NMI Financial Statements From 2010 to 2026

NMIH Stock  USD 40.92  0.73  1.82%   
NMI Holdings' financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing NMI Holdings' valuation are provided below:
Gross Profit
540.5 M
Profit Margin
0.5502
Market Capitalization
3.1 B
Enterprise Value Revenue
4.8497
Revenue
692.2 M
We have found one hundred twenty available fundamental ratios for NMI Holdings, which can be analyzed and compared to other ratios and to its peers in the industry. Traders should compare all of NMI Holdings last-minute fundamentals against the fundamentals between 2010 and 2026 to make sure the company is sustainable this year. The NMI Holdings' current Enterprise Value is estimated to increase to about 2 B, while Market Cap is projected to decrease to under 883.1 M.

NMI Holdings Total Revenue

741.76 Billion

Check NMI Holdings financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among NMI Holdings' main balance sheet or income statement drivers, such as Interest Expense of 29.9 B, Other Operating Expenses of 132.2 M or Operating Income of 559.6 M, as well as many indicators such as Price To Sales Ratio of 4.93, Dividend Yield of 0.0 or PTB Ratio of 1.25. NMI financial statements analysis is a perfect complement when working with NMI Holdings Valuation or Volatility modules.
  
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Check out the analysis of NMI Holdings Correlation against competitors.
For more detail on how to invest in NMI Stock please use our How to Invest in NMI Holdings guide.

NMI Holdings Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total AssetsB3.9 B1.6 B
Slightly volatile
Short and Long Term Debt Total312.4 M477.4 M255.6 M
Slightly volatile
Total Current Liabilities17 M17.9 M59.4 M
Very volatile
Accounts Payable104.1 M99.1 M44.6 M
Slightly volatile
Cash69.7 M48.8 M78.7 M
Pretty Stable
Non Current Assets TotalB3.8 B1.5 B
Slightly volatile
Cash And Short Term Investments59.2 M62.4 M500.8 M
Pretty Stable
Common Stock Total Equity680.7 K994.8 K637.1 K
Slightly volatile
Common Stock Shares Outstanding75 M79 M67.9 M
Slightly volatile
Liabilities And Stockholders EquityB3.9 B1.6 B
Slightly volatile
Non Current Liabilities Total1.3 B1.3 B492.2 M
Slightly volatile
Total Liabilities1.4 B1.3 B500.2 M
Slightly volatile
Total Current Assets59.2 M62.4 M531.5 M
Pretty Stable
Short Term DebtM2.1 M52.1 M
Slightly volatile
Common Stock721.1 KM641.8 K
Slightly volatile
Other Liabilities234.3 M223.1 M93.8 M
Slightly volatile
Property Plant And Equipment Net40.9 M39 M18.7 M
Slightly volatile
Good Will2.6 M2.9 M3.2 M
Slightly volatile
Other Stockholder Equity775.5 M871.8 M696.8 M
Slightly volatile
Property Plant And Equipment Gross15.1 M14.4 MM
Slightly volatile
Intangible Assets78.1 M74.4 M29.1 M
Slightly volatile
Property Plant Equipment23.1 M36.7 M21.8 M
Slightly volatile
Net Receivables138.9 M132.3 M50.4 M
Slightly volatile
Net Tangible Assets973.2 M1.9 B923.6 M
Slightly volatile
Long Term Investments3.3 B3.1 B1.4 B
Slightly volatile
Long Term Debt Total279.4 M458.5 M252.2 M
Slightly volatile
Capital Surpluse823.3 M1.1 B748.6 M
Slightly volatile
Short and Long Term Debt115.2 M129.5 M141.4 M
Slightly volatile
Non Current Liabilities Other205.8 M270.4 M171.1 M
Slightly volatile
Net Invested Capital1.8 BB1.3 B
Slightly volatile
Current Deferred Revenue15.9 M17.8 M19.5 M
Slightly volatile
Capital Stock891.6 KM757.7 K
Slightly volatile

NMI Holdings Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses132.2 M215.7 M119.5 M
Slightly volatile
Total Operating Expenses125.9 B119.9 B14.5 B
Slightly volatile
Depreciation And Amortization9.1 M13.7 M7.6 M
Slightly volatile
Selling General Administrative72.5 M135.1 M71.4 M
Slightly volatile
Total Revenue741.8 B706.4 B85.4 B
Slightly volatile
Gross Profit747.1 M711.5 M294.3 M
Slightly volatile
Interest Income6.5 M4.5 M5.1 M
Very volatile
Reconciled Depreciation11 M13.7 M8.9 M
Slightly volatile

