Universal Insurance Net Worth
Universal Insurance Net Worth Breakdown | UVE |
Universal Insurance Net Worth Analysis
Universal Insurance's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Universal Insurance's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Universal Insurance's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Universal Insurance's net worth analysis. One common approach is to calculate Universal Insurance's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Universal Insurance's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Universal Insurance's net worth. This approach calculates the present value of Universal Insurance's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Universal Insurance's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Universal Insurance's net worth. This involves comparing Universal Insurance's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Universal Insurance's net worth relative to its peers.
Enterprise Value |
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To determine if Universal Insurance is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Universal Insurance's net worth research are outlined below:
| Universal Insurance is unlikely to experience financial distress in the next 2 years | |
| Universal Insurance Holdings has 116.6 M in debt with debt to equity (D/E) ratio of 0.4, which is OK given its current industry classification. Universal Insurance has a current ratio of 0.65, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for Universal to invest in growth at high rates of return. | |
| About 71.0% of Universal Insurance outstanding shares are owned by institutional investors | |
| Latest headline from news.google.com: Investors in Universal Insurance Holdings have seen returns of 4.8 percent over the past five years - Yahoo Finance |
Universal Insurance uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Universal Insurance Holdings. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Universal Insurance's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 22nd of February 2024 Upcoming Quarterly Report | View | |
| 25th of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 22nd of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Universal Insurance Target Price Consensus
Universal target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Universal Insurance's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| One | Buy |
Most Universal analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Universal stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Universal Insurance, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationUniversal Insurance Target Price Projection
Universal Insurance's current and average target prices are 19.52 and 27.00, respectively. The current price of Universal Insurance is the price at which Universal Insurance Holdings is currently trading. On the other hand, Universal Insurance's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Universal Insurance Market Quote on 31st of January 2025
Target Price
Analyst Consensus On Universal Insurance Target Price
Know Universal Insurance's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Universal Insurance is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Universal Insurance Holdings backward and forwards among themselves. Universal Insurance's institutional investor refers to the entity that pools money to purchase Universal Insurance's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Arrowmark Colorado Holdings, Llc (arrowmark Partners) | 2024-09-30 | 390 K | Jacobs Levy Equity Management, Inc. | 2024-09-30 | 364.7 K | Charles Schwab Investment Management Inc | 2024-09-30 | 347.4 K | Renaissance Technologies Corp | 2024-09-30 | 323.2 K | Aqr Capital Management Llc | 2024-09-30 | 314.3 K | Lsv Asset Management | 2024-09-30 | 293.4 K | Two Sigma Advisers, Llc | 2024-09-30 | 288.2 K | Bank Of New York Mellon Corp | 2024-09-30 | 284.8 K | Marshall Wace Asset Management Ltd | 2024-09-30 | 270.7 K | Blackrock Inc | 2024-09-30 | 2.1 M | Vanguard Group Inc | 2024-09-30 | 1.7 M |
Follow Universal Insurance's market capitalization trends
The company currently falls under 'Small-Cap' category with a total capitalization of 552.15 M.Market Cap |
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Project Universal Insurance's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.03 | 0.03 | |
| Return On Capital Employed | 0.58 | 0.60 | |
| Return On Assets | 0.03 | 0.03 | |
| Return On Equity | 0.18 | 0.19 |
When accessing Universal Insurance's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Universal Insurance's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Universal Insurance's profitability and make more informed investment decisions.
Please note, the presentation of Universal Insurance's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Universal Insurance's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Universal Insurance's management manipulating its earnings.
