LendingClub Corp Net Worth
LendingClub Corp Net Worth Breakdown | LC |
LendingClub Corp Net Worth Analysis
LendingClub Corp's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including LendingClub Corp's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of LendingClub Corp's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform LendingClub Corp's net worth analysis. One common approach is to calculate LendingClub Corp's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares LendingClub Corp's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing LendingClub Corp's net worth. This approach calculates the present value of LendingClub Corp's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of LendingClub Corp's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate LendingClub Corp's net worth. This involves comparing LendingClub Corp's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into LendingClub Corp's net worth relative to its peers.
Enterprise Value |
|
To determine if LendingClub Corp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding LendingClub Corp's net worth research are outlined below:
| LendingClub Corp had very high historical volatility over the last 90 days | |
| LendingClub Corp is unlikely to experience financial distress in the next 2 years | |
| LendingClub Corp reports about 1.03 B in cash with (1.14 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 9.07. | |
| LendingClub Corp has a poor financial position based on the latest SEC disclosures | |
| Over 76.0% of the company shares are owned by institutional investors | |
| Latest headline from cnet.com: Build Up Your Savings Faster With APYs Over 4. Todays Savings Rates for Jan. 17, 2025 |
LendingClub Corp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in LendingClub Corp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to LendingClub Corp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 30th of January 2024 Upcoming Quarterly Report | View | |
| 24th of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 30th of January 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
LendingClub Corp Target Price Consensus
LendingClub target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. LendingClub Corp's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 10 | Strong Buy |
Most LendingClub analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand LendingClub stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of LendingClub Corp, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationLendingClub Corp Target Price Projection
LendingClub Corp's current and average target prices are 16.65 and 18.65, respectively. The current price of LendingClub Corp is the price at which LendingClub Corp is currently trading. On the other hand, LendingClub Corp's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
LendingClub Corp Market Quote on 22nd of January 2025
Target Price
Analyst Consensus On LendingClub Corp Target Price
Know LendingClub Corp's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as LendingClub Corp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading LendingClub Corp backward and forwards among themselves. LendingClub Corp's institutional investor refers to the entity that pools money to purchase LendingClub Corp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Rhino Investment Partners, Inc. | 2024-09-30 | 1.7 M | American Century Companies Inc | 2024-09-30 | 1.7 M | Point72 Asset Management, L.p. | 2024-09-30 | 1.5 M | Assenagon Asset Management Sa | 2024-09-30 | 1.5 M | Rima Management, Llc | 2024-09-30 | 1.5 M | Harspring Capital Management Llc | 2024-09-30 | 1.2 M | Driehaus Capital Management Llc | 2024-09-30 | 1.1 M | Jpmorgan Chase & Co | 2024-09-30 | 998.1 K | Northern Trust Corp | 2024-09-30 | 989.4 K | Vanguard Group Inc | 2024-09-30 | 12.1 M | Blackrock Inc | 2024-09-30 | 8.8 M |
Follow LendingClub Corp's market capitalization trends
The company currently falls under 'Mid-Cap' category with a market capitalization of 1.92 B.Market Cap |
|
Project LendingClub Corp's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Equity | 0.04 | 0.04 |
When accessing LendingClub Corp's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures LendingClub Corp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of LendingClub Corp's profitability and make more informed investment decisions.
Please note, the presentation of LendingClub Corp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, LendingClub Corp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of LendingClub Corp's management manipulating its earnings.
Evaluate LendingClub Corp's management efficiency
The current year's Return On Tangible Assets is expected to grow to 0. The current year's Return On Capital Employed is expected to grow to 0.01. At present, LendingClub Corp's Other Assets are projected to decrease significantly based on the last few years of reporting. The current year's Total Current Assets is expected to grow to about 2.9 B, whereas Total Assets are forecasted to decline to about 4.2 B. LendingClub Corp's management efficiency ratios could be used to measure how well LendingClub Corp manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 13.27 | 15.33 | |
| Tangible Book Value Per Share | 12.34 | 13.92 | |
| Enterprise Value Over EBITDA | (2.66) | (2.52) | |
| Price Book Value Ratio | 0.68 | 0.72 | |
| Enterprise Value Multiple | (2.66) | (2.52) | |
| Price Fair Value | 0.68 | 0.72 | |
| Enterprise Value | -284.4 M | -270.2 M |
LendingClub Corp showcases strong leadership that adapts to market changes and drives innovation. Our analysis explores how this adaptability affects the stock's investment appeal.
