CF Bankshares Financials
CFBK Stock | USD 27.38 0.57 2.04% |
Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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Debt Equity Ratio | 1.24 | 0.8042 |
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Current Ratio | 9.3 | 9.79 |
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Investors should never underestimate CF Bankshares' ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor CF Bankshares' cash flow, debt, and profitability to make informed and accurate decisions about investing in CF Bankshares.
Net Income |
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CFBK | Select Account or Indicator |
Understanding current and past CF Bankshares Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of CF Bankshares' financial statements are interrelated, with each one affecting the others. For example, an increase in CF Bankshares' assets may result in an increase in income on the income statement.
CF Bankshares Stock Summary
CF Bankshares competes with Magyar Bancorp, Home Federal, Community West, First Financial, and Lake Shore. CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services in the United States. CF Bankshares Inc. was founded in 1892 and is based in Worthington, Ohio. Central Fed operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 129 people.Specialization | Financial Services, Banks - Regional |
Instrument | USA Stock View All |
Exchange | NASDAQ Exchange |
ISIN | US12520L1098 |
CUSIP | 15346Q202 12520L109 15346Q400 15346Q103 38527S102 |
Location | Ohio; U.S.A |
Business Address | 4960 East Dublin |
Sector | Banks |
Industry | Financials |
Benchmark | Dow Jones Industrial |
Website | www.cf.bank |
Phone | 614 334 7979 |
Currency | USD - US Dollar |
CF Bankshares Key Financial Ratios
Return On Equity | 0.0838 | ||||
Profit Margin | 0.30 % | ||||
Operating Margin | 0.46 % | ||||
Price To Sales | 3.94 X | ||||
Revenue | 51.05 M |
CF Bankshares Key Balance Sheet Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Total Assets | 880.5M | 1.5B | 1.5B | 1.8B | 2.1B | 2.2B | |
Other Current Liab | (6.8M) | (35.7M) | (18.3M) | (46.8M) | 238.6M | 250.5M | |
Net Debt | (196K) | 9.1M | (60.0M) | (26.1M) | (131.4M) | (124.9M) | |
Retained Earnings | (2.9M) | 26.5M | 44.1M | 61.1M | 76.5M | 80.3M | |
Accounts Payable | 6.8M | 21.9M | 14.5M | 23.7M | 27.2M | 23.7M | |
Cash | 46.0M | 221.7M | 166.7M | 151.9M | 258.3M | 271.2M | |
Other Assets | 800.2M | 1.2B | 1.3B | 1.6B | 12.6M | 12.0M | |
Net Receivables | 12.3M | 34.6M | 24.6M | 39.4M | 13.5M | 7.6M | |
Total Liab | 799.9M | 1.4B | 1.4B | 1.7B | 1.9B | 2.0B | |
Total Current Assets | 66.4M | 265.0M | 207.6M | 201.6M | 258.3M | 134.8M | |
Other Liab | 4.6M | 7.0M | 1.2M | 2.8M | 3.2M | 2.8M | |
Long Term Debt | 14.8M | 229.3M | 104.6M | 124.4M | 125.0M | 131.2M | |
Treasury Stock | (3.4M) | (3.4M) | (4.1M) | (7.2M) | (6.5M) | (6.1M) | |
Short Term Debt | 5.0M | 8.0M | 10.7M | 553K | 1.0M | 982.3K | |
Common Stock | 54K | 67K | 68K | 69K | 70K | 83.2K | |
Inventory | (48.7M) | (226.3M) | (170.8M) | (162.0M) | 248.1M | 260.5M | |
Other Current Assets | 48.7M | 226.3M | 170.8M | 161.9M | 270.9M | 284.5M | |
Net Tangible Assets | 80.7M | 110.2M | 125.3M | 139.2M | 160.1M | 168.1M | |
Long Term Debt Total | 14.8M | 14.8M | 14.8M | 14.9M | 17.1M | 10.2M | |
Capital Surpluse | 61.7M | 86.9M | 87.6M | 88.5M | 101.8M | 68.9M |
CF Bankshares Key Income Statement Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Interest Expense | 13.4M | 14.6M | 10.3M | 19.0M | 60.6M | 63.7M | |
Total Revenue | 33.2M | 87.5M | 53.3M | 51.3M | 51.1M | 53.6M | |
Gross Profit | 33.2M | 87.5M | 53.3M | 51.3M | 51.1M | 53.6M | |
Operating Income | 12.0M | 36.3M | 22.8M | 41.6M | 23.3M | 24.4M | |
Ebit | 12.3M | 12.0M | 36.3M | 22.8M | 41.6M | 0.0 | |
Ebitda | 12.4M | 36.7M | 23.3M | 42.1M | 567K | 538.7K | |
Income Before Tax | 12.0M | 36.3M | 22.8M | 22.6M | 21.0M | 22.0M | |
Net Income | 9.6M | 29.6M | 18.5M | 18.2M | 16.9M | 17.8M | |
Income Tax Expense | 2.4M | 6.7M | 4.4M | 4.4M | 4.0M | 4.3M | |
Tax Provision | 2.4M | 6.7M | 4.4M | 4.4M | 4.0M | 2.8M | |
Net Interest Income | 21.5M | 27.8M | 42.0M | 48.8M | 47.0M | 29.3M | |
Interest Income | 34.9M | 42.4M | 52.3M | 67.8M | 107.7M | 113.1M |
