Southern California Financials

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Southern California Stock Summary

Southern California competes with Avidbank Holdings, American Riviera, American Business, and Private Bancorp. Southern California Bancorp operates as the holding company for Bank of Southern California, N.A. that provides various financial products to individuals, professionals, and small-to-medium sized businesses. The company was founded in 2001 and is headquartered in San Diego, California. Bank Of Southern operates under BanksRegional classification in the United States and is traded on OTC Exchange.

Southern California Key Financial Ratios

Southern California Key Balance Sheet Accounts

Southern California Key Income Statement Accounts

Southern California Key Cash Accounts

Southern Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Southern California's current stock value. Our valuation model uses many indicators to compare Southern California value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Southern California competition to find correlations between indicators driving Southern California's intrinsic value. More Info.Southern California Bancorp is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers . At this time, Southern California's Return On Equity is quite stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Southern California by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Southern California Systematic Risk

Today, most investors in Southern California Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Southern California's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Southern California growth as a starting point in their analysis.

Along with financial statement analysis, the daily predictive indicators of Southern California help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Southern California Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Southern California Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing Southern Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Southern California's daily price indicators and compare them against related drivers.

Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Southern California Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation. You can also try the Sign In To Macroaxis module to sign in to explore Macroaxis' wealth optimization platform and fintech modules.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Southern California. If investors know Southern will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Southern California listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

The market value of Southern California is measured differently than its book value, which is the value of Southern that is recorded on the company's balance sheet. Investors also form their own opinion of Southern California's value that differs from its market value or its book value, called intrinsic value, which is Southern California's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Southern California's market value can be influenced by many factors that don't directly affect Southern California's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Southern California's value and its price as these two are different measures arrived at by different means. Investors typically determine if Southern California is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Southern California's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.