Waterstone Debt Ratio from 2010 to 2024

WSBF Stock  USD 15.06  0.09  0.59%   
Waterstone Financial's Debt Ratio is increasing over the last several years with very volatile swings. Debt Ratio is estimated to finish at 0.16 this year. During the period from 2010 to 2024 Waterstone Financial Debt Ratio regressed destribution of quarterly values had coefficient of variationof  25.95 and r-value of  0.07. View All Fundamentals
 
Debt Ratio  
First Reported
2010-12-31
Previous Quarter
0.13553876
Current Value
0.16
Quarterly Volatility
0.05023974
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check Waterstone Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Waterstone Financial's main balance sheet or income statement drivers, such as Interest Expense of 27.2 M, Total Revenue of 115.2 M or Gross Profit of 115.2 M, as well as many indicators such as Price To Sales Ratio of 2.74, Dividend Yield of 0.0375 or PTB Ratio of 0.79. Waterstone financial statements analysis is a perfect complement when working with Waterstone Financial Valuation or Volatility modules.
  
Check out the analysis of Waterstone Financial Correlation against competitors.
For more detail on how to invest in Waterstone Stock please use our How to Invest in Waterstone Financial guide.

Latest Waterstone Financial's Debt Ratio Growth Pattern

Below is the plot of the Debt Ratio of Waterstone Financial over the last few years. It is Waterstone Financial's Debt Ratio historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Waterstone Financial's overall financial position and show how it may be relating to other accounts over time.
Debt Ratio10 Years Trend
Very volatile
   Debt Ratio   
       Timeline  

Waterstone Debt Ratio Regression Statistics

Arithmetic Mean0.19
Geometric Mean0.18
Coefficient Of Variation25.95
Mean Deviation0.04
Median0.21
Standard Deviation0.05
Sample Variance0
Range0.195
R-Value0.07
Mean Square Error0
R-Squared0.01
Significance0.80
Slope0.0008
Total Sum of Squares0.04

