Virginia Financial Statements From 2010 to 2024

VABK Stock  USD 42.58  0.38  0.90%   
Virginia National financial statements provide useful quarterly and yearly information to potential Virginia National Bankshares investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Virginia National financial statements helps investors assess Virginia National's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Virginia National's valuation are summarized below:
Gross Profit
64.5 M
Profit Margin
0.302
Market Capitalization
228.7 M
Enterprise Value Revenue
5.5883
Revenue
51.6 M
There are currently one hundred twenty fundamental trend indicators for Virginia National Bankshares that can be evaluated and compared over time across competition. We recommend to double-check Virginia National's current fundamental drivers against the all of the trends between 2010 and 2024. Market Cap is expected to rise to about 193.4 M this year. Enterprise Value is expected to rise to about 243.9 M this year

Virginia National Total Revenue

29.16 Million

Check Virginia National financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Virginia National's main balance sheet or income statement drivers, such as Depreciation And Amortization of 5 M, Interest Expense of 22.1 M or Selling General Administrative of 10.4 M, as well as many indicators such as Price To Sales Ratio of 3.76, Dividend Yield of 0.0201 or PTB Ratio of 1.57. Virginia financial statements analysis is a perfect complement when working with Virginia National Valuation or Volatility modules.
  
Check out the analysis of Virginia National Correlation against competitors.

Virginia National Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets1.7 B1.6 B876.5 M
Slightly volatile
Total Current Liabilities830.6 M791.1 M111.2 M
Slightly volatile
Total Stockholder Equity160.7 M153 M83.9 M
Slightly volatile
Property Plant And Equipment Net24.1 M22.9 M12.8 M
Slightly volatile
Accounts Payable2.5 MM2.8 M
Very volatile
Cash35.1 M28.4 M39.3 M
Slightly volatile
Other Assets5.9 M6.2 M523.5 M
Pretty Stable
Cash And Short Term Investments27 M28.4 M164.7 M
Slightly volatile
Net Receivables8.6 M14.3 M9.6 M
Slightly volatile
Common Stock Total Equity15.9 M15.2 M8.5 M
Slightly volatile
Common Stock Shares Outstanding3.5 M5.4 M3.3 M
Slightly volatile
Liabilities And Stockholders Equity1.7 B1.6 B876.5 M
Slightly volatile
Other Stockholder Equity111.3 M106 M48.2 M
Slightly volatile
Total Liabilities1.6 B1.5 B751.1 M
Slightly volatile
Property Plant And Equipment Gross49.2 M46.9 M16.1 M
Slightly volatile
Total Current Assets27 M28.4 M208.2 M
Pretty Stable
Common Stock7.8 M13.3 M7.8 M
Slightly volatile
Short and Long Term Debt Total80.3 M76.5 M16.1 M
Slightly volatile
Other Liabilities1.9 M1.7 M2.2 M
Pretty Stable
Property Plant Equipment29.4 M28 M14.4 M
Slightly volatile
Net Tangible Assets89.3 M136.9 M79.9 M
Slightly volatile
Retained Earnings Total Equity38.8 M53.4 M35.7 M
Slightly volatile
Capital Surpluse126.3 M120.3 M55 M
Slightly volatile
Long Term Investments271.3 M420.6 M265.2 M
Very volatile
Capital Stock10.9 M13.3 M8.1 M
Slightly volatile
Net Invested Capital175.4 M223 M129.3 M
Slightly volatile

Virginia National Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And AmortizationM4.8 M1.9 M
Slightly volatile
Interest Expense22.1 M21 M4.7 M
Slightly volatile
Selling General Administrative10.4 M16.6 M11.2 M
Slightly volatile
Total Revenue29.2 M56.9 M31.6 M
Slightly volatile
Gross Profit29.1 M56.9 M31.5 M
Slightly volatile
Other Operating Expenses58.6 M55.8 M18.7 M
Slightly volatile
Operating Income24.4 M23.3 M12 M
Slightly volatile
EBIT24.4 M23.3 M12 M
Slightly volatile
EBITDA29.4 M28 M14 M
Slightly volatile
Net Income20.2 M19.3 M8.6 M
Slightly volatile
Income Tax Expense2.3 MM2.5 M
Slightly volatile
Income Before Tax24.4 M23.3 M11 M
Slightly volatile
Selling And Marketing Expenses681.8 K1.1 M687.9 K
Slightly volatile
Cost Of Revenue548.2 K414 K685.3 K
Slightly volatile
Net Income Applicable To Common Shares28.3 M27 M9.7 M
Slightly volatile
Net Income From Continuing Ops24.3 M23.2 M8.6 M
Slightly volatile
Tax Provision3.4 MM2.9 M
Slightly volatile
Net Interest Income35.7 M53.6 M27 M
Slightly volatile
Interest Income40.3 M68.2 M29.9 M
Slightly volatile
Reconciled Depreciation4.8 M4.5 M1.8 M
Slightly volatile

