Waterstone Financial Stock Today
| WSBF Stock | USD 15.22 0.16 1.04% |
Performance2 of 100
| Odds Of DistressLess than 6
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Waterstone Financial is trading at 15.22 as of the 24th of November 2024. This is a 1.04 percent decrease since the beginning of the trading day. The stock's lowest day price was 15.19. Waterstone Financial has only a 6 % chance of going through financial distress over the next few years but had a somewhat weak performance during the last 90 days. Equity ratings for Waterstone Financial are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 25th of October 2024 and ending today, the 24th of November 2024. Click here to learn more.
Business Domain Financial Services | IPO Date 5th of October 2005 | Classification Financials |
Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. Waterstone Financial, Inc. was founded in 1921 and is based in Wauwatosa, Wisconsin. The company has 19.37 M outstanding shares of which 96.67 K shares are at this time shorted by private and institutional investors with about 3.02 trading days to cover. More on Waterstone Financial
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Waterstone Stock Highlights
ESG Sustainability
Environmental | Governance | Social |
| CEO | Douglas Gordon | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Business Concentration | Commercial & Residential Mortgage Finance, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Financials, Financial Services, Banks—Regional, Financial Services (View all Sectors) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Average Analyst Recommendation | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Financial Strength
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Debt LevelsWaterstone Financial can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Waterstone Financial's financial leverage. It provides some insight into what part of Waterstone Financial's total assets is financed by creditors.
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Waterstone Financial (WSBF) is traded on NASDAQ Exchange in USA. It is located in 11200 West Plank Court, Wauwatosa, WI, United States, 53226 and employs 698 people. Waterstone Financial is listed under Commercial & Residential Mortgage Finance category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 295.44 M. Waterstone Financial conducts business under Financial Services sector and is part of Financials industry. The entity has 19.37 M outstanding shares of which 96.67 K shares are at this time shorted by private and institutional investors with about 3.02 trading days to cover.
Waterstone Financial currently holds about 103.14 M in cash with (27.58 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 4.83.
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Ownership AllocationWaterstone Financial retains a total of 19.37 Million outstanding shares. Over half of Waterstone Financial's outstanding shares are owned by institutional investors. These institutional investors are typically referred to as corporate investors that purchase positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company shows, if the real value of the company is less than the current market value, you may not be able to make money on it.
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Waterstone Stock Institutional Holders
| Instituion | Recorded On | Shares | |
| American Century Companies Inc | 2024-09-30 | 155.3 K | |
| Charles Schwab Investment Management Inc | 2024-09-30 | 146.9 K | |
| Goldman Sachs Group Inc | 2024-06-30 | 118.3 K | |
| Brandywine Global Investment Mgmt Llc | 2024-09-30 | 109 K | |
| Arrowstreet Capital Limited Partnership | 2024-06-30 | 108.8 K | |
| Dean C H & Associates Inc | 2024-09-30 | 107.1 K | |
| Bank Of New York Mellon Corp | 2024-06-30 | 91 K | |
| John G Ullman & Associates Inc | 2024-09-30 | 90.8 K | |
| Fmr Inc | 2024-09-30 | 71 K | |
| Blackrock Inc | 2024-06-30 | 1.6 M | |
| Dimensional Fund Advisors, Inc. | 2024-09-30 | 1.5 M |
Waterstone Financial Historical Income Statement
Waterstone Stock Against Markets
Waterstone Financial Corporate Executives
Elected by the shareholders, the Waterstone Financial's board of directors comprises two types of representatives: Waterstone Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Waterstone. The board's role is to monitor Waterstone Financial's management team and ensure that shareholders' interests are well served. Waterstone Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Waterstone Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Mark CPA | CFO VP | Profile | |
| William Bruss | COO, Executive VP, General Counsel, Secretary, Executive VP of Waterstone Bank, General Counsel of Waterstone Bank and Secretary of Waterstone Bank | Profile |
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The danger of trading Waterstone Financial is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Waterstone Financial is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Waterstone Financial. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Waterstone Financial is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Waterstone Financial is a strong investment it is important to analyze Waterstone Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Waterstone Financial's future performance. For an informed investment choice regarding Waterstone Stock, refer to the following important reports: Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Waterstone Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more detail on how to invest in Waterstone Stock please use our How to Invest in Waterstone Financial guide.You can also try the Portfolio Center module to all portfolio management and optimization tools to improve performance of your portfolios.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Waterstone Financial. If investors know Waterstone will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Waterstone Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.61 | Dividend Share 0.55 | Earnings Share 0.72 | Revenue Per Share 7.081 | Quarterly Revenue Growth 0.02 |
The market value of Waterstone Financial is measured differently than its book value, which is the value of Waterstone that is recorded on the company's balance sheet. Investors also form their own opinion of Waterstone Financial's value that differs from its market value or its book value, called intrinsic value, which is Waterstone Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Waterstone Financial's market value can be influenced by many factors that don't directly affect Waterstone Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Waterstone Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Waterstone Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Waterstone Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.