ING Financial Statements From 2010 to 2025

ING Stock  USD 28.10  0.15  0.54%   
ING Group's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing ING Group's valuation are provided below:
Gross Profit
20 B
Profit Margin
0.2502
Market Capitalization
81.5 B
Enterprise Value Revenue
10.6322
Revenue
20 B
There are over one hundred nineteen available fundamental trends for ING Group NV, which can be analyzed over time and compared to other ratios. Active traders should verify all of ING Group NV regular fundamental drivers against the trend between 2010 and 2025 to make sure the company can sustain itself for few more years. The ING Group's current Enterprise Value is estimated to increase to about 160.5 B, while Market Cap is projected to decrease to roughly 29 B.

ING Group Total Revenue

54.53 Billion

Check ING Group financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among ING Group's main balance sheet or income statement drivers, such as Depreciation And Amortization of 699.6 M, Interest Expense of 33.4 B or Selling General Administrative of 14.7 B, as well as many indicators such as Price To Sales Ratio of 1.19, Dividend Yield of 0.0429 or PTB Ratio of 1.16. ING financial statements analysis is a perfect complement when working with ING Group Valuation or Volatility modules.
  
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Check out the analysis of ING Group Correlation against competitors.

ING Group Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total AssetsTT935.6 B
Pretty Stable
Short and Long Term Debt Total170.6 B171.3 B161.9 B
Pretty Stable
Total Current Liabilities794.9 B757 B273.1 B
Slightly volatile
Total Stockholder Equity43.3 B50.3 B47.4 B
Slightly volatile
Property Plant And Equipment Net2.7 B2.4 B2.4 B
Very volatile
Cash44.2 B70.4 B51.4 B
Slightly volatile
Non Current Assets Total949.6 B904.4 B327.3 B
Slightly volatile
Cash And Short Term Investments61.4 B115.1 B71.3 B
Slightly volatile
Net Receivables934.8 M984 M5.8 B
Slightly volatile
Common Stock Shares Outstanding3.3 B3.2 B3.6 B
Pretty Stable
Liabilities And Stockholders EquityTT935.6 B
Pretty Stable
Non Current Liabilities Total149.8 B212.2 B149.8 B
Slightly volatile
Total Liabilities885 B969.2 B737.5 B
Pretty Stable
Total Current Assets75.2 B116.1 B77.9 B
Slightly volatile
Retained Earnings32.8 B33.9 B31.4 B
Slightly volatile
Common Stock32.5 M31 M5.6 B
Pretty Stable
Other Liabilities13.2 B13.9 B265.1 B
Slightly volatile
Long Term Debt120.4 B160.2 B110.5 B
Pretty Stable
Property Plant EquipmentB2.4 B2.6 B
Pretty Stable
Property Plant And Equipment Gross4.3 B6.3 B3.4 B
Slightly volatile
Good Will452.2 M476 M843.6 M
Slightly volatile
Intangible Assets814.1 M857 M2.1 B
Slightly volatile
Common Stock Total Equity463.5 M472.5 M520.9 M
Slightly volatile
Long Term Investments199.3 B231.9 B183.1 B
Slightly volatile
Short and Long Term Debt164.1 B166.8 B157.2 B
Pretty Stable
Net Tangible Assets57.1 B63.7 B51.7 B
Slightly volatile
Long Term Debt Total100.4 B105.4 B90.3 B
Slightly volatile
Capital Surpluse18.7 B19.7 B16.9 B
Slightly volatile
Earning Assets160.4 B162.8 B204 B
Slightly volatile
Net Invested Capital199.6 B210.6 B179.8 B
Slightly volatile
Capital Stock29.4 M31 M67.9 M
Pretty Stable

