ING Financial Statements From 2010 to 2026

ING Stock  USD 28.77  0.26  0.91%   
ING Group's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing ING Group's valuation are provided below:
Gross Profit
20 B
Profit Margin
0.2502
Market Capitalization
82.4 B
Enterprise Value Revenue
10.7078
Revenue
20 B
There are over one hundred nineteen available fundamental trends for ING Group NV, which can be analyzed over time and compared to other ratios. Active traders should verify all of ING Group NV regular fundamental drivers against the trend between 2010 and 2026 to make sure the company can sustain itself for few more years. The ING Group's current Enterprise Value is estimated to increase to about 160.5 B, while Market Cap is projected to decrease to roughly 29 B.

ING Group Total Revenue

54.53 Billion

Check ING Group financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among ING Group's main balance sheet or income statement drivers, such as Depreciation And Amortization of 699.6 M, Interest Expense of 33.4 B or Selling General Administrative of 6.6 B, as well as many indicators such as Price To Sales Ratio of 1.19, Dividend Yield of 0.0429 or PTB Ratio of 1.16. ING financial statements analysis is a perfect complement when working with ING Group Valuation or Volatility modules.
  
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Check out the analysis of ING Group Correlation against competitors.

ING Group Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total AssetsT1.2 T949.6 B
Pretty Stable
Short and Long Term Debt Total170.6 B197 B164 B
Slightly volatile
Total Current Liabilities914.1 B870.6 B315.2 B
Slightly volatile
Total Stockholder Equity43.3 B57.9 B48 B
Slightly volatile
Property Plant And Equipment Net2.7 B2.2 B2.4 B
Very volatile
Cash44.2 B80.9 B53.1 B
Slightly volatile
Non Current Assets Total1.1 TT377.6 B
Slightly volatile
Cash And Short Term Investments139 B132.4 B79.5 B
Slightly volatile
Net Receivables841.3 M885.6 M5.5 B
Slightly volatile
Common Stock Shares Outstanding3.3 B3.6 B3.6 B
Pretty Stable
Liabilities And Stockholders EquityT1.2 T949.6 B
Pretty Stable
Non Current Liabilities Total149.8 B244 B155.3 B
Slightly volatile
Total Liabilities885 B1.1 T759.7 B
Very volatile
Total Current Assets75.2 B133.6 B81.2 B
Slightly volatile
Retained Earnings32.8 B38.9 B31.8 B
Slightly volatile
Common Stock37.4 M35.6 M5.3 B
Pretty Stable
Other Liabilities13.2 B13.9 B250.4 B
Slightly volatile
Long Term Debt120.4 B184.3 B114.8 B
Slightly volatile
Property Plant EquipmentB2.2 B2.6 B
Pretty Stable
Property Plant And Equipment Gross4.3 B7.3 B3.7 B
Slightly volatile
Good Will407 M428.4 M816.6 M
Slightly volatile
Intangible Assets732.7 M771.3 MB
Slightly volatile
Common Stock Total Equity463.5 M472.5 M521.1 M
Slightly volatile
Long Term Investments199.3 B266.6 B188 B
Slightly volatile
Short and Long Term Debt164.1 B166.8 B156.5 B
Pretty Stable
Net Tangible Assets57.1 B63.7 B51.9 B
Slightly volatile
Long Term Debt Total100.4 B121.2 B92.1 B
Slightly volatile
Capital Surpluse18.7 B19.7 B17 B
Slightly volatile
Earning Assets160.4 B162.8 B202.7 B
Slightly volatile
Net Invested Capital199.6 B242.1 B183.5 B
Slightly volatile
Capital Stock26.5 M27.9 M65.4 M
Very volatile

