Zions Financial Statements From 2010 to 2024

ZION Stock  USD 59.14  0.48  0.82%   
Zions Bancorporation financial statements provide useful quarterly and yearly information to potential Zions Bancorporation investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Zions Bancorporation financial statements helps investors assess Zions Bancorporation's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Zions Bancorporation's valuation are summarized below:
Gross Profit
B
Profit Margin
0.2306
Market Capitalization
8.7 B
Enterprise Value Revenue
3.1742
Revenue
B
We have found one hundred twenty available fundamental gauges for Zions Bancorporation, which can be analyzed and compared to other ratios and to its peers. Self-guided Investors are advised to confirm Zions Bancorporation's prevalent fundamentals against the trend between 2010 and 2024 to make sure the company can sustain itself down the road. As of the 21st of November 2024, Market Cap is likely to grow to about 7 B, though Enterprise Value is likely to grow to (1.7 B).

Zions Bancorporation Total Revenue

1.72 Billion

Check Zions Bancorporation financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Zions Bancorporation's main balance sheet or income statement drivers, such as Depreciation And Amortization of 81.6 M, Interest Expense of 1.6 B or Selling General Administrative of 677.4 M, as well as many indicators such as Price To Sales Ratio of 2.32, Dividend Yield of 0.022 or PTB Ratio of 1.69. Zions financial statements analysis is a perfect complement when working with Zions Bancorporation Valuation or Volatility modules.
  
Check out the analysis of Zions Bancorporation Correlation against competitors.
To learn how to invest in Zions Stock, please use our How to Invest in Zions Bancorporation guide.

Zions Bancorporation Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets91.6 B87.2 B66.3 B
Slightly volatile
Short and Long Term Debt Total1.8 B2.1 B2.6 B
Slightly volatile
Total Current Liabilities14.9 B14.2 BB
Slightly volatile
Total Stockholder Equity3.8 B5.5 B6.3 B
Pretty Stable
Property Plant And Equipment Net1.7 B1.6 BB
Slightly volatile
Retained Earnings6.5 B6.2 B3.2 B
Slightly volatile
Common Stock Shares Outstanding120.4 M147.8 M169.5 M
Very volatile
Liabilities And Stockholders Equity91.6 B87.2 B66.3 B
Slightly volatile
Non Current Liabilities Total70.7 B67.3 B15.7 B
Slightly volatile
Total Liabilities85.6 B81.5 B49.4 B
Slightly volatile
Property Plant And Equipment Gross2.6 B2.5 B1.3 B
Slightly volatile
Common Stock2.4 B1.7 B3.2 B
Slightly volatile
Cash628.9 M662 M4.2 B
Slightly volatile
Cash And Short Term Investments628.9 M662 M12.9 B
Very volatile
Total Current AssetsB4.2 B31.4 B
Slightly volatile
Short Term Debt812.5 M1.5 B1.5 B
Slightly volatile
Other Liabilities1.5 B1.5 B840.8 M
Slightly volatile
Accounts Payable47.9 B82.4 B54.7 B
Slightly volatile
Long Term Debt511.1 M538 M1.1 B
Slightly volatile
Good Will868.6 M924.3 M969.8 M
Pretty Stable
Intangible Assets30.4 M32 M63.6 M
Slightly volatile
Property Plant Equipment1.9 B1.8 B1.1 B
Slightly volatile
Preferred Stock Total Equity744.3 M396 M771.8 M
Slightly volatile
Net Receivables316.4 M383 M384.5 M
Slightly volatile
Net Tangible Assets5.7 B3.9 BB
Slightly volatile
Long Term Debt Total988.5 M585.9 M1.2 B
Slightly volatile
Long Term Investments29 B21 B35.9 B
Slightly volatile
Non Current Liabilities Other14.9 B14.2 B4.6 B
Slightly volatile
Earning Assets19.3 B19.4 B17.2 B
Slightly volatile
Capital Lease Obligations3.4 M4.6 M2.3 M
Slightly volatile
Net Invested Capital7.1 B7.3 B9.8 B
Slightly volatile
Capital Surpluse2.1 B1.6 B3.1 B
Slightly volatile
Capital Stock2.5 B2.2 B1.4 B
Slightly volatile

