Grupo Aval Financials

AVAL Stock  USD 2.12  0.02  0.93%   
Based on the analysis of Grupo Aval's profitability, liquidity, and operating efficiency, Grupo Aval may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At this time, Grupo Aval's Non Current Liabilities Total is quite stable compared to the past year. Total Current Assets is expected to rise to about 39.4 T this year, although the value of Short and Long Term Debt Total will most likely fall to about 47.8 T. Key indicators impacting Grupo Aval's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.05990.0631
Notably Down
Very volatile
Return On Assets0.00230.0025
Notably Down
Pretty Stable
Return On Equity0.04180.044
Notably Down
Pretty Stable
Debt Equity Ratio2.784.49
Way Down
Very volatile
Current Ratio17.2 K16.4 K
Sufficiently Up
Slightly volatile
Investors should never underestimate Grupo Aval's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Grupo Aval's cash flow, debt, and profitability to make informed and accurate decisions about investing in Grupo Aval.

Net Income

702.05 Billion

  
Understanding current and past Grupo Aval Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Grupo Aval's financial statements are interrelated, with each one affecting the others. For example, an increase in Grupo Aval's assets may result in an increase in income on the income statement.

Grupo Aval Stock Summary

Grupo Aval competes with Banco De, Banco Santander, Credicorp, Foreign Trade, and Bancolombia. Grupo Aval Acciones y Valores S.A. provides a range of financial services and products to public and private sector customers in Colombia and Central America. Grupo Aval Acciones y Valores S.A. was incorporated in 1994 and is headquartered in Bogot, Colombia. Grupo Aval is traded on New York Stock Exchange in the United States.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS40053W1018
CUSIP40053W101
LocationColombia
Business AddressCarrera 13 No
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.grupoaval.com
Phone57 601 743 3222
CurrencyUSD - US Dollar

Grupo Aval Key Financial Ratios

Grupo Aval Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets278.8T322.9T366.9T295.6T301.2T238.3T
Other Current Liab(40.5B)(945.8B)(4.4T)(3.0T)(5.1T)(4.8T)
Net Debt24.7T24.6T36.6T55.1T48.2T25.4T
Retained Earnings10.3T11.3T13.4T8.0B7.7T6.7T
Accounts Payable1.9T2.7T3.2T2.8T3.5T2.5T
Cash30.1T34.0T36.6T17.0T17.4T22.4T
Other Assets154.0T168.9T186.3T161.0T(59.5T)(56.5T)
Net Receivables12.6T15.3T19.9T25.2T28.2T29.6T
Good Will7.3T7.7T8.5T2.2T2.2T2.1T
Other Current Assets654M590.4B219M54.1T62.4T43.2T
Total Liab245.5T287.5T327.4T264.8T269.7T212.0T
Total Current Assets65.7T80.4T95.4T66.1T36.6T39.4T
Other Liab8.7T15.1T18.2T11.4T13.1T7.2T
Long Term Debt54.9T58.6T73.3T72.1T65.5T46.2T
Inventory(654M)(61.2T)(67.7T)(54.1T)(9.6T)(10.1T)
Intangible Assets8.7T10.8T13.0T15.3T15.9T16.7T
Net Tangible Assets(3.3T)2.1T1.5T(17.2T)(15.5T)(14.7T)
Short Term Debt789.7B864.5B806.1B32.4T29.5T31.0T
Short Long Term Debt690.2B789.7B864.5B806.1B725.5B689.2B

