Universal Debt Ratio from 2010 to 2024

UVE Stock  USD 22.72  0.26  1.13%   
Universal Insurance's Debt Ratio is increasing over the years with stable fluctuation. Debt Ratio is expected to dwindle to 0.05. During the period from 2010 to 2024 Universal Insurance Debt Ratio annual values regression line had geometric mean of  0.04 and mean square error of  0.0002. View All Fundamentals
 
Debt Ratio  
First Reported
2010-12-31
Previous Quarter
0.05033453
Current Value
0.0478
Quarterly Volatility
0.01475142
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check Universal Insurance financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Universal Insurance's main balance sheet or income statement drivers, such as Depreciation And Amortization of 7.7 M, Interest Expense of 6.9 M or Total Revenue of 1.5 B, as well as many indicators such as Price To Sales Ratio of 0.33, Dividend Yield of 0.0571 or PTB Ratio of 1.47. Universal financial statements analysis is a perfect complement when working with Universal Insurance Valuation or Volatility modules.
  
Check out the analysis of Universal Insurance Correlation against competitors.

Latest Universal Insurance's Debt Ratio Growth Pattern

Below is the plot of the Debt Ratio of Universal Insurance Holdings over the last few years. It is Universal Insurance's Debt Ratio historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Universal Insurance's overall financial position and show how it may be relating to other accounts over time.
Debt Ratio10 Years Trend
Pretty Stable
   Debt Ratio   
       Timeline  

Universal Debt Ratio Regression Statistics

Arithmetic Mean0.04
Geometric Mean0.04
Coefficient Of Variation33.88
Mean Deviation0.01
Median0.05
Standard Deviation0.01
Sample Variance0.0002
Range0.0493
R-Value0.22
Mean Square Error0.0002
R-Squared0.05
Significance0.42
Slope0.0007
Total Sum of Squares0

Universal Debt Ratio History

2024 0.0478
2023 0.0503
2022 0.0356
2021 0.0634
2020 0.0386
2019 0.0583
2018 0.0615

Other Fundumenentals of Universal Insurance

Universal Insurance Debt Ratio component correlations

0.68-0.640.860.80.980.720.240.860.450.33-0.19-0.880.860.660.230.610.590.830.87-0.060.77-0.10.36-0.3
0.68-0.290.910.210.540.40.680.820.720.12-0.16-0.750.70.130.080.970.060.760.810.40.340.360.13-0.11
-0.64-0.29-0.45-0.64-0.66-0.46-0.04-0.48-0.24-0.480.280.42-0.55-0.520.22-0.16-0.48-0.46-0.360.24-0.610.34-0.50.48
0.860.91-0.450.50.770.470.460.970.620.4-0.2-0.940.920.470.180.890.420.910.950.140.640.110.42-0.38
0.80.21-0.640.50.870.6-0.250.540.030.4-0.14-0.580.630.830.110.130.790.560.58-0.470.8-0.390.43-0.38
0.980.54-0.660.770.870.730.110.790.350.35-0.18-0.840.820.730.250.460.660.770.81-0.170.8-0.20.38-0.32
0.720.4-0.460.470.60.730.360.430.53-0.02-0.14-0.430.370.290.320.350.220.460.520.210.510.030.020.05
0.240.68-0.040.46-0.250.110.360.310.76-0.19-0.21-0.270.14-0.40.260.7-0.440.260.320.92-0.110.6-0.210.21
0.860.82-0.480.970.540.790.430.310.50.46-0.24-0.960.970.560.230.810.530.940.95-0.010.70.010.49-0.45
0.450.72-0.240.620.030.350.530.760.50.19-0.11-0.440.40.050.110.690.020.480.570.640.290.560.21-0.16
0.330.12-0.480.40.40.35-0.02-0.190.460.19-0.11-0.40.620.65-0.230.110.730.390.36-0.310.6-0.40.96-1.0
-0.19-0.160.28-0.2-0.14-0.18-0.14-0.21-0.24-0.11-0.110.17-0.19-0.06-0.22-0.21-0.08-0.31-0.16-0.01-0.2-0.03-0.110.1
-0.88-0.750.42-0.94-0.58-0.84-0.43-0.27-0.96-0.44-0.40.17-0.95-0.59-0.36-0.74-0.56-0.93-0.950.0-0.73-0.04-0.440.37
0.860.7-0.550.920.630.820.370.140.970.40.62-0.19-0.950.70.140.670.680.910.91-0.170.78-0.140.64-0.6
0.660.13-0.520.470.830.730.29-0.40.560.050.65-0.06-0.590.70.020.060.990.530.55-0.590.77-0.30.68-0.64
0.230.080.220.180.110.250.320.260.230.11-0.23-0.22-0.360.140.020.250.050.270.280.320.190.32-0.220.28
0.610.97-0.160.890.130.460.350.70.810.690.11-0.21-0.740.670.060.250.020.750.80.450.310.390.1-0.08
0.590.06-0.480.420.790.660.22-0.440.530.020.73-0.08-0.560.680.990.050.020.50.51-0.60.77-0.350.75-0.72
0.830.76-0.460.910.560.770.460.260.940.480.39-0.31-0.930.910.530.270.750.50.96-0.050.810.10.49-0.38
0.870.81-0.360.950.580.810.520.320.950.570.36-0.16-0.950.910.550.280.80.510.960.040.760.140.43-0.34
-0.060.40.240.14-0.47-0.170.210.92-0.010.64-0.31-0.010.0-0.17-0.590.320.45-0.6-0.050.04-0.330.64-0.360.34
0.770.34-0.610.640.80.80.51-0.110.70.290.6-0.2-0.730.780.770.190.310.770.810.76-0.33-0.180.71-0.58
-0.10.360.340.11-0.39-0.20.030.60.010.56-0.4-0.03-0.04-0.14-0.30.320.39-0.350.10.140.64-0.18-0.310.4
0.360.13-0.50.420.430.380.02-0.210.490.210.96-0.11-0.440.640.68-0.220.10.750.490.43-0.360.71-0.31-0.97
-0.3-0.110.48-0.38-0.38-0.320.050.21-0.45-0.16-1.00.10.37-0.6-0.640.28-0.08-0.72-0.38-0.340.34-0.580.4-0.97
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About Universal Insurance Financial Statements

Universal Insurance stakeholders use historical fundamental indicators, such as Universal Insurance's Debt Ratio, to determine how well the company is positioned to perform in the future. Although Universal Insurance investors may analyze each financial statement separately, they are all interrelated. For example, changes in Universal Insurance's assets and liabilities are reflected in the revenues and expenses on Universal Insurance's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Universal Insurance Holdings. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Debt Ratio 0.05  0.05 
Cash Flow To Debt Ratio 0.61  0.58 

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When determining whether Universal Insurance is a strong investment it is important to analyze Universal Insurance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Universal Insurance's future performance. For an informed investment choice regarding Universal Stock, refer to the following important reports:
Check out the analysis of Universal Insurance Correlation against competitors.
You can also try the Companies Directory module to evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Universal Insurance. If investors know Universal will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Universal Insurance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.301
Dividend Share
0.64
Earnings Share
2.48
Revenue Per Share
52.62
Quarterly Revenue Growth
0.076
The market value of Universal Insurance is measured differently than its book value, which is the value of Universal that is recorded on the company's balance sheet. Investors also form their own opinion of Universal Insurance's value that differs from its market value or its book value, called intrinsic value, which is Universal Insurance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Universal Insurance's market value can be influenced by many factors that don't directly affect Universal Insurance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Universal Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Universal Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Universal Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.