Zions Financial Statements From 2010 to 2026

ZION Stock  USD 64.08  1.08  1.66%   
Zions Bancorporation's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Zions Bancorporation's valuation are provided below:
Gross Profit
3.3 B
Profit Margin
0.2713
Market Capitalization
9.6 B
Enterprise Value Revenue
3.2966
Revenue
3.3 B
We have found one hundred twenty available fundamental gauges for Zions Bancorporation, which can be analyzed and compared to other ratios and to its peers. Self-guided Investors are advised to confirm Zions Bancorporation's prevalent fundamentals against the trend between 2010 and 2026 to make sure the company can sustain itself down the road. As of the 10th of February 2026, Market Cap is likely to grow to about 7 B

Zions Bancorporation Total Revenue

5.19 Billion

Check Zions Bancorporation financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Zions Bancorporation's main balance sheet or income statement drivers, such as Depreciation And Amortization of 114.7 M, Interest Expense of 1.6 B or Selling General Administrative of 1.6 B, as well as many indicators such as Price To Sales Ratio of 1.71, Dividend Yield of 0.0448 or PTB Ratio of 1.62. Zions financial statements analysis is a perfect complement when working with Zions Bancorporation Valuation or Volatility modules.
  
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Check out the analysis of Zions Bancorporation Correlation against competitors.
To learn how to invest in Zions Stock, please use our How to Invest in Zions Bancorporation guide.

Zions Bancorporation Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets93.4 B89 B69.1 B
Slightly volatile
Short and Long Term Debt Total3.2 B4.6 B3.3 B
Slightly volatile
Total Current Liabilities2.9 B3.1 B20.7 B
Pretty Stable
Total Stockholder EquityB7.2 B6.4 B
Pretty Stable
Property Plant And Equipment Net1.4 B1.4 BB
Slightly volatile
Retained Earnings7.7 B7.3 B3.7 B
Slightly volatile
Common Stock Shares Outstanding122.3 M147.2 M167 M
Pretty Stable
Liabilities And Stockholders Equity93.4 B89 B69.1 B
Slightly volatile
Non Current Liabilities Total82.6 B78.7 B10.9 B
Slightly volatile
Total Liabilities85.9 B81.8 B53.3 B
Slightly volatile
Property Plant And Equipment Gross2.8 B2.7 B1.4 B
Slightly volatile
Common Stock2.4 B1.7 BB
Slightly volatile
Cash648.9 M683 MB
Slightly volatile
Cash And Short Term Investments19.7 B18.8 B15 B
Slightly volatile
Short Term Investments19 B18.1 B11 B
Slightly volatile
Total Current Assets14.9 B18.8 B26.9 B
Pretty Stable
Short Term Debt2.4 B3.1 B2.2 B
Slightly volatile
Other Liabilities1.5 B1.5 B892.8 M
Slightly volatile
Accounts Payable47.9 B82.4 B56.7 B
Slightly volatile
Long Term Debt1.2 B851.4 M1.1 B
Slightly volatile
Good Will867 M1.1 B986.2 M
Slightly volatile
Intangible Assets21.4 M22.5 M58.4 M
Slightly volatile
Property Plant Equipment1.9 B1.8 B1.2 B
Slightly volatile
Net Receivables317.3 M339.3 M375.4 M
Slightly volatile
Preferred Stock Total Equity744.3 M396 M732.7 M
Slightly volatile
Net Tangible Assets5.7 B3.9 B4.8 B
Very volatile
Long Term Debt Total988.5 M585.9 M1.2 B
Slightly volatile
Long Term Investments28 B17.2 B33.7 B
Slightly volatile
Non Current Liabilities Other14.9 B14.2 B5.5 B
Slightly volatile
Earning Assets19.3 B19.4 B17.1 B
Slightly volatile
Capital Lease Obligations3.5 M4.6 M2.5 M
Slightly volatile
Net Invested Capital7.1 B8.6 B9.7 B
Slightly volatile
Capital Surpluse2.1 B1.6 BB
Slightly volatile
Capital Stock2.5 B2.1 B1.5 B
Slightly volatile

