LendingClub Financial Statements From 2010 to 2025

LC Stock  USD 18.95  0.31  1.61%   
LendingClub Corp's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing LendingClub Corp's valuation are provided below:
Gross Profit
385.8 M
Profit Margin
0.0801
Market Capitalization
2.3 B
Enterprise Value Revenue
2.3903
Revenue
1.3 B
We have found one hundred twenty available fundamental ratios for LendingClub Corp, which can be analyzed and compared to other ratios and to its peers in the industry. Investors should ensure to check all of LendingClub Corp's last-minute performance against the performance from 2010 to 2025 to make sure the company is sustainable down the road. The current year's Market Cap is expected to grow to about 1.8 B, whereas Enterprise Value is forecasted to decline to about 839.2 M.

LendingClub Corp Total Revenue

632.15 Million

Check LendingClub Corp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among LendingClub Corp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 30.4 M, Interest Expense of 372.2 M or Selling General Administrative of 220.6 M, as well as many indicators such as Price To Sales Ratio of 1.48, Dividend Yield of 0.0421 or PTB Ratio of 0.7. LendingClub financial statements analysis is a perfect complement when working with LendingClub Corp Valuation or Volatility modules.
  
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LendingClub Corp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets11.2 B10.6 B6.6 B
Very volatile
Short and Long Term Debt Total27.1 M28.5 M1.6 B
Pretty Stable
Total Current Liabilities1.5 B1.9 B1.5 B
Slightly volatile
Property Plant And Equipment Net108.3 M188.8 M111.3 M
Slightly volatile
Current Deferred Revenue4.2 M4.4 M16.8 M
Slightly volatile
Accounts Payable59.3 M78.1 M82.5 M
Slightly volatile
Cash923.9 M954.1 M1.3 B
Slightly volatile
Non Current Assets Total231.1 M243.2 M2.6 B
Slightly volatile
Other Assets7.3 B6.9 B4.3 B
Very volatile
Cash And Short Term Investments1.1 B957 M1.5 B
Pretty Stable
Net Receivables66.9 M104.6 M68.8 M
Slightly volatile
Common Stock Total Equity1.8 M1.2 M1.8 M
Very volatile
Common Stock Shares Outstanding132.2 M113.1 M174.9 M
Slightly volatile
Liabilities And Stockholders Equity11.2 B10.6 B6.6 B
Very volatile
Non Current Liabilities Total7.8 B7.4 B3.6 B
Pretty Stable
Other Stockholder Equity1.8 B1.7 B1.3 B
Slightly volatile
Total Liabilities4.7 B9.3 B4.8 B
Very volatile
Property Plant And Equipment Gross316.9 M301.8 M130.9 M
Slightly volatile
Total Current Assets3.6 B3.5 B1.9 B
Very volatile
Common Stock1.1 M1.1 M6.6 M
Slightly volatile
Non Current Liabilities Other519.2 M483.3 M406.2 M
Slightly volatile
Property Plant Equipment96.3 M188.8 M82.6 M
Slightly volatile
Capital Surpluse1.3 B1.7 B1.1 B
Slightly volatile
Long Term Investments3.7 B3.5 B1.9 B
Pretty Stable
Other Liabilities147.6 M155.3 M1.3 B
Very volatile
Cash And Equivalents723.6 M938.5 M608.6 M
Slightly volatile
Net Invested Capital1.8 B1.1 BB
Slightly volatile
Short and Long Term Debt2.2 M2.4 M246.4 M
Slightly volatile
Capital Stock1.2 M1.1 M2.9 M
Slightly volatile
Capital Lease Obligations27.1 M28.5 M92.5 M
Slightly volatile

LendingClub Corp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization30.4 M53.3 M31.2 M
Slightly volatile
Interest Expense372.2 M373.9 M367.6 M
Slightly volatile
Selling General Administrative220.6 M232.2 M597.4 M
Slightly volatile
Selling And Marketing Expenses95.4 M100.4 M269.8 M
Slightly volatile
Other Operating ExpensesB1.1 B1.5 B
Slightly volatile
Cost Of Revenue313.9 M552.2 M321.9 M
Slightly volatile
Non Recurring73.8 M41 M48.6 M
Very volatile
Net Interest Income560.7 M534 M169.4 M
Slightly volatile
Interest Income603.9 M908 M607.8 M
Pretty Stable
Reconciled Depreciation40.3 M53.3 M47.9 M
Very volatile

