Is ING Group Stock a Good Investment?
ING Group Investment Advice | ING |
- Examine ING Group's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research ING Group's leadership team and their track record. Good management can help ING Group navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Diversified Banks space and any emerging trends that could impact ING Group's business and its evolving consumer preferences.
- Compare ING Group's performance and market position to its competitors. Analyze how ING Group is positioned in terms of product offerings, innovation, and market share.
- Check if ING Group pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about ING Group's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in ING Group NV stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if ING Group NV is a good investment.
Sell | Buy |
Strong Buy
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | About Average | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Buy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine ING Group Stock
Researching ING Group's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). The company has price-to-book (P/B) ratio of 1.0. Some equities with similar Price to Book (P/B) outperform the market in the long run. ING Group NV has Price/Earnings To Growth (PEG) ratio of 0.41. The entity last dividend was issued on the 13th of January 2025. The firm had 2:1 split on the 13th of July 2001.
To determine if ING Group is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding ING Group's research are outlined below:
| ING Group NV has about 259.31 B in cash with (11.34 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 68.96, which can makes it an attractive takeover target, given it will continue generating positive cash flow. | |
| On 23rd of January 2025 ING Group paid $ 0.1667 per share dividend to its current shareholders | |
| Latest headline from finance.yahoo.com: 3 Top Dividend Stocks Yielding Up To 6.4 |
ING Group uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in ING Group NV. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to ING Group's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 1st of February 2024 Upcoming Quarterly Report | View | |
| 9th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 1st of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact ING Group's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises ING Group's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2022-05-06 | 2022-03-31 | 0.146 | 0.1164 | -0.0296 | 20 | ||
2024-10-31 | 2024-09-30 | 0.28 | 0.31 | 0.03 | 10 | ||
2023-02-02 | 2022-12-31 | 0.28 | 0.31 | 0.03 | 10 | ||
2020-11-05 | 2020-09-30 | 0.2702 | 0.2365 | -0.0337 | 12 | ||
2018-05-07 | 2018-03-31 | 0.33 | 0.3638 | 0.0338 | 10 | ||
2020-08-06 | 2020-06-30 | 0.15 | 0.1849 | 0.0349 | 23 | ||
2018-08-02 | 2018-06-30 | 0.39 | 0.4308 | 0.0408 | 10 | ||
2018-11-01 | 2018-09-30 | 0.4 | 0.4439 | 0.0439 | 10 |
ING Group Target Price Consensus
ING target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. ING Group's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 2 | Buy |
Most ING analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand ING stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of ING Group NV, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationING Group Target Price Projection
ING Group's current and average target prices are 17.11 and 19.40, respectively. The current price of ING Group is the price at which ING Group NV is currently trading. On the other hand, ING Group's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
ING Group Market Quote on 16th of February 2025
Target Price
Analyst Consensus On ING Group Target Price
ING Group Analyst Ratings
ING Group's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about ING Group stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of ING Group's financials, market performance, and future outlook by experienced professionals. ING Group's historical ratings below, therefore, can serve as a valuable tool for investors.Know ING Group's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as ING Group is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading ING Group NV backward and forwards among themselves. ING Group's institutional investor refers to the entity that pools money to purchase ING Group's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Northern Trust Corp | 2024-09-30 | 2.8 M | Todd Asset Management | 2024-09-30 | 2.7 M | Jpmorgan Chase & Co | 2024-09-30 | 2.1 M | Envestnet Asset Management Inc | 2024-09-30 | 2 M | Wells Fargo & Co | 2024-09-30 | 1.8 M | Teachers Retirement System Of The State Of Kentucky | 2024-09-30 | 1.7 M | Cambiar Investors Llc | 2024-12-31 | 1.4 M | American Century Companies Inc | 2024-09-30 | 1.2 M | Causeway Capital Management Llc | 2024-09-30 | 1.1 M | Fisher Asset Management, Llc | 2024-12-31 | 66 M | Goldman Sachs Group Inc | 2024-09-30 | 7.9 M |
ING Group's market capitalization trends
The company currently falls under 'Large-Cap' category with a total capitalization of 52.43 B.Market Cap |
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ING Group's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.13 | 0.13 |
Determining ING Group's profitability involves analyzing its financial statements and using various financial metrics to determine if ING Group is a good buy. For example, gross profit margin measures ING Group's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of ING Group's profitability and make more informed investment decisions.