Zions Bancorporation Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense1.6 B1.6 B544.4 M
Slightly volatile
Selling General Administrative1.6 B1.5 B1.1 B
Slightly volatile
Total Revenue5.2 B4.9 B3.1 B
Slightly volatile
Gross Profit1.7 B3.3 B2.4 B
Slightly volatile
Other Operating ExpensesB3.8 B2.3 B
Slightly volatile
Operating Income1.2 B1.2 B822.7 M
Slightly volatile
EBIT1.2 B1.2 B821.4 M
Slightly volatile
EBITDA1.2 B1.2 B938.7 M
Slightly volatile
Total Operating Expenses1.1 B2.1 B1.6 B
Slightly volatile
Income Before Tax1.2 B1.2 B822.7 M
Slightly volatile
Net Income944 M899 M606.6 M
Slightly volatile
Income Tax Expense289.8 M276 M216.3 M
Slightly volatile
Selling And Marketing Expenses27.8 M51.8 M31.4 M
Slightly volatile
Net Income Applicable To Common Shares1.1 BB603.7 M
Slightly volatile
Non Operating Income Net Other437.1 M416.3 M199.4 M
Slightly volatile
Tax Provision258.2 M262.2 M210.6 M
Slightly volatile
Net Interest Income2.4 B2.8 B2.1 B
Slightly volatile
Interest Income2.9 B4.9 B2.6 B
Slightly volatile

Zions Bancorporation Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow1.3 B1.2 B723 M
Slightly volatile
Dividends Paid349 M332.4 M199.8 M
Slightly volatile
Capital Expenditures97.3 M111.5 M127.6 M
Slightly volatile
Total Cash From Operating Activities1.4 B1.3 B851.7 M
Slightly volatile
End Period Cash Flow972.8 M748.6 M787.2 M
Pretty Stable
Begin Period Cash Flow945.2 M823.4 M821.4 M
Slightly volatile
Stock Based Compensation28.2 M29.7 M45.8 M
Slightly volatile
Issuance Of Capital Stock9.7 MM15.5 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.711.74192.2988
Very volatile
Dividend Yield0.04480.03010.033
Pretty Stable
PTB Ratio1.621.19951.0801
Slightly volatile
Days Sales Outstanding54.3231.6947.9719
Slightly volatile
Book Value Per Share51.2548.805438.2172
Slightly volatile
Free Cash Flow Yield0.150.13160.1278
Slightly volatile
Operating Cash Flow Per Share7.377.024.9076
Slightly volatile
Stock Based Compensation To Revenue0.01020.00760.0096
Slightly volatile
PB Ratio1.621.19951.0801
Slightly volatile
Free Cash Flow Per Share6.756.434.1767
Slightly volatile
Net Income Per Share6.426.11093.6801
Slightly volatile
Sales General And Administrative To Revenue0.250.30660.3836
Slightly volatile
Capex To Revenue0.03330.01750.0445
Pretty Stable
Cash Per Share13412788.9543
Slightly volatile
POCF Ratio7.68.08.8604
Pretty Stable
Interest Coverage0.720.75474.2711
Pretty Stable
Payout Ratio0.350.2880.3492
Slightly volatile
Capex To Operating Cash Flow0.07980.0760.1781
Pretty Stable
PFCF Ratio7.186.8411.5259
Very volatile
ROE0.10.12520.0959
Slightly volatile
PE Ratio9.049.579712.0942
Slightly volatile
Return On Tangible Assets0.00610.01020.0085
Slightly volatile
Earnings Yield0.05250.10440.0873
Very volatile
Intangibles To Total Assets0.01160.01230.0149
Slightly volatile
Current Ratio6.346.04280.9529
Slightly volatile
Tangible Book Value Per Share43.4641.389432.4411
Slightly volatile
Receivables Turnover6.311.928.2284
Slightly volatile
Graham Number86.0181.917454.8812
Slightly volatile
Shareholders Equity Per Share51.2548.805438.219
Slightly volatile
Debt To Equity0.610.63730.7078
Very volatile
Capex Per Share0.550.590.7269
Slightly volatile
Revenue Per Share35.2933.606418.7367
Slightly volatile
Interest Debt Per Share25.2741.688524.9736
Slightly volatile
Debt To Assets0.04890.05140.0592
Pretty Stable
Short Term Coverage Ratios0.390.30.77
Slightly volatile
Price Earnings Ratio9.049.579712.0942
Slightly volatile
Operating Cycle54.3231.6947.9719
Slightly volatile
Price Book Value Ratio1.621.19951.0801
Slightly volatile
Dividend Payout Ratio0.350.2880.3492
Slightly volatile
Price To Operating Cash Flows Ratio7.68.08.8604
Pretty Stable
Price To Free Cash Flows Ratio7.186.8411.5259
Very volatile
Pretax Profit Margin0.160.23770.2675
Very volatile
Operating Profit Margin0.160.23770.2675
Very volatile
Effective Tax Rate0.330.23490.2809
Slightly volatile
Company Equity Multiplier13.5512.394211.0163
Slightly volatile
Long Term Debt To Capitalization0.290.17010.1561
Pretty Stable
Total Debt To Capitalization0.590.38920.3674
Pretty Stable
Return On Capital Employed0.0130.01370.0855
Very volatile
Debt Equity Ratio0.610.63730.7078
Very volatile
Ebit Per Revenue0.160.23770.2675
Very volatile
Quick Ratio6.346.04280.9529
Slightly volatile
Dividend Paid And Capex Coverage Ratio2.262.682.6529
Slightly volatile
Net Income Per E B T0.570.76510.7136
Slightly volatile
Cash Ratio0.230.220.1081
Pretty Stable
Cash Conversion Cycle54.3231.6947.9719
Slightly volatile
Operating Cash Flow Sales Ratio0.190.210.265
Pretty Stable
Days Of Sales Outstanding54.3231.6947.9719
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.121.050.8411
Slightly volatile
Cash Flow Coverage Ratios0.140.240.2538
Slightly volatile
Price To Book Ratio1.621.19951.0801
Slightly volatile
Fixed Asset Turnover4.713.62732.9931
Slightly volatile
Capital Expenditure Coverage Ratio5.5410.657.2436
Pretty Stable
Price Cash Flow Ratio7.68.08.8604
Pretty Stable
Debt Ratio0.04890.05140.0592
Pretty Stable
Cash Flow To Debt Ratio0.140.240.2538
Slightly volatile
Price Sales Ratio1.711.74192.2988
Very volatile
Return On Assets0.0060.01010.0084
Slightly volatile
Asset Turnover0.06890.05560.0452
Slightly volatile
Net Profit Margin0.110.18180.1947
Pretty Stable
Gross Profit Margin0.560.67050.8151
Pretty Stable
Price Fair Value1.621.19951.0801
Slightly volatile
Return On Equity0.10.12520.0959
Slightly volatile

