Zions Financial Statements From 2010 to 2026

ZION Stock  USD 58.54  0.16  0.27%   
Zions Bancorporation's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Zions Bancorporation's valuation are provided below:
Gross Profit
3.2 B
Profit Margin
0.2657
Market Capitalization
8.7 B
Enterprise Value Revenue
3.0795
Revenue
3.2 B
We have found one hundred twenty available fundamental gauges for Zions Bancorporation, which can be analyzed and compared to other ratios and to its peers. Self-guided Investors are advised to confirm Zions Bancorporation's prevalent fundamentals against the trend between 2010 and 2026 to make sure the company can sustain itself down the road. As of the 1st of January 2026, Market Cap is likely to grow to about 7 B

Zions Bancorporation Total Revenue

5.24 Billion

Check Zions Bancorporation financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Zions Bancorporation's main balance sheet or income statement drivers, such as Depreciation And Amortization of 114.7 M, Interest Expense of 2 B or Selling General Administrative of 701.8 M, as well as many indicators such as Price To Sales Ratio of 1.72, Dividend Yield of 0.0451 or PTB Ratio of 1.63. Zions financial statements analysis is a perfect complement when working with Zions Bancorporation Valuation or Volatility modules.
  
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Check out the analysis of Zions Bancorporation Correlation against competitors.
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Zions Bancorporation Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets93.2 B88.8 B67.8 B
Slightly volatile
Short and Long Term Debt Total3.2 B4.4 B3.2 B
Slightly volatile
Total Current Liabilities83.6 B79.6 B26.8 B
Slightly volatile
Total Stockholder Equity3.9 B6.1 B6.3 B
Very volatile
Property Plant And Equipment Net1.4 B1.4 BB
Slightly volatile
Retained EarningsB6.7 B3.5 B
Slightly volatile
Common Stock Shares Outstanding121.4 M147.2 M168.2 M
Very volatile
Liabilities And Stockholders Equity93.2 B88.8 B67.8 B
Slightly volatile
Non Current Liabilities Total3.2 BB1.7 B
Slightly volatile
Total Liabilities86.8 B82.7 B51.5 B
Slightly volatile
Property Plant And Equipment Gross2.4 B2.3 B1.3 B
Slightly volatile
Common Stock2.4 B1.7 B3.1 B
Slightly volatile
Cash2.9 B3.5 B4.4 B
Slightly volatile
Cash And Short Term Investments8.3 B12.6 B14.1 B
Slightly volatile
Short Term Investments5.7 B9.1 B9.7 B
Slightly volatile
Total Current Assets14.7 B13 B27.4 B
Pretty Stable
Short Term Debt2.4 B3.4 B2.1 B
Slightly volatile
Other Liabilities1.5 B1.5 B868.4 M
Slightly volatile
Accounts Payable47.9 B82.4 B55.7 B
Slightly volatile
Long Term Debt1.2 B946 M1.1 B
Slightly volatile
Good Will866.7 M924.3 M973.3 M
Pretty Stable
Intangible Assets23.8 M25 M60.8 M
Slightly volatile
Property Plant Equipment1.9 B1.8 B1.1 B
Slightly volatile
Net Receivables317.3 M377 M377.6 M
Slightly volatile
Preferred Stock Total Equity744.3 M396 M751 M
Slightly volatile
Net Tangible Assets5.7 B3.9 B4.9 B
Pretty Stable
Long Term Debt Total988.5 M585.9 M1.2 B
Slightly volatile
Long Term Investments28 B19.1 B34.8 B
Slightly volatile
Non Current Liabilities Other14.9 B14.2 B5.1 B
Slightly volatile
Earning Assets19.3 B19.4 B17.1 B
Slightly volatile
Capital Lease Obligations3.5 M4.6 M2.4 M
Slightly volatile
Net Invested Capital7.1 B9.5 B9.8 B
Slightly volatile
Capital Surpluse2.1 B1.6 BB
Slightly volatile
Capital Stock2.5 B1.8 B1.4 B
Slightly volatile

