ING Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . ING Group NV
ING Stock  USD 29.23  0.20  0.69%   
ING Group's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing ING Group's valuation are provided below:
Gross Profit
21.7 B
Profit Margin
0.2912
Market Capitalization
82.8 B
Enterprise Value Revenue
10.3441
Revenue
21.7 B
There are over one hundred nineteen available fundamental trends for ING Group NV, which can be analyzed over time and compared to other ratios. Active traders should verify all of ING Group NV regular fundamental drivers against the trend between 2010 and 2026 to make sure the company can sustain itself for few more years. The ING Group's current Enterprise Value is estimated to increase to about 160.5 B, while Market Cap is projected to decrease to roughly 29 B.

ING Group Total Revenue

21.88 Billion

Check ING Group financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among ING Group's main balance sheet or income statement drivers, such as Depreciation And Amortization of 699.6 M, Interest Expense of 33.4 B or Selling General Administrative of 6.6 B, as well as many indicators such as Price To Sales Ratio of 3.27, Dividend Yield of 0.0428 or PTB Ratio of 1.18. ING financial statements analysis is a perfect complement when working with ING Group Valuation or Volatility modules.
  
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Check out the analysis of ING Group Correlation against competitors.

ING Group Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets1 T1.1 T963.9 B
Pretty Stable
Short and Long Term Debt Total171.1 B169.3 B162.4 B
Pretty Stable
Total Current Liabilities541.6 B819.1 B489.9 B
Pretty Stable
Total Stockholder Equity43.6 B49.7 B47.3 B
Slightly volatile
Property Plant And Equipment Net2.7 B2.5 B2.4 B
Pretty Stable
Cash45.3 B52.9 B52.5 B
Slightly volatile
Non Current Assets Total532.5 B948.1 B529.6 B
Very volatile
Cash And Short Term Investments117.1 B106.3 B132.8 B
Pretty Stable
Net Receivables841.3 M885.6 M5.5 B
Slightly volatile
Common Stock Shares Outstanding3.3 B3 B3.6 B
Very volatile
Liabilities And Stockholders Equity1 T1.1 T942.8 B
Pretty Stable
Non Current Liabilities Total244.6 B184.4 B234.8 B
Slightly volatile
Total Liabilities905.7 B1 T774.8 B
Pretty Stable
Total Current Assets130 B106.3 B138.6 B
Slightly volatile
Retained Earnings32.5 B38.9 B31.4 B
Slightly volatile
Short Term Investments57.7 B53.4 B83.8 B
Slightly volatile
Common Stock52.2 B49.7 B11.2 B
Slightly volatile
Other Liabilities13.2 B13.9 B250.4 B
Slightly volatile
Long Term Debt122.9 B169.3 B114.1 B
Slightly volatile
Property Plant Equipment3 B2.5 B2.6 B
Pretty Stable
Property Plant And Equipment Gross4.3 B7.3 B3.7 B
Slightly volatile
Good Will407 M428.4 M775.2 M
Slightly volatile
Intangible Assets1.2 B1.5 B886.6 M
Pretty Stable
Other Current Assets103.3 B108.7 B342.6 B
Slightly volatile
Common Stock Total Equity463.5 M472.5 M521.1 M
Slightly volatile
Long Term Investments204.3 B240.4 B186.8 B
Slightly volatile
Short and Long Term Debt164.1 B166.8 B156.5 B
Pretty Stable
Net Tangible Assets57.1 B63.7 B51.9 B
Slightly volatile
Long Term Debt Total108.2 B169.3 B95.4 B
Slightly volatile
Capital Surpluse18.7 B19.7 B17 B
Slightly volatile
Earning Assets160.4 B162.8 B202.7 B
Slightly volatile
Net Invested Capital204.2 B219 B182.4 B
Slightly volatile
Capital Stock26.5 M27.9 M65.4 M
Very volatile

