Independent Net Interest Income from 2010 to 2026

INDB Stock  USD 80.78  0.25  0.31%   
Independent Bank's Net Interest Income is increasing over the years with slightly volatile fluctuation. Net Interest Income is expected to dwindle to about 433.8 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
147.5 M
Current Value
203.3 M
Quarterly Volatility
31.2 M
 
Covid
 
Interest Hikes
Check Independent Bank financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Independent Bank's main balance sheet or income statement drivers, such as Interest Expense of 329.2 M, Other Operating Expenses of 945.3 M or Operating Income of 280.3 M, as well as many indicators such as Price To Sales Ratio of 2.26, Dividend Yield of 0.0192 or PTB Ratio of 1.76. Independent financial statements analysis is a perfect complement when working with Independent Bank Valuation or Volatility modules.
  
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Check out the analysis of Independent Bank Correlation against competitors.
For information on how to trade Independent Stock refer to our How to Trade Independent Stock guide.
Analyzing Independent Bank's Net Interest Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Interest Income has evolved provides context for assessing Independent Bank's current valuation and future prospects.

Latest Independent Bank's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of Independent Bank over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. Independent Bank's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Independent Bank's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

Independent Net Interest Income Regression Statistics

Arithmetic Mean358,715,019
Geometric Mean328,018,321
Coefficient Of Variation44.81
Mean Deviation135,764,491
Median298,165,000
Standard Deviation160,757,867
Sample Variance25843.1T
Range431.1M
R-Value0.88
Mean Square Error6425.7T
R-Squared0.77
Slope27,878,582
Total Sum of Squares413489.5T

Independent Net Interest Income History

2026433.8 M
2025646 M
2024561.7 M
2023606.5 M
2022613.2 M
2021401.6 M
2020367.7 M

About Independent Bank Financial Statements

Independent Bank stakeholders use historical fundamental indicators, such as Independent Bank's Net Interest Income, to determine how well the company is positioned to perform in the future. Although Independent Bank investors may analyze each financial statement separately, they are all interrelated. For example, changes in Independent Bank's assets and liabilities are reflected in the revenues and expenses on Independent Bank's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Independent Bank. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Interest Income646 M433.8 M

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When determining whether Independent Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Independent Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Independent Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Independent Bank Stock:
Check out the analysis of Independent Bank Correlation against competitors.
For information on how to trade Independent Stock refer to our How to Trade Independent Stock guide.
You can also try the Money Managers module to screen money managers from public funds and ETFs managed around the world.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Independent Bank. Market participants price Independent higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Independent Bank assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.291
Dividend Share
2.36
Earnings Share
4.45
Revenue Per Share
17.155
Quarterly Revenue Growth
0.471
Understanding Independent Bank requires distinguishing between market price and book value, where the latter reflects Independent's accounting equity. The concept of intrinsic value—what Independent Bank's is actually worth based on fundamentals—guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push Independent Bank's price substantially above or below its fundamental value.
Please note, there is a significant difference between Independent Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Independent Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, Independent Bank's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.