The Hanover Insurance Stock Today

THG Stock  USD 174.81  3.01  1.75%   

Performance

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Odds Of Distress

Tiny

 
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Hanover Insurance is trading at 174.81 as of the 17th of February 2026. This is a 1.75 percent increase since the beginning of the trading day. The stock's lowest day price was 169.19. Hanover Insurance has a very small chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 19th of November 2025 and ending today, the 17th of February 2026. Click here to learn more.
Business Domain
Insurance
IPO Date
10th of October 1995
Category
Financial Services
Classification
Financials
The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services in the United States. The Hanover Insurance Group, Inc. was founded in 1852 and is headquartered in Worcester, Massachusetts. The company has 35.15 M outstanding shares of which 773.59 K shares are at this time shorted by investors with about 1.96 days to cover. More on The Hanover Insurance

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Follow Valuation Options Odds of Bankruptcy
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Hanover Stock Highlights

ESG Sustainability
Environmental
Governance
Social
ChairmanCynthia Egan
Thematic Ideas
(View all Themes)
Old NameTHAKRAL ORD/UN
Business ConcentrationProperty & Casualty Insurance, Insurance - Property & Casualty, Financial Services, NYSE Composite, VN Index, Stock Exchange Of, SP Midcap 400, VN All Shares, VN Small Cap, Banks, Insurance Providers, Financials, Insurance, Insurance—Property & Casualty, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.04660.0444
Sufficiently Up
Slightly volatile
Asset Turnover0.460.4415
Sufficiently Up
Slightly volatile
Gross Profit Margin0.240.23
Sufficiently Up
Slightly volatile
Total Current Liabilities356.2 M375 M
Notably Down
Very volatile
Non Current Liabilities Total8.4 B13 B
Way Down
Slightly volatile
Total Assets13.4 B14.9 B
Moderately Down
Very volatile
Total Current Assets3.1 BB
Fairly Up
Slightly volatile
Total Cash From Operating Activities973.7 M927.4 M
Sufficiently Up
Slightly volatile
Debt Levels
Hanover Insurance utilizes debt financing to potentially enhance returns on invested capital. The relationship between total debt and total assets provides valuable insight into Hanover Insurance's leverage profile, showing how much of Hanover Insurance's resources are funded through borrowing.
Liquidity
The Hanover Insurance has 1.22 B in debt with debt to equity (D/E) ratio of 0.34, which is OK given its current industry classification. Hanover Insurance has a current ratio of 0.35, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for Hanover to invest in growth at high rates of return.

Free Cash Flow

961.41 Million
The Hanover Insurance (THG) is traded on New York Stock Exchange in USA and employs 4,900 people. Hanover Insurance is listed under Property & Casualty Insurance category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a total capitalization of 6.04 B. Hanover Insurance runs under Insurance sector within Financials industry. The entity has 35.15 M outstanding shares of which 773.59 K shares are at this time shorted by investors with about 1.96 days to cover. The Hanover Insurance has about 1.12 B in cash with 806.4 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 4.63.
Check Hanover Insurance Probability Of Bankruptcy
Ownership Allocation
The Hanover Insurance has a total of 35.15 Million outstanding shares. The majority of Hanover Insurance outstanding shares are owned by outside corporations. These institutional investors are usually referred to as non-private investors looking to purchase positions in Hanover Insurance to benefit from reduced commissions. Consequently, third-party entities are subject to a different set of regulations than regular investors in The Hanover Insurance. Please pay attention to any change in the institutional holdings of Hanover Insurance as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company holds, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check Hanover Ownership Details

Hanover Stock Institutional Holders

InstituionRecorded OnShares
American Century Companies Inc2025-06-30
657.5 K
Victory Capital Management Inc.2025-06-30
600.3 K
Adage Capital Partners Gp Llc2025-06-30
558 K
Aqr Capital Management Llc2025-06-30
553.8 K
Ameriprise Financial Inc2025-06-30
551 K
First Trust Advisors L.p.2025-06-30
497.4 K
London Company Of Virginia2025-06-30
466.7 K
Vaughan Nelson Scarbrgh & Mccullough Lp2025-06-30
464.7 K
Macquarie Group Ltd2025-06-30
464.4 K
Vanguard Group Inc2025-06-30
3.7 M
Blackrock Inc2025-06-30
3.6 M
View Hanover Insurance Diagnostics

Hanover Insurance Historical Income Statement

At this time, Hanover Insurance's EBITDA is most likely to increase significantly in the upcoming years. The Hanover Insurance's current Total Operating Expenses is estimated to increase to about 2.1 B, while Interest Expense is projected to decrease to roughly 28 M. View More Fundamentals

Hanover Stock Against Markets

Hanover Insurance Corporate Directors

Martin HughesIndependent DirectorProfile
Harriett TaggartIndependent DirectorProfile
Theodore BuntingIndependent DirectorProfile
Wendell KnoxIndependent DirectorProfile
When determining whether Hanover Insurance is a strong investment it is important to analyze Hanover Insurance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Hanover Insurance's future performance. For an informed investment choice regarding Hanover Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in The Hanover Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in rate.
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Can Property & Casualty Insurance industry sustain growth momentum? Does Hanover have expansion opportunities? Factors like these will boost the valuation of Hanover Insurance. If investors know Hanover will grow in the future, the company's valuation will be higher. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Hanover Insurance demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth
0.194
Dividend Share
3.65
Earnings Share
18.11
Revenue Per Share
184.201
Quarterly Revenue Growth
0.055
The market value of Hanover Insurance is measured differently than its book value, which is the value of Hanover that is recorded on the company's balance sheet. Investors also form their own opinion of Hanover Insurance's value that differs from its market value or its book value, called intrinsic value, which is Hanover Insurance's true underlying value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Because Hanover Insurance's market value can be influenced by many factors that don't directly affect Hanover Insurance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Hanover Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Hanover Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, Hanover Insurance's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.