Virginia Financial Statements From 2010 to 2026

VABK Stock  USD 40.65  0.27  0.66%   
Analyzing historical trends in various income statement and balance sheet accounts from Virginia National's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Virginia National's valuation are summarized below:
Gross Profit
57.5 M
Profit Margin
0.3352
Market Capitalization
226.5 M
Enterprise Value Revenue
4.3476
Revenue
57.5 M
There are currently one hundred twenty fundamental trend indicators for Virginia National Bankshares that can be evaluated and compared over time across competition. We recommend to double-check Virginia National's current fundamental drivers against the all of the trends between 2010 and 2026. Market Cap is expected to rise to about 225.5 M this year. Enterprise Value is expected to rise to about 257.1 M this year

Virginia National Total Revenue

87.51 Million

Check Virginia National financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Virginia National's main balance sheet or income statement drivers, such as Depreciation And Amortization of 5.1 M, Interest Expense of 27 M or Selling General Administrative of 1.1 M, as well as many indicators such as Price To Sales Ratio of 3.1, Dividend Yield of 0.021 or PTB Ratio of 1.53. Virginia financial statements analysis is a perfect complement when working with Virginia National Valuation or Volatility modules.
  
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Check out the analysis of Virginia National Correlation against competitors.

Virginia National Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets1.7 B1.6 B965.7 M
Slightly volatile
Short and Long Term Debt Total37.7 M35.9 M21.8 M
Slightly volatile
Other Current Liabilities632 M670.6 M751.9 M
Slightly volatile
Total Current Liabilities616.8 M670.6 M734.7 M
Slightly volatile
Total Stockholder Equity193.4 M184.2 M96.2 M
Slightly volatile
Property Plant And Equipment Net12.3 M18 M13.1 M
Slightly volatile
Accounts Payable2.4 M4.5 M2.9 M
Pretty Stable
Cash5.5 M5.8 M34.3 M
Pretty Stable
Other Assets1.9 B1.8 B778.2 M
Slightly volatile
Cash And Short Term Investments5.5 M5.8 M170.9 M
Pretty Stable
Net Receivables17.3 M16.4 M10.3 M
Slightly volatile
Common Stock Total Equity15.9 M15.2 MM
Slightly volatile
Common Stock Shares Outstanding3.6 M5.4 M3.6 M
Slightly volatile
Liabilities And Stockholders Equity1.7 B1.6 B965.7 M
Slightly volatile
Other Stockholder Equity112.7 M107.3 M55.2 M
Slightly volatile
Total Liabilities1.5 B1.5 B869.5 M
Slightly volatile
Property Plant And Equipment Gross55.8 M53.1 M20.4 M
Slightly volatile
Total Current Assets5.5 M5.8 M178.4 M
Pretty Stable
Common Stock8.1 M13.3 M8.5 M
Slightly volatile
Non Current Liabilities Total28 M29.5 M74.9 M
Very volatile
Other Liabilities1.9 M1.7 M2.2 M
Pretty Stable
Short Term Investments13.1 M13.8 M136.8 M
Pretty Stable
Property Plant Equipment29.4 M28 M15.5 M
Slightly volatile
Net Tangible Assets89.3 M136.9 M84.5 M
Slightly volatile
Retained Earnings Total Equity38.8 M53.4 M37 M
Slightly volatile
Capital Surpluse126.3 M120.3 M60.8 M
Slightly volatile
Long Term Investments273 M303.1 M267.4 M
Very volatile
Capital Stock11.4 M15.3 M8.8 M
Slightly volatile
Net Invested Capital180.7 M211.4 M137.6 M
Slightly volatile

