Heartland Net Income Per E B T from 2010 to 2024

HTLF Stock  USD 68.95  1.42  2.10%   
Heartland Financial's Net Income Per E B T is increasing over the last several years with very volatile swings. Net Income Per E B T is predicted to flatten to 0.58. During the period from 2010 to 2024 Heartland Financial USA Net Income Per E B T regressed destribution of quarterly values had coefficient of variationof  9.66 and r-value of  0. View All Fundamentals
 
Net Income Per E B T  
First Reported
2010-12-31
Previous Quarter
0.82581605
Current Value
0.58
Quarterly Volatility
0.07228564
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check Heartland Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Heartland Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 31.6 M, Interest Expense of 370.2 M or Selling And Marketing Expenses of 4.7 M, as well as many indicators such as Price To Sales Ratio of 4.17, Dividend Yield of 0.0387 or PTB Ratio of 1.5. Heartland financial statements analysis is a perfect complement when working with Heartland Financial Valuation or Volatility modules.
  
Check out the analysis of Heartland Financial Correlation against competitors.

Latest Heartland Financial's Net Income Per E B T Growth Pattern

Below is the plot of the Net Income Per E B T of Heartland Financial USA over the last few years. It is Heartland Financial's Net Income Per E B T historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Heartland Financial's overall financial position and show how it may be relating to other accounts over time.
Net Income Per E B T10 Years Trend
Very volatile
   Net Income Per E B T   
       Timeline  

Heartland Net Income Per E B T Regression Statistics

Arithmetic Mean0.75
Geometric Mean0.74
Coefficient Of Variation9.66
Mean Deviation0.06
Median0.78
Standard Deviation0.07
Sample Variance0.01
Range0.2458
R-Value0
Mean Square Error0.01
R-Squared0.000011
Significance0.99
Slope0.000053
Total Sum of Squares0.07

Heartland Net Income Per E B T History

2024 0.58
2023 0.83
2021 0.8
2018 0.81
2017 0.63
2016 0.69
2015 0.74

About Heartland Financial Financial Statements

Heartland Financial stakeholders use historical fundamental indicators, such as Heartland Financial's Net Income Per E B T, to determine how well the company is positioned to perform in the future. Although Heartland Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in Heartland Financial's assets and liabilities are reflected in the revenues and expenses on Heartland Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Heartland Financial USA. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Income Per E B T 0.83  0.58 

Currently Active Assets on Macroaxis

When determining whether Heartland Financial USA is a strong investment it is important to analyze Heartland Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Heartland Financial's future performance. For an informed investment choice regarding Heartland Stock, refer to the following important reports:
Check out the analysis of Heartland Financial Correlation against competitors.
You can also try the Financial Widgets module to easily integrated Macroaxis content with over 30 different plug-and-play financial widgets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Heartland Financial. If investors know Heartland will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Heartland Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.336
Dividend Share
1.2
Earnings Share
1.78
Revenue Per Share
13.33
Quarterly Revenue Growth
0.148
The market value of Heartland Financial USA is measured differently than its book value, which is the value of Heartland that is recorded on the company's balance sheet. Investors also form their own opinion of Heartland Financial's value that differs from its market value or its book value, called intrinsic value, which is Heartland Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Heartland Financial's market value can be influenced by many factors that don't directly affect Heartland Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Heartland Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Heartland Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Heartland Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.