.0857
Slightly volatile
Enterprise Value Multiple53.4550.9123.4403
Slightly volatile
Debt Ratio0.210.20.1654
Slightly volatile
Cash Flow To Debt Ratio0.0040.00430.0855
Pretty Stable
Price Sales Ratio8.88.38013.2755
Slightly volatile
Return On Assets0.00680.00410.0088
Slightly volatile
Asset Turnover0.05750.05240.0472
Slightly volatile
Price Fair Value1.251.061.1458
Pretty Stable
Return On Equity0.05070.05340.0915
Slightly volatile

Horizon Bancorp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap537.3 M778.1 M675.7 M
Slightly volatile

Horizon Fundamental Market Drivers

Horizon Upcoming Events

24th of April 2024
Upcoming Quarterly Report
View
24th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Horizon Bancorp Financial Statements

Horizon Bancorp stakeholders use historical fundamental indicators, such as Horizon Bancorp's revenue or net income, to determine how well the company is positioned to perform in the future. Although Horizon Bancorp investors may analyze each financial statement separately, they are all interrelated. For example, changes in Horizon Bancorp's assets and liabilities are reflected in the revenues and expenses on Horizon Bancorp's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Horizon Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-25.6 M-26.9 M
Total Revenue103.2 M124.7 M
Cost Of Revenue133.6 M140.2 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 1.05  1.10 
Capex To Revenue 0.02  0.02 
Revenue Per Share 2.02  4.02 
Ebit Per Revenue(1.93)(1.84)

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Horizon Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Horizon Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Horizon Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Horizon Bancorp Stock:
Check out the analysis of Horizon Bancorp Correlation against competitors.
For information on how to trade Horizon Stock refer to our How to Trade Horizon Stock guide.
You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.
Will Regional Banks sector continue expanding? Could Horizon diversify its offerings? Factors like these will boost the valuation of Horizon Bancorp. Market participants price Horizon higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Horizon Bancorp data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.469
Dividend Share
0.64
Earnings Share
(3.41)
Revenue Per Share
(1.77)
Quarterly Revenue Growth
2.187
Understanding Horizon Bancorp requires distinguishing between market price and book value, where the latter reflects Horizon's accounting equity. The concept of intrinsic value—what Horizon Bancorp's is actually worth based on fundamentals—guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Horizon Bancorp's price substantially above or below its fundamental value.
Please note, there is a significant difference between Horizon Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horizon Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, Horizon Bancorp's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.