Enterprise Value Revenue 2.52 | Revenue | Quarterly Revenue Growth 0.113 | Revenue Per Share | Return On Equity |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific LendingClub Corp insiders, such as employees or executives, is commonly permitted as long as it does not rely on LendingClub Corp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases LendingClub Corp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
LendingClub Corp Corporate Filings
F4 | 3rd of January 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
13A | 31st of October 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
10Q | 30th of October 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
8K | 23rd of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
LendingClub Corp Earnings Estimation Breakdown
The calculation of LendingClub Corp's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of LendingClub Corp is estimated to be 0.09 with the future projection ranging from a low of 0.11 to a high of 0.125. Please be aware that this consensus of annual earnings estimates for LendingClub Corp is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.11 Lowest | Expected EPS | 0.12 Highest |
LendingClub Corp Earnings Projection Consensus
Suppose the current estimates of LendingClub Corp's value are higher than the current market price of the LendingClub Corp stock. In this case, investors may conclude that LendingClub Corp is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and LendingClub Corp's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of December 2024 | Current EPS (TTM) | |
| 10 | 59.97% | 0.13 | 0.09 | 0.46 |
LendingClub Corp Earnings per Share Projection vs Actual
Actual Earning per Share of LendingClub Corp refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering LendingClub Corp predict the company's earnings will be in the future. The higher the earnings per share of LendingClub Corp, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.LendingClub Corp Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as LendingClub Corp, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of LendingClub Corp should always be considered in relation to other companies to make a more educated investment decision.LendingClub Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact LendingClub Corp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2024-10-23 | 2024-09-30 | 0.07 | 0.13 | 0.06 | 85 | ||
2024-07-30 | 2024-06-30 | 0.04 | 0.13 | 0.09 | 225 | ||
2024-04-30 | 2024-03-31 | 0.03 | 0.11 | 0.08 | 266 | ||
2024-01-30 | 2023-12-31 | 0.01 | 0.09 | 0.08 | 800 | ||
2023-10-25 | 2023-09-30 | 0.04 | 0.05 | 0.01 | 25 | ||
2023-07-26 | 2023-06-30 | 0.04 | 0.09 | 0.05 | 125 | ||
2023-04-26 | 2023-03-31 | 0.1 | 0.13 | 0.03 | 30 | ||
2023-01-25 | 2022-12-31 | 0.2 | 0.19 | -0.01 | 5 | ||
2022-10-26 | 2022-09-30 | 0.33 | 0.36 | 0.03 | 9 | ||
2022-07-27 | 2022-06-30 | 0.4 | 0.45 | 0.05 | 12 | ||
2022-04-27 | 2022-03-31 | 0.24 | 0.39 | 0.15 | 62 | ||
2022-01-26 | 2021-12-31 | 0.22 | 0.27 | 0.05 | 22 | ||
2021-10-27 | 2021-09-30 | 0.03 | 0.26 | 0.23 | 766 | ||
2021-07-28 | 2021-06-30 | -0.43 | 0.09 | 0.52 | 120 | ||
2021-04-28 | 2021-03-31 | -0.82 | -0.49 | 0.33 | 40 | ||
2021-03-10 | 2020-12-31 | -0.25 | -0.24 | 0.01 | 4 | ||
2020-11-04 | 2020-09-30 | -0.45 | -0.25 | 0.2 | 44 | ||
2020-08-04 | 2020-06-30 | -0.51 | -0.6 | -0.09 | 17 | ||
2020-05-05 | 2020-03-31 | -0.07 | -0.44 | -0.37 | 528 | ||
2020-02-18 | 2019-12-31 | 0.04 | 0.08 | 0.04 | 100 | ||
2019-11-05 | 2019-09-30 | 0.02 | 0.09 | 0.07 | 350 | ||
2019-08-06 | 2019-06-30 | -0.08 | -0.01 | 0.07 | 87 | ||
2019-05-07 | 2019-03-31 | -0.15 | 0.1 | 0.25 | 166 | ||
2019-02-19 | 2018-12-31 | 0.11 | 0.15 | 0.04 | 36 | ||
2018-11-06 | 2018-09-30 | 0.11 | 0.15 | 0.04 | 36 | ||
2018-08-07 | 2018-06-30 | 0.09 | 0.15 | 0.06 | 66 | ||
2018-05-08 | 2018-03-31 | -0.04 | 0.05 | 0.09 | 225 | ||
2018-02-20 | 2017-12-31 | 0.09 | 0.05 | -0.04 | 44 | ||
2017-11-07 | 2017-09-30 | 0.14 | 0.15 | 0.01 | 7 | ||
2017-08-07 | 2017-06-30 | -0.07 | -0.05 | 0.02 | 28 | ||
2017-05-04 | 2017-03-31 | -0.16 | -0.1 | 0.06 | 37 | ||
2017-02-14 | 2016-12-31 | -0.15 | -0.1 | 0.05 | 33 | ||
2016-11-07 | 2016-09-30 | -0.33 | -0.2 | 0.13 | 39 | ||
2016-08-08 | 2016-06-30 | -0.11 | -0.45 | -0.34 | 309 | ||
2016-05-09 | 2016-03-31 | 0.24 | 0.25 | 0.01 | 4 | ||
2016-02-11 | 2015-12-31 | 0.19 | 0.25 | 0.06 | 31 | ||
2015-10-29 | 2015-09-30 | 0.12 | 0.2 | 0.08 | 66 | ||
2015-08-04 | 2015-06-30 | 0.08 | 0.15 | 0.07 | 87 | ||
2015-05-05 | 2015-03-31 | 0.05 | 0.1 | 0.05 | 100 | ||
2015-02-24 | 2014-12-31 | 0.07 | 0.05 | -0.02 | 28 |
LendingClub Corp Corporate Directors
| Simon Williams | Independent Director | Profile | |
| Thomas Casey | Chief Financial Officer, Independent Director | Profile | |
| Michael Zeisser | Independent Director | Profile | |
| Patricia McCord | Independent Director | Profile |
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LendingClub Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators. For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.You can also try the Bonds Directory module to find actively traded corporate debentures issued by US companies.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LendingClub Corp. If investors know LendingClub will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about LendingClub Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 1.81 | Earnings Share 0.46 | Revenue Per Share | Quarterly Revenue Growth 0.113 | Return On Assets |
The market value of LendingClub Corp is measured differently than its book value, which is the value of LendingClub that is recorded on the company's balance sheet. Investors also form their own opinion of LendingClub Corp's value that differs from its market value or its book value, called intrinsic value, which is LendingClub Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because LendingClub Corp's market value can be influenced by many factors that don't directly affect LendingClub Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between LendingClub Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if LendingClub Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, LendingClub Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.