Heartland Historical Balance Sheet

HTLF Stock

USD 67.53 1.23 1.86%

Trend analysis of Heartland Financial USA balance sheet accounts such as Total Current Liabilities of 175.2 M or Total Stockholder Equity of 2 B provides information on Heartland Financial's total assets, liabilities, and equity, which is the actual value of Heartland Financial USA to its prevalent stockholders. By breaking down trends over time using Heartland Financial balance sheet statements, investors will see what precisely the company owns and what it owes to creditors or other parties at the end of each accounting year.

Cash Flow Balance Sheet Income Statement

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Financial Statement Analysis is much more than just reviewing and examining Heartland Financial USA latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Heartland Financial USA is a good buy for the upcoming year.

Heartland Financial Inventory

(11.66 Billion)

Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Heartland Financial USA. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis.

About Heartland Balance Sheet Analysis

Balance Sheet is a snapshot of the financial position of Heartland Financial USA at a specified time, usually calculated after every quarter, six months, or one year. Heartland Financial Balance Sheet has two main parts: assets and liabilities. Liabilities are the debts or obligations of Heartland Financial and are divided into current liabilities and long term liabilities. An asset, on the other hand, is anything of value that can be converted into cash and which Heartland currently owns. An asset can also be divided into two categories, current and non-current.

Heartland Financial Balance Sheet Chart

At this time, Heartland Financial's Total Stockholder Equity is most likely to increase significantly in the upcoming years. The Heartland Financial's current Retained Earnings is estimated to increase to about 1.2 B, while Property Plant And Equipment Net is projected to decrease to roughly 129.6 M.

Total Assets Short Long Term Debt Total Total Current Liabilities Total Stockholder Equity

Add Fundamental

Total Assets

Total assets refers to the total amount of Heartland Financial assets owned. Assets are items that have some economic value and are expended over time to create a benefit for the owner. These assets are usually recorded in Heartland Financial USA books under different categories such as cash, marketable securities, accounts receivable,prepaid expenses, inventory, fixed assets, intangible assets, other assets, marketable securities, accounts receivable, prepaid expenses and others. The total value of all owned resources that are expected to provide future economic benefits to the business, including cash, investments, accounts receivable, inventory, property, plant, equipment, and intangible assets.

Total Current Liabilities

Total Current Liabilities is an item on Heartland Financial balance sheet that include short term debt, accounts payable, accrued salaries payable, payroll taxes payable, accrued liabilities and other debts. Total Current Liabilities of Heartland Financial USA are important to investors because some useful performance ratios such as Current Ratio and Quick Ratio require Total Current Liabilities to be accurate. The total amount of liabilities that a company is expected to pay within one year, including debts, accounts payable, and other short-term financial obligations.

Total Stockholder Equity

The total equity held by shareholders, calculated as the difference between a company's total assets and total liabilities. It represents the net value of the company owned by shareholders.

Most accounts from Heartland Financial's balance sheet are interrelated and interconnected. However, analyzing balance sheet accounts one by one will only give a small insight into Heartland Financial USA current financial condition. On the other hand, looking into the entire matrix of balance sheet accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Heartland Financial USA. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis.

	2021	2022	2023	2024 (projected)
Short and Long Term Debt Total	503.7M	747.9M	1.0B	550.5M
Total Assets	19.3B	20.2B	19.4B	20.4B