Zions Bancorporation Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market CapB6.6 B6.5 B
Slightly volatile

Zions Fundamental Market Drivers

Forward Price Earnings10.5708
Cash And Short Term Investments18.8 B

Zions Upcoming Events

17th of April 2024
Upcoming Quarterly Report
View
17th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
27th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Zions Bancorporation Financial Statements

Zions Bancorporation investors utilize fundamental indicators, such as revenue or net income, to predict how Zions Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue4.9 B5.2 B
Cost Of Revenue1.6 B1.7 B
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.31  0.25 
Capex To Revenue 0.02  0.03 
Revenue Per Share 33.61  35.29 
Ebit Per Revenue 0.24  0.16 

Pair Trading with Zions Bancorporation

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Zions Bancorporation position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Zions Bancorporation will appreciate offsetting losses from the drop in the long position's value.

Moving together with Zions Stock

  0.88BIRG Bank of IrelandPairCorr
  0.92AX Axos FinancialPairCorr
  0.69FFIN First Financial BankPairCorr

Moving against Zions Stock

  0.83YB Postal Savings BankPairCorr
  0.38BBC BNK BankingPairCorr
The ability to find closely correlated positions to Zions Bancorporation could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Zions Bancorporation when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Zions Bancorporation - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Zions Bancorporation to buy it.
The correlation of Zions Bancorporation is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Zions Bancorporation moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Zions Bancorporation moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Zions Bancorporation can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Zions Bancorporation offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Zions Bancorporation's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Zions Bancorporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Zions Bancorporation Stock:
Check out the analysis of Zions Bancorporation Correlation against competitors.
To learn how to invest in Zions Stock, please use our How to Invest in Zions Bancorporation guide.
You can also try the Equity Valuation module to check real value of public entities based on technical and fundamental data.
Will Regional Banks sector continue expanding? Could Zions diversify its offerings? Factors like these will boost the valuation of Zions Bancorporation. Anticipated expansion of Zions directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Zions Bancorporation data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.314
Dividend Share
1.76
Earnings Share
6.01
Revenue Per Share
22.527
Quarterly Revenue Growth
0.136
Investors evaluate Zions Bancorporation using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Zions Bancorporation's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Zions Bancorporation's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Zions Bancorporation's value and its price as these two are different measures arrived at by different means. Investors typically determine if Zions Bancorporation is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Zions Bancorporation's market price signifies the transaction level at which participants voluntarily complete trades.