Atlantic American Financials
AAME Stock | USD 1.72 0.02 1.18% |
Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
---|---|---|---|---|---|---|---|---|---|
Debt Equity Ratio | 0.37 | 0.39 |
|
| |||||
Current Ratio | 0.36 | 0.38 |
|
|
Investors should never underestimate Atlantic American's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Atlantic American's cash flow, debt, and profitability to make informed and accurate decisions about investing in Atlantic American.
Net Income |
|
Atlantic | Select Account or Indicator |
Understanding current and past Atlantic American Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Atlantic American's financial statements are interrelated, with each one affecting the others. For example, an increase in Atlantic American's assets may result in an increase in income on the income statement.
Please note, the presentation of Atlantic American's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Atlantic American's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Atlantic American's management manipulating its earnings.
Atlantic American Stock Summary
Atlantic American competes with CNO Financial, MetLife Preferred, FG Annuities, Prudential PLC, and AIA Group. Atlantic American Corporation, through its subsidiaries, provides life and health, and property and casualty insurance products in the United States. The company was founded in 1937 and is headquartered in Atlanta, Georgia. Atlantic Amer operates under InsuranceLife classification in the United States and is traded on NASDAQ Exchange. It employs 138 people.Specialization | Financial Services, Insurance - Life |
Instrument | USA Stock View All |
Exchange | NASDAQ Exchange |
ISIN | US0482091008 |
CUSIP | 048209100 |
Location | Georgia; U.S.A |
Business Address | 4370 Peachtree Road, |
Sector | Insurance |
Industry | Financials |
Benchmark | Dow Jones Industrial |
Website | www.atlam.com |
Phone | 404 266 5500 |
Currency | USD - US Dollar |
Atlantic American Key Financial Ratios
Return On Equity | -0.0309 | ||||
Profit Margin | (0.02) % | ||||
Operating Margin | 0.0004 % | ||||
Price To Sales | 0.19 X | ||||
Revenue | 186.79 M |
Atlantic American Key Balance Sheet Accounts
2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
Total Assets | 405.2M | 402.3M | 367.1M | 381.3M | 438.5M | 348.0M | |
Net Debt | 14.4M | 9.0M | 6.9M | 8.5M | 7.6M | 8.0M | |
Retained Earnings | 47.8M | 51.3M | 52.0M | 50.9M | 58.6M | 61.5M | |
Other Assets | (201.4M) | (209.7M) | 321.5M | 1.0 | 0.9 | 0.86 | |
Net Receivables | 45.3M | 56.6M | 42.4M | 41.3M | 37.2M | 35.5M | |
Other Current Assets | 48.9M | 41.4M | 48.0M | 53.7M | 48.3M | 50.8M | |
Total Current Assets | 330.0M | 328.1M | 28.9M | 28.3M | 25.5M | 24.2M | |
Accounts Payable | 26.4M | 25.5M | 26.5M | 24.8M | 22.3M | 19.8M | |
Cash | 19.3M | 24.8M | 28.9M | 28.3M | 32.5M | 30.9M | |
Other Current Liab | (26.4M) | (25.5M) | (4.0M) | 42.6M | 38.4M | 36.4M | |
Other Liab | 164.8M | 175.9M | 172.8M | 174.3M | 156.9M | 155.1M | |
Net Tangible Assets | 98.8M | 115.8M | 142.5M | 138.7M | 159.5M | 120.6M |
Atlantic American Key Income Statement Accounts
2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
Interest Expense | 1.6M | 1.4M | 2.0M | 3.3M | 2.9M | 2.4M | |
Total Revenue | 195.3M | 199.6M | 187.9M | 186.8M | 214.8M | 160.7M | |
Gross Profit | 195.3M | 199.6M | 187.9M | 186.8M | 214.8M | 160.7M | |
Operating Income | 15.4M | 5.3M | 3.2M | 186.8M | 214.8M | 225.6M | |
Ebit | 17.1M | 400.5M | 4.0M | 2.7M | 3.1M | 3.0M | |
Ebitda | 18.1M | 401.5M | 4.9M | 3.4M | 3.9M | 3.7M | |
Net Income | 12.2M | 4.3M | 1.5M | (171K) | (196.7K) | (186.8K) | |
Income Tax Expense | 3.3M | 1.0M | 571K | (394K) | (354.6K) | (336.9K) | |
Income Before Tax | 15.5M | 5.3M | 2.1M | (565K) | (508.5K) | (483.1K) | |
Tax Provision | (21K) | 3.3M | 1.0M | 571K | 656.7K | 1.1M | |
Net Interest Income | (2.1M) | (1.6M) | (1.4M) | (2.0M) | (1.8M) | (1.8M) |
Atlantic American Key Cash Accounts
2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
Change In Cash | 6.4M | 5.4M | 4.1M | (562K) | (505.8K) | (480.5K) | |
Free Cash Flow | 8.7M | 981K | 6.3M | 2.5M | 2.9M | 3.2M | |
Depreciation | 980K | 1.0M | 890K | 652K | 586.8K | 557.5K | |
Other Non Cash Items | (2.8M) | (7.0M) | 2.8M | 2.0M | 1.8M | 1.7M | |
Capital Expenditures | 233K | 107K | 126K | 80K | 72K | 68.4K | |
Net Income | 12.2M | 4.3M | 1.5M | (171K) | (196.7K) | (186.8K) | |
End Period Cash Flow | 19.3M | 24.8M | 28.9M | 28.3M | 25.5M | 25.7M | |
Investments | (124.0M) | (2.1M) | 5.4M | (3.4M) | (3.9M) | (4.1M) | |
Change To Netincome | 3.6M | (1.8M) | (25.9M) | (30.6M) | (27.5M) | (26.1M) |
Atlantic Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Atlantic American's current stock value. Our valuation model uses many indicators to compare Atlantic American value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Atlantic American competition to find correlations between indicators driving Atlantic American's intrinsic value. More Info.Atlantic American is number one stock in return on equity category among its peers. It also is number one stock in return on asset category among its peers . At present, Atlantic American's Return On Equity is projected to slightly decrease based on the last few years of reporting. Comparative valuation analysis is a catch-all technique that is used if you cannot value Atlantic American by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Atlantic American Systematic Risk
Atlantic American's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Atlantic American volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fourty-five with a total number of output elements of sixteen. The Beta measures systematic risk based on how returns on Atlantic American correlated with the market. If Beta is less than 0 Atlantic American generally moves in the opposite direction as compared to the market. If Atlantic American Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Atlantic American is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Atlantic American is generally in the same direction as the market. If Beta > 1 Atlantic American moves generally in the same direction as, but more than the movement of the benchmark.
About Atlantic American Financials
What exactly are Atlantic American Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include Atlantic American's income statement, its balance sheet, and the statement of cash flows. Potential Atlantic American investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Atlantic American investors may use each financial statement separately, they are all related. The changes in Atlantic American's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Atlantic American's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.Atlantic American Thematic Clasifications
Atlantic American is part of Insurance Providers investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. All types of insurance and insurance brokerages. Companies providing all types of insurance and insurance services
This theme covers All types of insurance and insurance brokerages. Companies providing all types of insurance and insurance services. Get More Thematic Ideas
Insurance Providers | View |
Today, most investors in Atlantic American Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Atlantic American's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Atlantic American growth as a starting point in their analysis.
Price Earnings To Growth Ratio |
|
Atlantic American January 31, 2025 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Atlantic American help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Atlantic American. We use our internally-developed statistical techniques to arrive at the intrinsic value of Atlantic American based on widely used predictive technical indicators. In general, we focus on analyzing Atlantic Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Atlantic American's daily price indicators and compare them against related drivers.
Downside Deviation | 2.87 | |||
Information Ratio | 0.0033 | |||
Maximum Drawdown | 12.62 | |||
Value At Risk | (3.66) | |||
Potential Upside | 4.14 |
Complementary Tools for Atlantic Stock analysis
When running Atlantic American's price analysis, check to measure Atlantic American's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Atlantic American is operating at the current time. Most of Atlantic American's value examination focuses on studying past and present price action to predict the probability of Atlantic American's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Atlantic American's price. Additionally, you may evaluate how the addition of Atlantic American to your portfolios can decrease your overall portfolio volatility.
Cryptocurrency Center Build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency | |
Odds Of Bankruptcy Get analysis of equity chance of financial distress in the next 2 years | |
Portfolio Diagnostics Use generated alerts and portfolio events aggregator to diagnose current holdings | |
Stock Tickers Use high-impact, comprehensive, and customizable stock tickers that can be easily integrated to any websites | |
USA ETFs Find actively traded Exchange Traded Funds (ETF) in USA | |
Efficient Frontier Plot and analyze your portfolio and positions against risk-return landscape of the market. | |
Bollinger Bands Use Bollinger Bands indicator to analyze target price for a given investing horizon | |
Transaction History View history of all your transactions and understand their impact on performance | |
Premium Stories Follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope |