Heartland Price To Book Ratio from 2010 to 2024

HTLF Stock  USD 68.95  1.42  2.10%   
Heartland Financial's Price To Book Ratio is decreasing over the last several years with stable swings. Price To Book Ratio is estimated to finish at 1.50 this year. Price To Book Ratio is a ratio used to compare a firm's market value to its book value, calculated by dividing the current closing price of the stock by the latest quarter's book value per share. View All Fundamentals
 
Price To Book Ratio  
First Reported
2010-12-31
Previous Quarter
0.83052189
Current Value
1.5
Quarterly Volatility
0.39603876
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check Heartland Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Heartland Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 31.6 M, Interest Expense of 370.2 M or Selling And Marketing Expenses of 4.7 M, as well as many indicators such as Price To Sales Ratio of 4.17, Dividend Yield of 0.0387 or PTB Ratio of 1.5. Heartland financial statements analysis is a perfect complement when working with Heartland Financial Valuation or Volatility modules.
  
Check out the analysis of Heartland Financial Correlation against competitors.

Latest Heartland Financial's Price To Book Ratio Growth Pattern

Below is the plot of the Price To Book Ratio of Heartland Financial USA over the last few years. It is a ratio used to compare a firm's market value to its book value, calculated by dividing the current closing price of the stock by the latest quarter's book value per share. Heartland Financial's Price To Book Ratio historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Heartland Financial's overall financial position and show how it may be relating to other accounts over time.
Price To Book Ratio10 Years Trend
Pretty Stable
   Price To Book Ratio   
       Timeline  

Heartland Price To Book Ratio Regression Statistics

Arithmetic Mean1.19
Geometric Mean1.14
Coefficient Of Variation33.29
Mean Deviation0.29
Median1.09
Standard Deviation0.40
Sample Variance0.16
Range1.492
R-Value(0.23)
Mean Square Error0.16
R-Squared0.05
Significance0.40
Slope(0.02)
Total Sum of Squares2.20

Heartland Price To Book Ratio History

2024 1.5
2023 0.83
2022 1.14
2021 0.98
2018 1.09
2017 1.62
2016 1.61

About Heartland Financial Financial Statements

Heartland Financial stakeholders use historical fundamental indicators, such as Heartland Financial's Price To Book Ratio, to determine how well the company is positioned to perform in the future. Although Heartland Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in Heartland Financial's assets and liabilities are reflected in the revenues and expenses on Heartland Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Heartland Financial USA. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Price To Book Ratio 0.83  1.50 

Currently Active Assets on Macroaxis

When determining whether Heartland Financial USA is a strong investment it is important to analyze Heartland Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Heartland Financial's future performance. For an informed investment choice regarding Heartland Stock, refer to the following important reports:
Check out the analysis of Heartland Financial Correlation against competitors.
You can also try the Theme Ratings module to determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Heartland Financial. If investors know Heartland will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Heartland Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.336
Dividend Share
1.2
Earnings Share
1.78
Revenue Per Share
13.33
Quarterly Revenue Growth
0.148
The market value of Heartland Financial USA is measured differently than its book value, which is the value of Heartland that is recorded on the company's balance sheet. Investors also form their own opinion of Heartland Financial's value that differs from its market value or its book value, called intrinsic value, which is Heartland Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Heartland Financial's market value can be influenced by many factors that don't directly affect Heartland Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Heartland Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Heartland Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Heartland Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.