BOK Financial Financials

BOKF Stock  USD 117.53  1.88  1.63%   
Based on the analysis of BOK Financial's profitability, liquidity, and operating efficiency, BOK Financial may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At this time, BOK Financial's Property Plant And Equipment Net is most likely to increase significantly in the upcoming years. The BOK Financial's current Net Debt is estimated to increase to about 6.8 B, while Other Current Liabilities is projected to decrease to (66.5 M). Key indicators impacting BOK Financial's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.180.2633
Way Down
Slightly volatile
Return On Assets0.00850.0107
Significantly Down
Pretty Stable
Return On Equity0.130.1032
Significantly Up
Slightly volatile
Debt Equity Ratio1.141.5209
Way Down
Pretty Stable
Current Ratio16.726.74
Way Down
Very volatile
Investors should never underestimate BOK Financial's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor BOK Financial's cash flow, debt, and profitability to make informed and accurate decisions about investing in BOK Financial.

Net Income

557.28 Million

  
Understanding current and past BOK Financial Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of BOK Financial's financial statements are interrelated, with each one affecting the others. For example, an increase in BOK Financial's assets may result in an increase in income on the income statement.

BOK Financial Stock Summary

BOK Financial competes with First Financial, Auburn National, Great Southern, First Guaranty, and BancFirst. BOK Financial Corporation operates as the financial holding company for BOKF, NA that provides various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and KansasMissouri. The company was founded in 1910 and is headquartered in Tulsa, Oklahoma. Bok Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 4748 people.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS05561Q2012
CUSIP05561Q201
LocationOklahoma; U.S.A
Business AddressBank of Oklahoma
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websiteinvestor.bokf.com
Phone918 588 6000
CurrencyUSD - US Dollar

BOK Financial Key Financial Ratios

BOK Financial Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets42.2B46.7B50.2B47.8B49.8B52.3B
Other Current Liab(442.2M)(2.2B)(433.7M)(444.3M)(63.4M)(66.5M)
Net Debt3.5B978.4M(2.7B)3.5B6.5B6.8B
Retained Earnings3.7B4.0B4.4B4.8B5.2B5.5B
Accounts Payable442.2M581.3M433.7M444.3M593.1M563.4M
Cash1.3B1.2B2.8B1.4B1.3B1.1B
Other Assets13.3B12.3B9.6B14.2B27.9B29.3B
Net Receivables1.3B308.3M279.2M304.8M709.8M745.3M
Total Liab37.3B41.4B44.9B43.1B44.7B46.9B
Total Current Assets13.8B14.5B16.3B13.2B203.8M193.6M
Short Term Debt8.4B1.6B2.4B7.0B1.1B1.1B
Other Current Assets4.2B6.3B12.3B6.2B7.3B8.3B
Other Liab134.9M205.3M435.2M272.8M245.5M396.0M
Long Term Debt5.1B2.6B168.0M4.9B7.8B8.2B
Inventory(4.2B)(6.3B)(12.3B)(6.2B)(8.0B)(7.6B)
Treasury Stock(329.9M)(411.3M)(535.1M)(695.0M)(625.5M)(594.2M)
Intangible Assets327.2M214.6M255.0M353.7M353.9M304.4M
Common Stock4.8B4.9B5.3B5.5B5K4.8K
Good Will447.4M1.0B1.0B1.0B1.2B1.3B
Net Tangible Assets3.7B4.1B4.2B3.6B4.1B3.5B
Long Term Debt Total5.1B2.6B443.6M5.4B6.2B4.1B

BOK Financial Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense419.1M160.6M61.9M180.7M1.1B1.1B
Total Revenue1.7B1.9B1.8B1.8B2.0B1.1B
Gross Profit922.0M910.9M948.4M1.0B1.1B712.5M
Operating Income630.9M563.8M797.9M840.9M844.3M886.5M
Ebit630.9M139.4M143.9M475.9M1.3B1.3B
Ebitda651.6M238.4M246.4M559.9M1.4B1.4B
Income Before Tax630.9M563.9M796.1M660.2M683.2M355.1M
Net Income500.8M435.0M618.1M520.3M530.7M557.3M
Income Tax Expense130.2M128.8M179.8M139.9M152.1M103.4M
Cost Of Revenue825.3M977.1M882.7M775.8M925.3M673.3M
Minority Interest(73K)41K1.8M(20K)(387K)(367.7K)
Tax Provision130.2M128.8M179.8M139.9M152.1M156.2M
Net Interest Income1.1B1.1B1.1B1.2B1.3B1.1B
Interest Income1.5B1.3B1.2B1.4B2.3B1.4B

BOK Financial Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash115.4M(78.2M)1.7B(1.4B)(53.5M)(50.8M)
Free Cash Flow(473.7M)(416.3M)(3.7B)5.1B(1.3B)(1.2B)
Depreciation95.4M99.0M102.5M107.6M109.9M59.9M
Other Non Cash Items67.0M143.3M86.7M33.3M(284.6M)(270.3M)
Capital Expenditures384.6M141.1M204.3M215.0M1.3B1.4B
Net Income500.7M435.1M616.3M520.3M531.1M557.7M
End Period Cash Flow1.3B1.2B2.8B1.4B1.3B1.2B
Dividends Paid143.5M144.4M144.1M143.8M143.4M82.6M
Investments(2.1B)(2.7B)2.6B(4.2B)(1.8B)(1.7B)
Change Receivables(740.9M)945.1M39.2M(34.3M)(39.4M)(37.5M)
Net Borrowings1.1B(5.1B)(1.4B)4.6B5.3B5.6B
Change To Netincome(427.2M)(1.9B)(4.5B)4.4B4.0B4.2B

BOK Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining BOK Financial's current stock value. Our valuation model uses many indicators to compare BOK Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across BOK Financial competition to find correlations between indicators driving BOK Financial's intrinsic value. More Info.
BOK Financial is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.11  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for BOK Financial is roughly  9.48 . At this time, BOK Financial's Return On Equity is most likely to increase slightly in the upcoming years. Comparative valuation analysis is a catch-all technique that is used if you cannot value BOK Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

BOK Financial Systematic Risk

BOK Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. BOK Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twelve with a total number of output elements of fourty-nine. The Beta measures systematic risk based on how returns on BOK Financial correlated with the market. If Beta is less than 0 BOK Financial generally moves in the opposite direction as compared to the market. If BOK Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one BOK Financial is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of BOK Financial is generally in the same direction as the market. If Beta > 1 BOK Financial moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in BOK Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various BOK Financial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of BOK Financial growth as a starting point in their analysis.

Price Earnings To Growth Ratio

3.08

At this time, BOK Financial's Price Earnings To Growth Ratio is most likely to increase in the upcoming years.

BOK Financial November 25, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of BOK Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of BOK Financial. We use our internally-developed statistical techniques to arrive at the intrinsic value of BOK Financial based on widely used predictive technical indicators. In general, we focus on analyzing BOK Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build BOK Financial's daily price indicators and compare them against related drivers.

Complementary Tools for BOK Stock analysis

When running BOK Financial's price analysis, check to measure BOK Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy BOK Financial is operating at the current time. Most of BOK Financial's value examination focuses on studying past and present price action to predict the probability of BOK Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move BOK Financial's price. Additionally, you may evaluate how the addition of BOK Financial to your portfolios can decrease your overall portfolio volatility.
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