Zions Bancorporation Valuation
| ZION Stock | USD 59.14 0.48 0.82% |
At this time, the company appears to be overvalued. Zions Bancorporation maintains a prevalent Real Value of $51.78 per share. The last-minute price of the company is $59.14. Our model calculates the value of Zions Bancorporation from examining the company fundamentals such as Profit Margin of 0.23 %, current valuation of 9.25 B, and Return On Asset of 0.008 as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Zions Bancorporation's valuation include:
Price Book 1.4575 | Enterprise Value 9.3 B | Price Sales 2.8786 | Forward PE 11.5473 | Trailing PE 13.3622 |
Overvalued
Today
Please note that Zions Bancorporation's price fluctuation is very steady at this time. Calculation of the real value of Zions Bancorporation is based on 3 months time horizon. Increasing Zions Bancorporation's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Zions Bancorporation is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Zions Stock. However, Zions Bancorporation's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 59.14 | Real 51.78 | Target 37.74 | Hype 59.32 | Naive 58.87 |
The intrinsic value of Zions Bancorporation's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Zions Bancorporation's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Zions Bancorporation helps investors to forecast how Zions stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Zions Bancorporation more accurately as focusing exclusively on Zions Bancorporation's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Zions Bancorporation's intrinsic value based on its ongoing forecasts of Zions Bancorporation's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Zions Bancorporation's closest peers.
Zions Bancorporation Cash |
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Zions Valuation Trend
Knowing Zions Bancorporation's actual value is paramount for traders when making sound investment determinations. Using both Zions Bancorporation's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
Zions Revenue by Product
Zions Bancorporation Total Value Analysis
Zions Bancorporation is at this time estimated to have valuation of 9.25 B with market capitalization of 8.66 B, debt of 2.07 B, and cash on hands of 5.16 B. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Zions Bancorporation fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
9.25 B | 8.66 B | 2.07 B | 5.16 B |
Zions Bancorporation Investor Information
About 77.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.46. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Zions Bancorporation has Price/Earnings To Growth (PEG) ratio of 1.63. The entity last dividend was issued on the 14th of November 2024. The firm had 4:1 split on the 15th of May 1997. Based on the analysis of Zions Bancorporation's profitability, liquidity, and operating efficiency, Zions Bancorporation is not in a good financial situation at this time. It has a very high probability of going through financial hardship in December.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.67 | 0.3793 |
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| Total Cash From Operating Activities | 617.8 M | 885 M |
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| Operating Income | 733.1 M | 1.1 B |
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Zions Bancorporation Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of Zions suggests not a very effective usage of assets in November.Zions Bancorporation Ownership Allocation
Zions Bancorporation retains a total of 147.71 Million outstanding shares. The majority of Zions Bancorporation outstanding shares are owned by institutional investors. These institutions are usually referred to as non-private investors looking to purchase positions in Zions Bancorporation to benefit from reduced commissions. Consequently, other corporate entities are subject to a different set of regulations than regular investors in Zions Bancorporation. Please pay attention to any change in the institutional holdings of Zions Bancorporation as this could imply that something significant has changed or is about to change at the company. On September 18, 2024, Representative Michael McCaul of US Congress acquired under $15k worth of Zions Bancorporation's common stock.Zions Bancorporation Profitability Analysis
The company reported the previous year's revenue of 2.71 B. Net Income was 674 M with profit before overhead, payroll, taxes, and interest of 3.03 B.Zions Bancorporation Past Distributions to stockholders
About Zions Bancorporation Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Zions Bancorporation. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Zions Bancorporation based exclusively on its fundamental and basic technical indicators. By analyzing Zions Bancorporation's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Zions Bancorporation's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Zions Bancorporation. We calculate exposure to Zions Bancorporation's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Zions Bancorporation's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 2.7 B | 1.7 B | |
| Pretax Profit Margin | 0.33 | 0.29 | |
| Operating Profit Margin | 0.38 | 0.67 | |
| Net Profit Margin | 0.24 | 0.14 | |
| Gross Profit Margin | 0.88 | 0.78 |
Zions Bancorporation Quarterly Retained Earnings |
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A single share of Zions Bancorporation represents a small ownership stake in the entity. As a stockholder of Zions, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Zions Bancorporation Dividends Analysis For Valuation
At this time, Zions Bancorporation's Dividends Paid is very stable compared to the past year. As of the 21st of November 2024, Dividend Paid And Capex Coverage Ratio is likely to grow to 3.34, while Dividend Yield is likely to drop 0.02. . At this time, Zions Bancorporation's Retained Earnings are very stable compared to the past year. As of the 21st of November 2024, Retained Earnings Total Equity is likely to grow to about 7 B, while Earning Assets are likely to drop about 19.3 B.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 282 M | 296.1 M | |
| Dividend Yield | 0.04 | 0.02 | |
| Dividend Payout Ratio | 0.44 | 0.28 | |
| Dividend Paid And Capex Coverage Ratio | 2.29 | 3.34 |
There are various types of dividends Zions Bancorporation can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Zions shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Zions Bancorporation directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Zions pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Zions Bancorporation by the value of the dividends paid out.
Zions Bancorporation Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 147.8 M | |
| Quarterly Earnings Growth Y O Y | 0.212 | |
| Forward Price Earnings | 11.5473 |
Zions Bancorporation Current Valuation Indicators
Zions Bancorporation's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Zions Bancorporation's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Zions Bancorporation, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Zions Bancorporation's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Zions Bancorporation's worth.When determining whether Zions Bancorporation offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Zions Bancorporation's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Zions Bancorporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Zions Bancorporation Stock: Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Zions Bancorporation. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons. To learn how to invest in Zions Stock, please use our How to Invest in Zions Bancorporation guide.You can also try the Insider Screener module to find insiders across different sectors to evaluate their impact on performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Zions Bancorporation. If investors know Zions will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Zions Bancorporation listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.212 | Dividend Share 1.64 | Earnings Share 4.39 | Revenue Per Share 20.433 | Quarterly Revenue Growth 0.076 |
The market value of Zions Bancorporation is measured differently than its book value, which is the value of Zions that is recorded on the company's balance sheet. Investors also form their own opinion of Zions Bancorporation's value that differs from its market value or its book value, called intrinsic value, which is Zions Bancorporation's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Zions Bancorporation's market value can be influenced by many factors that don't directly affect Zions Bancorporation's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Zions Bancorporation's value and its price as these two are different measures arrived at by different means. Investors typically determine if Zions Bancorporation is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Zions Bancorporation's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.