Zions Bancorporation Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense1.6 B1.5 B385.7 M
Slightly volatile
Selling General Administrative677.4 M1.4 B989.2 M
Slightly volatile
Total Revenue1.7 B2.7 B2.3 B
Slightly volatile
Gross Profit1.7 B2.7 B2.3 B
Slightly volatile
Other Operating Expenses2.2 B2.1 B774.5 M
Slightly volatile
Operating Income733.1 M1.1 B893.1 M
Slightly volatile
EBIT741.9 M886 M915.6 M
Slightly volatile
EBITDA817.5 MBB
Slightly volatile
Cost Of Revenue2.3 B2.2 B942 M
Slightly volatile
Income Before Tax930.3 M886 M766.4 M
Slightly volatile
Net Income674.1 M642 M555.2 M
Slightly volatile
Income Tax Expense121 M206 M200.3 M
Slightly volatile
Selling And Marketing Expenses24.5 M46 M24.6 M
Slightly volatile
Net Income Applicable To Common Shares1.1 BB567.1 M
Slightly volatile
Non Operating Income Net Other437.1 M416.3 M177.8 M
Slightly volatile
Tax Provision259 M206 M206 M
Slightly volatile
Net Interest Income2.4 B2.4 BB
Slightly volatile
Interest Income2.7 B3.9 B2.3 B
Slightly volatile

Zions Bancorporation Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow521.5 M790 M636.4 M
Pretty Stable
Dividends Paid296.1 M282 M181.5 M
Slightly volatile
Capital Expenditures96.8 M113 M130.7 M
Slightly volatile
Total Cash From Operating Activities617.8 M885 M765.8 M
Slightly volatile
End Period Cash FlowB716 M802.8 M
Pretty Stable
Begin Period Cash Flow945.6 M657 M828.4 M
Slightly volatile
Stock Based Compensation31.4 M33 M48 M
Slightly volatile
Issuance Of Capital Stock2.9 MM15.9 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.322.39622.647
Slightly volatile
Dividend Yield0.0220.04350.0295
Pretty Stable
PTB Ratio1.691.16891.0684
Slightly volatile
Days Sales Outstanding70.6348.5558.7717
Slightly volatile
Book Value Per Share40.0138.5183101
Slightly volatile
Free Cash Flow Yield0.150.12190.1291
Slightly volatile
Operating Cash Flow Per Share3.426.11184.3785
Slightly volatile
Stock Based Compensation To Revenue0.01240.01220.0112
Slightly volatile
PB Ratio1.691.16891.0684
Slightly volatile
Free Cash Flow Per Share2.885.34693.6414
Slightly volatile
ROIC0.180.10350.0922
Slightly volatile
Net Income Per Share4.564.34523.2506
Slightly volatile
Sales General And Administrative To Revenue0.310.50060.4392
Slightly volatile
Capex To Revenue0.04380.04180.0537
Pretty Stable
Cash Per Share4.264.480672.2675
Pretty Stable
POCF Ratio6.827.1788.7115
Slightly volatile
Interest Coverage0.650.67995.3544
Pretty Stable
Payout Ratio0.280.43930.3431
Slightly volatile
Capex To Operating Cash Flow0.110.12510.1843
Very volatile
PFCF Ratio8.618.204711.469
Pretty Stable
ROE0.10.11580.0916
Slightly volatile
PE Ratio9.1810.096112.4591
Pretty Stable
Return On Tangible Assets0.00820.00750.0085
Slightly volatile
Earnings Yield0.10.0990.0878
Pretty Stable
Intangibles To Total Assets0.01150.01210.0153
Slightly volatile
Current Ratio0.280.297729 K
Slightly volatile
Tangible Book Value Per Share35.5531.350795.7842
Slightly volatile
Receivables Turnover4.747.786.5823
Slightly volatile
Graham Number63.660.574250.1261
Slightly volatile
Shareholders Equity Per Share20.537.530135.0111
Slightly volatile
Debt To Equity0.610.3720.262
Slightly volatile
Capex Per Share0.540.76480.7371
Slightly volatile
Revenue Per Share9.7318.308213.2587
Slightly volatile
Interest Debt Per Share25.3924.176310.9454
Slightly volatile
Debt To Assets0.0450.02370.0197
Slightly volatile
Short Term Coverage Ratios0.560.592163.6732
Slightly volatile
Price Earnings Ratio9.1810.096112.4591
Pretty Stable
Price Book Value Ratio1.691.16891.0684
Slightly volatile
Dividend Payout Ratio0.280.43930.3431
Slightly volatile
Price To Operating Cash Flows Ratio6.827.1788.7115
Slightly volatile
Price To Free Cash Flows Ratio8.618.204711.469
Pretty Stable
Pretax Profit Margin0.290.32750.3082
Slightly volatile
Ebt Per Ebit0.910.86350.753
Slightly volatile
Operating Profit Margin0.670.37930.3918
Slightly volatile
Effective Tax Rate0.330.23250.2876
Slightly volatile
Company Equity Multiplier13.6115.726410.7228
Slightly volatile
Long Term Debt To Capitalization0.0840.08840.0942
Very volatile
Total Debt To Capitalization0.330.27120.1564
Slightly volatile
Return On Capital Employed0.01330.0140.023
Slightly volatile
Debt Equity Ratio0.610.3720.262
Slightly volatile
Ebit Per Revenue0.670.37930.3918
Slightly volatile
Quick Ratio0.280.297729 K
Slightly volatile
Dividend Paid And Capex Coverage Ratio3.342.28613.2037
Slightly volatile
Net Income Per E B T0.770.72460.7172
Slightly volatile
Cash Ratio0.110.11664.8 K
Slightly volatile
Operating Cash Flow Sales Ratio0.260.33380.3238
Pretty Stable
Days Of Sales Outstanding70.6348.5558.7717
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.950.87490.8197
Very volatile
Cash Flow Coverage Ratios0.420.437799.5074
Pretty Stable
Price To Book Ratio1.691.16891.0684
Slightly volatile
Fixed Asset Turnover3.421.72072.5403
Slightly volatile
Capital Expenditure Coverage Ratio5.497.99126.8597
Slightly volatile
Price Cash Flow Ratio6.827.1788.7115
Slightly volatile
Debt Ratio0.0450.02370.0197
Slightly volatile
Cash Flow To Debt Ratio0.420.437799.5074
Pretty Stable
Price Sales Ratio2.322.39622.647
Slightly volatile
Return On Assets0.00810.00740.0084
Slightly volatile
Asset Turnover0.04980.0310.0385
Pretty Stable
Net Profit Margin0.140.23730.2179
Slightly volatile
Gross Profit Margin0.780.880.9587
Slightly volatile
Price Fair Value1.691.16891.0684
Slightly volatile
Return On Equity0.10.11580.0916
Slightly volatile
Operating Cycle54.0660.8266.2259
Slightly volatile
Cash Conversion Cycle54.0660.8266.2259
Slightly volatile