Evaluate ING Group's management efficiency
The ING Group's current Return On Equity is estimated to increase to 0.13, while Return On Tangible Assets are projected to decrease to 0.01. At this time, ING Group's Total Current Assets are most likely to increase significantly in the upcoming years. The ING Group's current Intangible Assets is estimated to increase to about 1.3 B, while Other Assets are projected to decrease to roughly 792.7 B. ING Group's management efficiency ratios could be used to measure how well ING Group manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 15.89 | 28.03 | |
| Tangible Book Value Per Share | 15.48 | 27.51 | |
| Enterprise Value Over EBITDA | 13.80 | 9.97 | |
| Price Book Value Ratio | 0.97 | 1.17 | |
| Enterprise Value Multiple | 13.80 | 9.97 | |
| Price Fair Value | 0.97 | 1.17 | |
| Enterprise Value | 138.7 B | 156 B |
Leadership effectiveness at ING Group NV is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Basic technical analysis of ING Stock
As of the 16th of February 2025, ING Group retains the Risk Adjusted Performance of 0.0704, market risk adjusted performance of 0.2249, and Semi Deviation of 1.2. ING Group technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices. Please check out ING Group NV variance, as well as the relationship between the maximum drawdown and semi variance to decide if ING Group is priced fairly, providing market reflects its last-minute price of 17.11 per share. Given that ING Group NV has jensen alpha of 0.1154, we strongly advise you to confirm ING Group NV's regular market performance to make sure the company can sustain itself in the future.ING Group's Outstanding Corporate Bonds
ING Group issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. ING Group NV uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most ING bonds can be classified according to their maturity, which is the date when ING Group NV has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| IENOVA 475 15 JAN 51 Corp BondUS456829AC41 | View | |
| US45685EAJ55 Corp BondUS45685EAJ55 | View | |
| INGERSOLL RAND GLOBAL HLDG Corp BondUS45687AAG76 | View | |
| ING Groep 6083 Corp BondUS456837BF96 | View | |
| INGERSOLL RAND GLOBAL HLDG Corp BondUS45687AAN28 | View | |
| INTNED 61032 28 MAR 26 Corp BondUS456837BD49 | View | |
| INGERSOLL RAND GLOBAL HLDG Corp BondUS45687AAP75 | View | |
| INTNED 4017 28 MAR 28 Corp BondUS456837BB82 | View |
Understand ING Group's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing ING Group's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0704 | |||
| Market Risk Adjusted Performance | 0.2249 | |||
| Mean Deviation | 1.07 | |||
| Semi Deviation | 1.2 | |||
| Downside Deviation | 1.31 | |||
| Coefficient Of Variation | 1079.8 | |||
| Standard Deviation | 1.36 | |||
| Variance | 1.85 | |||
| Information Ratio | 0.0844 | |||
| Jensen Alpha | 0.1154 | |||
| Total Risk Alpha | 0.1139 | |||
| Sortino Ratio | 0.0875 | |||
| Treynor Ratio | 0.2149 | |||
| Maximum Drawdown | 6.28 | |||
| Value At Risk | (2.12) | |||
| Potential Upside | 2.46 | |||
| Downside Variance | 1.73 | |||
| Semi Variance | 1.44 | |||
| Expected Short fall | (1.14) | |||
| Skewness | 0.1093 | |||
| Kurtosis | (0.13) |
| Risk Adjusted Performance | 0.0704 | |||
| Market Risk Adjusted Performance | 0.2249 | |||
| Mean Deviation | 1.07 | |||
| Semi Deviation | 1.2 | |||
| Downside Deviation | 1.31 | |||
| Coefficient Of Variation | 1079.8 | |||
| Standard Deviation | 1.36 | |||
| Variance | 1.85 | |||
| Information Ratio | 0.0844 | |||
| Jensen Alpha | 0.1154 | |||
| Total Risk Alpha | 0.1139 | |||
| Sortino Ratio | 0.0875 | |||
| Treynor Ratio | 0.2149 | |||
| Maximum Drawdown | 6.28 | |||
| Value At Risk | (2.12) | |||
| Potential Upside | 2.46 | |||
| Downside Variance | 1.73 | |||
| Semi Variance | 1.44 | |||
| Expected Short fall | (1.14) | |||
| Skewness | 0.1093 | |||
| Kurtosis | (0.13) |
Consider ING Group's intraday indicators
ING Group intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of ING Group stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
ING Group Corporate Filings
| 13th of February 2025 Other Reports | ViewVerify | |
6K | 11th of February 2025 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
| 3rd of February 2025 Other Reports | ViewVerify | |
13A | 12th of November 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
ING Stock media impact
Far too much social signal, news, headlines, and media speculation about ING Group that are available to investors today. That information is available publicly through ING media outlets and privately through word of mouth or via ING internal channels. However, regardless of the origin, that massive amount of ING data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of ING Group news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of ING Group relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to ING Group's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive ING Group alpha.
ING Group Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards ING Group can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
ING Group NV Historical Investor Sentiment
Investor biases related to ING Group's public news can be used to forecast risks associated with an investment in ING. The trend in average sentiment can be used to explain how an investor holding ING can time the market purely based on public headlines and social activities around ING Group NV. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
ING Group's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for ING Group and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average ING Group news discussions. The higher the estimate score, the more favorable the investor's outlook on ING Group.
ING Group Maximum Pain Price Across April 17th 2025 Option Contracts
ING Group's options can also be used to analyze investors' bias and current market sentiment in the context of behavioral finance. For example, Max pain usually refers to a trading concept that asserts that market manipulation can cause the market price of ING Group close to the expiration of its current option contract to expire worthlessly. According to most research, about 35% of options are not executed, with roughly 50% traded out before expiration. So, Max pain occurs when market makers reach a net favorable position across all options at a strike price where option holders stand to lose the most money. By contrast, option sellers may reap the most after selling more options than buying, causing them to expire worthlessly. Please continue to view the detailed analysis of ING Group's options.
ING Group Corporate Management
| Cindy EldertKlep | Company Secretary | Profile | |
| Margarete Haase | Independent Member of the Supervisory Board | Profile | |
| Ljiljana Cortan | Chief Risk Officer, Member of the Management Board Banking, Member of the Executive Board | Profile | |
| Erwin Olijslager | Principal Officer | Profile | |
| Lodewijk Bergh | Independent Member of the Supervisory Board | Profile | |
| J Colombas | Independent Member of the Supervisory Board | Profile |
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in ING Group NV. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ING Group. If investors know ING will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ING Group listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.054 | Dividend Share 1.06 | Earnings Share 2.06 | Revenue Per Share | Quarterly Revenue Growth 4.713 |
The market value of ING Group NV is measured differently than its book value, which is the value of ING that is recorded on the company's balance sheet. Investors also form their own opinion of ING Group's value that differs from its market value or its book value, called intrinsic value, which is ING Group's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ING Group's market value can be influenced by many factors that don't directly affect ING Group's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between ING Group's value and its price, as these two are different measures arrived at by various means. Investors typically determine if ING Group is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ING Group's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.