First Capital Stock Today

FCAP Stock  USD 49.60  1.15  2.27%   

Performance

Fair

 
Weak
 
Strong

Odds Of Distress

Low

 
High
 
Low
First Capital is selling at 49.60 as of the 17th of January 2026; that is 2.27 percent decrease since the beginning of the trading day. The stock's last reported lowest price was 49.57. First Capital has only a 8 % chance of going through financial distress over the next few years but had a somewhat fair performance during the last 90 days. The performance scores are derived for the period starting the 18th of December 2025 and ending today, the 17th of January 2026. Click here to learn more.
Business Domain
Banks
IPO Date
4th of January 1999
Category
Financial Services
Classification
Financials
First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana. First Capital operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 3.36 M outstanding shares of which 76.22 K shares are currently shorted by private and institutional investors with about 11.64 trading days to cover. More on First Capital

Moving together with First Stock

  0.71BIRG Bank of IrelandPairCorr
  0.61EFSC Enterprise FinancialPairCorr
  0.63FBNC First Bancorp Normal TradingPairCorr
  0.69AUB Atlantic Union Bankshares Earnings Call This WeekPairCorr
  0.78CCB Coastal Financial CorpPairCorr

Moving against First Stock

  0.77601665 Qilu BankPairCorr
  0.71601658 Postal Savings BankPairCorr

First Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEOWilliam Harrod
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, Nasdaq Bank, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.00740.009
Significantly Down
Very volatile
Asset Turnover0.05940.0563
Notably Up
Pretty Stable
Gross Profit Margin0.580.65
Fairly Down
Very volatile
Total Current Liabilities1.3 B1.2 B
Sufficiently Up
Slightly volatile
Total Assets1.4 B1.4 B
Sufficiently Up
Slightly volatile
Total Current Assets168.8 M110.7 M
Way Up
Slightly volatile
Total Cash From Operating Activities27 M25.7 M
Sufficiently Up
Slightly volatile
Debt Levels
First Capital can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand First Capital's financial leverage. It provides some insight into what part of First Capital's total assets is financed by creditors.
Liquidity
First Capital currently holds 4 K in liabilities with Debt to Equity (D/E) ratio of 8.62, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about First Capital's use of debt, we should always consider it together with its cash and equity.

Dividends Paid

(4.12 Million)
First Capital (FCAP) is traded on NASDAQ Exchange in USA and employs 173 people. First Capital is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 151.22 M. First Capital conducts business under Banks sector and is part of Financials industry. The entity has 3.36 M outstanding shares of which 76.22 K shares are currently shorted by private and institutional investors with about 11.64 trading days to cover. First Capital currently holds about 86.24 M in cash with 22.34 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 25.58.
Check First Capital Probability Of Bankruptcy
Ownership Allocation
The market capitalization of First Capital is $151.22 Million. First Capital shows 4.05 percent of its outstanding shares held by insiders and 23.68 percent owned by other corporate entities. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check First Ownership Details

First Stock Institutional Holders

InstituionRecorded OnShares
Commonwealth Equity Services Inc2025-06-30
21.4 K
Rbf Llc2025-06-30
19 K
Empowered Funds, Llc2025-06-30
17.1 K
Stifel Financial Corp2025-06-30
14 K
Susquehanna International Group, Llp2025-06-30
12.4 K
Morgan Stanley - Brokerage Accounts2025-06-30
11.1 K
Mariner Wealth Advisors Llc2025-06-30
11 K
Arrowstreet Capital Limited Partnership2025-06-30
10.6 K
Charles Schwab Investment Management Inc2025-06-30
9.3 K
Blackrock Inc2025-06-30
135.3 K
Siena Capital Management, Llc2025-06-30
93.1 K
View First Capital Diagnostics

First Capital Historical Income Statement

At this time, First Capital's Total Operating Expenses is relatively stable compared to the past year. As of 01/17/2026, Net Income is likely to grow to about 14.4 M, while Income Before Tax is likely to drop slightly above 8.2 M. View More Fundamentals

First Stock Against Markets

First Capital Corporate Management

Additional Tools for First Stock Analysis

When running First Capital's price analysis, check to measure First Capital's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Capital is operating at the current time. Most of First Capital's value examination focuses on studying past and present price action to predict the probability of First Capital's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Capital's price. Additionally, you may evaluate how the addition of First Capital to your portfolios can decrease your overall portfolio volatility.