Heartland Net Profit Margin from 2010 to 2024

HTLF Stock  USD 68.95  1.42  2.10%   
Heartland Financial's Net Profit Margin is decreasing over the last several years with stable swings. Net Profit Margin is estimated to finish at 0.26 this year. Net Profit Margin is the percentage of revenue left after all expenses have been deducted from sales. The measure is calculated by dividing net profit by revenue. View All Fundamentals
 
Net Profit Margin  
First Reported
2010-12-31
Previous Quarter
0.14444766
Current Value
0.26
Quarterly Volatility
0.19160811
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check Heartland Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Heartland Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 31.6 M, Interest Expense of 370.2 M or Selling And Marketing Expenses of 4.7 M, as well as many indicators such as Price To Sales Ratio of 4.17, Dividend Yield of 0.0387 or PTB Ratio of 1.5. Heartland financial statements analysis is a perfect complement when working with Heartland Financial Valuation or Volatility modules.
  
Check out the analysis of Heartland Financial Correlation against competitors.

Latest Heartland Financial's Net Profit Margin Growth Pattern

Below is the plot of the Net Profit Margin of Heartland Financial USA over the last few years. It is the percentage of revenue left after all expenses have been deducted from sales. The measure is calculated by dividing net profit by revenue. Heartland Financial's Net Profit Margin historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Heartland Financial's overall financial position and show how it may be relating to other accounts over time.
Net Profit Margin10 Years Trend
Pretty Stable
   Net Profit Margin   
       Timeline  

Heartland Net Profit Margin Regression Statistics

Arithmetic Mean0.25
Geometric Mean0.22
Coefficient Of Variation75.65
Mean Deviation0.10
Median0.20
Standard Deviation0.19
Sample Variance0.04
Range0.8009
R-Value(0.23)
Mean Square Error0.04
R-Squared0.05
Significance0.40
Slope(0.01)
Total Sum of Squares0.51

Heartland Net Profit Margin History

2023 0.14
2022 0.29
2021 0.32
2020 0.23
2019 0.26
2018 0.22

About Heartland Financial Financial Statements

Heartland Financial stakeholders use historical fundamental indicators, such as Heartland Financial's Net Profit Margin, to determine how well the company is positioned to perform in the future. Although Heartland Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in Heartland Financial's assets and liabilities are reflected in the revenues and expenses on Heartland Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Heartland Financial USA. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Profit Margin 0.14  0.26 

Currently Active Assets on Macroaxis

When determining whether Heartland Financial USA is a strong investment it is important to analyze Heartland Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Heartland Financial's future performance. For an informed investment choice regarding Heartland Stock, refer to the following important reports:
Check out the analysis of Heartland Financial Correlation against competitors.
You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Heartland Financial. If investors know Heartland will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Heartland Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.336
Dividend Share
1.2
Earnings Share
1.78
Revenue Per Share
13.33
Quarterly Revenue Growth
0.148
The market value of Heartland Financial USA is measured differently than its book value, which is the value of Heartland that is recorded on the company's balance sheet. Investors also form their own opinion of Heartland Financial's value that differs from its market value or its book value, called intrinsic value, which is Heartland Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Heartland Financial's market value can be influenced by many factors that don't directly affect Heartland Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Heartland Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Heartland Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Heartland Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.