Virginia National Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow7.4 M12.7 M8.4 M
Slightly volatile
Begin Period Cash Flow67.2 M40.1 M72.1 M
Slightly volatile
DepreciationM4.8 M2.3 M
Slightly volatile
Capital Expenditures586.5 K1.2 M682.9 K
Very volatile
Total Cash From Operating Activities8.2 M13.9 M9.1 M
Slightly volatile
Net Income20.2 M19.3 M8.6 M
Slightly volatile
Stock Based Compensation763.4 K727 K273.5 K
Slightly volatile
Dividends Paid7.4 M7.1 M2.8 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.763.23822.9837
Pretty Stable
Dividend Yield0.02010.03840.0214
Slightly volatile
PTB Ratio1.571.20351.1768
Slightly volatile
Days Sales Outstanding81.58110109
Pretty Stable
Book Value Per Share25.4828.567838.6729
Pretty Stable
Free Cash Flow Yield0.06480.06910.0947
Pretty Stable
Operating Cash Flow Per Share1.842.59542.6535
Slightly volatile
Stock Based Compensation To Revenue0.01340.01280.0065
Slightly volatile
Capex To Depreciation0.230.24550.4076
Slightly volatile
PB Ratio1.571.20351.1768
Slightly volatile
Free Cash Flow Per Share1.652.37692.4409
Slightly volatile
ROIC0.120.08640.0981
Pretty Stable
Net Income Per Share3.783.59582.2862
Slightly volatile
Days Of Inventory On Hand1.411.591.7282
Slightly volatile
Payables Turnover0.210.160.1799
Slightly volatile
Sales General And Administrative To Revenue0.420.2920.3832
Slightly volatile
Capex To Revenue0.01960.02060.0285
Slightly volatile
Cash Per Share5.035.299545.2636
Pretty Stable
POCF Ratio14.3213.246310.793
Very volatile
Interest Coverage1.051.10715.052
Pretty Stable
Payout Ratio0.260.36720.2672
Slightly volatile
Capex To Operating Cash Flow0.080.08420.1115
Slightly volatile
PFCF Ratio20.3514.464513.6103
Pretty Stable
Days Payables Outstanding1.6 K2.4 K2.1 K
Slightly volatile
Income Quality0.690.72181.4708
Slightly volatile
ROE0.0690.12590.0888
Slightly volatile
PE Ratio9.089.561215.4901
Slightly volatile
Return On Tangible Assets0.00690.01180.0089
Slightly volatile
Earnings Yield0.05580.10460.081
Pretty Stable
Intangibles To Total Assets0.00820.00780.0033
Slightly volatile
Current Ratio7.427.8192.6207
Very volatile
Tangible Book Value Per Share25.0526.16737.9572
Pretty Stable
Receivables Turnover4.093.453.4757
Very volatile
Graham Number50.4848.075934.1472
Slightly volatile
Shareholders Equity Per Share15.7428.567822.61
Slightly volatile
Debt To Equity0.480.45710.3548
Very volatile
Capex Per Share0.280.21860.2187
Pretty Stable
Revenue Per Share6.5110.6179.1686
Slightly volatile
Interest Debt Per Share17.8316.98314.6826
Slightly volatile
Debt To Assets0.02570.04250.0338
Pretty Stable
Enterprise Value Over EBITDA6.018.28227.1021
Very volatile
Short Term Coverage Ratios0.280.30.4827
Slightly volatile
Price Earnings Ratio9.089.561215.4901
Slightly volatile
Price Book Value Ratio1.571.20351.1768
Slightly volatile
Days Of Payables Outstanding1.6 K2.4 K2.1 K
Slightly volatile
Dividend Payout Ratio0.260.36720.2672
Slightly volatile
Price To Operating Cash Flows Ratio14.3213.246310.793
Very volatile
Price To Free Cash Flows Ratio20.3514.464513.6103
Pretty Stable
Pretax Profit Margin0.220.40920.2808
Slightly volatile
Ebt Per Ebit0.580.810.8065
Pretty Stable
Operating Profit Margin0.410.40920.352
Pretty Stable
Company Equity Multiplier7.910.75559.7507
Slightly volatile
Long Term Debt To Capitalization0.330.31370.2413
Pretty Stable
Total Debt To Capitalization0.330.31370.2434
Very volatile
Return On Capital Employed0.01780.01410.015
Very volatile
Debt Equity Ratio0.480.45710.3548
Very volatile
Ebit Per Revenue0.410.40920.352
Pretty Stable
Quick Ratio7.427.81102
Pretty Stable
Dividend Paid And Capex Coverage Ratio1.61.68644.064
Slightly volatile
Net Income Per E B T0.60.82770.7601
Very volatile
Cash Ratio11.155.8511.5054
Pretty Stable
Operating Cash Flow Sales Ratio0.220.24450.2816
Pretty Stable
Days Of Inventory Outstanding1.411.591.7282
Slightly volatile
Days Of Sales Outstanding81.58110109
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio0.660.91580.8712
Slightly volatile
Cash Flow Coverage Ratios0.190.19871.1475
Pretty Stable
Price To Book Ratio1.571.20351.1768
Slightly volatile
Fixed Asset Turnover2.392.4792.947
Pretty Stable
Capital Expenditure Coverage Ratio12.1211.873618.2193
Slightly volatile
Price Cash Flow Ratio14.3213.246310.793
Very volatile
Enterprise Value Multiple6.018.28227.1021
Very volatile
Debt Ratio0.02570.04250.0338
Pretty Stable
Cash Flow To Debt Ratio0.190.19871.1475
Pretty Stable
Price Sales Ratio3.763.23822.9837
Pretty Stable
Return On Assets0.00690.01170.0089
Slightly volatile
Asset Turnover0.04760.03460.0423
Slightly volatile
Net Profit Margin0.360.33870.2274
Slightly volatile
Gross Profit Margin0.790.890.9675
Slightly volatile
Price Fair Value1.571.20351.1768
Slightly volatile
Return On Equity0.0690.12590.0888
Slightly volatile
Operating Cycle10288.7293.0775
Slightly volatile

