Regional Common Stock vs Accounts Payable Analysis

RM Stock  USD 30.03  0.33  1.11%   
Regional Management financial indicator trend analysis is much more than just breaking down Regional Management Corp prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Regional Management Corp is a good investment. Please check the relationship between Regional Management Common Stock and its Accounts Payable accounts. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regional Management Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.

Common Stock vs Accounts Payable

Common Stock vs Accounts Payable Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Regional Management Corp Common Stock account and Accounts Payable. At this time, the significance of the direction appears to have strong relationship.
The correlation between Regional Management's Common Stock and Accounts Payable is 0.7. Overlapping area represents the amount of variation of Common Stock that can explain the historical movement of Accounts Payable in the same time period over historical financial statements of Regional Management Corp, assuming nothing else is changed. The correlation between historical values of Regional Management's Common Stock and Accounts Payable is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Common Stock of Regional Management Corp are associated (or correlated) with its Accounts Payable. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Accounts Payable has no effect on the direction of Common Stock i.e., Regional Management's Common Stock and Accounts Payable go up and down completely randomly.

Correlation Coefficient

0.7
Relationship DirectionPositive 
Relationship StrengthSignificant

Common Stock

Accounts Payable

An accounting item on the balance sheet that represents Regional Management obligation to pay off a short-term debt to its creditors. The accounts payable entry is usually reported under current liabilities. If accounts payable of Regional Management Corp are not paid within the agreed terms, the payables are considered to be in default, which may trigger a penalty or interest payment, or the revocation of additional credit from the supplier. Accounts payable may also be considered a source of cash, since they represent funds being borrowed from suppliers. Given these cash flow considerations, suppliers have a natural inclination to push for shorter payment terms, while creditors want to lengthen the payment terms. The amount a company owes to suppliers or vendors for products or services received but not yet paid for. It represents the company's short-term liabilities.
Most indicators from Regional Management's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Regional Management Corp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regional Management Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.
As of the 25th of November 2024, Selling General Administrative is likely to grow to about 255.3 M, while Tax Provision is likely to drop about 4.6 M.
 2021 2022 2023 2024 (projected)
Interest Expense31.3M34.2M67.5M70.8M
Depreciation And Amortization283.1M407.6M14.6M13.9M

Regional Management fundamental ratios Correlations

-0.390.0-0.34-0.3-0.32-0.40.060.110.16-0.12-0.45-0.33-0.190.06-0.210.10.43-0.47-0.31-0.190.2-0.36-0.28-0.440.25
-0.390.890.880.90.990.90.320.14-0.030.470.940.590.370.850.58-0.33-0.551.00.790.370.80.810.94-0.13-0.02
0.00.890.780.790.940.820.360.290.130.460.80.440.230.910.45-0.37-0.370.850.670.240.920.630.92-0.360.09
-0.340.880.780.940.870.860.32-0.02-0.220.40.850.520.530.730.56-0.42-0.620.880.940.530.730.860.83-0.17-0.04
-0.30.90.790.940.880.780.30.09-0.10.320.860.610.60.80.75-0.16-0.50.90.930.60.780.960.85-0.22-0.1
-0.320.990.940.870.880.920.360.180.010.50.930.570.310.860.53-0.39-0.550.980.770.320.830.770.96-0.16-0.01
-0.40.90.820.860.780.920.540.16-0.020.480.870.460.270.720.34-0.62-0.80.90.730.270.70.70.88-0.05-0.06
0.060.320.360.320.30.360.54-0.11-0.180.420.320.33-0.040.360.15-0.49-0.70.310.23-0.030.420.270.36-0.020.09
0.110.140.29-0.020.090.180.16-0.110.98-0.30.14-0.07-0.030.13-0.150.090.140.1-0.02-0.030.160.020.190.0-0.56
0.16-0.030.13-0.22-0.10.01-0.02-0.180.98-0.34-0.02-0.14-0.17-0.02-0.270.170.27-0.07-0.22-0.170.01-0.160.020.07-0.56
-0.120.470.460.40.320.50.480.42-0.3-0.340.50.68-0.480.290.02-0.63-0.490.460.1-0.480.420.140.510.30.0
-0.450.940.80.850.860.930.870.320.14-0.020.50.660.290.730.5-0.37-0.590.950.740.30.70.770.840.07-0.19
-0.330.590.440.520.610.570.460.33-0.07-0.140.680.66-0.070.360.47-0.08-0.40.610.35-0.060.430.530.560.39-0.41
-0.190.370.230.530.60.310.27-0.04-0.03-0.17-0.480.29-0.070.440.710.31-0.110.390.781.00.30.740.27-0.520.16
0.060.850.910.730.80.860.720.360.13-0.020.290.730.360.440.58-0.18-0.340.810.730.440.960.710.81-0.480.26
-0.210.580.450.560.750.530.340.15-0.15-0.270.020.50.470.710.580.36-0.120.590.70.710.520.810.58-0.440.18
0.1-0.33-0.37-0.42-0.16-0.39-0.62-0.490.090.17-0.63-0.37-0.080.31-0.180.360.71-0.32-0.180.31-0.26-0.03-0.36-0.19-0.03
0.43-0.55-0.37-0.62-0.5-0.55-0.8-0.70.140.27-0.49-0.59-0.4-0.11-0.34-0.120.71-0.58-0.49-0.11-0.36-0.5-0.5-0.240.13
-0.471.00.850.880.90.980.90.310.1-0.070.460.950.610.390.810.59-0.32-0.580.80.390.750.830.92-0.07-0.05
-0.310.790.670.940.930.770.730.23-0.02-0.220.10.740.350.780.730.7-0.18-0.490.80.790.670.920.72-0.340.04
-0.190.370.240.530.60.320.27-0.03-0.03-0.17-0.480.3-0.061.00.440.710.31-0.110.390.790.310.740.28-0.520.16
0.20.80.920.730.780.830.70.420.160.010.420.70.430.30.960.52-0.26-0.360.750.670.310.660.81-0.450.17
-0.360.810.630.860.960.770.70.270.02-0.160.140.770.530.740.710.81-0.03-0.50.830.920.740.660.72-0.22-0.1
-0.280.940.920.830.850.960.880.360.190.020.510.840.560.270.810.58-0.36-0.50.920.720.280.810.72-0.250.04
-0.44-0.13-0.36-0.17-0.22-0.16-0.05-0.020.00.070.30.070.39-0.52-0.48-0.44-0.19-0.24-0.07-0.34-0.52-0.45-0.22-0.25-0.71
0.25-0.020.09-0.04-0.1-0.01-0.060.09-0.56-0.560.0-0.19-0.410.160.260.18-0.030.13-0.050.040.160.17-0.10.04-0.71
Click cells to compare fundamentals

