Travelers Companies Historical Financial Statements

Stocks . USA . 
Stock . The Travelers Companies
TRV Stock  USD 302.73  -4.60  -1.50%   
Financial statement analysis for Travelers Companies combines income trends, asset quality, and liquidity assessment. Key drivers essential for forming an accurate valuation are shown below: Travelers Companies' financial statements quantify how the business generates, deploys, and retains capital. Key drivers are highlighted below:
 Gross Profit
16.1 B
 Profit Margin
6.9%
 Market Capitalization
65.4 B
 Enterprise Value Revenue
1.5121
 Revenue
48.9 B
A total of one hundred twenty fundamental trend indicators are available for The Travelers Companies, each providing a different lens on financial performance. Comparing Travelers Companies' current financial profile with its own history from 2010 to 2026 is essential for evaluating forward viability. As of the beginning of April, Market Cap is at approximately 31.7 B per recent reporting. Also, Enterprise Value is at approximately 31.9 B per recent reporting.

Travelers Companies Total Revenue

51.27 Billion
Total Revenue stood at 48.83 Billion as of December 31, 2025.
Travelers Companies financial reporting includes Interest Expense of 219.8 M, Total Revenue of 51.3 B, and Gross Profit of 22.7 B within key disclosures.
  
The Travelers Companies Correlation data places Travelers Companies in a competitive context. The comparison captures how Travelers Companies relates to competitors.

Balance Sheet Accounts

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets78.4 B143.7 B104.5 B
High Variability
Short and Long Term Debt Total9.7 B9.3 B6.9 B
Moderate Growth
Total Stockholder Equity17.1 B32.9 B23.7 B
High Variability
Net Debt8.8 B8.4 B6.3 B
Moderate Growth
Retained Earnings57.7 B54.9 B34.9 B
Consistent Growth
Non Current Assets Total128.4 B122.3 B43 B
Moderate Growth
Common Stock Shares Outstanding342.3 M227.6 M287.6 M
Moderate Variation
Liabilities And Stockholders Equity78.4 B143.7 B104.5 B
High Variability
Non Current Liabilities Total116.4 B110.8 B45.6 B
High Variability
Total Liabilities61.3 B110.8 B80.8 B
Moderate Growth
Total Current Liabilities96.3 B91.7 B31 B
High Variability
Net Receivables12.8 B14.9 B18.8 B
High Variability
Total Current Assets32.4 B21.4 B55.7 B
High Variability
Short Term Debt252.1 M300 M322.5 M
High Variability
Intangible Assets446 M336 M344.8 M
Moderate Variation
Accounts Payable3 B3.6 B4.3 B
Moderate Variation
Cash884.1 M842 M484.2 M
Consistent Growth
Cash And Short Term Investments6.2 B6.6 B57.4 B
High Variability
Good Will3.1 B4.1 B3.6 B
High Variability
Short Term Investments5.4 B5.7 B56.9 B
High Variability
Property, Plant and Equipment (Gross)480.2 M394.4 M362 M
Moderate Variation
Common Stock16.9 B25.9 B21.5 B
High Variability
Other Liabilities11.1 B9.3 B12 B
High Variability
Long Term Debt6.3 B9.3 B6.4 B
Moderate Growth
Net Tangible Assets16.9 B15.6 B20 B
Moderate Decline
Retained Earnings Total Equity32.9 B50 B33.6 B
Consistent Growth
Long Term Investments85.2 B96.2 B78.1 B
Moderate Growth
Non Current Liabilities Other83.1 B99.9 B78.9 B
Moderate Growth
Short and Long Term Debt285 M300 M2.4 B
Consistent Decline
Long Term Debt Total7.9 B9.3 B7 B
Moderate Growth
Net Invested Capital37.2 B42.2 B32.5 B
Moderate Growth
Capital Stock26.9 B25.9 B24 B
Consistent Growth
Current Deferred Revenue228 M256.5 M280 M
Stable

Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense219.8 M425 M338.6 M
High Variability
Total Revenue51.3 B48.8 B32 B
Consistent Growth
Gross Profit22.7 B21.6 B9.8 B
Moderate Growth
Other Operating Expenses43.1 B41 B27.8 B
Consistent Growth
Operating Income8.2 B7.8 B4 B
Moderate Growth
EBIT8.6 B8.2 B4.4 B
Moderate Growth
EBITDA9.3 B8.9 B5.1 B
Moderate Growth
Income Before Tax8.2 B7.8 B4.2 B
Moderate Growth
Net Income6.6 B6.3 B3.2 B
Moderate Growth
Depreciation And Amortization546.2 M680 M740.2 M
High Variability
Cost Of Revenue16 B27.2 B21.6 B
Moderate Growth
Selling General Administrative3.7 B6.1 B4.2 B
Moderate Growth
Net Income Applicable To Common Shares3.4 B6.2 B3.4 B
High Variability
Minority Interest42.3 M40.2 M33.7 M
High Variability
Net Income From Continuing Ops4.4 B6.3 B4.1 B
High Variability
Tax Provision888.5 M1.5 B957.6 M
High Variability
Interest Income402.4 M425 M370.1 M
Stable
Reconciled Depreciation624.4 M680 M784.7 M
Moderate Decline
Selling And Marketing Expenses63.2 M71.1 M77.6 M
Stable

Cash Flow Statement Items

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow11.1 B10.6 B5.6 B
Consistent Growth
Begin Period Cash Flow734 M699 M451.5 M
Consistent Growth
Depreciation547.5 M680 M742.8 M
High Variability
Other Non Cash Items8.4 B8 B4 B
Moderate Growth
Dividends Paid584.6 M979 M757.6 M
Moderate Growth
Total Cash From Operating Activities11.1 B10.6 B5.6 B
Consistent Growth
Net Income6.6 B6.3 B3.3 B
Moderate Growth
End Period Cash Flow884.1 M842 M498.2 M
Consistent Growth

