Southern California Bancorp Stock Buy Hold or Sell Recommendation
| BCAL Stock | USD 17.76 0.16 0.91% |
Given the investment horizon of 90 days and your highly speculative risk level, our recommendation regarding Southern California Bancorp is 'Strong Buy'. The recommendation algorithm takes into account all of Southern California's available fundamental, technical, and predictive indicators you will find on this site.
Check out Southern California Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. Note, we conduct extensive research on individual companies such as Southern and provide practical buy, sell, or hold advice based on investors' constraints. Southern California Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
Southern |
Execute Southern California Buy or Sell Advice
The Southern recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Southern California Bancorp. Macroaxis does not own or have any residual interests in Southern California Bancorp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Southern California's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Buy
Market Performance | Good | Details | |
Volatility | Very steady | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | About Average | Details | |
Economic Sensitivity | Responds to the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Southern California Trading Alerts and Improvement Suggestions
| About 62.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from news.google.com: Southern California Bancorp Short Interest Update - MarketBeat |
Southern California Returns Distribution Density
The distribution of Southern California's historical returns is an attempt to chart the uncertainty of Southern California's future price movements. The chart of the probability distribution of Southern California daily returns describes the distribution of returns around its average expected value. We use Southern California Bancorp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Southern California returns is essential to provide solid investment advice for Southern California.
| Mean Return | 0.32 | Value At Risk | -1.35 | Potential Upside | 3.16 | Standard Deviation | 1.75 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Southern California historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Southern California Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Other Non Cash Items | 2.8M | 10.0M | 1.2M | 2.4M | 3.1M | 1.7M | |
| Capital Expenditures | 2.7M | 1.8M | 12.5M | 1.1M | 302K | 286.9K | |
| Net Income | 6.8M | 4.7M | 10.7M | 16.1M | 25.9M | 27.2M | |
| End Period Cash Flow | 24.2M | 250.8M | 580.0M | 86.8M | 86.8M | 107.7M | |
| Change In Cash | 24.2M | 160.0M | 329.2M | (493.2M) | 33K | 31.4K | |
| Free Cash Flow | 5.7M | 10.6M | 7.1M | 19.4M | 30.2M | 31.7M | |
| Depreciation | 1.3M | 1.5M | 1.8M | 2.0M | 1.9M | 1.0M | |
| Investments | 9.3M | 1.1M | (17.6M) | (121.6M) | (78.9M) | (75.0M) | |
| Net Borrowings | 15M | (5M) | 126.5M | (213.9M) | (192.5M) | (182.9M) | |
| Change To Netincome | 450.1K | 5.4M | (2.1M) | (3.7M) | (3.3M) | (3.2M) |
Southern California Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Southern California or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Southern California's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Southern stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.15 | |
β | Beta against Dow Jones | 1.60 | |
σ | Overall volatility | 1.71 | |
Ir | Information ratio | 0.12 |
Southern California Volatility Alert
Southern California Bancorp has low volatility with Treynor Ratio of 0.19, Maximum Drawdown of 11.39 and kurtosis of 16.66. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Southern California's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Southern California's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Southern California Fundamentals Vs Peers
Comparing Southern California's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Southern California's direct or indirect competition across all of the common fundamentals between Southern California and the related equities. This way, we can detect undervalued stocks with similar characteristics as Southern California or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Southern California's fundamental indicators could also be used in its relative valuation, which is a method of valuing Southern California by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Southern California to competition |
| Fundamentals | Southern California | Peer Average |
| Return On Equity | -0.0178 | -0.31 |
| Return On Asset | -0.0021 | -0.14 |
| Profit Margin | (0.09) % | (1.27) % |
| Operating Margin | (0.48) % | (5.51) % |
| Current Valuation | 39.64 M | 16.62 B |
| Shares Outstanding | 32.17 M | 571.82 M |
| Shares Owned By Insiders | 16.57 % | 10.09 % |
| Shares Owned By Institutions | 62.12 % | 39.21 % |
| Number Of Shares Shorted | 407.65 K | 4.71 M |
| Price To Earning | 34.79 X | 28.72 X |
| Price To Book | 1.14 X | 9.51 X |
| Price To Sales | 7.23 X | 11.42 X |
| Revenue | 97.52 M | 9.43 B |
| Gross Profit | 67.72 M | 27.38 B |
| EBITDA | 38.77 M | 3.9 B |
| Net Income | 25.91 M | 570.98 M |
| Cash And Equivalents | 157.19 M | 2.7 B |
| Cash Per Share | 8.85 X | 5.01 X |
| Total Debt | 114.98 M | 5.32 B |
| Book Value Per Share | 15.50 X | 1.93 K |
| Cash Flow From Operations | 30.45 M | 971.22 M |
| Short Ratio | 6.81 X | 4.00 X |
| Earnings Per Share | (0.29) X | 3.12 X |
| Target Price | 17.67 | |
| Number Of Employees | 204 | 18.84 K |
| Beta | 0.54 | -0.15 |
| Market Capitalization | 566.11 M | 19.03 B |
| Total Asset | 2.37 B | 29.47 B |
| Retained Earnings | 70.58 M | 9.33 B |
| Net Asset | 2.37 B |
Note: Acquisition by Di Tomaso Frank of 2521 shares of Southern California subject to Rule 16b-3 [view details]
Southern California Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Southern . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 1000.53 | |||
| Daily Balance Of Power | 0.6154 | |||
| Rate Of Daily Change | 1.01 | |||
| Day Median Price | 17.78 | |||
| Day Typical Price | 17.77 | |||
| Price Action Indicator | 0.06 | |||
| Period Momentum Indicator | 0.16 |
About Southern California Buy or Sell Advice
When is the right time to buy or sell Southern California Bancorp? Buying financial instruments such as Southern Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having Southern California in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Broad Sovereign ETFs Thematic Idea Now
Broad Sovereign ETFs
ETF themes focus on helping investors to gain exposure to a broad range of assets, diversify, and lower overall costs. The Broad Sovereign ETFs theme has 14 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Broad Sovereign ETFs Theme or any other thematic opportunities.
| View All Next | Launch |
Check out Southern California Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Competition Analyzer module to analyze and compare many basic indicators for a group of related or unrelated entities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Southern California. If investors know Southern will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Southern California listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.97) | Earnings Share (0.29) | Revenue Per Share 3.796 | Quarterly Revenue Growth (0.37) | Return On Assets (0) |
The market value of Southern California is measured differently than its book value, which is the value of Southern that is recorded on the company's balance sheet. Investors also form their own opinion of Southern California's value that differs from its market value or its book value, called intrinsic value, which is Southern California's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Southern California's market value can be influenced by many factors that don't directly affect Southern California's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Southern California's value and its price as these two are different measures arrived at by different means. Investors typically determine if Southern California is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Southern California's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.