Waterstone Debt Ratio History

2023 0.14
2022 0.19
2020 0.23
2016 0.16
2015 0.2
2014 0.24

Other Fundumenentals of Waterstone Financial

Waterstone Financial Debt Ratio component correlations

0.660.490.390.290.780.70.50.11-0.080.120.9-0.67-0.850.710.33-0.170.35-0.730.43-0.5-0.370.38-0.51
0.660.510.140.220.640.060.330.38-0.420.250.66-0.48-0.870.80.050.080.66-0.850.21-0.73-0.240.37-0.14
0.490.510.29-0.450.430.120.180.00.130.150.73-0.55-0.680.170.26-0.160.07-0.310.11-0.48-0.420.13-0.33
0.390.140.29-0.30.590.57-0.1-0.4-0.03-0.020.3-0.64-0.330.060.33-0.26-0.2-0.150.2-0.31-0.30.15-0.6
0.290.22-0.45-0.3-0.020.020.630.720.1-0.210.080.36-0.040.35-0.50.520.29-0.230.19-0.030.460.350.43
0.780.640.430.59-0.020.670.15-0.17-0.490.140.66-0.9-0.80.610.34-0.160.21-0.710.38-0.61-0.40.39-0.68
0.70.060.120.570.020.670.11-0.46-0.150.020.53-0.69-0.410.360.55-0.41-0.03-0.380.32-0.13-0.440.18-0.74
0.50.330.18-0.10.630.150.110.630.39-0.350.420.12-0.370.18-0.510.51-0.02-0.180.3-0.290.180.570.27
0.110.380.0-0.40.72-0.17-0.460.630.29-0.160.160.44-0.110.16-0.720.720.3-0.140.12-0.170.570.230.66
-0.08-0.420.13-0.030.1-0.49-0.150.390.29-0.230.020.440.3-0.61-0.260.16-0.520.64-0.040.380.3-0.050.28
0.120.250.15-0.02-0.210.140.02-0.35-0.16-0.230.2-0.23-0.170.330.6-0.550.31-0.240.160.37-0.23-0.51-0.47
0.90.660.730.30.080.660.530.420.160.020.2-0.64-0.850.610.35-0.190.39-0.670.3-0.47-0.430.16-0.45
-0.67-0.48-0.55-0.640.36-0.9-0.690.120.440.44-0.23-0.640.76-0.47-0.610.47-0.140.61-0.210.530.62-0.140.85
-0.85-0.87-0.68-0.33-0.04-0.8-0.41-0.37-0.110.3-0.17-0.850.76-0.72-0.280.16-0.460.83-0.230.750.51-0.330.47
0.710.80.170.060.350.610.360.180.16-0.610.330.61-0.47-0.720.32-0.170.84-0.960.33-0.5-0.340.17-0.29
0.330.050.260.33-0.50.340.55-0.51-0.72-0.260.60.35-0.61-0.280.32-0.940.19-0.290.050.12-0.71-0.42-0.82
-0.170.08-0.16-0.260.52-0.16-0.410.510.720.16-0.55-0.190.470.16-0.17-0.94-0.10.14-0.04-0.190.710.560.77
0.350.660.07-0.20.290.21-0.03-0.020.3-0.520.310.39-0.14-0.460.840.19-0.1-0.790.07-0.36-0.27-0.120.04
-0.73-0.85-0.31-0.15-0.23-0.71-0.38-0.18-0.140.64-0.24-0.670.610.83-0.96-0.290.14-0.79-0.280.660.41-0.220.34
0.430.210.110.20.190.380.320.30.12-0.040.160.3-0.21-0.230.330.05-0.040.07-0.28-0.010.10.12-0.29
-0.5-0.73-0.48-0.31-0.03-0.61-0.13-0.29-0.170.380.37-0.470.530.75-0.50.12-0.19-0.360.66-0.010.3-0.560.06
-0.37-0.24-0.42-0.30.46-0.4-0.440.180.570.3-0.23-0.430.620.51-0.34-0.710.71-0.270.410.10.30.220.64
0.380.370.130.150.350.390.180.570.23-0.05-0.510.16-0.14-0.330.17-0.420.56-0.12-0.220.12-0.560.220.21
-0.51-0.14-0.33-0.60.43-0.68-0.740.270.660.28-0.47-0.450.850.47-0.29-0.820.770.040.34-0.290.060.640.21
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About Waterstone Financial Financial Statements

Waterstone Financial stakeholders use historical fundamental indicators, such as Waterstone Financial's Debt Ratio, to determine how well the company is positioned to perform in the future. Although Waterstone Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in Waterstone Financial's assets and liabilities are reflected in the revenues and expenses on Waterstone Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Waterstone Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Debt Ratio 0.14  0.16 
Cash Flow To Debt Ratio(0.09)(0.09)

Currently Active Assets on Macroaxis

When determining whether Waterstone Financial is a strong investment it is important to analyze Waterstone Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Waterstone Financial's future performance. For an informed investment choice regarding Waterstone Stock, refer to the following important reports:
Check out the analysis of Waterstone Financial Correlation against competitors.
For more detail on how to invest in Waterstone Stock please use our How to Invest in Waterstone Financial guide.
You can also try the Idea Optimizer module to use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio .
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Waterstone Financial. If investors know Waterstone will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Waterstone Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.61
Dividend Share
0.55
Earnings Share
0.72
Revenue Per Share
7.081
Quarterly Revenue Growth
0.02
The market value of Waterstone Financial is measured differently than its book value, which is the value of Waterstone that is recorded on the company's balance sheet. Investors also form their own opinion of Waterstone Financial's value that differs from its market value or its book value, called intrinsic value, which is Waterstone Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Waterstone Financial's market value can be influenced by many factors that don't directly affect Waterstone Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Waterstone Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Waterstone Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Waterstone Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.