ING Group Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization699.6 M605.7 M712.8 M
Pretty Stable
Interest Expense33.4 B50.5 B29.5 B
Very volatile
Selling General Administrative6.6 B6.9 B7.2 B
Pretty Stable
Total Revenue21.9 B23 B43.4 B
Slightly volatile
Gross Profit29.8 B21.7 B19.1 B
Pretty Stable
Other Operating Expenses13.2 B13.9 B36.7 B
Slightly volatile
Operating Income5.1 B9.1 B5.9 B
Slightly volatile
EBIT5 B8.4 B5.9 B
Slightly volatile
EBITDA5.7 B9.1 B6.7 B
Slightly volatile
Cost Of Revenue1.2 B1.3 B25.8 B
Slightly volatile
Total Operating Expenses23.4 B12.6 B12.5 B
Pretty Stable
Income Before Tax6.5 B9.1 B6.1 B
Slightly volatile
Net Income4.9 B6.3 B4.3 B
Slightly volatile
Income Tax Expense1.5 B2.5 B1.7 B
Slightly volatile
Selling And Marketing Expenses424.1 M396.9 M406.9 M
Slightly volatile
Net Income Applicable To Common Shares4.7 B6.3 B5.2 B
Pretty Stable
Net Income From Continuing Ops5.5 B6.6 B4.5 B
Slightly volatile
Tax Provision2.3 B2.5 B1.9 B
Slightly volatile
Net Interest Income15 B14.7 B13.4 B
Slightly volatile
Interest Income23.4 B14.7 B34 B
Slightly volatile
Reconciled Depreciation763.1 M774 M631 M
Slightly volatile

ING Group Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow72.5 B69.1 B48.3 B
Slightly volatile
Depreciation697.6 M605.7 M712.7 M
Pretty Stable
Dividends Paid4.2 B4.5 B64.8 B
Slightly volatile
Net Income6.6 B6.3 B6 B
Slightly volatile
End Period Cash Flow83.4 B79.4 B52.3 B
Slightly volatile
Stock Based Compensation26.5 M27.9 M262.1 M
Slightly volatile
Issuance Of Capital Stock3.7 M5.8 M4.2 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.273.11082.4157
Pretty Stable
Dividend Yield0.04280.05090.0437
Slightly volatile
PTB Ratio1.181.40630.9039
Slightly volatile
Days Sales Outstanding17.3518.26151
Slightly volatile
Book Value Per Share15.6217.072614.0785
Slightly volatile
Stock Based Compensation To Revenue0.00360.00230.0035
Slightly volatile
Capex To Depreciation0.540.571.0481
Slightly volatile
PB Ratio1.181.40630.9039
Slightly volatile
EV To Sales4.98.96968.5554
Slightly volatile
Net Income Per Share1.872.12031.2501
Slightly volatile
Payables Turnover0.03120.03510.0383
Slightly volatile
Sales General And Administrative To Revenue0.520.290.8078
Slightly volatile
Capex To Revenue0.0160.01690.0269
Slightly volatile
Cash Per Share37.435.622525.6752
Slightly volatile
Interest Coverage0.240.250.3862
Pretty Stable
Payout Ratio0.60.57590.4459
Slightly volatile
Days Payables Outstanding7.5 K8.4 K9.2 K
Slightly volatile
ROE0.130.12420.0913
Slightly volatile
PE Ratio6.3211.323711.0482
Pretty Stable
Return On Tangible Assets0.00590.0060.0048
Slightly volatile
Earnings Yield0.120.08830.1054
Very volatile
Intangibles To Total Assets0.00270.00140.0019
Slightly volatile
Net Debt To EBITDA18.5114.752814.8294
Slightly volatile
Current Ratio0.160.168898.0933
Very volatile
Tangible Book Value Per Share14.9216.566613.6318
Slightly volatile
Receivables Turnover21.7220.6912.1814
Slightly volatile
Graham Number25.2328.539619.2239
Slightly volatile
Shareholders Equity Per Share10.717.072913.3091
Slightly volatile
Debt To Equity4.613.68673.4088
Pretty Stable
Capex Per Share0.110.120.2568
Slightly volatile
Average Receivables7.2 B8.1 B8.8 B
Slightly volatile
Revenue Per Share7.337.71845.8683
Very volatile
Interest Debt Per Share70.8662.942652.7575
Very volatile
Debt To Assets0.20.17820.1789
Pretty Stable
Enterprise Value Over EBITDA24.9522.585820.9539
Pretty Stable
Price Earnings Ratio6.3211.323711.0482
Pretty Stable
Price Book Value Ratio1.181.40630.9039
Slightly volatile
Days Of Payables Outstanding7.5 K8.4 K9.2 K
Slightly volatile
Dividend Payout Ratio0.60.57590.4459
Slightly volatile
Pretax Profit Margin0.420.39710.3597
Very volatile
Ebt Per Ebit0.580.880.8643
Pretty Stable
Operating Profit Margin0.260.39710.3992
Slightly volatile
Effective Tax Rate0.210.27820.2745
Pretty Stable
Company Equity Multiplier27.9420.693719.97
Very volatile
Long Term Debt To Capitalization0.830.78660.7341
Pretty Stable
Total Debt To Capitalization0.870.78660.7645
Very volatile
Return On Capital Employed0.01980.02230.0156
Pretty Stable
Debt Equity Ratio4.613.68673.4088
Pretty Stable
Ebit Per Revenue0.260.39710.3992
Slightly volatile
Quick Ratio0.160.1688271
Very volatile
Net Income Per E B T0.780.69170.692
Very volatile
Cash Ratio0.0780.082160.6908
Very volatile
Days Of Sales Outstanding17.3518.26151
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.21.161.0003
Slightly volatile
Price To Book Ratio1.181.40630.9039
Slightly volatile
Fixed Asset Turnover16.29.29588.6038
Slightly volatile
Enterprise Value Multiple24.9522.585820.9539
Pretty Stable
Debt Ratio0.20.17820.1789
Pretty Stable
Price Sales Ratio3.273.11082.4157
Pretty Stable
Return On Assets0.00590.0060.0048
Slightly volatile
Asset Turnover0.02080.02180.0238
Pretty Stable
Net Profit Margin0.290.27470.2509
Very volatile
Gross Profit Margin1.60.94341.4873
Slightly volatile
Price Fair Value1.181.40630.9039
Slightly volatile
Return On Equity0.130.12420.0913
Slightly volatile