Evaluate Universal Insurance's management efficiency
Universal Insurance has Return on Asset of 0.0263 % which means that on every $100 spent on assets, it made $0.0263 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.2078 %, implying that it generated $0.2078 on every 100 dollars invested. Universal Insurance's management efficiency ratios could be used to measure how well Universal Insurance manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Tangible Assets is expected to grow to 0.03. The current year's Return On Capital Employed is expected to grow to 0.60. At present, Universal Insurance's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 2 B, whereas Total Current Assets are forecasted to decline to about 331.7 M.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 10.30 | 10.81 | |
| Tangible Book Value Per Share | 6.98 | 6.63 | |
| Enterprise Value Over EBITDA | 1.73 | 1.81 | |
| Price Book Value Ratio | 1.26 | 1.32 | |
| Enterprise Value Multiple | 1.73 | 1.81 | |
| Price Fair Value | 1.26 | 1.32 | |
| Enterprise Value | 83.7 M | 87.9 M |
The leadership approach at Universal Insurance's fosters a culture of excellence and accountability. Our analysis examines how this culture influences financial outcomes and stock valuation.
Enterprise Value Revenue 0.2156 | Revenue | Quarterly Revenue Growth 0.076 | Revenue Per Share | Return On Equity |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Universal Insurance insiders, such as employees or executives, is commonly permitted as long as it does not rely on Universal Insurance's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Universal Insurance insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Universal Insurance Corporate Filings
F4 | 16th of January 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 6th of November 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
10Q | 30th of October 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
13A | 25th of October 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
Universal Insurance Earnings Estimation Breakdown
The calculation of Universal Insurance's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Universal Insurance is estimated to be 0.4825 with the future projection ranging from a low of 0.4825 to a high of 0.4825. Please be aware that this consensus of annual earnings estimates for Universal Insurance Holdings is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.48 Lowest | Expected EPS | 0.48 Highest |
Universal Insurance Earnings Projection Consensus
Suppose the current estimates of Universal Insurance's value are higher than the current market price of the Universal Insurance stock. In this case, investors may conclude that Universal Insurance is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Universal Insurance's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of December 2024 | Current EPS (TTM) | |
| 1 | 61.91% | -0.73 | 0.4825 | 2.48 |
Universal Insurance Earnings History
Earnings estimate consensus by Universal Insurance analysts from Wall Street is used by the market to judge Universal Insurance's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Universal Insurance's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.Universal Insurance Quarterly Gross Profit |
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Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Universal Insurance's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Universal Insurance Earnings per Share Projection vs Actual
Actual Earning per Share of Universal Insurance refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Universal Insurance Holdings predict the company's earnings will be in the future. The higher the earnings per share of Universal Insurance, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.Universal Insurance Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as Universal Insurance, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Universal Insurance should always be considered in relation to other companies to make a more educated investment decision.Universal Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact Universal Insurance's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2024-10-24 | 2024-09-30 | -0.96 | -0.73 | 0.23 | 23 | ||
