Chubb Financials

CB Stock  USD 309.93  5.26  1.67%   
Based on the measurements of operating efficiency obtained from Chubb's historical financial statements, Chubb may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter. At present, Chubb's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Total Stockholder Equity is expected to grow to about 77.3 B, whereas Common Stock Shares Outstanding is forecasted to decline to about 340.9 M. Key indicators impacting Chubb's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.180.19
Notably Down
Slightly volatile
Return On Assets0.03480.0432
Significantly Down
Slightly volatile
Return On Equity0.080.13
Way Down
Slightly volatile
Debt Equity Ratio0.190.21
Moderately Down
Slightly volatile
Current Ratio0.0240.0252
Sufficiently Down
Slightly volatile
Investors should never underestimate Chubb's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Chubb's cash flow, debt, and profitability to make informed and accurate decisions about investing in Chubb.

Net Income

11.2 Billion

  
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Understanding current and past Chubb Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Chubb's financial statements are interrelated, with each one affecting the others. For example, an increase in Chubb's assets may result in an increase in income on the income statement.
Please note, the presentation of Chubb's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Chubb's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Chubb's management manipulating its earnings.

Chubb Stock Summary

Chubb competes with Progressive Corp, ICICI Bank, Banco Bilbao, Travelers Companies, and Marsh McLennan. Chubb Limited provides insurance and reinsurance products worldwide. Chubb Limited was incorporated in 1985 and is headquartered in Zurich, Switzerland. Chubb operates under Insurance - General classification in the United States and is traded on New York Stock Exchange. It employs 34000 people.
Specialization
Financial Services, Insurance - Property & Casualty
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINCH0044328745
Business AddressBaerengasse 32, Zurich,
SectorInsurance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.chubb.com/us-en
Phone41 43 456 76 00
CurrencyUSD - US Dollar

Chubb Key Financial Ratios

Chubb Key Balance Sheet Accounts

202120222023202420252026 (projected)
Total Assets200.1B199.1B230.7B246.5B283.5B297.7B
Retained Earnings47.4B48.3B54.8B61.6B70.8B74.3B
Other Assets200.1B(52.3B)230.7B246.5B283.5B297.7B
Total Liab140.3B148.6B167.0B178.2B204.9B215.1B
Net Receivables28.9B30.8B33.6B34.5B39.7B41.6B
Total Current Assets1.7B123.3B21.2B14.4B16.6B15.8B
Other Current Liab(8.2B)(23.9B)(9.8B)(8.9B)(10.3B)(9.7B)
Net Debt14.5B12.9B12.0B13.0B15.0B15.7B
Accounts Payable7.2B23.4B8.3B8.1B9.3B8.6B
Cash1.7B2.0B2.4B2.3B2.6B2.8B
Good Will15.2B16.3B19.7B19.6B22.5B23.6B
Other Current Assets(126.8B)25.4B(67.4B)(73.7B)(66.3B)(63.0B)
Common Stock11.0B60.7B241M235M270.3M256.7M
Short Term Debt999M475M1.5B800M920M1.4B
Other Liab14.3B13.3B13.6B20.6B23.7B16.5B
Long Term Debt15.2B15.2B13.0B14.4B16.5B17.4B
Intangible Assets5.7B9.0B10.4B9.6B11.0B6.8B
Inventory(25.4B)(24.3B)65.0B(61.3B)(55.1B)(52.4B)
Treasury Stock(3.8B)(3.6B)(7.5B)(5.1B)(4.6B)(4.4B)
Net Tangible Assets34.0B38.2B39.0B28.8B33.1B30.2B
Long Term Debt Total15.2B15.2B13.3B14.8B17.0B10.7B
Capital Surpluse8.5B7.2B15.7B14.4B16.6B10.0B