ING Group Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization699.6 M605.7 M712.8 M
Pretty Stable
Interest Expense33.4 B50.5 B29.5 B
Very volatile
Selling General Administrative6.6 B6.9 B7.2 B
Pretty Stable
Total Revenue54.5 B59.8 B47.5 B
Pretty Stable
Gross Profit30.3 B19.3 B19 B
Pretty Stable
Other Operating Expenses49.3 B51.4 B41 B
Pretty Stable
Operating IncomeB8.4 B5.9 B
Slightly volatile
EBITB8.4 B5.9 B
Slightly volatile
EBITDA5.7 BB6.6 B
Slightly volatile
Cost Of Revenue34.6 B51.7 B30.7 B
Very volatile
Total Operating Expenses10.4 B10.9 B11.7 B
Slightly volatile
Income Before Tax6.3 B10.7 B6.2 B
Slightly volatile
Net Income3.5 B5.8 B4.2 B
Slightly volatile
Income Tax Expense3.2 BB1.8 B
Slightly volatile
Selling And Marketing Expenses424.1 M396.9 M406.9 M
Slightly volatile
Net Income Applicable To Common Shares4.7 B5.8 B5.2 B
Pretty Stable
Net Income From Continuing Ops5.4 B7.6 B4.5 B
Slightly volatile
Tax Provision2.2 BBB
Slightly volatile
Net Interest Income14.9 B17.3 B13.6 B
Slightly volatile
Interest Income24.6 B13.5 B34 B
Slightly volatile
Reconciled Depreciation763.1 M774 M631 M
Slightly volatile

ING Group Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow112.3 B107 B52.9 B
Slightly volatile
Depreciation697.6 M605.7 M712.7 M
Pretty Stable
Net Income4.6 B8.4 B5.7 B
Slightly volatile
End Period Cash Flow83.4 B79.4 B52.3 B
Slightly volatile
Stock Based Compensation26.5 M27.9 M262.1 M
Slightly volatile
Issuance Of Capital Stock3.7 M5.8 M4.2 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.190.662.0654
Slightly volatile
Dividend Yield0.04290.07150.0449
Slightly volatile
PTB Ratio1.161.120.8859
Slightly volatile
Days Sales Outstanding5.916.22149
Slightly volatile
Book Value Per Share15.5118.2814.143
Slightly volatile
Stock Based Compensation To Revenue7.0E-48.0E-40.0031
Slightly volatile
Capex To Depreciation0.540.571.0481
Slightly volatile
PB Ratio1.161.120.8859
Slightly volatile
EV To Sales4.662.87.8241
Slightly volatile
Net Income Per Share1.852.281.2584
Slightly volatile
Payables Turnover0.03120.03510.0383
Slightly volatile
Sales General And Administrative To Revenue0.09250.09740.759
Slightly volatile
Capex To Revenue0.00550.00570.0251
Slightly volatile
Cash Per Share16.4731.9924.2303
Slightly volatile
Interest Coverage0.240.250.3862
Pretty Stable
Payout Ratio0.570.550.4426
Slightly volatile
Days Payables Outstanding7.5 K8.4 K9.2 K
Slightly volatile
ROE0.130.150.0928
Slightly volatile
PE Ratio6.226.8810.7809
Slightly volatile
Return On Tangible Assets0.00590.00720.0048
Slightly volatile
Earnings Yield0.120.150.109
Pretty Stable
Intangibles To Total Assets0.00270.00150.0019
Slightly volatile
Net Debt To EBITDA18.6218.1815.0375
Pretty Stable
Current Ratio0.130.1498.0926
Very volatile
Tangible Book Value Per Share14.817.813.6972
Slightly volatile
Receivables Turnover63.7860.7419.6293
Slightly volatile
Graham Number24.9930.319.3133
Slightly volatile
Shareholders Equity Per Share14.5817.9213.5872
Slightly volatile
Debt To Equity4.625.23.4984
Very volatile
Capex Per Share0.110.120.2568
Slightly volatile
Average Receivables7.2 B8.1 B8.8 B
Slightly volatile
Revenue Per Share18.0423.668.234
Slightly volatile
Interest Debt Per Share70.9396.7254.7485
Pretty Stable
Debt To Assets0.20.260.1837
Pretty Stable
Enterprise Value Over EBITDA24.9623.8121.0265
Pretty Stable
Price Earnings Ratio6.226.8810.7809
Slightly volatile
Price Book Value Ratio1.161.120.8859
Slightly volatile
Days Of Payables Outstanding7.5 K8.4 K9.2 K
Slightly volatile
Dividend Payout Ratio0.570.550.4426
Slightly volatile
Pretax Profit Margin0.180.130.3139
Slightly volatile
Ebt Per Ebit0.580.880.8643
Pretty Stable
Operating Profit Margin0.250.130.3666
Slightly volatile
Effective Tax Rate0.210.260.2734
Pretty Stable
Company Equity Multiplier28.1323.3320.1363
Very volatile
Long Term Debt To Capitalization0.830.890.7402
Pretty Stable
Total Debt To Capitalization0.870.940.7735
Pretty Stable
Return On Capital Employed0.04340.04130.0172
Slightly volatile
Debt Equity Ratio4.625.23.4984
Very volatile
Ebit Per Revenue0.250.130.3666
Slightly volatile
Quick Ratio0.130.14271
Very volatile
Net Income Per E B T0.780.790.6977
Pretty Stable
Cash Ratio0.0790.083260.6925
Very volatile
Days Of Sales Outstanding5.916.22149
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.21.161.0003
Slightly volatile
Price To Book Ratio1.161.120.8859
Slightly volatile
Fixed Asset Turnover17.1331.3811.0159
Slightly volatile
Enterprise Value Multiple24.9623.8121.0265
Pretty Stable
Debt Ratio0.20.260.1837
Pretty Stable
Price Sales Ratio1.190.662.0654
Slightly volatile
Return On Assets0.00590.00720.0048
Slightly volatile
Asset Turnover0.05310.07480.0313
Slightly volatile
Net Profit Margin0.130.08660.2195
Slightly volatile
Gross Profit Margin0.350.371.3137
Slightly volatile
Price Fair Value1.161.120.8859
Slightly volatile
Return On Equity0.130.150.0928
Slightly volatile