Virginia National Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization5.1 M4.9 M2.5 M
Slightly volatile
Interest Expense27 M25.7 M7.7 M
Slightly volatile
Selling General Administrative1.1 M1.1 M10.7 M
Very volatile
Total Revenue87.5 M83.3 M43.9 M
Slightly volatile
Gross Profit31.7 M57.5 M34.2 M
Slightly volatile
Other Operating Expenses62.2 M59.3 M31.6 M
Slightly volatile
Operating Income25.3 M24.1 M12.6 M
Slightly volatile
EBITDA25.3 M24.1 M14.3 M
Slightly volatile
Cost Of Revenue27.2 M25.9 M8.2 M
Slightly volatile
Total Operating Expenses18.5 M33.4 M22.5 M
Slightly volatile
Net Income20.2 M19.3 M9.7 M
Slightly volatile
Income Tax Expense5.1 M4.8 M2.9 M
Slightly volatile
Income Before Tax25.3 M24.1 M12.4 M
Slightly volatile
Selling And Marketing Expenses710.8 K761 K685.4 K
Slightly volatile
Net Income Applicable To Common Shares28.3 M27 M11.4 M
Slightly volatile
Net Income From Continuing Ops11.4 M19.5 MM
Slightly volatile
Tax Provision3.5 M4.5 M3.1 M
Slightly volatile
Net Interest Income37.3 M52.8 M29.7 M
Slightly volatile
Interest Income45.1 M86.8 M36.2 M
Slightly volatile
Reconciled Depreciation5.1 M4.9 M2.1 M
Slightly volatile

Virginia National Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow17.6 M16.7 M9.8 M
Slightly volatile
Begin Period Cash Flow64.6 M32.6 M67 M
Pretty Stable
Depreciation5.1 M4.9 M2.5 M
Slightly volatile
Capital Expenditures938.9 K659.7 K705.2 K
Very volatile
Total Cash From Operating Activities18.5 M17.6 M10.5 M
Slightly volatile
Net Income20.5 M19.5 M9.7 M
Slightly volatile
Stock Based Compensation1.2 M1.1 M387.6 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.12.57682.646
Pretty Stable
Dividend Yield0.0210.03540.0227
Slightly volatile
PTB Ratio1.531.16611.1852
Slightly volatile
Days Sales Outstanding98.0275.8293.8657
Slightly volatile
Book Value Per Share35.8834.17424.7523
Slightly volatile
Free Cash Flow Yield0.05440.06390.0909
Slightly volatile
Operating Cash Flow Per Share1.672.562.6382
Slightly volatile
Stock Based Compensation To Revenue0.01110.01050.0063
Slightly volatile
Capex To Depreciation0.190.20.3792
Slightly volatile
PB Ratio1.531.16611.1852
Slightly volatile
Free Cash Flow Per Share1.352.442.427
Slightly volatile
Net Income Per Share3.753.57422.4042
Slightly volatile
Payables Turnover6.646.332.5737
Slightly volatile
Sales General And Administrative To Revenue0.01310.01380.3157
Slightly volatile
Capex To Revenue0.00970.01020.0224
Slightly volatile
Cash Per Share1.021.075944.1552
Very volatile
POCF Ratio17.0415.4311.4598
Pretty Stable
Interest Coverage0.890.93574.0281
Slightly volatile
Payout Ratio0.270.39450.2825
Slightly volatile
Capex To Operating Cash Flow0.05240.05510.1028
Slightly volatile
PFCF Ratio13.8816.2113.491
Pretty Stable
Days Payables Outstanding72.4876.29498
Slightly volatile
Income Quality0.630.811.3928
Slightly volatile
ROE0.06490.10460.0904
Slightly volatile
PE Ratio10.5911.149415.2642
Slightly volatile
Return On Tangible Assets0.00650.01170.0092
Slightly volatile
Earnings Yield0.05430.08970.0818
Very volatile
Intangibles To Total Assets0.00360.00630.0035
Slightly volatile
Current Ratio0.00820.00860.2101
Slightly volatile
Tangible Book Value Per Share33.8532.234823.8113
Slightly volatile
Receivables Turnover4.886.374.4508
Slightly volatile
Graham Number55.0452.423736.0286
Slightly volatile
Shareholders Equity Per Share35.8834.17424.7523
Slightly volatile
Debt To Equity0.290.19510.2933
Very volatile
Capex Per Share0.150.160.2035
Slightly volatile
Revenue Per Share16.2415.46511.1719
Slightly volatile
Interest Debt Per Share12.0211.44487.3409
Slightly volatile
Debt To Assets0.02920.02180.0301
Pretty Stable
Short Term Coverage Ratios61.2258.3112.5651
Slightly volatile
Price Earnings Ratio10.5911.149415.2642
Slightly volatile
Operating Cycle98.0275.8293.8657
Slightly volatile
Price Book Value Ratio1.531.16611.1852
Slightly volatile
Days Of Payables Outstanding72.4876.29498
Slightly volatile
Dividend Payout Ratio0.270.39450.2825
Slightly volatile
Price To Operating Cash Flows Ratio17.0415.4311.4598
Pretty Stable
Price To Free Cash Flows Ratio13.8816.2113.491
Pretty Stable
Pretax Profit Margin0.180.2890.2574
Slightly volatile
Ebt Per Ebit0.770.860.94
Slightly volatile
Operating Profit Margin0.180.2890.2574
Slightly volatile
Company Equity Multiplier7.928.95829.7243
Slightly volatile
Long Term Debt To Capitalization0.170.13910.2192
Slightly volatile
Total Debt To Capitalization0.210.16330.2139
Very volatile
Return On Capital Employed0.02340.02460.0979
Very volatile
Debt Equity Ratio0.290.19510.2933
Very volatile
Ebit Per Revenue0.180.2890.2574
Slightly volatile
Quick Ratio0.00820.00860.2101
Slightly volatile
Dividend Paid And Capex Coverage Ratio2.142.253.8758
Slightly volatile
Net Income Per E B T0.580.79980.7644
Very volatile
Cash Ratio0.00820.00860.0329
Very volatile
Operating Cash Flow Sales Ratio0.180.170.2467
Pretty Stable
Days Of Sales Outstanding98.0275.8293.8657
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.580.860.8705
Pretty Stable
Cash Flow Coverage Ratios0.580.470.6694
Very volatile
Price To Book Ratio1.531.16611.1852
Slightly volatile
Fixed Asset Turnover2.474.63413.2004
Slightly volatile
Capital Expenditure Coverage Ratio11.2218.7718.3491
Slightly volatile
Price Cash Flow Ratio17.0415.4311.4598
Pretty Stable
Debt Ratio0.02920.02180.0301
Pretty Stable
Cash Flow To Debt Ratio0.580.470.6694
Very volatile
Price Sales Ratio3.12.57682.646
Pretty Stable
Return On Assets0.00650.01170.0091
Slightly volatile
Asset Turnover0.05520.05050.0473
Pretty Stable
Net Profit Margin0.140.23110.1962
Slightly volatile
Gross Profit Margin0.920.68950.8653
Slightly volatile
Price Fair Value1.531.16611.1852
Slightly volatile
Return On Equity0.06490.10460.0904
Slightly volatile