Short Long Term Debt Total Total Assets

Heartland Financial balance sheet Correlations

	Total Assets	Short Long Term Debt Total	Total Current Liabilities	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Common Stock Total Equity	Common Stock Shares Outstanding	Non Current Liabilities Total	Other Stockholder Equity	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Short Term Debt	Common Stock	Other Current Assets	Other Liab	Accounts Payable	Long Term Debt	Short Term Investments
Total Assets		0.38	0.53	0.98	0.74	-0.09	0.98	0.77	0.74	-0.91	0.64	-0.16	0.98	0.86	0.54	0.82	1.0	0.84	-0.4	0.43	-0.15	-0.52	-0.45	0.32	0.29	-0.24
Short Long Term Debt Total	0.38		0.27	0.27	0.5	0.82	0.39	0.22	0.19	-0.13	0.4	0.18	0.41	0.33	0.38	0.2	0.39	0.53	0.08	0.68	-0.03	-0.08	0.17	-0.17	0.48	0.14
Total Current Liabilities	0.53	0.27		0.46	0.29	0.02	0.54	0.4	0.07	-0.58	0.27	-0.25	0.46	0.45	0.17	0.49	0.54	0.46	-0.41	0.21	-0.18	-0.5	0.01	0.01	0.3	-0.31
Total Stockholder Equity	0.98	0.27	0.46		0.77	-0.22	0.94	0.81	0.83	-0.91	0.59	-0.23	0.97	0.87	0.49	0.8	0.97	0.81	-0.42	0.29	-0.1	-0.49	-0.49	0.38	0.26	-0.31
Property Plant And Equipment Net	0.74	0.5	0.29	0.77		-0.02	0.66	0.87	0.61	-0.58	0.75	0.2	0.77	0.86	0.07	0.46	0.74	0.89	0.05	0.13	0.14	-0.1	-0.43	0.26	0.5	0.13
Net Debt	-0.09	0.82	0.02	-0.22	-0.02		-0.04	-0.37	-0.17	0.32	0.02	0.2	-0.04	-0.21	0.33	-0.16	-0.07	-0.02	0.22	0.68	-0.01	0.12	0.43	-0.43	0.31	0.2
Retained Earnings	0.98	0.39	0.54	0.94	0.66	-0.04		0.7	0.69	-0.88	0.6	-0.19	0.97	0.82	0.64	0.82	0.99	0.79	-0.42	0.52	-0.17	-0.54	-0.42	0.27	0.19	-0.27
Cash	0.77	0.22	0.4	0.81	0.87	-0.37	0.7		0.6	-0.77	0.62	-0.05	0.74	0.91	0.06	0.61	0.76	0.89	-0.24	-0.06	-0.04	-0.35	-0.47	0.46	0.26	-0.12
Non Current Assets Total	0.74	0.19	0.07	0.83	0.61	-0.17	0.69	0.6		-0.71	0.26	-0.42	0.77	0.6	0.5	0.63	0.73	0.58	-0.42	0.21	-0.12	-0.38	-0.33	0.54	0.25	-0.46
Non Currrent Assets Other	-0.91	-0.13	-0.58	-0.91	-0.58	0.32	-0.88	-0.77	-0.71		-0.42	0.45	-0.84	-0.81	-0.44	-0.9	-0.9	-0.74	0.66	-0.17	0.35	0.7	0.41	-0.46	-0.15	0.52
Other Assets	0.64	0.4	0.27	0.59	0.75	0.02	0.6	0.62	0.26	-0.42		0.5	0.64	0.77	0.07	0.31	0.64	0.74	0.28	0.26	0.25	0.11	-0.71	0.06	0.12	0.44
Cash And Short Term Investments	-0.16	0.18	-0.25	-0.23	0.2	0.2	-0.19	-0.05	-0.42	0.45	0.5		-0.13	-0.01	-0.39	-0.53	-0.16	0.08	0.88	0.03	0.61	0.69	-0.14	-0.25	0.13	1.0