Virginia National Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap193.4 M184.2 M97.1 M
Slightly volatile

Virginia Fundamental Market Drivers

Cash And Short Term Investments28.4 M

Virginia Upcoming Events

16th of April 2024
Upcoming Quarterly Report
View
31st of March 2024
Next Fiscal Quarter End
View

About Virginia National Financial Statements

Virginia National investors utilize fundamental indicators, such as revenue or net income, to predict how Virginia Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-3.6 M-3.4 M
Total Revenue56.9 M29.2 M
Cost Of Revenue414 K548.2 K
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.29  0.42 
Capex To Revenue 0.02  0.02 
Revenue Per Share 10.62  6.51 
Ebit Per Revenue 0.41  0.41 

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When determining whether Virginia National is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Virginia Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Virginia National Bankshares Stock. Highlighted below are key reports to facilitate an investment decision about Virginia National Bankshares Stock:
Check out the analysis of Virginia National Correlation against competitors.
You can also try the My Watchlist Analysis module to analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Virginia National. If investors know Virginia will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Virginia National listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.01)
Dividend Share
1.32
Earnings Share
2.89
Revenue Per Share
9.603
Quarterly Revenue Growth
(0.02)
The market value of Virginia National is measured differently than its book value, which is the value of Virginia that is recorded on the company's balance sheet. Investors also form their own opinion of Virginia National's value that differs from its market value or its book value, called intrinsic value, which is Virginia National's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Virginia National's market value can be influenced by many factors that don't directly affect Virginia National's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Virginia National's value and its price as these two are different measures arrived at by different means. Investors typically determine if Virginia National is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Virginia National's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.