Slm Corp Stock Today

SLM Stock  USD 24.04  0.72  2.91%   

Performance

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Odds Of Distress

Tiny

 
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SLM Corp is selling at 24.04 as of the 14th of February 2026; that is 2.91% down since the beginning of the trading day. The stock's lowest day price was 23.96. SLM Corp has a very small chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 16th of November 2025 and ending today, the 14th of February 2026. Click here to learn more.
Business Domain
Financial Services
IPO Date
5th of January 1988
Classification
Financials
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware. The company has 199.18 M outstanding shares of which 12.71 M shares are at this time shorted by investors with about 4.66 days to cover. More on SLM Corp

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Follow Valuation Options Odds of Bankruptcy
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SLM Stock Highlights

ESG Sustainability
Environmental
Governance
Social
PresidentJonathan Boyles
Thematic IdeaMomentum (View all Themes)
Old NameSLM Corporation Public Company Limited
Business ConcentrationConsumer Finance, Financial Services, Nasdaq Bank, NASDAQ Composite, SP Midcap 400, NASDAQ Financial 100, NASDAQ Composite Total, Momentum, Financials, Consumer Finance, Credit Services, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.02630.025
Sufficiently Up
Slightly volatile
Asset Turnover0.05470.1045
Way Down
Slightly volatile
Gross Profit Margin0.380.5311
Way Down
Very volatile
Total Current Liabilities473.5 M498.4 M
Notably Down
Pretty Stable
Non Current Liabilities Total35.8 B26.8 B
Significantly Up
Slightly volatile
Total Assets55 B29.7 B
Way Up
Slightly volatile
Total Current AssetsBB
Way Up
Pretty Stable
Debt Levels
SLM Corp utilizes debt financing to potentially enhance returns on invested capital. The relationship between total debt and total assets provides valuable insight into SLM Corp's leverage profile, showing how much of SLM Corp's resources are funded through borrowing.
Liquidity
SLM Corp has 5.86 B in debt with debt to equity (D/E) ratio of 2.79, meaning that the company heavily relies on borrowing funds for operations. SLM Corp has a current ratio of 1.22, demonstrating that it may have difficulties to pay its financial commitments when the payables are due. Note however, debt could still be an excellent tool for SLM to invest in growth at high rates of return.

Other Non Cash Items

183.1 Million
SLM Corp (SLM) is traded on NASDAQ Exchange in USA and employs 1,710 people. SLM Corp is listed under Consumer Finance category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a total capitalization of 5.03 B. SLM Corp runs under Consumer Finance sector within Financials industry. The entity has 199.18 M outstanding shares of which 12.71 M shares are at this time shorted by investors with about 4.66 days to cover. SLM Corp has about 4.9 B in cash with (329.39 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 19.58.
Check SLM Corp Probability Of Bankruptcy
Ownership Allocation
The majority of SLM Corp outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in SLM Corp to benefit from reduced commissions. Therefore, institutions are subject to a different set of regulations than regular investors in SLM Corp. Please pay attention to any change in the institutional holdings of SLM Corp as this could imply that something significant has changed or is about to change at the company.
Check SLM Ownership Details

SLM Stock Institutional Holders

InstituionRecorded OnShares
American Century Companies Inc2025-06-30
5.4 M
Geode Capital Management, Llc2025-06-30
3.8 M
Royal London Asset Management Ltd2025-06-30
3.6 M
First Trust Advisors L.p.2025-06-30
3.5 M
Bank Of New York Mellon Corp2025-06-30
3.2 M
Morgan Stanley - Brokerage Accounts2025-06-30
3.2 M
Norges Bank2025-06-30
2.7 M
Northern Trust Corp2025-06-30
2.5 M
Hotchkis & Wiley Capital Management Llc2025-06-30
2.3 M
Vanguard Group Inc2025-06-30
25.1 M
Blackrock Inc2025-06-30
19.1 M
View SLM Corp Diagnostics

SLM Corp Historical Income Statement

At this time, SLM Corp's Selling And Marketing Expenses is very stable compared to the past year. As of the 14th of February 2026, Preferred Stock And Other Adjustments is likely to grow to about 12 M, while EBIT is likely to drop about 682.8 M. View More Fundamentals

SLM Stock Against Markets

SLM Corp Corporate Management

Daniel KennedyEx COOProfile
Brian CroninVP RelationsProfile
William WolfExecutive OfficerProfile
Kate deLacySenior RelationsProfile
Tim MorrisonSr RelationsProfile
Munish PahwaExecutive OfficerProfile
When determining whether SLM Corp is a strong investment it is important to analyze SLM Corp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact SLM Corp's future performance. For an informed investment choice regarding SLM Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SLM Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
To learn how to invest in SLM Stock, please use our How to Invest in SLM Corp guide.
You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..
Will Consumer Finance sector continue expanding? Could SLM diversify its offerings? Factors like these will boost the valuation of SLM Corp. If investors know SLM will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every SLM Corp data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
1.264
Dividend Share
0.52
Earnings Share
3.46
Revenue Per Share
7.973
Quarterly Revenue Growth
0.678
The market value of SLM Corp is measured differently than its book value, which is the value of SLM that is recorded on the company's balance sheet. Investors also form their own opinion of SLM Corp's value that differs from its market value or its book value, called intrinsic value, which is SLM Corp's true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because SLM Corp's market value can be influenced by many factors that don't directly affect SLM Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between SLM Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if SLM Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, SLM Corp's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.