Zions Bancorporation Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest ExpenseB1.9 B501.2 M
Slightly volatile
Selling General Administrative701.8 M1.4 BB
Slightly volatile
Total Revenue5.2 BBB
Slightly volatile
Gross Profit1.6 B3.1 B2.4 B
Slightly volatile
Other Operating Expenses4.2 BB2.2 B
Slightly volatile
Operating Income1.1 BB790 M
Slightly volatile
EBIT1.1 BB790 M
Slightly volatile
EBITDA1.2 B1.1 B921.4 M
Slightly volatile
Total Operating Expenses1.1 BB1.6 B
Slightly volatile
Income Before Tax1.1 BB790 M
Slightly volatile
Net Income823.2 M784 M580.8 M
Slightly volatile
Income Tax Expense124.5 M228 M202.2 M
Slightly volatile
Selling And Marketing Expenses27.8 M45 M30.2 M
Slightly volatile
Net Income Applicable To Common Shares1.1 BB586.6 M
Slightly volatile
Non Operating Income Net Other437.1 M416.3 M189.3 M
Slightly volatile
Tax Provision258.2 M228 M207.3 M
Slightly volatile
Net Interest Income2.4 B2.4 B2.1 B
Slightly volatile
Interest Income2.9 B4.3 B2.4 B
Slightly volatile

Zions Bancorporation Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow532 M1.1 B646.6 M
Slightly volatile
Dividends Paid303.4 M289 M188.7 M
Slightly volatile
Capital Expenditures97.3 M97 M128.6 M
Slightly volatile
Total Cash From Operating Activities629.2 M1.1 B775.1 M
Slightly volatile
End Period Cash Flow972.8 M651 M789.6 M
Pretty Stable
Begin Period Cash Flow945.2 M716 M821.3 M
Slightly volatile
Stock Based Compensation28.2 M29.7 M46.6 M
Slightly volatile
Issuance Of Capital Stock9.7 M10 M15.9 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.721.59952.3343
Very volatile
Dividend Yield0.04510.03620.0332
Pretty Stable
PTB Ratio1.631.30411.0732
Slightly volatile
Days Sales Outstanding54.3227.559648.9895
Slightly volatile
Book Value Per Share21.0941.600435.6705
Slightly volatile
Free Cash Flow Yield0.150.13160.1265
Slightly volatile
Operating Cash Flow Per Share8.197.79844.8268
Slightly volatile
Stock Based Compensation To Revenue0.01020.00660.0097
Slightly volatile
PB Ratio1.631.30411.0732
Slightly volatile
Free Cash Flow Per Share7.57.13954.0827
Slightly volatile
Net Income Per Share5.595.32573.4763
Slightly volatile
Sales General And Administrative To Revenue0.250.27380.3884
Slightly volatile
Capex To Revenue0.03330.01940.0462
Very volatile
Cash Per Share90.0985.795883.8091
Slightly volatile
POCF Ratio6.616.95668.8523
Pretty Stable
Interest Coverage0.520.54324.4784
Pretty Stable
Payout Ratio0.350.36860.3531
Slightly volatile
Capex To Operating Cash Flow0.08870.08450.185
Very volatile
PFCF Ratio7.987.598611.8688
Very volatile
ROE0.10.1280.0941
Slightly volatile
PE Ratio9.0710.186412.2533
Slightly volatile
Return On Tangible Assets0.00830.00890.0085
Slightly volatile
Earnings Yield0.05090.09820.0861
Very volatile
Intangibles To Total Assets0.01130.01190.0151
Slightly volatile
Current Ratio0.140.16330.2473
Slightly volatile
Tangible Book Value Per Share36.1834.454231.4268
Slightly volatile
Receivables Turnover13.9113.2448.4734
Slightly volatile
Graham Number74.1370.60452.449
Slightly volatile
Shareholders Equity Per Share21.0241.600435.668
Slightly volatile
Debt To Equity0.680.71310.7165
Very volatile
Capex Per Share0.550.65890.7354
Slightly volatile
Revenue Per Share35.6133.917517.8273
Slightly volatile
Interest Debt Per Share25.0842.320523.9171
Slightly volatile
Debt To Assets0.04670.04920.0595
Pretty Stable
Short Term Coverage Ratios0.390.3360.7994
Slightly volatile
Price Earnings Ratio9.0710.186412.2533
Slightly volatile
Operating Cycle54.3227.559648.9895
Slightly volatile
Price Book Value Ratio1.631.30411.0732
Slightly volatile
Dividend Payout Ratio0.350.36860.3531
Slightly volatile
Price To Operating Cash Flows Ratio6.616.95668.8523
Pretty Stable
Price To Free Cash Flows Ratio7.987.598611.8688
Very volatile
Pretax Profit Margin0.160.20270.2694
Very volatile
Operating Profit Margin0.160.20270.2694
Very volatile
Effective Tax Rate0.330.22530.2837
Slightly volatile
Company Equity Multiplier13.5514.496210.9302
Slightly volatile
Long Term Debt To Capitalization0.130.13380.1452
Slightly volatile
Total Debt To Capitalization0.610.41630.3673
Pretty Stable
Return On Capital Employed0.09490.11080.0951
Slightly volatile
Debt Equity Ratio0.680.71310.7165
Very volatile
Ebit Per Revenue0.160.20270.2694
Very volatile
Quick Ratio0.140.16330.2473
Slightly volatile
Dividend Paid And Capex Coverage Ratio2.262.97412.6512
Slightly volatile
Net Income Per E B T0.560.77470.7097
Pretty Stable
Cash Ratio0.04180.0440.0893
Slightly volatile
Cash Conversion Cycle54.3227.559648.9895
Slightly volatile
Operating Cash Flow Sales Ratio0.190.22990.2685
Pretty Stable
Days Of Sales Outstanding54.3227.559648.9895
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.120.91550.8281
Pretty Stable
Cash Flow Coverage Ratios0.140.26290.2547
Slightly volatile
Price To Book Ratio1.631.30411.0732
Slightly volatile
Fixed Asset Turnover4.733.65522.9547
Pretty Stable
Capital Expenditure Coverage Ratio12.4311.83517.4613
Very volatile
Price Cash Flow Ratio6.616.95668.8523
Pretty Stable
Debt Ratio0.04670.04920.0595
Pretty Stable
Cash Flow To Debt Ratio0.140.26290.2547
Slightly volatile
Price Sales Ratio1.721.59952.3343
Very volatile
Return On Assets0.00810.00880.0084
Slightly volatile
Asset Turnover0.06910.05620.0445
Slightly volatile
Net Profit Margin0.110.1570.1955
Pretty Stable
Gross Profit Margin0.560.61250.8241
Pretty Stable
Price Fair Value1.631.30411.0732
Slightly volatile
Return On Equity0.10.1280.0941
Slightly volatile

