Travelers Companies Financials

TRV Stock  USD 261.22  1.25  0.48%   
Based on the key indicators related to Travelers Companies' liquidity, profitability, solvency, and operating efficiency, The Travelers Companies may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter. At this time, Travelers Companies' Net Tangible Assets are fairly stable compared to the past year. Deferred Long Term Liabilities is likely to climb to about 349 M in 2024, whereas Short and Long Term Debt Total is likely to drop slightly above 4.3 B in 2024. Key indicators impacting Travelers Companies' financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.06770.0723
Notably Down
Very volatile
Return On Assets0.01830.0237
Significantly Down
Pretty Stable
Return On Equity0.0880.12
Way Down
Pretty Stable
Debt Equity Ratio0.20.3223
Way Down
Slightly volatile
Operating Income38 B36.2 B
Sufficiently Up
Slightly volatile
Current Ratio3.663.85
Notably Down
Very volatile
The essential information of the day-to-day investment outlook for Travelers Companies includes many different criteria found on its balance sheet. An individual investor should monitor Travelers Companies' cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Travelers Companies.

Net Income

1.82 Billion

  
Understanding current and past Travelers Companies Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Travelers Companies' financial statements are interrelated, with each one affecting the others. For example, an increase in Travelers Companies' assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in Travelers Companies' accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of The Travelers Companies. Check Travelers Companies' Beneish M Score to see the likelihood of Travelers Companies' management manipulating its earnings.

Travelers Companies Stock Summary

Travelers Companies competes with Fiverr International, Pinterest, Upstart Holdings, Fastly, and Crowdstrike Holdings. The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United states and internationally. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York. Travelers Companies operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 30184 people.
Foreign Associate
  Mexico
Specialization
Financial Services, Insurance - Property & Casualty
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS89417E1091
CUSIP89417E109 792860108 792856205
LocationMinnesota; U.S.A
Business Address485 Lexington Avenue,
SectorInsurance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.travelers.com
Phone917 778 6000
CurrencyUSD - US Dollar

Travelers Companies Key Financial Ratios

Travelers Companies Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets110.1B116.8B120.5B115.7B126.0B73.6B
Net Debt6.1B5.8B6.5B6.5B7.4B4.0B
Retained Earnings37.0B38.8B41.6B43.5B45.6B47.9B
Total Liab84.2B87.6B91.6B94.2B101.1B55.8B
Other Current Liab(5.6B)(4.7B)(4.4B)(4.1B)(4.2B)(4.0B)
Other Assets(62.0B)(68.2B)(69.2B)95.8B94.0B53.4B
Net Receivables20.8B20.4B20.4B20.6B21.7B11.8B
Total Current Assets94.3B100.7B102.8B13.8B23.5B18.7B
Intangible Assets330M317M306M287M277M549.6M
Accounts Payable5.0B4.6B4.3B4.0B3.8B3.1B
Cash494M721M761M799M650M341.4M
Good Will3.9B4.0B4.0B4.0B4.0B3.1B
Other Current Assets22.3B24.0B21.8B(82.2B)1.2B1.2B
Common Stock23.5B23.7B24.2B24.6B24.9B16.1B
Other Liab8.9B10.9B10.5B8.1B9.3B11.1B
Long Term Debt6.6B6.6B7.2B7.3B7.9B6.0B
Treasury Stock(35.1B)(35.8B)(38.0B)(40.1B)(36.1B)(34.3B)
Net Tangible Assets21.7B24.9B24.6B17.3B15.6B16.9B

Travelers Companies Key Income Statement Accounts

The reason investors look at the income statement is to determine what Travelers Companies' earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
201920202021202220232024 (projected)
Interest Expense344M339M340M351M376M199.1M
Total Revenue31.6B32.0B34.8B36.9B41.4B43.4B
Gross Profit31.6B32.0B34.8B36.9B41.4B43.4B
Operating Income2.9B3.0B4.1B3.7B36.2B38.0B
Ebit2.9B3.6B4.8B3.7B3.7B2.5B
Ebitda3.6B4.4B5.7B4.5B4.5B3.0B
Net Income2.6B2.7B3.7B2.8B3.0B1.8B
Income Tax Expense516M540M796M512M380M500.6M
Income Before Tax3.1B3.2B4.5B3.4B3.4B2.8B
Tax Provision516M540M796M512M380M550.8M
Interest Income344M339M340M351M315.9M283.1M
Net Interest Income(344M)(339M)(340M)(351M)(376M)(394.8M)

Travelers Companies Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash29M121M227M40M(149M)(141.6M)
Free Cash Flow5.2B6.5B7.3B7.3B7.7B8.1B
Depreciation803M763M789M870M722M549.8M
Other Non Cash Items535M129M3.9B3.9B6.8B7.2B
Dividends Paid814M844M861M869M908M557.7M
Net Income2.5B2.6B2.7B3.7B3.0B2.0B
End Period Cash Flow373M494M721M761M650M682.5M
Investments(1.8B)(3.9B)(4.9B)(3.7B)(6.8B)(7.2B)
Change Receivables(227M)(68M)(359M)(533M)(479.7M)(455.7M)
Change To Netincome138M(32M)(352M)(273M)(245.7M)(233.4M)

Travelers Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Travelers Companies's current stock value. Our valuation model uses many indicators to compare Travelers Companies value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Travelers Companies competition to find correlations between indicators driving Travelers Companies's intrinsic value. More Info.
The Travelers Companies is currently regarded as top stock in return on equity category among its peers. It also is currently regarded as top stock in return on asset category among its peers reporting about  0.15  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for The Travelers Companies is roughly  6.51 . At this time, Travelers Companies' Return On Equity is fairly stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Travelers Companies by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

The Travelers Companies Systematic Risk

Travelers Companies' systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Travelers Companies volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twelve with a total number of output elements of fourty-nine. The Beta measures systematic risk based on how returns on The Travelers Companies correlated with the market. If Beta is less than 0 Travelers Companies generally moves in the opposite direction as compared to the market. If Travelers Companies Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one The Travelers Companies is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Travelers Companies is generally in the same direction as the market. If Beta > 1 Travelers Companies moves generally in the same direction as, but more than the movement of the benchmark.

Travelers Companies Thematic Clasifications

The Travelers Companies is part of FinTech investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. A collection of large financial service, investment, and banking companies. High long term potential financial entities that are ranging from payment processing, investment management to commercial and investment banking
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This theme covers A collection of large financial service, investment, and banking companies. High long term potential financial entities that are ranging from payment processing, investment management to commercial and investment banking. Get More Thematic Ideas
Today, most investors in Travelers Companies Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Travelers Companies' growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Travelers Companies growth as a starting point in their analysis.

Price Earnings To Growth Ratio

1.45

At this time, Travelers Companies' Price Earnings To Growth Ratio is fairly stable compared to the past year.

Travelers Companies November 26, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Travelers Companies help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of The Travelers Companies. We use our internally-developed statistical techniques to arrive at the intrinsic value of The Travelers Companies based on widely used predictive technical indicators. In general, we focus on analyzing Travelers Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Travelers Companies's daily price indicators and compare them against related drivers.

Additional Tools for Travelers Stock Analysis

When running Travelers Companies' price analysis, check to measure Travelers Companies' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Travelers Companies is operating at the current time. Most of Travelers Companies' value examination focuses on studying past and present price action to predict the probability of Travelers Companies' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Travelers Companies' price. Additionally, you may evaluate how the addition of Travelers Companies to your portfolios can decrease your overall portfolio volatility.