Discover Financial Valuation

0IBC Stock   204.60  3.88  1.93%   
At this time, the firm appears to be undervalued. Discover Financial shows a prevailing Real Value of USD224.76 per share. The current price of the firm is USD204.6. Our model computes the value of Discover Financial from reviewing the firm fundamentals such as Current Valuation of 40.93 B, shares owned by institutions of 86.06 %, and Profit Margin of 0.27 % as well as analyzing its technical indicators and probability of bankruptcy.
Enterprise Value
40.9 B
Price Sales
5.6563
Trailing PE
0.1204
Undervalued
Today
204.60
Please note that Discover Financial's price fluctuation is very steady at this time. Calculation of the real value of Discover Financial is based on 3 months time horizon. Increasing Discover Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Discover stock is determined by what a typical buyer is willing to pay for full or partial control of Discover Financial Services. Since Discover Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Discover Stock. However, Discover Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  204.6 Real  224.76 Hype  204.6 Naive  209.19
The intrinsic value of Discover Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Discover Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
184.14
Downside
224.76
Real Value
227.58
Upside
Estimating the potential upside or downside of Discover Financial Services helps investors to forecast how Discover stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Discover Financial more accurately as focusing exclusively on Discover Financial's fundamentals will not take into account other important factors:
Bollinger
Band Projection (param)
LowerMiddle BandUpper
160.13182.38204.63
Details
Hype
Prediction
LowEstimatedHigh
201.78204.60207.42
Details
Naive
Forecast
LowNext ValueHigh
206.37209.19212.01
Details

Discover Financial Cash

10.19 Billion

Discover Financial Total Value Analysis

Discover Financial Services is presently projected to have takeover price of 40.93 B with market capitalization of 39.02 B, debt of 21.33 B, and cash on hands of . Please note that takeover price may be misleading and is a subject to mistakes in financial statements. We encourage investors to thoroughly investigate all of the Discover Financial fundamentals before making investing decisions based on enterprise value of the company

Discover Financial Investor Information

About 86.0% of the company shares are owned by institutions such as pension funds. The company recorded earning per share (EPS) of 16.99. Discover Financial had not issued any dividends in recent years. Discover Financial Services is not in a good financial situation at this time. It has a very high probability of going through financial hardship in March.
Current ValueLast YearChange From Last Year 10 Year Trend
Total Cash From Operating Activities10.3 B9.8 B
Sufficiently Up
Slightly volatile
Operating Income4.6 B5.9 B
Significantly Down
Slightly volatile

Discover Financial Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Discover Financial has an asset utilization ratio of 6.5 percent. This implies that the Company is making USD0.065 for each dollar of assets. An increasing asset utilization means that Discover Financial Services is more efficient with each dollar of assets it utilizes for everyday operations.
 
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Discover Financial Ownership Allocation

Discover Financial holds a total of 335.96 Million outstanding shares. The majority of Discover Financial Services outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in Discover Financial to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Discover Financial. Please pay attention to any change in the institutional holdings of Discover Financial Services as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.

Discover Financial Profitability Analysis

The company reported the revenue of 9.84 B. Net Income was 2.92 B with profit before overhead, payroll, taxes, and interest of 11.08 B.

About Discover Financial Valuation

The stock valuation mechanism determines Discover Financial's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Discover Financial based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Discover Financial. We calculate exposure to Discover Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Discover Financial's related companies.
Last ReportedProjected for Next Year
Gross Profit11.3 B8.8 B

Discover Financial Quarterly Retained Earnings

31.86 Billion

Additional Tools for Discover Stock Analysis

When running Discover Financial's price analysis, check to measure Discover Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Discover Financial is operating at the current time. Most of Discover Financial's value examination focuses on studying past and present price action to predict the probability of Discover Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Discover Financial's price. Additionally, you may evaluate how the addition of Discover Financial to your portfolios can decrease your overall portfolio volatility.