LendingClub Corp Net Worth
LendingClub Corp Net Worth Breakdown | LC |
LendingClub Corp Net Worth Analysis
LendingClub Corp's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including LendingClub Corp's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of LendingClub Corp's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform LendingClub Corp's net worth analysis. One common approach is to calculate LendingClub Corp's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares LendingClub Corp's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing LendingClub Corp's net worth. This approach calculates the present value of LendingClub Corp's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of LendingClub Corp's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate LendingClub Corp's net worth. This involves comparing LendingClub Corp's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into LendingClub Corp's net worth relative to its peers.
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To determine if LendingClub Corp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding LendingClub Corp's net worth research are outlined below:
| LendingClub Corp appears to be risky and price may revert if volatility continues | |
| LendingClub Corp is unlikely to experience financial distress in the next 2 years | |
| LendingClub Corp reports about 1.03 B in cash with (1.14 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 9.07. | |
| LendingClub Corp has a poor financial position based on the latest SEC disclosures | |
| Over 76.0% of the company shares are owned by institutional investors | |
| Latest headline from gurufocus.com: LendingClub Corp Shares Up 3.2 percent on Nov 22 |
LendingClub Corp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in LendingClub Corp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to LendingClub Corp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 30th of January 2024 Upcoming Quarterly Report | View | |
| 24th of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 30th of January 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Know LendingClub Corp's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as LendingClub Corp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading LendingClub Corp backward and forwards among themselves. LendingClub Corp's institutional investor refers to the entity that pools money to purchase LendingClub Corp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Point72 Asset Management, L.p. | 2024-09-30 | 1.5 M | Assenagon Asset Management Sa | 2024-09-30 | 1.5 M | Rima Management, Llc | 2024-09-30 | 1.5 M | Harspring Capital Management Llc | 2024-09-30 | 1.2 M | Northern Trust Corp | 2024-09-30 | 989.4 K | Jpmorgan Chase & Co | 2024-06-30 | 952.8 K | Charles Schwab Investment Management Inc | 2024-09-30 | 901.4 K | Two Sigma Advisers, Llc | 2024-06-30 | 816.6 K | Millennium Management Llc | 2024-06-30 | 810.4 K | Vanguard Group Inc | 2024-09-30 | 12.1 M | Blackrock Inc | 2024-06-30 | 8.4 M |
Follow LendingClub Corp's market capitalization trends
The company currently falls under 'Mid-Cap' category with a market capitalization of 1.88 B.Market Cap |
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Project LendingClub Corp's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Equity | 0.03 | 0.03 |
When accessing LendingClub Corp's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures LendingClub Corp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of LendingClub Corp's profitability and make more informed investment decisions.
Please note, the presentation of LendingClub Corp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, LendingClub Corp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of LendingClub Corp's management manipulating its earnings.
Evaluate LendingClub Corp's management efficiency
The current year's Return On Tangible Assets is expected to grow to 0. The current year's Return On Capital Employed is expected to grow to 0.01. At present, LendingClub Corp's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Total Current Assets is expected to grow to about 3 B, whereas Non Currrent Assets Other are projected to grow to (1.8 B). LendingClub Corp's management efficiency ratios could be used to measure how well LendingClub Corp manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 11.54 | 15.33 | |
| Tangible Book Value Per Share | 10.73 | 13.92 | |
| Enterprise Value Over EBITDA | (2.31) | (2.43) | |
| Price Book Value Ratio | 0.76 | 0.80 | |
| Enterprise Value Multiple | (2.31) | (2.43) | |
| Price Fair Value | 0.76 | 0.80 | |
| Enterprise Value | -247.3 M | -234.9 M |
LendingClub Corp showcases strong leadership that adapts to market changes and drives innovation. Our analysis explores how this adaptability affects the stock's investment appeal.
Enterprise Value Revenue 2.5319 | Revenue 1.1 B | Quarterly Revenue Growth 0.113 | Revenue Per Share 9.98 | Return On Equity 0.0406 |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific LendingClub Corp insiders, such as employees or executives, is commonly permitted as long as it does not rely on LendingClub Corp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases LendingClub Corp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
LendingClub Corp Corporate Filings
F4 | 12th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
13A | 31st of October 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
10Q | 30th of October 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
8K | 23rd of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
LendingClub Corp Earnings per Share Projection vs Actual
LendingClub Corp Corporate Directors
| Simon Williams | Independent Director | Profile | |
| Thomas Casey | Chief Financial Officer, Independent Director | Profile | |
| Michael Zeisser | Independent Director | Profile | |
| Patricia McCord | Independent Director | Profile |
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LendingClub Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators. For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.You can also try the Portfolio Suggestion module to get suggestions outside of your existing asset allocation including your own model portfolios.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LendingClub Corp. If investors know LendingClub will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about LendingClub Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 1.81 | Earnings Share 0.46 | Revenue Per Share 9.98 | Quarterly Revenue Growth 0.113 | Return On Assets 0.0044 |
The market value of LendingClub Corp is measured differently than its book value, which is the value of LendingClub that is recorded on the company's balance sheet. Investors also form their own opinion of LendingClub Corp's value that differs from its market value or its book value, called intrinsic value, which is LendingClub Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because LendingClub Corp's market value can be influenced by many factors that don't directly affect LendingClub Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between LendingClub Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if LendingClub Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, LendingClub Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.