Virginia Financial Statements From 2010 to 2025

VABK Stock  USD 36.46  0.10  0.28%   
Virginia National financial statements provide useful quarterly and yearly information to potential Virginia National Bankshares investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Virginia National financial statements helps investors assess Virginia National's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Virginia National's valuation are summarized below:
Gross Profit
51.6 M
Profit Margin
0.302
Market Capitalization
195.8 M
Enterprise Value Revenue
4.225
Revenue
51.6 M
There are currently one hundred twenty fundamental trend indicators for Virginia National Bankshares that can be evaluated and compared over time across competition. We recommend to double-check Virginia National's current fundamental drivers against the all of the trends between 2010 and 2025. Market Cap is expected to rise to about 174 M this year. Enterprise Value is expected to rise to about 219.5 M this year

Virginia National Total Revenue

68.68 Million

Check Virginia National financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Virginia National's main balance sheet or income statement drivers, such as Depreciation And Amortization of 5.8 M, Interest Expense of 25.4 M or Selling General Administrative of 10.4 M, as well as many indicators such as Price To Sales Ratio of 3.52, Dividend Yield of 0.0201 or PTB Ratio of 1.54. Virginia financial statements analysis is a perfect complement when working with Virginia National Valuation or Volatility modules.
  
Check out the analysis of Virginia National Correlation against competitors.

Virginia National Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total AssetsB1.9 B956.2 M
Slightly volatile
Total Current LiabilitiesM2.5 M3.3 M
Very volatile
Total Stockholder Equity184.8 M176 M91.2 M
Slightly volatile
Property Plant And Equipment Net27.7 M26.4 M13.8 M
Slightly volatile
Accounts Payable2.5 M4.5 M2.9 M
Pretty Stable
Cash35.1 M32.6 M38.9 M
Slightly volatile
Other Assets6.8 M7.1 M491.3 M
Very volatile
Cash And Short Term Investments31 M32.6 M156.7 M
Pretty Stable
Net Receivables8.6 M16.4 M10.1 M
Slightly volatile
Common Stock Total Equity15.9 M15.2 M8.8 M
Slightly volatile
Common Stock Shares Outstanding3.5 M6.2 M3.5 M
Slightly volatile
Liabilities And Stockholders EquityB1.9 B956.2 M
Slightly volatile
Other Stockholder Equity128 M122 M53.9 M
Slightly volatile
Total Liabilities1.8 B1.7 B826.2 M
Slightly volatile
Property Plant And Equipment Gross56.6 M53.9 M18.9 M
Slightly volatile
Total Current Assets31 M32.6 M197.5 M
Very volatile
Common Stock7.8 M15.2 M8.2 M
Slightly volatile
Short and Long Term Debt Total92.3 M87.9 M21.3 M
Slightly volatile
Other Liabilities1.9 M1.7 M2.2 M
Pretty Stable
Property Plant Equipment29.4 M28 M15 M
Slightly volatile
Net Tangible Assets89.3 M136.9 M82.4 M
Slightly volatile
Retained Earnings Total Equity38.8 M53.4 M36.4 M
Slightly volatile
Capital Surpluse126.3 M120.3 M58.1 M
Slightly volatile
Long Term Investments271.3 M483.7 M278.9 M
Pretty Stable
Capital Stock10.9 M15.2 M8.5 M
Slightly volatile
Net Invested Capital175.4 M256.4 M137.2 M
Slightly volatile

Virginia National Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization5.8 M5.5 M2.2 M
Slightly volatile
Interest Expense25.4 M24.2 M6.1 M
Slightly volatile
Selling General Administrative10.4 M19.1 M11.7 M
Slightly volatile
Total Revenue68.7 M65.4 M36.2 M
Slightly volatile
Gross Profit68.7 M65.4 M36.1 M
Slightly volatile
Other Operating Expenses70.1 M66.8 M22.5 M
Slightly volatile
Operating Income28.1 M26.8 M13.2 M
Slightly volatile
EBIT28.1 M26.8 M13.2 M
Slightly volatile
EBITDA33.9 M32.2 M15.4 M
Slightly volatile
Net Income23.3 M22.2 M9.6 M
Slightly volatile
Income Tax Expense4.8 M4.6 M2.8 M
Slightly volatile
Income Before Tax28.1 M26.8 M12.2 M
Slightly volatile
Selling And Marketing Expenses681.8 K1.3 M723.8 K
Slightly volatile
Cost Of Revenue548.2 K414 K671.2 K
Slightly volatile
Net Income Applicable To Common Shares28.3 M27 M10.6 M
Slightly volatile
Net Income From Continuing Ops28 M26.6 M10 M
Slightly volatile
Tax Provision3.4 M5.7 M3.1 M
Slightly volatile
Net Interest Income35.7 M61.6 M29.1 M
Slightly volatile
Interest Income40.3 M78.4 M32.9 M
Slightly volatile
Reconciled Depreciation5.5 M5.2 MM
Slightly volatile

