LendingClub Financial Statements From 2010 to 2026

LC Stock  USD 19.92  0.78  3.77%   
LendingClub Corp's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing LendingClub Corp's valuation are provided below:
Gross Profit
385.8 M
Profit Margin
0.0801
Market Capitalization
2.4 B
Enterprise Value Revenue
2.5336
Revenue
1.3 B
We have found one hundred twenty available fundamental ratios for LendingClub Corp, which can be analyzed and compared to other ratios and to its peers in the industry. Investors should ensure to check all of LendingClub Corp's last-minute performance against the performance from 2010 to 2026 to make sure the company is sustainable down the road. As of January 21, 2026, Market Cap is expected to decline to about 1.8 B. In addition to that, Enterprise Value is expected to decline to about 965.1 M

LendingClub Corp Total Revenue

1.4 Billion

Check LendingClub Corp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among LendingClub Corp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 64.4 M, Interest Expense of 372.2 M or Selling General Administrative of 198.5 M, as well as many indicators such as Price To Sales Ratio of 1.7, Dividend Yield of 0.0421 or PTB Ratio of 0.7. LendingClub financial statements analysis is a perfect complement when working with LendingClub Corp Valuation or Volatility modules.
  
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LendingClub Corp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets10 B9.6 B6.7 B
Very volatile
Short and Long Term Debt Total31.1 M32.8 M1.5 B
Slightly volatile
Total Current Liabilities1.5 B2.2 B1.5 B
Slightly volatile
Property Plant And Equipment Net228 M217.2 M124.6 M
Slightly volatile
Current Deferred Revenue4.2 M4.4 M16.1 M
Slightly volatile
Accounts Payable59.3 M70.3 M81.8 M
Pretty Stable
Cash923.9 M858.7 M1.3 B
Slightly volatile
Non Current Assets Total265.7 M279.7 M2.5 B
Pretty Stable
Other Assets3.3 B6.2 B4.2 B
Pretty Stable
Cash And Short Term Investments1.1 B861.3 M1.5 B
Pretty Stable
Net Receivables66.9 M120.3 M71.9 M
Slightly volatile
Common Stock Total Equity1.8 M1.2 M1.7 M
Very volatile
Common Stock Shares Outstanding132.2 M101.8 M170.6 M
Slightly volatile
Liabilities And Stockholders Equity10 B9.6 B6.7 B
Very volatile
Non Current Liabilities TotalB6.7 B3.7 B
Pretty Stable
Other Stockholder Equity2.1 BB1.4 B
Slightly volatile
Total Liabilities11.2 B10.7 B5.5 B
Pretty Stable
Property Plant And Equipment Gross364.4 M347 M146.5 M
Slightly volatile
Total Current Assets3.3 B3.1 B1.9 B
Very volatile
Common Stock969.6 KM6.3 M
Slightly volatile
Non Current Liabilities Other519.2 M483.3 M407.1 M
Slightly volatile
Property Plant Equipment228 M217.2 M98.3 M
Slightly volatile
Capital Surpluse1.3 BB1.1 B
Slightly volatile
Long Term Investments3.3 B3.1 B1.9 B
Slightly volatile
Other Liabilities147.6 M155.3 M1.2 B
Very volatile
Cash And Equivalents723.6 M1.1 B636.3 M
Slightly volatile
Net Invested Capital1.8 B1.1 B2.9 B
Slightly volatile
Short and Long Term Debt2.2 M2.4 M232.1 M
Slightly volatile
Capital Stock1.2 MM2.8 M
Slightly volatile
Capital Lease Obligations24.4 M25.7 M88.4 M
Slightly volatile

LendingClub Corp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization64.4 M61.3 M35 M
Slightly volatile
Interest Expense372.2 M336.5 M365.8 M
Slightly volatile
Selling General Administrative198.5 M208.9 M573.3 M
Slightly volatile
Selling And Marketing Expenses85.8 M90.4 M258.7 M
Slightly volatile
Other Operating ExpensesB986.3 M1.4 B
Slightly volatile
Cost Of Revenue666.8 M635 M361.1 M
Slightly volatile
Non Recurring73.8 M41 M47.8 M
Very volatile
Net Interest Income644.9 M614.1 M200.5 M
Slightly volatile
Interest Income603.9 MB633.5 M
Very volatile
Reconciled Depreciation40.3 M48 M47.9 M
Very volatile