Chubb Key Income Statement Accounts

202120222023202420252026 (projected)
Interest Expense492M570M672M741M852.2M894.8M
Total Revenue40.8B43.0B50.0B56.2B64.6B67.8B
Gross Profit11.3B10.8B50.0B16.2B18.6B19.5B
Operating Income9.8B6.5B9.4B11.5B13.2B13.8B
Ebit10.3B7.1B(219M)12.2B14.0B14.7B
Ebitda10.6B7.3B91M12.5B14.4B15.1B
Cost Of Revenue29.4B32.1B(505M)40.0B46.0B48.3B
Income Before Tax9.8B6.5B9.5B11.5B13.2B13.8B
Net Income8.5B5.2B9.0B9.3B10.7B11.2B
Income Tax Expense1.3B1.2B511M1.8B2.1B2.2B
Tax Provision1.3B1.3B1.5B1.8B2.1B2.2B
Interest Income492M570M67M80M92M87.4M
Net Interest Income(492M)(570M)(653M)(741M)(666.9M)(700.2M)

Chubb Key Cash Accounts

202120222023202420252026 (projected)
Change In Cash(25M)316M494M(72M)(82.8M)(78.7M)
Free Cash Flow12.6B11.2B12.6B16.2B18.6B19.5B
Other Non Cash Items(219M)1.6B2.2B341M392.2M672.9M
Net Income8.5B5.3B9.0B9.6B11.1B11.6B
End Period Cash Flow1.8B2.1B2.6B2.5B2.9B3.1B
Dividends Paid1.4B1.4B(1.4B)(1.4B)(1.7B)(1.6B)
Depreciation287M285M310M323M371.5M217.3M
Investments(5.0B)(3.6B)(5.9B)(13.9B)(12.5B)(11.9B)
Change Receivables(270M)(114M)(984M)(2.5B)(2.2B)(2.1B)
Net Borrowings1.6B(998M)(475M)971M873.9M836.9M
Change To Netincome433M165M(3.7B)1.1B972.9M1.0B

Chubb Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Chubb's current stock value. Our valuation model uses many indicators to compare Chubb value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Chubb competition to find correlations between indicators driving Chubb's intrinsic value. More Info.
Chubb is rated below average in return on equity category among its peers. It is rated fourth in return on asset category among its peers reporting about  0.22  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Chubb is roughly  4.59 . At present, Chubb's Return On Equity is projected to increase slightly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Chubb's earnings, one of the primary drivers of an investment's value.

Chubb Systematic Risk

Chubb's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Chubb volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was three with a total number of output elements of fifty-eight. The Beta measures systematic risk based on how returns on Chubb correlated with the market. If Beta is less than 0 Chubb generally moves in the opposite direction as compared to the market. If Chubb Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Chubb is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Chubb is generally in the same direction as the market. If Beta > 1 Chubb moves generally in the same direction as, but more than the movement of the benchmark.

Chubb Thematic Clasifications

Chubb is part of FinTech investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. A collection of large financial service, investment, and banking companies. High long term potential financial entities that are ranging from payment processing, investment management to commercial and investment banking
FinTechView
This theme covers A collection of large financial service, investment, and banking companies. High long term potential financial entities that are ranging from payment processing, investment management to commercial and investment banking. Get More Thematic Ideas
Today, most investors in Chubb Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Chubb's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Chubb growth as a starting point in their analysis.

Price Earnings To Growth Ratio

2.61

At present, Chubb's Price Earnings To Growth Ratio is projected to increase slightly based on the last few years of reporting.

Chubb January 6, 2026 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Chubb help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Chubb. We use our internally-developed statistical techniques to arrive at the intrinsic value of Chubb based on widely used predictive technical indicators. In general, we focus on analyzing Chubb Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Chubb's daily price indicators and compare them against related drivers.

Complementary Tools for Chubb Stock analysis

When running Chubb's price analysis, check to measure Chubb's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Chubb is operating at the current time. Most of Chubb's value examination focuses on studying past and present price action to predict the probability of Chubb's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Chubb's price. Additionally, you may evaluate how the addition of Chubb to your portfolios can decrease your overall portfolio volatility.
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