ING Group Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap29 B32.9 B37 B
Slightly volatile
Enterprise Value160.5 B138.1 B130.2 B
Pretty Stable

ING Fundamental Market Drivers

Forward Price Earnings9.9108
Cash And Short Term Investments106.3 B

ING Upcoming Events

1st of February 2024
Upcoming Quarterly Report
View
9th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
1st of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About ING Group Financial Statements

ING Group stakeholders use historical fundamental indicators, such as ING Group's revenue or net income, to determine how well the company is positioned to perform in the future. Although ING Group investors may analyze each financial statement separately, they are all interrelated. For example, changes in ING Group's assets and liabilities are reflected in the revenues and expenses on ING Group's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in ING Group NV. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue16.1 M15.3 M
Total Revenue23 B21.9 B
Cost Of Revenue1.3 B1.2 B
Sales General And Administrative To Revenue 0.29  0.52 
Capex To Revenue 0.02  0.02 
Revenue Per Share 7.72  7.33 
Ebit Per Revenue 0.40  0.26 

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When determining whether ING Group NV is a strong investment it is important to analyze ING Group's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact ING Group's future performance. For an informed investment choice regarding ING Stock, refer to the following important reports:
How To Invest In ING
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Is ING Stock a good investment?
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What is ING Group's Net Worth?
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Check out the analysis of ING Group Correlation against competitors.
You can also try the Earnings Calls module to check upcoming earnings announcements updated hourly across public exchanges.
Can Diversified Banks industry sustain growth momentum? Does ING have expansion opportunities? Factors like these will boost the valuation of ING Group. Market participants price ING higher when confident in its future expansion prospects. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating ING Group demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth
15.95
Dividend Share
1.086
Earnings Share
2.52
Revenue Per Share
7.281
Quarterly Revenue Growth
0.435
Understanding ING Group NV requires distinguishing between market price and book value, where the latter reflects ING's accounting equity. The concept of intrinsic value - what ING Group's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Market sentiment, economic cycles, and investor behavior can push ING Group's price substantially above or below its fundamental value.
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Please note, there is a significant difference between ING Group's value and its price as these two are different measures arrived at by different means. Investors typically determine if ING Group is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, ING Group's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
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