Grupo Aval Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense8.3T8.3T6.9T11.7T22.6T23.8T
Total Revenue21.5T23.1T24.0T16.3T11.7T15.6T
Gross Profit21.5T23.1T23.9T16.3T47.1T49.4T
Operating Income5.1T4.2T6.1T16.4T5.7T5.6T
Ebit6.0T3.8T6.2T16.0T(1.4T)(1.4T)
Ebitda6.0T5.2T7.2T17.1T(270B)(256.5B)
Income Before Tax7.5T6.5T8.5T6.3T3.5T5.4T
Net Income5.4T4.6T5.7T4.0T739.0B702.1B
Income Tax Expense2.1T1.8T2.9T2.3T1.3T1.8T
Cost Of Revenue317.6B17.2B16.5B(35.4T)(31.8T)(30.2T)
Minority Interest13.5T14.8T(2.4T)(2.4T)(1.1T)(1.0T)
Tax Provision2.1T1.8T2.9T2.3T1.6T2.2T
Net Interest Income11.3T12.0T12.7T7.7T6.5T7.9T
Interest Income19.6T20.2T19.6T19.4T27.6T21.4T

Grupo Aval Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash1.7T3.9T2.6T(19.6T)1.6T1.6T
Free Cash Flow3.9T8.0T3.6T(1.4T)511.9B486.3B
Depreciation1.3T1.4T1.4T1.1T1.2T849.9B
Other Non Cash Items(2.6T)(3.0T)(3.4T)(5.5T)(432.2B)(453.8B)
Dividends Paid1.3T1.3T1.2T414.3B766.5B1.0T
Capital Expenditures1.7T2.0T2.3T1.1T1.3T1.3T
Net Income7.5T6.5T8.5T6.3T739.0B702.1B
End Period Cash Flow30.1T34.0T36.6T17.0T18.6T21.7T
Investments(3.1T)(7.6T)(6.6T)(13.0T)1.8T1.9T
Net Borrowings1.2T3.1T829.1B(7.5T)(6.8T)(6.4T)
Change To Netincome1.8T1.1T1.8T(3.1T)(2.8T)(2.7T)

Grupo Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Grupo Aval's current stock value. Our valuation model uses many indicators to compare Grupo Aval value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Grupo Aval competition to find correlations between indicators driving Grupo Aval's intrinsic value. More Info.
Grupo Aval is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.10  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Grupo Aval is roughly  9.81 . At this time, Grupo Aval's Return On Equity is quite stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Grupo Aval by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Grupo Aval Systematic Risk

Grupo Aval's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Grupo Aval volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was thirty-six with a total number of output elements of twenty-five. The Beta measures systematic risk based on how returns on Grupo Aval correlated with the market. If Beta is less than 0 Grupo Aval generally moves in the opposite direction as compared to the market. If Grupo Aval Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Grupo Aval is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Grupo Aval is generally in the same direction as the market. If Beta > 1 Grupo Aval moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Grupo Aval Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Grupo Aval's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Grupo Aval growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(3.5)

At this time, Grupo Aval's Price Earnings To Growth Ratio is quite stable compared to the past year.

Grupo Aval November 22, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Grupo Aval help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Grupo Aval. We use our internally-developed statistical techniques to arrive at the intrinsic value of Grupo Aval based on widely used predictive technical indicators. In general, we focus on analyzing Grupo Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Grupo Aval's daily price indicators and compare them against related drivers.
When determining whether Grupo Aval is a strong investment it is important to analyze Grupo Aval's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Grupo Aval's future performance. For an informed investment choice regarding Grupo Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Grupo Aval. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
For more information on how to buy Grupo Stock please use our How to buy in Grupo Stock guide.
You can also try the Global Correlations module to find global opportunities by holding instruments from different markets.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Grupo Aval. If investors know Grupo will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Grupo Aval listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.229
Earnings Share
0.15
Revenue Per Share
9.1 K
Quarterly Revenue Growth
(0.03)
Return On Assets
0.0052
The market value of Grupo Aval is measured differently than its book value, which is the value of Grupo that is recorded on the company's balance sheet. Investors also form their own opinion of Grupo Aval's value that differs from its market value or its book value, called intrinsic value, which is Grupo Aval's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Grupo Aval's market value can be influenced by many factors that don't directly affect Grupo Aval's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Grupo Aval's value and its price as these two are different measures arrived at by different means. Investors typically determine if Grupo Aval is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Grupo Aval's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.