LendingClub Net Interest Income from 2010 to 2024

LC Stock  USD 16.58  0.15  0.90%   
LendingClub Corp's Net Interest Income is increasing over the years with slightly volatile fluctuation. Overall, Net Interest Income is expected to go to about 589.9 M this year. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
128.5 M
Current Value
140.2 M
Quarterly Volatility
53.4 M
 
Covid
Check LendingClub Corp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among LendingClub Corp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 44.8 M, Interest Expense of 375.2 M or Selling General Administrative of 248.9 M, as well as many indicators such as Price To Sales Ratio of 1.04, Dividend Yield of 0.0421 or PTB Ratio of 0.8. LendingClub financial statements analysis is a perfect complement when working with LendingClub Corp Valuation or Volatility modules.
  
Check out the analysis of LendingClub Corp Correlation against competitors.
For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.

Latest LendingClub Corp's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of LendingClub Corp over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. LendingClub Corp's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in LendingClub Corp's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

LendingClub Net Interest Income Regression Statistics

Arithmetic Mean147,074,860
Geometric Mean42,285,573
Coefficient Of Variation145.01
Mean Deviation166,816,595
Median39,835,000
Standard Deviation213,276,512
Sample Variance45486.9T
Range581.6M
R-Value0.82
Mean Square Error15758T
R-Squared0.68
Significance0.0002
Slope39,277,501
Total Sum of Squares636816.2T

LendingClub Net Interest Income History

2024589.9 M
2023561.8 M
2022474.8 M
2021212.8 M
202068.2 M
201998.8 M
2018101.9 M

About LendingClub Corp Financial Statements

LendingClub Corp stakeholders use historical fundamental indicators, such as LendingClub Corp's Net Interest Income, to determine how well the company is positioned to perform in the future. Although LendingClub Corp investors may analyze each financial statement separately, they are all interrelated. For example, changes in LendingClub Corp's assets and liabilities are reflected in the revenues and expenses on LendingClub Corp's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in LendingClub Corp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Interest Income561.8 M589.9 M

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Check out the analysis of LendingClub Corp Correlation against competitors.
For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.
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Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LendingClub Corp. If investors know LendingClub will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about LendingClub Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.81
Earnings Share
0.46
Revenue Per Share
9.98
Quarterly Revenue Growth
0.113
Return On Assets
0.0044
The market value of LendingClub Corp is measured differently than its book value, which is the value of LendingClub that is recorded on the company's balance sheet. Investors also form their own opinion of LendingClub Corp's value that differs from its market value or its book value, called intrinsic value, which is LendingClub Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because LendingClub Corp's market value can be influenced by many factors that don't directly affect LendingClub Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between LendingClub Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if LendingClub Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, LendingClub Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.