Virginia National Valuation
| VABK Stock | USD 36.46 0.10 0.28% |
At this time, the company appears to be fairly valued. Virginia National has a current Real Value of $37.56 per share. The regular price of the company is $36.46. Our model measures the value of Virginia National from inspecting the company fundamentals such as Shares Outstanding of 5.37 M, return on equity of 0.1, and Operating Margin of 0.45 % as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Virginia National's valuation include:
Price Book 1.2182 | Enterprise Value | Price Sales 3.7972 | Trailing PE 11.5746 | Enterprise Value Revenue 4.225 |
Fairly Valued
Today
Please note that Virginia National's price fluctuation is very steady at this time. Calculation of the real value of Virginia National is based on 3 months time horizon. Increasing Virginia National's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Virginia National's intrinsic value may or may not be the same as its current market price of 36.46, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 36.46 | Real 37.56 | Hype 36.46 | Naive 38.53 |
The intrinsic value of Virginia National's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Virginia National's stock price.
Estimating the potential upside or downside of Virginia National Bankshares helps investors to forecast how Virginia stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Virginia National more accurately as focusing exclusively on Virginia National's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Virginia National's intrinsic value based on its ongoing forecasts of Virginia National's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Virginia National's closest peers.
Virginia National Cash |
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Virginia Valuation Trend
Knowing Virginia National's actual value is paramount for traders when making sound investment determinations. Using both Virginia National's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
Virginia National Total Value Analysis
Virginia National Bankshares is at this time forecasted to have valuation of 237.43 M with market capitalization of 195.82 M, debt of 76.46 M, and cash on hands of 145.08 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Virginia National fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
237.43 M | 195.82 M | 76.46 M | 145.08 M |
Virginia National Investor Information
About 12.0% of the company outstanding shares are owned by insiders. The company has Price to Book (P/B) ratio of 1.22. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Virginia National last dividend was issued on the 6th of December 2024. The entity had 105:100 split on the 2nd of April 2018. Virginia National Bankshares may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.35 | 0.47 |
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| Total Cash From Operating Activities | 8.2 M | 16 M |
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| Operating Income | 28.1 M | 26.8 M |
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Virginia National Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Virginia suggests not a very effective usage of assets in January.Virginia National Ownership Allocation
The market capitalization of Virginia National is $195.82 Million. 30% of Virginia National outstanding shares are owned by institutional holders. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Note, that even with substantial debt, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.Virginia National Profitability Analysis
The company reported the previous year's revenue of 56.88 M. Net Income was 19.26 M with profit before overhead, payroll, taxes, and interest of 51.57 M.Virginia National Past Distributions to stockholders
About Virginia National Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Virginia National Bankshares. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Virginia National based exclusively on its fundamental and basic technical indicators. By analyzing Virginia National's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Virginia National's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Virginia National. We calculate exposure to Virginia National's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Virginia National's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 65.4 M | 68.7 M | |
| Pretax Profit Margin | 0.37 | 0.20 | |
| Operating Profit Margin | 0.47 | 0.35 | |
| Net Profit Margin | 0.30 | 0.32 | |
| Gross Profit Margin | 0.89 | 0.79 |
A single share of Virginia National represents a small ownership stake in the entity. As a stockholder of Virginia, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Virginia National Dividends Analysis For Valuation
Dividends Paid is expected to rise to about 8.5 M this year, although the value of Dividend Yield will most likely fall to 0.02. . Retained Earnings is expected to rise to about 89.1 M this year, although the value of Retained Earnings Total Equity will most likely fall to about 38.8 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 8.1 M | 8.5 M | |
| Dividend Yield | 0.03 | 0.02 | |
| Dividend Payout Ratio | 0.33 | 0.26 | |
| Dividend Paid And Capex Coverage Ratio | 1.94 | 1.84 |
There are various types of dividends Virginia National can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Virginia shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Virginia National Bankshares directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Virginia pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Virginia National by the value of the dividends paid out.
Virginia National Growth Indicators
Investing in growth stocks can be very risky. If the company such as Virginia National does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 5.4 M | |
| Quarterly Earnings Growth Y O Y | -0.012 |
Virginia National Current Valuation Indicators
Virginia National's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Virginia National's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Virginia National, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Virginia National's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Virginia National's worth.When determining whether Virginia National is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Virginia Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Virginia National Bankshares Stock. Highlighted below are key reports to facilitate an investment decision about Virginia National Bankshares Stock: Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Virginia National Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Piotroski F Score module to get Piotroski F Score based on the binary analysis strategy of nine different fundamentals.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Virginia National. If investors know Virginia will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Virginia National listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.01) | Earnings Share 3.15 | Revenue Per Share | Quarterly Revenue Growth (0.02) | Return On Assets |
The market value of Virginia National is measured differently than its book value, which is the value of Virginia that is recorded on the company's balance sheet. Investors also form their own opinion of Virginia National's value that differs from its market value or its book value, called intrinsic value, which is Virginia National's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Virginia National's market value can be influenced by many factors that don't directly affect Virginia National's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Virginia National's value and its price as these two are different measures arrived at by different means. Investors typically determine if Virginia National is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Virginia National's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.