Regional Management Account Relationship Matchups

Regional Management fundamental ratios Accounts

201920202021202220232024 (projected)
Common Stock Shares Outstanding11.8M11.1M10.6M9.7M9.6M12.3M
Total Assets1.2B1.1B1.5B1.7B1.8B975.0M
Total Stockholder Equity302.8M272.1M282.7M308.6M322.3M234.6M
Property Plant And Equipment Net41.7M41.6M41.7M49.0M48.1M50.5M
Net Debt824.8M783.4M1.1B1.5B1.4B1.5B
Retained Earnings248.8M227.3M306.1M345.5M349.6M184.4M
Accounts Payable28.7M40.3M49.3M33.8M40.4M23.8M
Cash2.3M8.1M10.5M3.9M4.5M5.3M
Non Current Assets Total51.2M50.3M51.2M75.0M63.9M104.7M
Non Currrent Assets Other(51.2M)(50.3M)(66.1M)(20.4M)(63.9M)(60.7M)
Other Assets1.1B1.0B1.4B1.6B40.5M38.4M
Long Term Debt798.6M762.2M1.1B1.3B1.2B647.1M
Cash And Short Term Investments2.3M8.1M10.5M24.3M4.5M6.9M
Net Receivables1.9M3.2M2.7M13.7M1.5B1.6B
Common Stock Total Equity1.4M1.4M1.4M1.4M1.6M1.4M
Liabilities And Stockholders Equity1.2B1.1B1.5B1.7B1.8B975.0M
Other Current Assets(1.1B)(1.0B)(1.4B)9.1M149.5M157.0M
Other Stockholder Equity52.6M(183.9M)(330.9M)(37.8M)(28.4M)(27.0M)
Total Liab855.8M831.7M1.2B1.4B1.5B739.6M
Property Plant And Equipment Gross41.7M41.6M41.7M49.0M78.4M82.3M
Total Current Assets4.1M11.2M13.2M24.3M1.7B1.8B
Accumulated Other Comprehensive Income(16.8M)(19.8M)0.0(586K)(372K)(390.6K)
Common Stock1.4M1.4M1.4M1.4M1.5M1.4M
Property Plant Equipment15.3M14.5M41.7M49.0M56.4M59.2M
Short Long Term Debt Total1.2B1.1B1.3B1.5B1.4B981.4M
Other Current Liab(393.1M)(325.0M)(240.3M)(161.8M)(481.7M)(505.8M)
Total Current Liabilities393.1M325.0M240.3M70.5M481.7M248.8M
Non Current Liabilities Total827.1M791.4M1.1B1.3B980.8M640.5M
Short Term Debt393.1M325.0M240.3M164.7M441.3M374.4M
Intangible Assets9.4M8.7M8.8M11.4M15.8M16.6M
Net Tangible Assets293.3M263.4M273.2M296.5M341.0M249.2M
Retained Earnings Total Equity248.8M227.3M306.1M345.5M397.4M417.2M
Capital Surpluse102.7M105.5M104.7M112.4M129.2M106.0M
Inventory1.1B(265K)(6.6M)1.01.151.09
Long Term Investments1.0B951.7M1.2B1.5B1.7B969.3M
Treasury Stock(50.1M)(62.1M)(129.5M)(150.1M)(135.1M)(128.4M)
Short Long Term Debt393.1M325.0M240.3M164.7M244.9M208.9M
Long Term Debt Total798.6M762.2M1.1B1.3B1.5B841.4M

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.

Try AI Portfolio Architect
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regional Management Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.
You can also try the ETF Categories module to list of ETF categories grouped based on various criteria, such as the investment strategy or type of investments.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regional Management. If investors know Regional will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regional Management listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.17)
Dividend Share
1.2
Earnings Share
2.37
Revenue Per Share
58.139
Quarterly Revenue Growth
0.036
The market value of Regional Management Corp is measured differently than its book value, which is the value of Regional that is recorded on the company's balance sheet. Investors also form their own opinion of Regional Management's value that differs from its market value or its book value, called intrinsic value, which is Regional Management's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regional Management's market value can be influenced by many factors that don't directly affect Regional Management's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Regional Management's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regional Management is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regional Management's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.