Based on the key measurements obtained from Senmiao Technology's financial statements, Senmiao Technology is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in December. At this time, Senmiao Technology's Total Liabilities is comparatively stable compared to the past year. Non Current Liabilities Other is likely to gain to about 3.6 M in 2024, whereas Net Tangible Assets are likely to drop slightly above 5.1 M in 2024. Key indicators impacting Senmiao Technology's financial strength include:
Investors should never underestimate Senmiao Technology's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Senmiao Technology's cash flow, debt, and profitability to make informed and accurate decisions about investing in Senmiao Technology.
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Understanding current and past Senmiao Technology Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Senmiao Technology's financial statements are interrelated, with each one affecting the others. For example, an increase in Senmiao Technology's assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in Senmiao Technology's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Senmiao Technology. Check Senmiao Technology's Beneish M Score to see the likelihood of Senmiao Technology's management manipulating its earnings.
Senmiao Technology Stock Summary
Senmiao Technology competes with SLM Corp, Orix Corp, FirstCash, Medallion Financial, and Oportun Financial. Senmiao Technology Limited engages in the automobile transaction and related services business in the Peoples Republic of China. The company was founded in 2014 and is headquartered in Chengdu, the Peoples Republic of China. Senmiao Technology operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. It employs 151 people.
The reason investors look at the income statement is to determine what Senmiao Technology's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
Comparative valuation techniques use various fundamental indicators to help in determining Senmiao Technology's current stock value. Our valuation model uses many indicators to compare Senmiao Technology value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Senmiao Technology competition to find correlations between indicators driving Senmiao Technology's intrinsic value. More Info.
Senmiao Technology is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers . At this time, Senmiao Technology's Return On Equity is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Senmiao Technology by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.
Senmiao Technology Systematic Risk
Senmiao Technology's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Senmiao Technology volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twelve with a total number of output elements of fourty-nine. The Beta measures systematic risk based on how returns on Senmiao Technology correlated with the market. If Beta is less than 0 Senmiao Technology generally moves in the opposite direction as compared to the market. If Senmiao Technology Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Senmiao Technology is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Senmiao Technology is generally in the same direction as the market. If Beta > 1 Senmiao Technology moves generally in the same direction as, but more than the movement of the benchmark.
Steps to analyze company Financials for Investing
There are several different ways that investors can use financial statements to try and predict whether a stock price will go up or down. Unfortunately, there is no surefire formula, but there are some general guidelines you should consider when looking at the numbers. First, realize what kind of company it is so you know if its revenues are more likely to grow or shrink over time. For example, a software company's revenue is expected to increase yearly due to new products and services that its customers will want to buy. At the same time, a car manufacturer might not be able to sell as many cars when the economy slows down, so it would have less net income during those times. Second, pay attention to its debt-to-equity ratio because this number will tell you how much risk it has. If a company such as Senmiao Technology is not taking on any additional risks, its debt-to-equity should be less than one. As a general rule of thumb, if the market value or book value (which can be found in the footnotes) of assets exceeds the company's liabilities, then it is probably in good shape. Finally, use other financial statements to determine if a stock price will go up or down because investors are always looking for growth opportunities when they buy new stocks. For example, if you see that the net revenue of Senmiao has grown by more than 25% over the last five years, then there is a good chance that it will continue growing by at least 20% or more each year. On the other hand, if you see that net revenue has only increased by about 15%, which is barely above inflation levels, then chances are it will not grow much faster than this over time, and investors may shy away from buying it. In summary, you can determine if Senmiao Technology's financials are consistent with your investment objective using the following steps:
Review Senmiao Technology's balance sheet accounts, such as liabilities and equity, to understand its overall financial position.
Analyze the income statement and examine the company's revenue, expenses, and profits over time to determine its financial performance.
Study the cash flow inflows and outflows to understand Senmiao Technology's liquidity and solvency.
Look at the growth rates in revenue, earnings, and cash flow over time to determine its potential for future growth.
Compare Senmiao Technology's financials to those of its peers to see how it stacks up and identify any potential red flags.
Use valuation ratios to evaluate the company's financials using commonly used ratios such as the price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and enterprise value-to-earnings before interest, taxes, depreciation, and amortization (EV/EBITDA) ratio to determine if Senmiao Technology's stock is overvalued or undervalued.
Remember, these are just guidelines and should not be the only basis for investment decisions. It is always important to analyze the leading stock market indicators., conduct additional research and seek professional advice if needed.
Senmiao Technology Thematic Clasifications
Senmiao Technology is part of several thematic ideas from Computers to ISP. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Get More Thematic Ideas
Today, most investors in Senmiao Technology Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Senmiao Technology's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Senmiao Technology growth as a starting point in their analysis.
Senmiao Technology November 26, 2024 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Senmiao Technology help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Senmiao Technology. We use our internally-developed statistical techniques to arrive at the intrinsic value of Senmiao Technology based on widely used predictive technical indicators. In general, we focus on analyzing Senmiao Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Senmiao Technology's daily price indicators and compare them against related drivers.
When running Senmiao Technology's price analysis, check to measure Senmiao Technology's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Senmiao Technology is operating at the current time. Most of Senmiao Technology's value examination focuses on studying past and present price action to predict the probability of Senmiao Technology's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Senmiao Technology's price. Additionally, you may evaluate how the addition of Senmiao Technology to your portfolios can decrease your overall portfolio volatility.