Regional Net Debt from 2010 to 2026

RM Stock

USD 34.74 0.81 2.28%

Regional Management Net Debt yearly trend continues to be very stable with very little volatility. Net Debt is likely to drop to about 837 M. Net Debt is the total debt of Regional Management Corp minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds. View All Fundamentals

Net Debt

First Reported

2010-12-31

Previous Quarter

1.6 B

Current Value

1.6 B

Quarterly Volatility

461.8 M

Credit Downgrade

Yuan Drop

Covid

Interest Hikes

Check Regional Management financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Regional Management's main balance sheet or income statement drivers, such as Depreciation And Amortization of 17 M, Interest Expense of 90 M or Selling General Administrative of 121.3 M, as well as many indicators such as Price To Sales Ratio of 0.54, Dividend Yield of 0.0247 or PTB Ratio of 1.63. Regional financial statements analysis is a perfect complement when working with Regional Management Valuation or Volatility modules.

Build AI portfolio with Regional Stock

Check out the analysis of Regional Management Correlation against competitors.

Evaluating Regional Management's Net Debt across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into Regional Management Corp's fundamental strength.

Latest Regional Management's Net Debt Growth Pattern

Below is the plot of the Net Debt of Regional Management Corp over the last few years. It is the total debt of a company minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds. Regional Management's Net Debt historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Regional Management's overall financial position and show how it may be relating to other accounts over time.

Net Debt

10 Years Trend

Slightly volatile

Compare to Others All Fundamentals

Net Debt

Timeline

Regional Net Debt Regression Statistics

	Arithmetic Mean	765,405,493
	Geometric Mean	622,155,542
	Coefficient Of Variation	63.00
	Mean Deviation	398,806,640
	Median	647,692,000
	Standard Deviation	482,186,219
	Sample Variance	232503.6T
	Range	1.4B
	R-Value	0.90
	Mean Square Error	49277.3T
	R-Squared	0.80
	Slope	85,475,856
	Total Sum of Squares	3720056.8T