ING Group Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization699.6 M673 M719.5 M
Pretty Stable
Interest Expense33.4 B43.9 B28.2 B
Pretty Stable
Selling General Administrative14.7 B7.7 B7.7 B
Very volatile
Total Revenue54.5 B66.4 B46.7 B
Pretty Stable
Gross Profit30.3 B21.4 B18.9 B
Pretty Stable
Other Operating Expenses49.3 B57.1 B40.4 B
Slightly volatile
Operating IncomeB9.3 B5.7 B
Slightly volatile
EBITB9.3 B5.8 B
Slightly volatile
EBITDA5.7 B10 B6.5 B
Slightly volatile
Cost Of Revenue34.6 B45 B29.4 B
Pretty Stable
Total Operating Expenses23.9 B12.1 B12.5 B
Pretty Stable
Income Before Tax6.3 B9.3 B5.9 B
Slightly volatile
Net Income3.5 B6.4 B4.1 B
Slightly volatile
Income Tax Expense1.5 B2.6 B1.6 B
Slightly volatile
Selling And Marketing Expenses424.1 M441 M407.5 M
Slightly volatile
Net Income Applicable To Common Shares4.7 B6.4 B5.1 B
Pretty Stable
Net Income From Continuing Ops5.4 B6.7 B4.3 B
Slightly volatile
Tax Provision2.2 B2.6 B1.9 B
Slightly volatile
Net Interest Income14.9 B15 B13.3 B
Slightly volatile
Interest Income24.6 B15 B35.2 B
Slightly volatile
Reconciled Depreciation763.1 M673 M622.1 M
Slightly volatile

ING Group Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow97.7 B93 B48.6 B
Slightly volatile
Depreciation697.6 M673 M719.4 M
Pretty Stable
Dividends Paid3.7 B3.9 B68.5 B
Slightly volatile
Net Income9.8 B9.3 B5.8 B
Slightly volatile
End Period Cash Flow72.5 B69.1 B49.9 B
Slightly volatile
Stock Based Compensation26.5 M27.9 M276.5 M
Slightly volatile
Issuance Of Capital Stock3.7 M5.8 M4.2 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.190.73552.1532
Slightly volatile
Dividend Yield0.04290.07940.0433
Slightly volatile
PTB Ratio1.160.97080.8713
Pretty Stable
Days Sales Outstanding5.145.4083158
Slightly volatile
Book Value Per Share15.5115.893613.8845
Slightly volatile
Stock Based Compensation To Revenue7.0E-48.0E-40.0032
Slightly volatile
Capex To Depreciation0.540.571.0827
Slightly volatile
PB Ratio1.160.97080.8713
Pretty Stable
EV To Sales4.663.10978.1381
Slightly volatile
Net Income Per Share1.851.981.1945
Slightly volatile
Payables Turnover0.03120.03510.0383
Slightly volatile
Sales General And Administrative To Revenue0.10.10820.8008
Slightly volatile
Capex To Revenue0.00470.0050.0263
Slightly volatile
Cash Per Share37.3235.541225.0484
Slightly volatile
Interest Coverage0.20.21560.3922
Very volatile
Payout Ratio0.640.60690.4403
Slightly volatile
Days Payables Outstanding7.5 K8.4 K9.2 K
Slightly volatile
ROE0.130.1270.0892
Slightly volatile
PE Ratio6.227.641411.0247
Slightly volatile
Return On Tangible Assets0.00590.00630.0047
Slightly volatile
Earnings Yield0.120.13090.1065
Very volatile
Intangibles To Total Assets0.00120.00130.0018
Slightly volatile
Net Debt To EBITDA18.6215.809814.8411
Slightly volatile
Current Ratio0.150.1534104
Very volatile
Tangible Book Value Per Share14.815.480413.4408
Slightly volatile
Receivables Turnover70.8667.488817.5024
Slightly volatile
Graham Number24.9926.350118.6266
Slightly volatile
Shareholders Equity Per Share14.5815.585413.3164
Slightly volatile
Debt To Equity4.624.52413.3921
Pretty Stable
Capex Per Share0.09770.10280.2646
Slightly volatile
Average Receivables7.2 B8.1 B8.8 B
Slightly volatile
Revenue Per Share18.0420.5717.2699
Slightly volatile
Interest Debt Per Share70.9384.103252.1253
Very volatile
Debt To Assets0.20.2230.1789
Pretty Stable
Enterprise Value Over EBITDA24.9620.707420.8525
Pretty Stable
Price Earnings Ratio6.227.641411.0247
Slightly volatile
Price Book Value Ratio1.160.97080.8713
Pretty Stable
Days Of Payables Outstanding7.5 K8.4 K9.2 K
Slightly volatile
Dividend Payout Ratio0.640.60690.4403
Slightly volatile
Pretax Profit Margin0.180.140.3254
Pretty Stable
Ebt Per Ebit0.580.98290.8633
Pretty Stable
Operating Profit Margin0.250.14250.3814
Slightly volatile
Effective Tax Rate0.210.28490.2742
Pretty Stable
Company Equity Multiplier28.1320.283519.9367
Very volatile
Long Term Debt To Capitalization0.830.77180.7309
Very volatile
Total Debt To Capitalization0.870.8190.7631
Pretty Stable
Return On Capital Employed0.0190.03590.0141
Pretty Stable
Debt Equity Ratio4.624.52413.3921
Pretty Stable
Ebit Per Revenue0.250.14250.3814
Slightly volatile
Quick Ratio0.150.1534288
Very volatile
Net Income Per E B T0.780.68730.692
Very volatile
Cash Ratio0.08780.092464.4812
Very volatile
Days Of Sales Outstanding5.145.4083158
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.21.00590.9903
Slightly volatile
Price To Book Ratio1.160.97080.8713
Pretty Stable
Fixed Asset Turnover17.1327.28399.7432
Slightly volatile
Enterprise Value Multiple24.9620.707420.8525
Pretty Stable
Debt Ratio0.20.2230.1789
Pretty Stable
Price Sales Ratio1.190.73552.1532
Slightly volatile
Return On Assets0.00590.00630.0047
Slightly volatile
Asset Turnover0.05310.06510.0286
Pretty Stable
Net Profit Margin0.130.09630.2278
Pretty Stable
Gross Profit Margin0.350.371.3756
Slightly volatile
Price Fair Value1.160.97080.8713
Pretty Stable
Return On Equity0.130.1270.0892
Slightly volatile