Virginia National Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow7.4 M14.6 M8.8 M
Slightly volatile
Begin Period Cash Flow67.2 M46.2 M70.5 M
Pretty Stable
Depreciation5.8 M5.5 M2.5 M
Slightly volatile
Capital Expenditures586.5 K1.1 M706.1 K
Very volatile
Total Cash From Operating Activities8.2 M16 M9.5 M
Slightly volatile
Net Income23.3 M22.2 M9.6 M
Slightly volatile
Stock Based Compensation877.9 K836 K315.8 K
Slightly volatile
Dividends Paid8.5 M8.1 M3.2 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.523.723.0147
Pretty Stable
Dividend Yield0.02010.03460.0222
Slightly volatile
PTB Ratio1.541.381.1876
Slightly volatile
Days Sales Outstanding81.58110110
Very volatile
Book Value Per Share22.9725.7137.7058
Pretty Stable
Free Cash Flow Yield0.05420.06220.092
Pretty Stable
Operating Cash Flow Per Share1.652.342.6221
Slightly volatile
Stock Based Compensation To Revenue0.01210.01150.0067
Slightly volatile
Capex To Depreciation0.270.280.4021
Slightly volatile
PB Ratio1.541.381.1876
Slightly volatile
Free Cash Flow Per Share1.322.142.4014
Slightly volatile
Net Income Per Share3.43.242.322
Slightly volatile
Days Of Inventory On Hand1.411.591.7304
Slightly volatile
Payables Turnover0.210.160.1772
Slightly volatile
Sales General And Administrative To Revenue0.420.340.3805
Slightly volatile
Capex To Revenue0.02250.02370.0284
Slightly volatile
Cash Per Share4.534.7742.7015
Very volatile
POCF Ratio17.0715.2311.2422
Pretty Stable
Interest Coverage0.951.04.7925
Pretty Stable
Payout Ratio0.260.330.2711
Slightly volatile
Capex To Operating Cash Flow0.0920.09690.1113
Slightly volatile
PFCF Ratio13.7516.6313.3865
Pretty Stable
Days Payables Outstanding1.6 K2.4 K2.2 K
Slightly volatile
Income Quality0.630.651.4157
Slightly volatile
ROE0.06320.110.0898
Slightly volatile
PE Ratio10.4511.015.2951
Slightly volatile
Return On Tangible Assets0.00630.01060.009
Slightly volatile
Earnings Yield0.05290.09410.0817
Pretty Stable
Intangibles To Total Assets0.00740.0070.0035
Slightly volatile
Current Ratio11.3311.9288.1611
Very volatile
Tangible Book Value Per Share22.6123.5536.9042
Pretty Stable
Receivables Turnover4.093.453.4459
Very volatile
Graham Number45.4343.2734.4018
Slightly volatile
Shareholders Equity Per Share14.9325.7122.7531
Slightly volatile
Debt To Equity0.470.450.2854
Pretty Stable
Capex Per Share0.450.250.2313
Very volatile
Revenue Per Share6.499.569.1919
Slightly volatile
Interest Debt Per Share17.216.386.173
Slightly volatile
Debt To Assets0.04390.04180.0276
Pretty Stable
Enterprise Value Over EBITDA11.49.528.5721
Pretty Stable
Short Term Coverage Ratios0.220.230.3646
Slightly volatile
Price Earnings Ratio10.4511.015.2951
Slightly volatile
Operating Cycle81.68110110
Very volatile
Price Book Value Ratio1.541.381.1876
Slightly volatile
Days Of Payables Outstanding1.6 K2.4 K2.2 K
Slightly volatile
Dividend Payout Ratio0.260.330.2711
Slightly volatile
Price To Operating Cash Flows Ratio17.0715.2311.2422
Pretty Stable
Price To Free Cash Flows Ratio13.7516.6313.3865
Pretty Stable
Pretax Profit Margin0.20.370.2851
Slightly volatile
Ebt Per Ebit0.60.810.8136
Pretty Stable
Operating Profit Margin0.350.470.3556
Pretty Stable
Company Equity Multiplier7.959.689.7494
Slightly volatile
Long Term Debt To Capitalization0.30.280.2419
Pretty Stable
Total Debt To Capitalization0.310.30.2068
Very volatile
Return On Capital Employed0.01840.01630.0151
Very volatile
Debt Equity Ratio0.470.450.2854
Pretty Stable
Ebit Per Revenue0.350.470.3556
Pretty Stable
Quick Ratio11.3311.9296.9606
Very volatile
Dividend Paid And Capex Coverage Ratio1.841.943.9462
Slightly volatile
Net Income Per E B T0.570.740.757
Pretty Stable
Cash Ratio11.1211.9211.9918
Pretty Stable
Operating Cash Flow Sales Ratio0.20.220.2765
Very volatile
Days Of Inventory Outstanding1.411.591.7304
Slightly volatile
Days Of Sales Outstanding81.58110110
Very volatile
Free Cash Flow Operating Cash Flow Ratio0.580.820.863
Pretty Stable
Cash Flow Coverage Ratios0.160.18180.8437
Very volatile
Price To Book Ratio1.541.381.1876
Slightly volatile
Fixed Asset Turnover2.242.232.8928
Pretty Stable
Capital Expenditure Coverage Ratio10.9810.6917.6775
Slightly volatile
Price Cash Flow Ratio17.0715.2311.2422
Pretty Stable
Enterprise Value Multiple11.49.528.5721
Pretty Stable
Debt Ratio0.04390.04180.0276
Pretty Stable
Cash Flow To Debt Ratio0.160.18180.8437
Very volatile
Price Sales Ratio3.523.723.0147
Pretty Stable
Return On Assets0.00630.01050.009
Slightly volatile
Asset Turnover0.05020.03970.0423
Slightly volatile
Net Profit Margin0.320.30.2295
Slightly volatile
Gross Profit Margin0.790.890.9691
Slightly volatile
Price Fair Value1.541.381.1876
Slightly volatile
Return On Equity0.06320.110.0898
Slightly volatile