2024-07-25 | 2024-06-30 | 1.02 | 1.18 | 0.16 | 15 | ||
2024-04-25 | 2024-03-31 | 1.05 | 1.07 | 0.02 | 1 | ||
2024-02-22 | 2023-12-31 | 0.25 | 0.43 | 0.18 | 72 | ||
2023-10-26 | 2023-09-30 | -0.29 | -0.16 | 0.13 | 44 | ||
2023-07-27 | 2023-06-30 | 0.77 | 0.87 | 0.1 | 12 | ||
2023-04-27 | 2023-03-31 | 0.74 | 0.79 | 0.05 | 6 | ||
2023-02-23 | 2022-12-31 | -0.49 | 0.72 | 1.21 | 246 | ||
2022-10-27 | 2022-09-30 | -2.45 | -2.27 | 0.18 | 7 | ||
2022-07-27 | 2022-06-30 | 0.39 | 0.47 | 0.08 | 20 | ||
2022-04-28 | 2022-03-31 | 0.57 | 0.64 | 0.07 | 12 | ||
2022-02-24 | 2021-12-31 | -1.61 | -1.53 | 0.08 | 4 | ||
2021-10-27 | 2021-09-30 | 0.5 | 0.63 | 0.13 | 26 | ||
2021-07-28 | 2021-06-30 | 0.56 | 0.65 | 0.09 | 16 | ||
2021-04-28 | 2021-03-31 | 0.69 | 0.84 | 0.15 | 21 | ||
2021-02-25 | 2020-12-31 | -1 | -0.84 | 0.16 | 16 | ||
2020-10-27 | 2020-09-30 | -0.22 | -1.43 | -1.21 | 550 | ||
2020-07-29 | 2020-06-30 | 0.5 | 0.52 | 0.02 | 4 | ||
2020-04-27 | 2020-03-31 | 0.75 | 0.79 | 0.04 | 5 | ||
2020-03-02 | 2019-12-31 | -1.04 | -1.57 | -0.53 | 50 | ||
2019-10-30 | 2019-09-30 | 0.5 | 0.61 | 0.11 | 22 | ||
2019-07-31 | 2019-06-30 | 1 | 1.05 | 0.05 | 5 | ||
2019-04-24 | 2019-03-31 | 0.94 | 1.0 | 0.06 | 6 | ||
2019-02-28 | 2018-12-31 | 0.33 | -0.19 | -0.52 | 157 | ||
2018-10-29 | 2018-09-30 | 1.02 | 1.04 | 0.02 | 1 | ||
2018-07-25 | 2018-06-30 | 1.03 | 1.29 | 0.26 | 25 | ||
2018-04-24 | 2018-03-31 | 0.91 | 1.26 | 0.35 | 38 | ||
2018-02-20 | 2017-12-31 | 0.79 | 0.89 | 0.1 | 12 | ||
2017-11-08 | 2017-09-30 | 0.23 | 0.28 | 0.05 | 21 | ||
2017-07-31 | 2017-06-30 | 0.77 | 0.82 | 0.05 | 6 | ||
2017-04-25 | 2017-03-31 | 0.78 | 0.86 | 0.08 | 10 | ||
2017-02-21 | 2016-12-31 | 0.3 | 0.38 | 0.08 | 26 | ||
2016-11-02 | 2016-09-30 | 0.65 | 0.75 | 0.1 | 15 | ||
2016-07-28 | 2016-06-30 | 0.83 | 0.94 | 0.11 | 13 | ||
2016-05-02 | 2016-03-31 | 0.63 | 0.73 | 0.1 | 15 | ||
2016-02-24 | 2015-12-31 | 0.72 | 0.82 | 0.1 | 13 | ||
2015-10-29 | 2015-09-30 | 0.67 | 0.84 | 0.17 | 25 | ||
2015-08-04 | 2015-06-30 | 0.55 | 0.69 | 0.14 | 25 | ||
2015-04-30 | 2015-03-31 | 0.49 | 0.62 | 0.13 | 26 | ||
2015-02-25 | 2014-12-31 | 0.52 | 0.59 | 0.07 | 13 | ||
2014-10-30 | 2014-09-30 | 0.4 | 0.61 | 0.21 | 52 | ||
2014-05-08 | 2014-03-31 | 0.51 | 0.38 | -0.13 | 25 |
Universal Insurance Corporate Directors
| Ozzie Schindler | Independent Director | Profile | |
| Richard Peterson | Independent Director | Profile | |
| Michael Pietrangelo | Lead Independent Director | Profile | |
| Jon Springer | COO, Executive VP, Director and Member of Investment Committee | Profile |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Universal Insurance Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real. You can also try the Price Ceiling Movement module to calculate and plot Price Ceiling Movement for different equity instruments.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Universal Insurance. If investors know Universal will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Universal Insurance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.301 | Dividend Share 0.64 | Earnings Share 2.48 | Revenue Per Share | Quarterly Revenue Growth 0.076 |
The market value of Universal Insurance is measured differently than its book value, which is the value of Universal that is recorded on the company's balance sheet. Investors also form their own opinion of Universal Insurance's value that differs from its market value or its book value, called intrinsic value, which is Universal Insurance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Universal Insurance's market value can be influenced by many factors that don't directly affect Universal Insurance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Universal Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Universal Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Universal Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.