LendingClub Corp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation52.3 M40.1 M49.9 M
Slightly volatile
Begin Period Cash Flow1.4 B1.3 B934.1 M
Pretty Stable
Depreciation34.3 M53.3 M35.3 M
Slightly volatile
Capital Expenditures50 M54.3 M37.4 M
Slightly volatile
End Period Cash Flow982.4 M977.4 M1.4 B
Slightly volatile
Issuance Of Capital Stock3.1 M2.2 MM
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.481.558220.6614
Slightly volatile
Dividend Yield0.04210.04730.0516
Slightly volatile
Days Sales Outstanding42.3132.892939.0292
Pretty Stable
Stock Based Compensation To Revenue0.03280.03450.0951
Slightly volatile
Capex To Depreciation0.880.9231.9983
Slightly volatile
Payables Turnover3.793.58373.6138
Slightly volatile
Sales General And Administrative To Revenue0.190.20.4091
Slightly volatile
Capex To Revenue0.08550.04680.0788
Slightly volatile
Cash Per Share41.4139.4415.6888
Slightly volatile
Days Payables Outstanding96.7610267.8 K
Slightly volatile
Intangibles To Total Assets0.01260.00790.0127
Slightly volatile
Current Ratio1.741.832210.2894
Very volatile
Receivables Turnover10.5411.096633.1708
Slightly volatile
Graham Number10.0211.14128.9083
Slightly volatile
Capex Per Share0.650.4860.5765
Very volatile
Revenue Per Share6.1410.39037.1027
Slightly volatile
Interest Debt Per Share3.423.601655.7486
Slightly volatile
Debt To Assets0.00250.00270.5399
Slightly volatile
Days Of Payables Outstanding96.7610267.8 K
Slightly volatile
Long Term Debt To Capitalization0.01660.01750.5977
Slightly volatile
Total Debt To Capitalization0.01980.02080.6226
Slightly volatile
Net Income Per E B T1.280.78891.1365
Very volatile
Cash Ratio0.480.5047.0644
Pretty Stable
Days Of Sales Outstanding42.3132.892939.0292
Pretty Stable
Fixed Asset Turnover40.8538.903811.5851
Slightly volatile
Debt Ratio0.00250.00270.5399
Slightly volatile
Price Sales Ratio1.481.558220.6614
Slightly volatile
Asset Turnover0.10.10920.1133
Slightly volatile

LendingClub Corp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap1.8 B1.8 B1.8 B
Pretty Stable

LendingClub Fundamental Market Drivers

Forward Price Earnings11.6822
Cash And Short Term Investments957 M

LendingClub Upcoming Events

30th of January 2024
Upcoming Quarterly Report
View
24th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
30th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About LendingClub Corp Financial Statements

LendingClub Corp stakeholders use historical fundamental indicators, such as LendingClub Corp's revenue or net income, to determine how well the company is positioned to perform in the future. Although LendingClub Corp investors may analyze each financial statement separately, they are all interrelated. For example, changes in LendingClub Corp's assets and liabilities are reflected in the revenues and expenses on LendingClub Corp's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in LendingClub Corp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue4.4 M4.2 M
Total Revenue1.2 B632.2 M
Cost Of Revenue552.2 M313.9 M
Stock Based Compensation To Revenue 0.03  0.03 
Sales General And Administrative To Revenue 0.20  0.19 
Research And Ddevelopement To Revenue 0.01  0.01 
Capex To Revenue 0.05  0.09 
Revenue Per Share 10.39  6.14 
Ebit Per Revenue(0.11)(0.12)

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Check out the analysis of LendingClub Corp Correlation against competitors.
For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.
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Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LendingClub Corp. If investors know LendingClub will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about LendingClub Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.868
Earnings Share
0.89
Revenue Per Share
11.372
Quarterly Revenue Growth
0.158
Return On Assets
0.0078
The market value of LendingClub Corp is measured differently than its book value, which is the value of LendingClub that is recorded on the company's balance sheet. Investors also form their own opinion of LendingClub Corp's value that differs from its market value or its book value, called intrinsic value, which is LendingClub Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because LendingClub Corp's market value can be influenced by many factors that don't directly affect LendingClub Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between LendingClub Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if LendingClub Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, LendingClub Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.