Common Stock Total Equity	0.98	0.41	0.46	0.97	0.77	-0.04	0.97	0.74	0.77	-0.84	0.64	-0.13		0.83	0.61	0.75	0.98	0.79	-0.3	0.5	-0.05	-0.41	-0.48	0.23	0.25	-0.21
Common Stock Shares Outstanding	0.86	0.33	0.45	0.87	0.86	-0.21	0.82	0.91	0.6	-0.81	0.77	-0.01	0.83		0.22	0.65	0.85	0.93	-0.23	0.12	0.0	-0.34	-0.58	0.37	0.16	-0.08
Non Current Liabilities Total	0.54	0.38	0.17	0.49	0.07	0.33	0.64	0.06	0.5	-0.44	0.07	-0.39	0.61	0.22		0.51	0.55	0.19	-0.41	0.83	-0.21	-0.39	-0.09	-0.09	-0.17	-0.44
Other Stockholder Equity	0.82	0.2	0.49	0.8	0.46	-0.16	0.82	0.61	0.63	-0.9	0.31	-0.53	0.75	0.65	0.51		0.82	0.62	-0.74	0.29	-0.67	-0.8	-0.35	0.32	0.15	-0.58
Total Liab	1.0	0.39	0.54	0.97	0.74	-0.07	0.99	0.76	0.73	-0.9	0.64	-0.16	0.98	0.85	0.55	0.82		0.84	-0.4	0.44	-0.16	-0.52	-0.44	0.31	0.29	-0.24
Property Plant And Equipment Gross	0.84	0.53	0.46	0.81	0.89	-0.02	0.79	0.89	0.58	-0.74	0.74	0.08	0.79	0.93	0.19	0.62	0.84		-0.17	0.2	-0.05	-0.33	-0.37	0.46	0.39	0.01
Total Current Assets	-0.4	0.08	-0.41	-0.42	0.05	0.22	-0.42	-0.24	-0.42	0.66	0.28	0.88	-0.3	-0.23	-0.41	-0.74	-0.4	-0.17		-0.04	0.71	0.95	-0.09	-0.29	0.04	0.89
Short Term Debt	0.43	0.68	0.21	0.29	0.13	0.68	0.52	-0.06	0.21	-0.17	0.26	0.03	0.5	0.12	0.83	0.29	0.44	0.2	-0.04		-0.08	-0.14	-0.01	-0.31	0.05	-0.02
Common Stock	-0.15	-0.03	-0.18	-0.1	0.14	-0.01	-0.17	-0.04	-0.12	0.35	0.25	0.61	-0.05	0.0	-0.21	-0.67	-0.16	-0.05	0.71	-0.08		0.7	-0.08	-0.15	-0.04	0.61
Other Current Assets	-0.52	-0.08	-0.5	-0.49	-0.1	0.12	-0.54	-0.35	-0.38	0.7	0.11	0.69	-0.41	-0.34	-0.39	-0.8	-0.52	-0.33	0.95	-0.14	0.7		-0.11	-0.26	-0.12	0.72
Other Liab	-0.45	0.17	0.01	-0.49	-0.43	0.43	-0.42	-0.47	-0.33	0.41	-0.71	-0.14	-0.48	-0.58	-0.09	-0.35	-0.44	-0.37	-0.09	-0.01	-0.08	-0.11		-0.12	0.38	-0.11
Accounts Payable	0.32	-0.17	0.01	0.38	0.26	-0.43	0.27	0.46	0.54	-0.46	0.06	-0.25	0.23	0.37	-0.09	0.32	0.31	0.46	-0.29	-0.31	-0.15	-0.26	-0.12		0.13	-0.25
Long Term Debt	0.29	0.48	0.3	0.26	0.5	0.31	0.19	0.26	0.25	-0.15	0.12	0.13	0.25	0.16	-0.17	0.15	0.29	0.39	0.04	0.05	-0.04	-0.12	0.38	0.13		0.1
Short Term Investments	-0.24	0.14	-0.31	-0.31	0.13	0.2	-0.27	-0.12	-0.46	0.52	0.44	1.0	-0.21	-0.08	-0.44	-0.58	-0.24	0.01	0.89	-0.02	0.61	0.72	-0.11	-0.25	0.1