Zions Bancorporation Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market CapB6.6 B6.4 B
Slightly volatile

Zions Fundamental Market Drivers

Forward Price Earnings11.5473
Cash And Short Term Investments662 M

Zions Upcoming Events

17th of April 2024
Upcoming Quarterly Report
View
17th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
27th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Zions Bancorporation Financial Statements

Zions Bancorporation investors utilize fundamental indicators, such as revenue or net income, to predict how Zions Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue2.7 B1.7 B
Cost Of Revenue2.2 B2.3 B
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.50  0.31 
Capex To Revenue 0.04  0.04 
Revenue Per Share 18.31  9.73 
Ebit Per Revenue 0.38  0.67 

Pair Trading with Zions Bancorporation

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Zions Bancorporation position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Zions Bancorporation will appreciate offsetting losses from the drop in the long position's value.

Moving together with Zions Stock

  0.92AX Axos FinancialPairCorr
  0.91BY Byline Bancorp Fiscal Year End 23rd of January 2025 PairCorr

Moving against Zions Stock

  0.55TFC-PO Truist FinancialPairCorr
  0.5TFC-PR Truist FinancialPairCorr
  0.49WF Woori Financial GroupPairCorr
  0.48CFG-PE Citizens FinancialPairCorr
The ability to find closely correlated positions to Zions Bancorporation could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Zions Bancorporation when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Zions Bancorporation - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Zions Bancorporation to buy it.
The correlation of Zions Bancorporation is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Zions Bancorporation moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Zions Bancorporation moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Zions Bancorporation can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Zions Bancorporation offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Zions Bancorporation's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Zions Bancorporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Zions Bancorporation Stock:
Check out the analysis of Zions Bancorporation Correlation against competitors.
To learn how to invest in Zions Stock, please use our How to Invest in Zions Bancorporation guide.
You can also try the Performance Analysis module to check effects of mean-variance optimization against your current asset allocation.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Zions Bancorporation. If investors know Zions will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Zions Bancorporation listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.212
Dividend Share
1.64
Earnings Share
4.39
Revenue Per Share
20.433
Quarterly Revenue Growth
0.076
The market value of Zions Bancorporation is measured differently than its book value, which is the value of Zions that is recorded on the company's balance sheet. Investors also form their own opinion of Zions Bancorporation's value that differs from its market value or its book value, called intrinsic value, which is Zions Bancorporation's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Zions Bancorporation's market value can be influenced by many factors that don't directly affect Zions Bancorporation's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Zions Bancorporation's value and its price as these two are different measures arrived at by different means. Investors typically determine if Zions Bancorporation is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Zions Bancorporation's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.