Virginia National Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap174 M165.8 M100.2 M
Slightly volatile

Virginia Fundamental Market Drivers

Cash And Short Term Investments28.4 M

Virginia Upcoming Events

16th of April 2024
Upcoming Quarterly Report
View
31st of March 2024
Next Fiscal Quarter End
View

About Virginia National Financial Statements

Virginia National investors utilize fundamental indicators, such as revenue or net income, to predict how Virginia Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-3.6 M-3.4 M
Total Revenue65.4 M68.7 M
Cost Of Revenue414 K548.2 K
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.34  0.42 
Capex To Revenue 0.02  0.02 
Revenue Per Share 9.56  6.49 
Ebit Per Revenue 0.47  0.35 

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When determining whether Virginia National is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Virginia Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Virginia National Bankshares Stock. Highlighted below are key reports to facilitate an investment decision about Virginia National Bankshares Stock:
Check out the analysis of Virginia National Correlation against competitors.
You can also try the Aroon Oscillator module to analyze current equity momentum using Aroon Oscillator and other momentum ratios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Virginia National. If investors know Virginia will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Virginia National listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.01)
Earnings Share
3.15
Revenue Per Share
9.603
Quarterly Revenue Growth
(0.02)
Return On Assets
0.0098
The market value of Virginia National is measured differently than its book value, which is the value of Virginia that is recorded on the company's balance sheet. Investors also form their own opinion of Virginia National's value that differs from its market value or its book value, called intrinsic value, which is Virginia National's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Virginia National's market value can be influenced by many factors that don't directly affect Virginia National's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Virginia National's value and its price as these two are different measures arrived at by different means. Investors typically determine if Virginia National is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Virginia National's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.