Virginia National Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap225.5 M214.7 M116.1 M
Slightly volatile

Virginia Fundamental Market Drivers

Virginia Upcoming Events

16th of April 2024
Upcoming Quarterly Report
View
31st of March 2024
Next Fiscal Quarter End
View

About Virginia National Financial Statements

Virginia National investors utilize fundamental indicators, such as revenue or net income, to predict how Virginia Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-4.5 M-4.8 M
Total Revenue83.3 M87.5 M
Cost Of Revenue25.9 M27.2 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.01  0.01 
Capex To Revenue 0.01  0.01 
Revenue Per Share 15.47  16.24 
Ebit Per Revenue 0.29  0.18 

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When determining whether Virginia National is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Virginia Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Virginia National Bankshares Stock. Highlighted below are key reports to facilitate an investment decision about Virginia National Bankshares Stock:
Check out the analysis of Virginia National Correlation against competitors.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Virginia National. If investors know Virginia will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Virginia National assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.295
Dividend Share
1.41
Earnings Share
3.55
Revenue Per Share
10.664
Quarterly Revenue Growth
0.068
Virginia National's market price often diverges from its book value, the accounting figure shown on Virginia's balance sheet. Smart investors calculate Virginia National's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Virginia National's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Virginia National's value and its price as these two are different measures arrived at by different means. Investors typically determine if Virginia National is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Virginia National's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.