Discover Financial Financials

0IBC Stock   183.69  5.33  2.99%   
We urge to utilize Discover Financial fundamental analysis to see if markets are presently undervaluing or overvaluing the company. Put another way, you can exercise it to find out if Discover Financial is indeed mispriced or if you can make any profits on it by purchasing it and then waiting for the market to recognize its mistake and reprise the security. We are able to interpolate and collect twenty-five available fundamental indicators for Discover Financial Services, which can be compared to its peers. The stock experiences an unexpected upward trend. Watch out for market signals. Check odds of Discover Financial to be traded at 220.43 in 90 days. Key indicators impacting Discover Financial's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Income4.6 B5.1 B
Moderately Down
Slightly volatile
  
Understanding current and past Discover Financial Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Discover Financial's financial statements are interrelated, with each one affecting the others. For example, an increase in Discover Financial's assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in Discover Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Discover Financial Services. Check Discover Financial's Beneish M Score to see the likelihood of Discover Financial's management manipulating its earnings.

Discover Financial Stock Summary

Discover Financial competes with Samsung Electronics, Samsung Electronics, Hyundai, Toyota, and Reliance Industries. Discover Financial is entity of United Kingdom. It is traded as Stock on LSE exchange.
Specialization
Industrials, Commercial & Professional Services
InstrumentUK Stock View All
ExchangeLondon Exchange
Business Address2500 Lake Cook
SectorCommercial Services & Supplies
IndustryIndustrials
BenchmarkDow Jones Industrial
Websitewww.discover.com
Phone224 405 0900
You should never invest in Discover Financial without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Discover Stock, because this is throwing your money away. Analyzing the key information contained in Discover Financial's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Discover Financial Key Financial Ratios

There are many critical financial ratios that Discover Financial's investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that Discover Financial reports annually and quarterly.

Discover Financial Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets114.0B112.9B110.2B131.6B151.5B86.5B
Net Debt18.8B7.7B11.5B11.3B9.6B7.6B
Total Liab25.7B21.2B96.8B117.0B136.8B143.6B
Other Current Liab57.6B66.7B(1.8B)19.8B(750M)(712.5M)
Retained Earnings21.3B20.0B24.8B28.5B30.4B32.0B
Accounts Payable72.7B76.9B72.4B91.6B105.4B110.7B
Cash6.9B13.6B8.8B8.9B11.7B10.2B
Net Receivables92.5B944M914M104.7B120.5B126.5B
Other Current Assets2.0B2.1B4.7B2.8B3.5B4.5B
Total Current Assets18.4B29.3B21.2B10.6B13.8B16.4B
Short Term Debt5.2B4.2B1.8B3.8B750M712.5M
Intangible Assets161M155M95M255M703M738.2M
Other Assets83.5B70.1B80.9B107.6B(2.1B)(2.0B)
Inventory(94.6B)(2.1B)(4.7B)(107.5B)(96.7B)(91.9B)
Long Term Debt21.1B20.7B20.5B17.0B15.3B15.9B
Capital Surpluse4.0B4.1B4.2B4.3B4.9B4.5B
Treasury Stock(10.3B)(12.3B)(14.1B)(14.4B)(13.0B)(13.6B)
Earning Assets1.6B3.4B10.6B12.1B13.9B14.6B
Other Liab199M227M198M212M243.8M212.5M
Net Tangible Assets10.4B8.9B11.5B12.7B14.6B11.5B

Discover Financial Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense1.6B2.1B2.5B1.9B4.7B5.0B
Total Revenue11.5B11.1B12.1B13.3B9.8B9.0B
Gross Profit11.5B11.1B12.1B13.3B20.6B21.6B
Operating Income3.8B1.4B7.1B7.6B5.1B4.6B
Ebitda4.3B1.9B7.6B6.3B4.0B3.4B
Income Before Tax3.8B1.4B7.1B5.7B3.8B3.3B
Net Income3.0B1.1B5.4B4.4B2.9B2.2B
Income Tax Expense878M294M1.6B1.4B886M1.0B
Ebit4.1B1.7B7.4B6.1B3.8B3.4B
Tax Provision1.2B855M878M294M264.6M251.4M
Net Interest Income8B8.8B9.5B9.2B10.6B9.4B

Discover Financial Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash(8.2B)6.6B(2.3B)(2.4B)2.8B3.0B
Free Cash Flow5.9B5.9B5.8B6.9B8.3B4.4B
Depreciation356M385M428M447M458M334.2M
Other Non Cash Items2.8B4.6B39M2.2B5.7B6.0B
Dividends Paid573M576M636M703M752M532.0M
Capital Expenditures284M261M194M236M303M185.7M
Net Income3.0B1.1B5.4B4.4B2.9B2.3B
End Period Cash Flow7.0B13.6B11.3B8.9B11.7B8.7B
Investments(7.1B)(1.3B)4.8B(5.4B)(4.9B)(4.7B)
Net Borrowings(1.7B)(4.8B)(896M)(94M)(84.6M)(88.8M)
Change To Netincome2.8B4.3B125M2.0B1.8B1.9B

Discover Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Discover Financial's current stock value. Our valuation model uses many indicators to compare Discover Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Discover Financial competition to find correlations between indicators driving Discover Financial's intrinsic value. More Info.
Discover Financial Services is rated second in return on equity category among its peers. It is number one stock in return on asset category among its peers reporting about  0.11  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Discover Financial Services is roughly  9.38 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Discover Financial's earnings, one of the primary drivers of an investment's value.

Discover Financial Systematic Risk

Discover Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Discover Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
Execute Function
The function did not generate any output. Please change time horizon or modify your input parameters. The output start index for this execution was one with a total number of output elements of sixty. The Beta measures systematic risk based on how returns on Discover Financial correlated with the market. If Beta is less than 0 Discover Financial generally moves in the opposite direction as compared to the market. If Discover Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Discover Financial is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Discover Financial is generally in the same direction as the market. If Beta > 1 Discover Financial moves generally in the same direction as, but more than the movement of the benchmark.

Discover Financial Services Total Assets Over Time

Discover Financial Thematic Clasifications

Discover Financial Services is part of Banks investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. All money banks and credit services. Large and small money and credit banks and credit services
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Discover Financial November 26, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Discover Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Discover Financial Services. We use our internally-developed statistical techniques to arrive at the intrinsic value of Discover Financial Services based on widely used predictive technical indicators. In general, we focus on analyzing Discover Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Discover Financial's daily price indicators and compare them against related drivers.

Additional Tools for Discover Stock Analysis

When running Discover Financial's price analysis, check to measure Discover Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Discover Financial is operating at the current time. Most of Discover Financial's value examination focuses on studying past and present price action to predict the probability of Discover Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Discover Financial's price. Additionally, you may evaluate how the addition of Discover Financial to your portfolios can decrease your overall portfolio volatility.