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.811.33181.1266
Moderate Variation
Dividend Yield0.01430.01510.0244
Moderate Decline
PTB Ratio1.11.9771.4902
Moderate Variation
Days Sales Outstanding150111227
Moderate Decline
Book Value Per Share15414791.3395
Consistent Growth
Free Cash Flow Yield0.170.16310.1475
High Variability
Operating Cash Flow Per Share49.6747.30621.7535
Consistent Growth
Capex To Depreciation0.620.650.5952
Moderate Variation
PB Ratio1.11.9771.4902
Moderate Variation
EV To Sales0.941.50441.3179
Moderate Variation
Free Cash Flow Per Share49.6747.30621.7388
Consistent Growth
Net Income Per Share29.4528.046412.3078
Consistent Growth
Payables Turnover12.397.65715.4942
Consistent Growth
Sales General And Administrative To Revenue0.150.12530.138
Stable
Capex To Revenue0.00350.00360.0038
High Variability
Cash Per Share27.7929.2507184
High Variability
POCF Ratio3.776.13167.2002
High Variability
Interest Coverage17.6418.343519.0891
High Variability
Payout Ratio0.290.15570.4246
High Variability
Capex To Operating Cash Flow0.01510.01440.0154
High Variability
PFCF Ratio6.446.13167.3692
High Variability
Days Payables Outstanding74.847.668284.787
Moderate Decline
Income Quality1.771.68671.7518
High Variability
ROE0.20.19120.1242
Moderate Growth
EV To Operating Cash Flow4.386.92598.4674
Moderate Decline
PE Ratio10.8610.342213.9359
High Variability
Return On Tangible Assets0.04740.04510.0291
Moderate Growth
EV To Free Cash Flow7.276.92598.6506
High Variability
Earnings Yield0.09430.09670.0801
High Variability
Intangibles To Total Assets0.0250.03060.0368
Moderate Decline
Net Debt To EBITDA0.990.94651.2458
High Variability
Current Ratio0.260.273.5773
Moderate Decline
Tangible Book Value Per Share13312776.865
Consistent Growth
Receivables Turnover2.433.28171.7361
Moderate Growth
Graham Number319304157
Consistent Growth
Shareholders Equity Per Share15414791.3395
Consistent Growth
Debt To Equity0.190.28170.263
Moderate Variation
Capex Per Share0.120.130.1204
High Variability
Revenue Per Share229218122
Consistent Growth
Interest-Bearing Debt Per Share45.3943.229326.3796
Consistent Growth
Debt To Assets0.03910.06450.0585
Moderate Variation
Enterprise Value Over EBITDA8.678.25268.5147
High Variability
Short Term Coverage Ratios23.7335.353332.9614
Moderate Growth
Price Earnings Ratio10.8610.342213.9359
High Variability
Operating Cycle150111227
Moderate Decline
Price Book Value Ratio1.11.9771.4902
Moderate Variation
Days Of Payables Outstanding74.847.668284.787
Moderate Decline
Dividend Payout Ratio0.290.15570.4246
High Variability
Price To Operating Cash Flows Ratio3.776.13167.2002
High Variability
Price To Free Cash Flows Ratio6.446.13167.3692
High Variability
Pretax Profit Margin0.140.15970.1762
High Variability
Ebt Per Ebit0.10.180.1898
Moderate Variation
Operating Profit Margin0.290.15970.185
High Variability
Company Equity Multiplier5.534.36884.6203
Moderate Variation
Long Term Debt To Capitalization0.150.21420.1993
Moderate Variation
Total Debt To Capitalization0.150.21980.2069
Moderate Variation
Return On Capital Employed0.09360.150.0663
High Variability
Debt-to-Equity Ratio0.190.28170.263
Moderate Variation
Ebit Per Revenue0.290.15970.185
High Variability
Quick Ratio0.260.273.5773
Moderate Decline
Dividend Paid And Capex Coverage Ratio11.3810.83356.7587
Consistent Growth
Net Income Per E B T0.550.80660.7521
High Variability
Cash Ratio0.00870.00920.0872
High Variability
Cash Conversion Cycle10563.5556157
Moderate Decline
Operating Cash Flow Sales Ratio0.120.21720.1629
Moderate Variation
Days Of Sales Outstanding150111227
Moderate Decline
Free Cash Flow Operating Cash Flow Ratio0.860.840.9206
Moderate Decline
Cash Flow Coverage Ratios0.991.14450.9051
High Variability
Price To Book Ratio1.11.9771.4902
Moderate Variation
Fixed Asset Turnover41.7139.7242.0683
Moderate Variation
Capital Expenditure Coverage Ratio75.4871.8975.4919
Moderate Variation
Price Cash Flow Ratio3.776.13167.2002
High Variability
Enterprise Value Multiple8.678.25268.5147
High Variability
Debt Ratio0.03910.06450.0585
Moderate Variation
Cash Flow To Debt Ratio0.991.14450.9051
High Variability
Price Sales Ratio0.811.33181.1266
Moderate Variation
Return On Assets0.04590.04380.028
Moderate Growth
Asset Turnover0.320.33980.2947
Moderate Variation
Net Profit Margin0.06930.12880.092
High Variability
Gross Profit Margin0.40.44250.3225
High Variability
Price Fair Value1.11.9771.4902
Moderate Variation
Return On Equity0.20.19120.1242
Moderate Growth

Valuation Indicators

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap31.7 B30.2 B30.7 B
High Variability
Enterprise Value31.9 B30.4 B31.6 B
Moderate Variation

Core Fundamental Drivers

Forward Price Earnings10.8342
Cash And Short Term Investments6.6 B

Methodology, Assumptions & Data Sources

Long-run reference data associated with Travelers Companies' financial statements helps anchor the current reading of each metric against a broader historical baseline. Travelers Companies has a market cap of 65.35 B, P/E of 13.69, ROE of 25.27%.

The Travelers Companies data is compiled from periodic company reporting and market reference feeds and standardized for comparability. Sell-side coverage, where present, supplements the data shown. Reference data and historical patterns are presented and do not constitute an investment recommendation or advice.

Editorial review and methodology oversight provided by: Raphi Shpitalnik, Junior Member of Macroaxis Editorial Board
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