ING Group Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap29 B32.9 B37 B
Slightly volatile
Enterprise Value160.5 B138.1 B130.2 B
Pretty Stable

ING Fundamental Market Drivers

Forward Price Earnings10.2775
Cash And Short Term Investments115.1 B

ING Upcoming Events

1st of February 2024
Upcoming Quarterly Report
View
9th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
1st of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About ING Group Financial Statements

ING Group stakeholders use historical fundamental indicators, such as ING Group's revenue or net income, to determine how well the company is positioned to perform in the future. Although ING Group investors may analyze each financial statement separately, they are all interrelated. For example, changes in ING Group's assets and liabilities are reflected in the revenues and expenses on ING Group's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in ING Group NV. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue16.1 M15.3 M
Total Revenue59.8 B54.5 B
Cost Of Revenue51.7 B34.6 B
Sales General And Administrative To Revenue 0.10  0.09 
Capex To Revenue 0.01  0.01 
Revenue Per Share 23.66  18.04 
Ebit Per Revenue 0.13  0.25 

Currently Active Assets on Macroaxis

When determining whether ING Group NV is a strong investment it is important to analyze ING Group's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact ING Group's future performance. For an informed investment choice regarding ING Stock, refer to the following important reports:
Check out the analysis of ING Group Correlation against competitors.
You can also try the AI Portfolio Prophet module to use AI to generate optimal portfolios and find profitable investment opportunities.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ING Group. If investors know ING will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ING Group listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.028
Dividend Share
1.06
Earnings Share
2.33
Revenue Per Share
6.568
Quarterly Revenue Growth
(0)
The market value of ING Group NV is measured differently than its book value, which is the value of ING that is recorded on the company's balance sheet. Investors also form their own opinion of ING Group's value that differs from its market value or its book value, called intrinsic value, which is ING Group's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ING Group's market value can be influenced by many factors that don't directly affect ING Group's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ING Group's value and its price as these two are different measures arrived at by different means. Investors typically determine if ING Group is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ING Group's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.