LendingClub Corp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation52.3 M36.1 M49.1 M
Slightly volatile
Begin Period Cash Flow640.1 M1.2 B905.4 M
Pretty Stable
Depreciation34.3 M61.3 M36.8 M
Slightly volatile
Capital Expenditures50 M62.4 M38.9 M
Slightly volatile
End Period Cash Flow982.4 M879.7 M1.3 B
Slightly volatile
Issuance Of Capital Stock3.1 M2.2 M3.9 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.71.795.8149
Slightly volatile
Dividend Yield0.04210.04730.0516
Slightly volatile
Days Sales Outstanding24.4729.630.5947
Pretty Stable
Stock Based Compensation To Revenue0.04860.03110.0534
Slightly volatile
Capex To Depreciation1.891.172.0146
Slightly volatile
Payables Turnover10.078.139.1064
Slightly volatile
Sales General And Administrative To Revenue0.190.180.2229
Slightly volatile
Capex To Revenue0.0360.04210.0418
Slightly volatile
Cash Per Share14.529.8511.9429
Very volatile
Days Payables Outstanding44.9446.4853.2243
Slightly volatile
Intangibles To Total Assets0.01790.00910.0187
Slightly volatile
Current Ratio2.02.115.5126
Slightly volatile
Receivables Turnover17.7512.7615.6528
Pretty Stable
Graham Number10.0210.038.9743
Slightly volatile
Capex Per Share0.650.560.5755
Very volatile
Revenue Per Share14.5211.9513.2222
Pretty Stable
Interest Debt Per Share3.934.1453.8074
Slightly volatile
Debt To Assets0.00290.00310.5274
Slightly volatile
Operating Cycle24.4729.630.5947
Pretty Stable
Days Of Payables Outstanding44.9446.4853.2243
Slightly volatile
Long Term Debt To Capitalization0.01660.01750.5655
Slightly volatile
Total Debt To Capitalization0.02270.02390.5929
Slightly volatile
Quick Ratio2.02.115.5126
Slightly volatile
Net Income Per E B T1.280.911.1232
Very volatile
Cash Ratio0.550.584.0534
Slightly volatile
Days Of Sales Outstanding24.4729.630.5947
Pretty Stable
Fixed Asset Turnover6.727.0718.6811
Slightly volatile
Debt Ratio0.00290.00310.5274
Slightly volatile
Price Sales Ratio1.71.795.8149
Slightly volatile
Asset Turnover0.140.09830.1682
Very volatile
Gross Profit Margin0.410.470.4776
Slightly volatile

LendingClub Corp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap1.8 B2.1 B1.8 B
Pretty Stable

LendingClub Fundamental Market Drivers

Forward Price Earnings10.1937
Cash And Short Term Investments957 M

LendingClub Upcoming Events

30th of January 2024
Upcoming Quarterly Report
View
24th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
30th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About LendingClub Corp Financial Statements

LendingClub Corp stakeholders use historical fundamental indicators, such as LendingClub Corp's revenue or net income, to determine how well the company is positioned to perform in the future. Although LendingClub Corp investors may analyze each financial statement separately, they are all interrelated. For example, changes in LendingClub Corp's assets and liabilities are reflected in the revenues and expenses on LendingClub Corp's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in LendingClub Corp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue4.4 M4.2 M
Total Revenue1.3 B1.4 B
Cost Of Revenue635 M666.8 M
Stock Based Compensation To Revenue 0.03  0.05 
Sales General And Administrative To Revenue 0.18  0.19 
Capex To Revenue 0.04  0.04 
Revenue Per Share 11.95  14.52 
Ebit Per Revenue 0.05  0.05 

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Check out the analysis of LendingClub Corp Correlation against competitors.
For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.
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Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LendingClub Corp. If investors know LendingClub will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about LendingClub Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.868
Earnings Share
0.89
Revenue Per Share
11.372
Quarterly Revenue Growth
0.158
Return On Assets
0.0078
The market value of LendingClub Corp is measured differently than its book value, which is the value of LendingClub that is recorded on the company's balance sheet. Investors also form their own opinion of LendingClub Corp's value that differs from its market value or its book value, called intrinsic value, which is LendingClub Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because LendingClub Corp's market value can be influenced by many factors that don't directly affect LendingClub Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between LendingClub Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if LendingClub Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, LendingClub Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.