Regional Net Debt History

	2026	837 M
	2025	1.6 B
	2024	1.5 B
	2023	1.4 B
	2022	1.4 B
	2021	1.1 B
	2020	783.4 M

Other Fundumenentals of Regional Management Corp

Net Debt To E B I T D A

Regional Management Net Debt component correlations

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Accounts Payable	Long Term Debt	Net Receivables	Short Term Investments	Total Liab	Total Current Assets	Short Term Debt	Common Stock	Property Plant Equipment	Good Will	Intangible Assets	Net Tangible Assets	Current Deferred Revenue	Capital Surpluse	Deferred Long Term Liab	Long Term Investments	Short Long Term Debt	Long Term Debt Total	Net Invested Capital	Capital Stock
Total Assets		0.92	1.0	0.99	0.91	0.86	0.33	0.72	1.0	0.79	-0.05	0.84	0.89	0.36	0.78	0.93	-0.43	0.96	-0.59	0.99	-0.27	0.93	0.95	0.78
Total Stockholder Equity	0.92		0.89	0.96	0.86	0.77	0.28	0.61	0.9	0.64	0.25	0.94	0.76	0.27	0.73	0.97	-0.36	0.9	-0.74	0.92	-0.32	0.8	0.78	0.64
Net Debt	1.0	0.89		0.98	0.9	0.85	0.32	0.73	1.0	0.81	-0.11	0.8	0.9	0.38	0.77	0.91	-0.44	0.96	-0.55	0.99	-0.25	0.93	0.96	0.79
Retained Earnings	0.99	0.96	0.98		0.93	0.84	0.29	0.68	0.98	0.75	0.01	0.86	0.86	0.33	0.76	0.96	-0.42	0.95	-0.64	0.99	-0.3	0.91	0.91	0.73
Accounts Payable	0.91	0.86	0.9	0.93		0.78	0.22	0.5	0.91	0.64	-0.09	0.76	0.77	0.3	0.65	0.9	-0.46	0.86	-0.58	0.91	-0.27	0.86	0.82	0.66
Long Term Debt	0.86	0.77	0.85	0.84	0.78		0.64	0.76	0.86	0.69	-0.12	0.75	0.94	0.22	0.89	0.81	-0.47	0.88	-0.48	0.85	-0.37	0.91	0.89	0.86
Net Receivables	0.33	0.28	0.32	0.29	0.22	0.64		0.55	0.33	0.17	0.16	0.35	0.57	-0.08	0.75	0.29	-0.17	0.48	-0.2	0.31	-0.08	0.51	0.48	0.79
Short Term Investments	0.72	0.61	0.73	0.68	0.5	0.76	0.55		0.72	0.79	0.06	0.63	0.85	0.32	0.81	0.6	-0.11	0.77	-0.35	0.71	-0.3	0.69	0.77	0.76
Total Liab	1.0	0.9	1.0	0.98	0.91	0.86	0.33	0.72		0.8	-0.11	0.8	0.9	0.37	0.77	0.91	-0.44	0.96	-0.55	0.99	-0.25	0.93	0.96	0.8
Total Current Assets	0.79	0.64	0.81	0.75	0.64	0.69	0.17	0.79	0.8		-0.19	0.63	0.75	0.54	0.54	0.63	-0.19	0.71	-0.27	0.79	-0.37	0.72	0.77	0.59
Short Term Debt	-0.05	0.25	-0.11	0.01	-0.09	-0.12	0.16	0.06	-0.11	-0.19		0.31	-0.16	-0.18	0.16	0.14	0.46	0.03	-0.22	-0.08	-0.09	-0.16	-0.22	-0.05
Common Stock	0.84	0.94	0.8	0.86	0.76	0.75	0.35	0.63	0.8	0.63	0.31		0.75	0.25	0.71	0.85	-0.26	0.82	-0.75	0.82	-0.26	0.72	0.71	0.62
Property Plant Equipment	0.89	0.76	0.9	0.86	0.77	0.94	0.57	0.85	0.9	0.75	-0.16	0.75		0.31	0.88	0.77	-0.44	0.9	-0.51	0.88	-0.27	0.89	0.94	0.86
Good Will	0.36	0.27	0.38	0.33	0.3	0.22	-0.08	0.32	0.37	0.54	-0.18	0.25	0.31		0.15	0.27	-0.16	0.32	-0.17	0.36	-0.09	0.16	0.35	0.16
Intangible Assets	0.78	0.73	0.77	0.76	0.65	0.89	0.75	0.81	0.77	0.54	0.16	0.71	0.88	0.15		0.74	-0.35	0.89	-0.43	0.75	-0.31	0.79	0.83	0.9
Net Tangible Assets	0.93	0.97	0.91	0.96	0.9	0.81	0.29	0.6	0.91	0.63	0.14	0.85	0.77	0.27	0.74		-0.41	0.91	-0.71	0.94	-0.35	0.86	0.81	0.67
Current Deferred Revenue	-0.43	-0.36	-0.44	-0.42	-0.46	-0.47	-0.17	-0.11	-0.44	-0.19	0.46	-0.26	-0.44	-0.16	-0.35	-0.41		-0.42	0.27	-0.43	0.41	-0.45	-0.47	-0.37
Capital Surpluse	0.96	0.9	0.96	0.95	0.86	0.88	0.48	0.77	0.96	0.71	0.03	0.82	0.9	0.32	0.89	0.91	-0.42		-0.59	0.95	-0.23	0.9	0.95	0.87
Deferred Long Term Liab	-0.59	-0.74	-0.55	-0.64	-0.58	-0.48	-0.2	-0.35	-0.55	-0.27	-0.22	-0.75	-0.51	-0.17	-0.43	-0.71	0.27	-0.59		-0.62	-0.05	-0.48	-0.46	-0.37
Long Term Investments	0.99	0.92	0.99	0.99	0.91	0.85	0.31	0.71	0.99	0.79	-0.08	0.82	0.88	0.36	0.75	0.94	-0.43	0.95	-0.62		-0.27	0.93	0.94	0.77
Short Long Term Debt	-0.27	-0.32	-0.25	-0.3	-0.27	-0.37	-0.08	-0.3	-0.25	-0.37	-0.09	-0.26	-0.27	-0.09	-0.31	-0.35	0.41	-0.23	-0.05	-0.27		-0.28	-0.18	-0.12
Long Term Debt Total	0.93	0.8	0.93	0.91	0.86	0.91	0.51	0.69	0.93	0.72	-0.16	0.72	0.89	0.16	0.79	0.86	-0.45	0.9	-0.48	0.93	-0.28		0.93	0.87
Net Invested Capital	0.95	0.78	0.96	0.91	0.82	0.89	0.48	0.77	0.96	0.77	-0.22	0.71	0.94	0.35	0.83	0.81	-0.47	0.95	-0.46	0.94	-0.18	0.93		0.89
Capital Stock	0.78	0.64	0.79	0.73	0.66	0.86	0.79	0.76	0.8	0.59	-0.05	0.62	0.86	0.16	0.9	0.67	-0.37	0.87	-0.37	0.77	-0.12	0.87	0.89

Click cells to compare fundamentals

About Regional Management Financial Statements

Regional Management investors utilize fundamental indicators, such as Net Debt, to predict how Regional Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.

	Last Reported	Projected for Next Year
Net Debt	1.6 B	837 M
Net Debt To EBITDA	11.47	10.60

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

The Portfolio Prophet is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.

Try AI Portfolio Prophet

How To Invest In Regional

Details

Is Regional Stock a good investment?

Details

What is Regional Management's Net Worth?

Details

Largest Consumer Finance Companies

View

Largest Financial Services Companies

View

Check out the analysis of Regional Management Correlation against competitors.

You can also try the Pair Correlation module to compare performance and examine fundamental relationship between any two equity instruments.

Will Consumer Finance sector continue expanding? Could Regional diversify its offerings? Factors like these will boost the valuation of Regional Management. Anticipated expansion of Regional directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Regional Management data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.

Quarterly Earnings Growth

0.325

Dividend Share

1.2

Earnings Share

4.35

Revenue Per Share

66.241

Quarterly Revenue Growth

0.096

Regional Management Corp's market price often diverges from its book value, the accounting figure shown on Regional's balance sheet. Smart investors calculate Regional Management's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Regional Management's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.

It's important to distinguish between Regional Management's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Regional Management should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Regional Management's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

Feedback Blog

Made with optimal in San Francisco

2026 Macroaxis LLC

Regional Net Debt from 2010 to 2026

Latest Regional Management's Net Debt Growth Pattern

Regional Net Debt Regression Statistics

Regional Net Debt History

Other Fundumenentals of Regional Management Corp

Regional Management Net Debt component correlations

About Regional Management Financial Statements

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY