Multi-line Insurance Companies By Operating Margin

Operating Margin
Operating MarginEfficiencyMarket RiskExp Return
1WTW Willis Towers Watson
0.17
 0.15 
 1.03 
 0.16 
2L Loews Corp
0.15
 0.09 
 1.30 
 0.11 
3HIG Hartford Financial Services
0.15
 0.08 
 1.42 
 0.12 
4TWFG TWFG, Class A
0.15
 0.16 
 2.59 
 0.43 
5HMN Horace Mann Educators
0.12
 0.17 
 1.87 
 0.32 
6AFG American Financial Group
0.11
 0.17 
 1.37 
 0.23 
7AIG American International Group
0.11
 0.04 
 1.33 
 0.05 
8AIZ Assurant
0.0597
 0.19 
 1.41 
 0.26 
9AAME Atlantic American
4.0E-4
 0.03 
 3.47 
 0.10 
10AIZN Assurant
0.0
(0.03)
 0.84 
(0.03)
11540424AP3 LOEWS P 6
0.0
(0.04)
 0.70 
(0.03)
12540424AS7 LOEWS P 375
0.0
(0.12)
 0.36 
(0.04)
13540424AR9 LOEWS P 4125
0.0
(0.07)
 0.91 
(0.06)
14540424AT5 US540424AT59
0.0
(0.09)
 0.94 
(0.08)
The analysis above is based on a 90-day investment horizon and a default level of risk. Use the Portfolio Analyzer to fine-tune all your assumptions. Check your current assumptions here.
Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations. A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.