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Heartland Financial Account Relationship Matchups

Heartland Financial balance sheet Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	13.2B	17.9B	19.3B	20.2B	19.4B	20.4B
Short Long Term Debt Total	458.4M	624.9M	503.7M	747.9M	1.0B	550.5M
Total Current Liabilities	182.6M	167.9M	131.6M	376.1M	152.2M	175.2M
Total Stockholder Equity	1.6B	2.1B	2.2B	1.7B	1.9B	2.0B
Property Plant And Equipment Net	200.5M	226.1M	215.8M	197.3M	202.9M	129.6M
Net Debt	76.1M	283.9M	65.2M	383.0M	699.7M	387.1M
Retained Earnings	702.5M	791.6M	963.0M	1.1B	1.1B	1.2B
Cash	382.3M	341.0M	438.5M	364.8M	324.3M	163.4M
Non Current Assets Total	4.1B	7.1B	8.5B	601.2M	6.4B	6.7B
Non Currrent Assets Other	(4.1B)	(7.1B)	(8.5B)	(7.3B)	(6.4B)	(6.1B)
Other Assets	8.7B	10.4B	10.3B	17.6B	12.7B	6.5B
Cash And Short Term Investments	382.3M	341.0M	438.5M	2.1B	323.0M	306.9M
Common Stock Total Equity	36.7M	42.1M	42.3M	42.5M	48.8M	51.3M
Common Stock Shares Outstanding	36.1M	37.4M	42.4M	42.6M	42.8M	24.1M
Liabilities And Stockholders Equity	13.2B	17.9B	19.3B	20.2B	19.4B	20.4B
Non Current Liabilities Total	275.8M	457.0M	372.1M	376.1M	9.6B	10.1B
Other Stockholder Equity	839.9M	1.1B	1.1B	1.1B	1.1B	1.1B
Total Liab	11.6B	15.8B	17.1B	18.5B	17.5B	18.4B
Property Plant And Equipment Gross	197.6M	219.6M	309.6M	295.9M	278.1M	139.2M
Total Current Assets	382.3M	341.0M	438.5M	2.1B	323.0M	306.9M
Accumulated Other Comprehensive Income	(926K)	72.7M	(5.8M)	(620.0M)	(452.5M)	(429.9M)
Short Term Debt	182.6M	167.9M	131.6M	376.1M	628.6M	660.1M
Common Stock	36.7M	42.1M	42.3M	42.5M	42.7M	40.6M
Other Current Assets	392.2M	375.0M	480.6M	(57.8M)	368.9M	350.4M
Other Liab	561K	15.3M	15.5M	20.2M	18.2M	27.2M
Accounts Payable	128.7M	224.3M	16.4B	248.3M	285.5M	271.3M
Long Term Debt	275.8M	457.0M	372.1M	371.8M	223.1M	310.0M
Short Term Investments	172.1M	118.7M	271.7M	1.7B	47.5M	45.1M
Inventory	(8.7B)	(10.3B)	(10.3B)	(11.3B)	(12.3B)	(11.7B)
Intangible Assets	55.4M	48.4M	39.9M	33.0M	18.4M	31.9M
Property Plant Equipment	204.5M	226.2M	215.8M	198.9M	228.7M	148.7M
Good Will	236.6M	391.7M	446.3M	576.0M	662.4M	695.5M
Net Receivables	8.3B	9.9B	9.8B	11.3B	11.9B	7.1B
Other Current Liab	(182.6M)	(167.9M)	(131.6M)	(226.0M)	(476.5M)	(452.6M)
Net Tangible Assets	1.1B	1.4B	1.5B	1.0B	1.2B	815.5M
Retained Earnings Total Equity	702.5M	791.6M	963.0M	1.1B	1.3B	1.4B
Long Term Debt Total	275.8M	457.0M	372.1M	371.8M	427.5M	375.5M
Capital Surpluse	839.9M	1.1B	1.1B	1.1B	1.2B	1.3B
Long Term Investments	8.4B	133.2M	7.7B	7.1B	5.6B	5.7B

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When determining whether Heartland Financial USA is a strong investment it is important to analyze Heartland Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Heartland Financial's future performance. For an informed investment choice regarding Heartland Stock, refer to the following important reports:

How To Invest In Heartland

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Is Heartland Stock a good investment?

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What is Heartland Financial's Net Worth?

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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Heartland Financial. If investors know Heartland will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Heartland Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.336

Dividend Share

1.2

Earnings Share

1.78

Revenue Per Share

13.33

Quarterly Revenue Growth

0.148

The market value of Heartland Financial USA is measured differently than its book value, which is the value of Heartland that is recorded on the company's balance sheet. Investors also form their own opinion of Heartland Financial's value that differs from its market value or its book value, called intrinsic value, which is Heartland Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Heartland Financial's market value can be influenced by many factors that don't directly affect Heartland Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Heartland Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Heartland Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Heartland Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Heartland Historical Balance Sheet

Heartland Financial Inventory

(11.66 Billion)

About Heartland Balance Sheet Analysis

Heartland Financial Balance Sheet Chart

Total Assets

Total Current Liabilities

Total Stockholder Equity

Heartland Financial balance sheet Correlations

Heartland Financial Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Heartland Financial balance sheet Accounts

Currently Active Assets on Macroaxis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Total Liab	+ 1.0	Total Assets
Short Term Investments	+ 1.0	Cash And Short Term Investments
Total Liab	+ 0.99	Retained Earnings
Total Stockholder Equity	+ 0.98	Total Assets
Retained Earnings	+ 0.98	Total Assets
Common Stock Total Equity	+ 0.98	Total Assets

Non Currrent Assets Other	- 0.91	Total Stockholder Equity
Non Currrent Assets Other	- 0.91	Total Assets
Total Liab	- 0.9	Non Currrent Assets Other
Other Stockholder Equity	- 0.9	Non Currrent Assets Other
Non Currrent Assets Other	- 0.88	Retained Earnings
Common Stock Total Equity	- 0.84	Non Currrent Assets Other