Zions Bancorporation Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market CapB6.6 B6.4 B
Slightly volatile

Zions Fundamental Market Drivers

Forward Price Earnings9.6993
Cash And Short Term Investments12.6 B

Zions Upcoming Events

17th of April 2024
Upcoming Quarterly Report
View
17th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
27th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Zions Bancorporation Financial Statements

Zions Bancorporation investors utilize fundamental indicators, such as revenue or net income, to predict how Zions Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total RevenueB5.2 B
Cost Of Revenue1.9 BB
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.27  0.25 
Capex To Revenue 0.02  0.03 
Revenue Per Share 33.92  35.61 
Ebit Per Revenue 0.20  0.16 

Pair Trading with Zions Bancorporation

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Zions Bancorporation position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Zions Bancorporation will appreciate offsetting losses from the drop in the long position's value.

Moving together with Zions Stock

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Moving against Zions Stock

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The ability to find closely correlated positions to Zions Bancorporation could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Zions Bancorporation when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Zions Bancorporation - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Zions Bancorporation to buy it.
The correlation of Zions Bancorporation is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Zions Bancorporation moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Zions Bancorporation moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Zions Bancorporation can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Zions Bancorporation offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Zions Bancorporation's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Zions Bancorporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Zions Bancorporation Stock:
Check out the analysis of Zions Bancorporation Correlation against competitors.
To learn how to invest in Zions Stock, please use our How to Invest in Zions Bancorporation guide.
You can also try the Economic Indicators module to top statistical indicators that provide insights into how an economy is performing.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Zions Bancorporation. If investors know Zions will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Zions Bancorporation listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.08
Dividend Share
1.74
Earnings Share
5.59
Revenue Per Share
21.792
Quarterly Revenue Growth
0.042
The market value of Zions Bancorporation is measured differently than its book value, which is the value of Zions that is recorded on the company's balance sheet. Investors also form their own opinion of Zions Bancorporation's value that differs from its market value or its book value, called intrinsic value, which is Zions Bancorporation's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Zions Bancorporation's market value can be influenced by many factors that don't directly affect Zions Bancorporation's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Zions Bancorporation's value and its price as these two are different measures arrived at by different means. Investors typically determine if Zions Bancorporation is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Zions Bancorporation's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.