NMI Holdings Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation13.2 M22.8 M12 M
Slightly volatile
Begin Period Cash Flow72.6 M87 M78.8 M
Very volatile
DepreciationM12.5 M7.6 M
Slightly volatile
Capital Expenditures9.5 M7.9 M7.9 M
Slightly volatile
End Period Cash Flow76 M48.9 M137.1 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio4.935.19342
Slightly volatile
Days Sales Outstanding51.6258.0662.6748
Slightly volatile
Stock Based Compensation To Revenue0.03320.0353.9666
Slightly volatile
Capex To Depreciation0.690.73149
Slightly volatile
EV To Sales5.535.8239.8881
Slightly volatile
Sales General And Administrative To Revenue0.00660.00714.2257
Slightly volatile
Capex To Revenue0.01160.01221.6382
Slightly volatile
Cash Per Share0.740.782.9721
Slightly volatile
Intangibles To Total Assets0.02240.01830.0246
Slightly volatile
Current Ratio3.84.021.6999
Pretty Stable
Receivables Turnover6.236.515.8041
Slightly volatile
Graham Number24.0247.7825.061
Slightly volatile
Capex Per Share0.10.07780.1158
Pretty Stable
Revenue Per Share7.77.343.7555
Slightly volatile
Interest Debt Per Share2.595.13.0357
Slightly volatile
Debt To Assets0.250.140.2676
Slightly volatile
Operating Cycle51.6258.0662.6748
Slightly volatile
Ebt Per Ebit0.80.90.9848
Slightly volatile
Long Term Debt To Capitalization0.220.180.2172
Slightly volatile
Quick Ratio3.84.021.6999
Pretty Stable
Net Income Per E B T1.360.891.4176
Pretty Stable
Cash Ratio3.84.021.6999
Pretty Stable
Cash Conversion Cycle51.6258.0662.6748
Slightly volatile
Days Of Sales Outstanding51.6258.0662.6748
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.11.131.0358
Slightly volatile
Cash Flow Coverage Ratios0.620.850.627
Slightly volatile
Fixed Asset Turnover18.1617.298.8844
Slightly volatile
Debt Ratio0.250.140.2676
Slightly volatile
Cash Flow To Debt Ratio0.620.850.627
Slightly volatile
Price Sales Ratio4.935.19342
Slightly volatile
Asset Turnover0.120.170.1353
Slightly volatile
Gross Profit Margin1.071.090.9856
Pretty Stable

NMI Holdings Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap883.1 M1.6 B1.3 B
Slightly volatile
Enterprise ValueB1.9 B1.5 B
Slightly volatile

NMI Fundamental Market Drivers

NMI Upcoming Events

14th of February 2024
Upcoming Quarterly Report
View
7th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
14th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About NMI Holdings Financial Statements

Investors use fundamental indicators, such as NMI Holdings' revenue or net income, to determine how well the company is positioned to perform in the future. Although NMI Holdings' investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Current Deferred Revenue17.8 M15.9 M
Total Revenue706.4 B741.8 B
Cost Of Revenue37.1 M39 M
Stock Based Compensation To Revenue 0.04  0.03 
Sales General And Administrative To Revenue 0.01  0.01 
Capex To Revenue 0.01  0.01 
Revenue Per Share 7.34  7.70 
Ebit Per Revenue 0.64  0.67 

Currently Active Assets on Macroaxis

When determining whether NMI Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of NMI Holdings' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Nmi Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Nmi Holdings Stock:
Check out the analysis of NMI Holdings Correlation against competitors.
For more detail on how to invest in NMI Stock please use our How to Invest in NMI Holdings guide.
You can also try the Funds Screener module to find actively-traded funds from around the world traded on over 30 global exchanges.
Is there potential for Commercial & Residential Mortgage Finance market expansion? Will NMI introduce new products? Factors like these will boost the valuation of NMI Holdings. Anticipated expansion of NMI directly elevates investor willingness to pay premium valuations. Understanding fair value requires weighing current performance against future potential. All the valuation information about NMI Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.061
Earnings Share
4.79
Revenue Per Share
8.852
Quarterly Revenue Growth
0.076
Return On Assets
0.0919
NMI Holdings's market price often diverges from its book value, the accounting figure shown on NMI's balance sheet. Smart investors calculate NMI Holdings' intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Since NMI Holdings' trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between NMI Holdings' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding NMI Holdings should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, NMI Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.