Regional Interest Income from 2010 to 2024

RM Stock  USD 30.84  0.12  0.39%   
Regional Management Interest Income yearly trend continues to be very stable with very little volatility. Interest Income is likely to drop to about 254.5 M. Interest Income is income earned from the investment of cash or from lending money to others, including interest from bank accounts, bonds, or other interest-bearing investments. View All Fundamentals
 
Interest Income  
First Reported
2019-03-31
Previous Quarter
127.9 M
Current Value
133.9 M
Quarterly Volatility
47 M
 
Covid
Check Regional Management financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Regional Management's main balance sheet or income statement drivers, such as Depreciation And Amortization of 13.9 M, Interest Expense of 70.8 M or Selling General Administrative of 255.3 M, as well as many indicators such as Price To Sales Ratio of 0.41, Dividend Yield of 0.0529 or PTB Ratio of 0.69. Regional financial statements analysis is a perfect complement when working with Regional Management Valuation or Volatility modules.
  
Check out the analysis of Regional Management Correlation against competitors.

Latest Regional Management's Interest Income Growth Pattern

Below is the plot of the Interest Income of Regional Management Corp over the last few years. It is income earned from the investment of cash or from lending money to others, including interest from bank accounts, bonds, or other interest-bearing investments. Regional Management's Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Regional Management's overall financial position and show how it may be relating to other accounts over time.
Interest Income10 Years Trend
Slightly volatile
   Interest Income   
       Timeline  

Regional Interest Income Regression Statistics

Arithmetic Mean161,211,171
Geometric Mean71,016,057
Coefficient Of Variation103.71
Mean Deviation149,956,849
Median34,223,000
Standard Deviation167,188,029
Sample Variance27951.8T
Range473.5M
R-Value0.71
Mean Square Error14879.7T
R-Squared0.51
Significance0
Slope26,584,703
Total Sum of Squares391325.7T

Regional Interest Income History

2024254.5 M
2023489.7 M
202234.2 M
2021382.5 M
2020335.2 M
2019321.2 M
201833.5 M

Other Fundumenentals of Regional Management Corp

Regional Management Interest Income component correlations

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About Regional Management Financial Statements

Regional Management investors utilize fundamental indicators, such as Interest Income, to predict how Regional Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Interest Income489.7 M254.5 M
Net Interest Income422.2 M335.7 M

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Check out the analysis of Regional Management Correlation against competitors.
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Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regional Management. If investors know Regional will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regional Management listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.17)
Dividend Share
1.2
Earnings Share
2.37
Revenue Per Share
58.139
Quarterly Revenue Growth
0.036
The market value of Regional Management Corp is measured differently than its book value, which is the value of Regional that is recorded on the company's balance sheet. Investors also form their own opinion of Regional Management's value that differs from its market value or its book value, called intrinsic value, which is Regional Management's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regional Management's market value can be influenced by many factors that don't directly affect Regional Management's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Regional Management's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regional Management is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regional Management's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.