Bogota Financial Financials

BSBK Stock  USD 7.69  0.12  1.54%   
Bogota Financial Corp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At this time, Bogota Financial's Other Current Assets are quite stable compared to the past year. Total Current Assets is expected to rise to about 98.7 M this year, although the value of Total Current Liabilities will most likely fall to about 279.7 M. Key indicators impacting Bogota Financial's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.04360.0459
Notably Down
Slightly volatile
Return On Assets7.0E-48.0E-4
Notably Down
Slightly volatile
Return On Equity0.00510.0054
Notably Down
Slightly volatile
Debt Equity Ratio1.41.41
Slightly Down
Slightly volatile
Operating Income580.1 M552.4 M
Sufficiently Up
Slightly volatile
Current Ratio1.71.62
Sufficiently Up
Slightly volatile
Investors should never underestimate Bogota Financial's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Bogota Financial's cash flow, debt, and profitability to make informed and accurate decisions about investing in Bogota Financial Corp.

Net Income

549,367

  
Understanding current and past Bogota Financial Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Bogota Financial's financial statements are interrelated, with each one affecting the others. For example, an increase in Bogota Financial's assets may result in an increase in income on the income statement.

Bogota Financial Stock Summary

Bogota Financial competes with Home Federal, First Financial, First Northwest, First Capital, and Community West. Bogota Financial Corp. operates as the bank holding company for Bogota Savings Bank that provides banking products and services in the United States. Bogota Financial Corp. operates as a subsidiary of Bogota Financial, MHC. Bogota Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 73 people.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS0972351052
CUSIP097235105
LocationNew Jersey; U.S.A
Business Address819 Teaneck Road,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.bogotasavingsbank.com
Phone201 862 0660
CurrencyUSD - US Dollar

Bogota Financial Key Financial Ratios

Bogota Financial Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets740.9M837.4M951.1M939.3M1.1B870.8M
Other Liab96.8M6.2M7.3M7.7M6.9M6.6M
Net Tangible Assets75.0M128.5M147.2M139.7M160.6M115.7M
Net Debt23.9M(20.0M)144.5M142.8M164.2M172.4M
Retained Earnings77.4M84.9M91.8M92.2M106.0M88.5M
Accounts Payable497.7M502.0M597.5M701.4M806.6M602.3M
Cash80.4M105.1M16.8M24.9M22.4M21.3M
Other Assets570.8M563.4M837.0M(30.4M)(27.3M)(26.0M)
Long Term Debt104.3M85.1M102.3M130.2M149.7M107.3M
Net Receivables2.9M2.7M4.0M3.9M4.5M3.0M
Other Current Assets83.2M107.8M20.8M28.9M33.2M58.8M
Total Liab104.3M85.1M811.4M802.2M922.5M481.7M
Net Invested Capital232.8M232.6M242.0M304.9M350.6M234.0M
Total Current Assets95.1M149.6M105.9M57.7M66.4M98.7M
Intangible Assets5.3K336.4K267.3K206.1K237.0K150.7K
Other Current Liab148.8M421.1M(59M)(59.0M)(53.1M)(50.5M)
Inventory(83.2M)(107.8M)(20.8M)(701.1M)(631.0M)(599.5M)

Bogota Financial Key Income Statement Accounts

202020212022202320242025 (projected)
Tax Provision437.3K1.9M2.6M1.1M1.0M1.4M
Net Interest Income13.6M19.3M23.1M18.1M20.8M17.0M
Interest Income23.3M25.1M30.3M36.7M42.2M26.5M
Interest Expense1.9M1.5M2.2M4.3M4.9M5.2M
Income Before Tax2.5M9.4M9.5M480.4K432.3K410.7K
Net Income2.1M7.5M6.9M642.5K578.3K549.4K
Income Tax Expense437.3K1.9M2.6M(162.2K)(145.9K)(138.6K)
Total Revenue24.4M27.6M31.5M38.4M44.2M29.7M
Gross Profit24.4M27.6M31.5M38.4M44.2M29.7M
Operating Income5.5M8.1M11.7M480.4M552.4M580.1M
Ebit(3.3M)924.5K9.2M480.4M552.4M580.1M
Ebitda(3.0M)1.3M9.7M4.8M4.3M3.8M

Bogota Financial Key Cash Accounts

202020212022202320242025 (projected)
Investments(22.3M)26.0M(205.5M)31.4M28.3M29.7M
Change In Cash(47.5M)24.7M(88.2M)8.1M7.3M7.6M
Net Borrowings22.5M7.2M(23.4M)(35.7M)(32.1M)(30.5M)
Free Cash Flow4.1M(4.3M)4.4M1.1M1.0M1.9M
Depreciation272.6K342.1K(255.4K)458.4K527.2K553.5K
Other Non Cash Items3.4M(3.3M)175.0K(734.1K)(660.7K)(627.7K)
Capital Expenditures1.7M9.5M5.2M318.0K365.7K347.5K
Net Income2.1M7.5M6.9M642.5K738.9K702.0K
End Period Cash Flow80.4M105.1M16.8M24.9M22.4M21.3M
Change To Netincome(377.0K)2.0M(2.0M)3.3M3.8M4.0M

Bogota Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Bogota Financial's current stock value. Our valuation model uses many indicators to compare Bogota Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Bogota Financial competition to find correlations between indicators driving Bogota Financial's intrinsic value. More Info.
Bogota Financial Corp is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers . At this time, Bogota Financial's Return On Equity is quite stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Bogota Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Bogota Financial Corp Systematic Risk

Bogota Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Bogota Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was thirty-six with a total number of output elements of twenty-five. The Beta measures systematic risk based on how returns on Bogota Financial Corp correlated with the market. If Beta is less than 0 Bogota Financial generally moves in the opposite direction as compared to the market. If Bogota Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Bogota Financial Corp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Bogota Financial is generally in the same direction as the market. If Beta > 1 Bogota Financial moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Bogota Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Bogota Financial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Bogota Financial growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(1.96)

At this time, Bogota Financial's Price Earnings To Growth Ratio is quite stable compared to the past year.

Bogota Financial February 1, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Bogota Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Bogota Financial Corp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Bogota Financial Corp based on widely used predictive technical indicators. In general, we focus on analyzing Bogota Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Bogota Financial's daily price indicators and compare them against related drivers.
When determining whether Bogota Financial Corp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Bogota Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Bogota Financial Corp Stock. Highlighted below are key reports to facilitate an investment decision about Bogota Financial Corp Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bogota Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the Options Analysis module to analyze and evaluate options and option chains as a potential hedge for your portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bogota Financial. If investors know Bogota will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bogota Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.45)
Earnings Share
(0.19)
Revenue Per Share
0.987
Quarterly Revenue Growth
(0.06)
Return On Assets
(0)
The market value of Bogota Financial Corp is measured differently than its book value, which is the value of Bogota that is recorded on the company's balance sheet. Investors also form their own opinion of Bogota Financial's value that differs from its market value or its book value, called intrinsic value, which is Bogota Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bogota Financial's market value can be influenced by many factors that don't directly affect Bogota Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bogota Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bogota Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bogota Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.