ING Group Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap29 B32.9 B37 B
Slightly volatile
Enterprise Value160.5 B138.1 B130.9 B
Pretty Stable

ING Fundamental Market Drivers

Forward Price Earnings10.1215
Cash And Short Term Investments115.1 B

ING Upcoming Events

1st of February 2024
Upcoming Quarterly Report
View
9th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
1st of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About ING Group Financial Statements

ING Group stakeholders use historical fundamental indicators, such as ING Group's revenue or net income, to determine how well the company is positioned to perform in the future. Although ING Group investors may analyze each financial statement separately, they are all interrelated. For example, changes in ING Group's assets and liabilities are reflected in the revenues and expenses on ING Group's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in ING Group NV. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue16.1 M15.3 M
Total Revenue66.4 B54.5 B
Cost Of Revenue45 B34.6 B
Sales General And Administrative To Revenue 0.11  0.10 
Revenue Per Share 20.57  18.04 
Ebit Per Revenue 0.14  0.25 

Currently Active Assets on Macroaxis

When determining whether ING Group NV is a strong investment it is important to analyze ING Group's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact ING Group's future performance. For an informed investment choice regarding ING Stock, refer to the following important reports:
Check out the analysis of ING Group Correlation against competitors.
You can also try the Idea Analyzer module to analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ING Group. If investors know ING will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ING Group listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.028
Dividend Share
1.06
Earnings Share
2.35
Revenue Per Share
6.568
Quarterly Revenue Growth
(0)
The market value of ING Group NV is measured differently than its book value, which is the value of ING that is recorded on the company's balance sheet. Investors also form their own opinion of ING Group's value that differs from its market value or its book value, called intrinsic value, which is ING Group's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ING Group's market value can be influenced by many factors that don't directly affect ING Group's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ING Group's value and its price as these two are different measures arrived at by different means. Investors typically determine if ING Group is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ING Group's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.