Independent Bank Stock Technical Analysis

INDB Stock  USD 80.53  0.98  1.23%   
As of the 30th of January, Independent Bank retains the Risk Adjusted Performance of 0.1229, market risk adjusted performance of 0.234, and Downside Deviation of 1.29. Independent Bank technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices.

Independent Bank Momentum Analysis

Momentum indicators are widely used technical indicators which help to measure the pace at which the price of specific equity, such as Independent, fluctuates. Many momentum indicators also complement each other and can be helpful when the market is rising or falling as compared to IndependentIndependent Bank's Momentum analyses are specifically helpful, as they help investors time the market using mark points where the market can reverse. The reversal spots are usually identified through divergence between price movement and momentum.

Independent Bank Analyst Consensus

Target PriceAdvice# of Analysts
89.2Buy4Odds
Independent Bank current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Independent analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Independent stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Independent Bank, talking to its executives and customers, or listening to Independent conference calls.
Independent Analyst Advice Details
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Independent Bank. Market participants price Independent higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Independent Bank assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.291
Dividend Share
2.36
Earnings Share
4.44
Revenue Per Share
17.155
Quarterly Revenue Growth
0.471
Understanding Independent Bank requires distinguishing between market price and book value, where the latter reflects Independent's accounting equity. The concept of intrinsic value—what Independent Bank's is actually worth based on fundamentals—guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push Independent Bank's price substantially above or below its fundamental value.
Please note, there is a significant difference between Independent Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Independent Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, Independent Bank's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.

Independent Bank 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Independent Bank's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Independent Bank.
0.00
11/01/2025
No Change 0.00  0.0 
In 2 months and 31 days
01/30/2026
0.00
If you would invest  0.00  in Independent Bank on November 1, 2025 and sell it all today you would earn a total of 0.00 from holding Independent Bank or generate 0.0% return on investment in Independent Bank over 90 days. Independent Bank is related to or competes with First Interstate, Renasant, BBVA Banco, Associated Banc, Webster Financial, Fulton Financial, and Cathay General. Independent Bank Corp. operates as the bank holding company for Rockland Trust Company that provides commercial banking ... More

Independent Bank Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Independent Bank's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Independent Bank upside and downside potential and time the market with a certain degree of confidence.

Independent Bank Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for Independent Bank's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Independent Bank's standard deviation. In reality, there are many statistical measures that can use Independent Bank historical prices to predict the future Independent Bank's volatility.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Independent Bank's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
78.9380.5382.13
Details
Intrinsic
Valuation
LowRealHigh
72.4890.7292.32
Details
Naive
Forecast
LowNextHigh
81.5183.1084.70
Details
4 Analysts
Consensus
LowTargetHigh
81.1789.2099.01
Details

Independent Bank January 30, 2026 Technical Indicators

Independent Bank Backtested Returns

Independent Bank appears to be very steady, given 3 months investment horizon. Independent Bank holds Efficiency (Sharpe) Ratio of 0.2, which attests that the entity had a 0.2 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Independent Bank, which you can use to evaluate the volatility of the firm. Please utilize Independent Bank's Risk Adjusted Performance of 0.1229, downside deviation of 1.29, and Market Risk Adjusted Performance of 0.234 to validate if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Independent Bank holds a performance score of 15. The company retains a Market Volatility (i.e., Beta) of 1.09, which attests to a somewhat significant risk relative to the market. Independent Bank returns are very sensitive to returns on the market. As the market goes up or down, Independent Bank is expected to follow. Please check Independent Bank's total risk alpha, value at risk, and the relationship between the standard deviation and treynor ratio , to make a quick decision on whether Independent Bank's current trending patterns will revert.

Auto-correlation

    
  0.73  

Good predictability

Independent Bank has good predictability. Overlapping area represents the amount of predictability between Independent Bank time series from 1st of November 2025 to 16th of December 2025 and 16th of December 2025 to 30th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Independent Bank price movement. The serial correlation of 0.73 indicates that around 73.0% of current Independent Bank price fluctuation can be explain by its past prices.
Correlation Coefficient0.73
Spearman Rank Test0.36
Residual Average0.0
Price Variance4.43
Independent Bank technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
A focus of Independent Bank technical analysis is to determine if market prices reflect all relevant information impacting that market. A technical analyst looks at the history of Independent Bank trading pattern rather than external drivers such as economic, fundamental, or social events. It is believed that price action tends to repeat itself due to investors' collective, patterned behavior. Hence technical analysis focuses on identifiable price trends and conditions. More Info...

Independent Bank Technical Analysis

Indicator
The output start index for this execution was one with a total number of output elements of sixty. The True Range is a measure of Independent Bank volatility developed by Welles Wilder.

About Independent Bank Technical Analysis

The technical analysis module can be used to analyzes prices, returns, volume, basic money flow, and other market information and help investors to determine the real value of Independent Bank on a daily or weekly bases. We use both bottom-up as well as top-down valuation methodologies to arrive at the intrinsic value of Independent Bank based on its technical analysis. In general, a bottom-up approach, as applied to this company, focuses on Independent Bank price pattern first instead of the macroeconomic environment surrounding Independent Bank. By analyzing Independent Bank's financials, daily price indicators, and related drivers such as dividends, momentum ratios, and various types of growth rates, we attempt to find the most accurate representation of Independent Bank's intrinsic value. As compared to a bottom-up approach, our top-down model examines the macroeconomic factors that affect the industry/economy before zooming in to Independent Bank specific price patterns or momentum indicators. Please read more on our technical analysis page.
 2023 2024 2025 2026 (projected)
Dividend Yield0.03370.03530.03230.0192
Price To Sales Ratio3.192.83.32.27

Independent Bank January 30, 2026 Technical Indicators

Most technical analysis of Independent help investors determine whether a current trend will continue and, if not, when it will shift. We provide a combination of tools to recognize potential entry and exit points for Independent from various momentum indicators to cycle indicators. When you analyze Independent charts, please remember that the event formation may indicate an entry point for a short seller, and look at different other indicators across different periods to confirm that a breakdown or reversion is likely to occur.

Independent Bank January 30, 2026 Daily Trend Indicators

Traders often use several different daily volumes and price technical indicators to supplement a more traditional technical analysis when analyzing securities such as Independent stock. With literally thousands of different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.

Complementary Tools for Independent Stock analysis

When running Independent Bank's price analysis, check to measure Independent Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Independent Bank is operating at the current time. Most of Independent Bank's value examination focuses on studying past and present price action to predict the probability of Independent Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Independent Bank's price. Additionally, you may evaluate how the addition of Independent Bank to your portfolios can decrease your overall portfolio volatility.
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