Chubb Valuation
| CB Stock | USD 300.91 0.01 0% |
At this time, the firm appears to be undervalued. Chubb shows a prevailing Real Value of $336.16 per share. The current price of the firm is $300.91. Our model approximates the value of Chubb from analyzing the firm fundamentals such as Current Valuation of 138.67 B, return on equity of 0.14, and Profit Margin of 0.16 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Chubb's valuation include:
Undervalued
Today
Please note that Chubb's price fluctuation is very steady at this time. Calculation of the real value of Chubb is based on 3 months time horizon. Increasing Chubb's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Chubb is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Chubb Stock. However, Chubb's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 300.91 | Real 336.16 | Target 320.96 | Hype 300.25 | Naive 298.92 |
The real value of Chubb Stock, also known as its intrinsic value, is the underlying worth of Chubb Company, which is reflected in its stock price. It is based on Chubb's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Chubb's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Chubb helps investors to forecast how Chubb stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Chubb more accurately as focusing exclusively on Chubb's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Chubb's intrinsic value based on its ongoing forecasts of Chubb's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Chubb's closest peers. If more than one evaluation category is relevant for Chubb we suggest using both methods to arrive at a better estimate.
Chubb Cash |
|
Chubb Total Value Analysis
Chubb is currently forecasted to have takeover value of 138.67 B with market capitalization of 119.97 B, debt of 15.29 B, and cash on hands of 6.66 B. Please note that takeover value may be misleading and is a subject to accounting mistakes. We encourage investors to methodically examine all of the Chubb fundamentals before making investment evaluation based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
138.67 B | 119.97 B | 15.29 B | 6.66 B |
Chubb Investor Information
About 83.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.65. Some equities with similar Price to Book (P/B) outperform the market in the long run. Chubb has Price/Earnings To Growth (PEG) ratio of 2.17. The entity recorded earning per share (EPS) of 23.92. The firm last dividend was issued on the 12th of December 2025. Chubb had 3:1 split on the 3rd of March 1998. Based on the measurements of operating efficiency obtained from Chubb's historical financial statements, Chubb may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.35 | 0.23 |
|
| |||||
| Total Cash From Operating Activities | 19.5 B | 18.6 B |
|
|
Chubb Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Chubb has an asset utilization ratio of 22.77 percent. This suggests that the Company is making $0.23 for each dollar of assets. An increasing asset utilization means that Chubb is more efficient with each dollar of assets it utilizes for everyday operations.Net Income | First Reported 1991-12-31 | Previous Quarter 3 B | Current Value 2.8 B | Quarterly Volatility 746.7 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.42 | 0.33 |
|
| |||||
| Net Profit Margin | 0.18 | 0.19 |
|
| |||||
| Operating Profit Margin | 0.35 | 0.23 |
|
| |||||
| Pretax Profit Margin | 0.31 | 0.23 |
|
| |||||
| Return On Assets | 0.0348 | 0.0432 |
|
| |||||
| Return On Equity | 0.08 | 0.13 |
|
|
For Chubb profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Chubb to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Chubb utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Chubb's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Chubb over time as well as its relative position and ranking within its peers.
The next projected EPS of Chubb is estimated to be 6.76 with future projections ranging from a low of 5.875 to a high of 6.145. Chubb's most recent 12-month trailing earnings per share (EPS TTM) is at 23.92. Please be aware that the consensus of earnings estimates for Chubb is based on EPS before non-recurring items and includes expenses related to employee stock options. Chubb Earnings Estimation Breakdown
The calculation of Chubb's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Chubb is estimated to be 6.76 with the future projection ranging from a low of 5.875 to a high of 6.145. Please be aware that this consensus of annual earnings estimates for Chubb is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
5.88 Lowest | Expected EPS | 6.14 Highest |
Chubb Earnings Projection Consensus
Suppose the current estimates of Chubb's value are higher than the current market price of the Chubb stock. In this case, investors may conclude that Chubb is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Chubb's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of December 2025 | Current EPS (TTM) | |
| 24 | 90.91% | 7.49 | 6.76 | 23.92 |
Chubb Earnings per Share Projection vs Actual
Chubb Ownership Allocation
Chubb holds a total of 393.55 Million outstanding shares. The majority of Chubb outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Chubb to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Chubb. Please pay attention to any change in the institutional holdings of Chubb as this could imply that something significant has changed or is about to change at the company. On October 3, 2025, Representative Ro Khanna of US Congress acquired under $15k worth of Chubb's common stock.Chubb Profitability Analysis
The company generated the yearly revenue of 56.15 B. Reported Net Income was 9.64 B with gross profit of 17.08 B.Chubb Past Distributions to stockholders
| 6th of January 2026 | ||
| 3rd of October 2025 | ||
| 3rd of July 2025 | ||
| 4th of April 2025 | ||
| 3rd of January 2025 | ||
| 4th of October 2024 | ||
| 5th of July 2024 | ||
| 5th of April 2024 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Chubb's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Chubb and how it compares across the competition.
About Chubb Valuation
The stock valuation mechanism determines Chubb's current worth on a weekly basis. Our valuation model uses a comparative analysis of Chubb. We calculate exposure to Chubb's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Chubb's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 18.6 B | 19.5 B | |
| Pretax Profit Margin | 0.23 | 0.31 | |
| Operating Profit Margin | 0.23 | 0.35 | |
| Net Profit Margin | 0.19 | 0.18 | |
| Gross Profit Margin | 0.33 | 0.42 |
Chubb Quarterly Retained Earnings |
|
A single share of Chubb represents a small ownership stake in the entity. As a stockholder of Chubb, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Chubb Dividends Analysis For Valuation
At present, Chubb's Dividend Yield is projected to slightly decrease based on the last few years of reporting. The current year's Dividend Payout Ratio is expected to grow to 0.18, whereas Dividends Paid is projected to grow to (1.6 B). . At present, Chubb's Retained Earnings are projected to increase significantly based on the last few years of reporting. The current year's Retained Earnings Total Equity is expected to grow to about 58.4 B, whereas Earnings Yield is forecasted to decline to 0.09.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -1.7 B | -1.6 B | |
| Dividend Yield | 0.01 | 0.01 | |
| Dividend Payout Ratio | 0.14 | 0.18 | |
| Dividend Paid And Capex Coverage Ratio | 12.96 | 9.76 |
There are various types of dividends Chubb can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Chubb shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Chubb directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Chubb pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Chubb by the value of the dividends paid out.
Chubb Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 411.9 M | |
| Quarterly Earnings Growth Y O Y | 0.226 | |
| Forward Price Earnings | 11.2867 |
Chubb Current Valuation Indicators
Valuation refers to the process of determining the present value of Chubb and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Chubb we look at many different elements of the entity such as Chubb's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Chubb, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Chubb's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Chubb's worth.Complementary Tools for Chubb Stock analysis
When running Chubb's price analysis, check to measure Chubb's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Chubb is operating at the current time. Most of Chubb's value examination focuses on studying past and present price action to predict the probability of Chubb's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Chubb's price. Additionally, you may evaluate how the addition of Chubb to your portfolios can decrease your overall portfolio volatility.
| Volatility Analysis Get historical volatility and risk analysis based on latest market data | |
| Portfolio Dashboard Portfolio dashboard that provides centralized access to all your investments | |
| Fundamental Analysis View fundamental data based on most recent published financial statements |