CF Bankshares Key Cash Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Change In Cash | (21.4M) | 175.7M | (55.0M) | (14.8M) | 109.8M | 115.3M | |
Depreciation | 220K | (1.1M) | (2.1M) | (385K) | 567K | 595.4K | |
Other Non Cash Items | (111.6M) | (145.7M) | 232.7M | 26.3M | 556K | 418.3K | |
Capital Expenditures | 443K | 385K | 3.0M | 905K | 661K | 646.3K | |
Net Income | 9.6M | 29.6M | 18.5M | 18.2M | 16.9M | 17.8M | |
End Period Cash Flow | 45.9M | 221.6M | 166.6M | 151.8M | 261.6M | 274.7M | |
Free Cash Flow | (104.0M) | (123.9M) | 250.3M | 38.9M | 18.5M | 19.5M | |
Investments | (110.5M) | (259.8M) | (305.3M) | (353.3M) | (121.9M) | (127.9M) | |
Change To Netincome | (15.9M) | (111.3M) | (148.0M) | 237.9M | 273.6M | 287.3M |
CFBK Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining CF Bankshares's current stock value. Our valuation model uses many indicators to compare CF Bankshares value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across CF Bankshares competition to find correlations between indicators driving CF Bankshares's intrinsic value. More Info.CF Bankshares is number one stock in return on equity category among its peers. It is rated fourth in return on asset category among its peers reporting about 0.08 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for CF Bankshares is roughly 12.89 . At this time, CF Bankshares' Return On Equity is quite stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value CF Bankshares by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.CF Bankshares Systematic Risk
CF Bankshares' systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. CF Bankshares volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twelve with a total number of output elements of fourty-nine. The Beta measures systematic risk based on how returns on CF Bankshares correlated with the market. If Beta is less than 0 CF Bankshares generally moves in the opposite direction as compared to the market. If CF Bankshares Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one CF Bankshares is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of CF Bankshares is generally in the same direction as the market. If Beta > 1 CF Bankshares moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in CF Bankshares Stock are looking for potential investment opportunities by analyzing not only static indicators but also various CF Bankshares' growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of CF Bankshares growth as a starting point in their analysis.
Price Earnings To Growth Ratio |
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CF Bankshares November 25, 2024 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of CF Bankshares help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of CF Bankshares. We use our internally-developed statistical techniques to arrive at the intrinsic value of CF Bankshares based on widely used predictive technical indicators. In general, we focus on analyzing CFBK Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build CF Bankshares's daily price indicators and compare them against related drivers.
Downside Deviation | 2.21 | |||
Information Ratio | 0.0945 | |||
Maximum Drawdown | 12.35 | |||
Value At Risk | (3.51) | |||
Potential Upside | 6.0 |
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in CF Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more information on how to buy CFBK Stock please use our How to buy in CFBK Stock guide.You can also try the Price Exposure Probability module to analyze equity upside and downside potential for a given time horizon across multiple markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of CF Bankshares. If investors know CFBK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about CF Bankshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.048 | Dividend Share 0.24 | Earnings Share 2.04 | Revenue Per Share 7.026 | Quarterly Revenue Growth 0.062 |
The market value of CF Bankshares is measured differently than its book value, which is the value of CFBK that is recorded on the company's balance sheet. Investors also form their own opinion of CF Bankshares' value that differs from its market value or its book value, called intrinsic value, which is CF Bankshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because CF Bankshares' market value can be influenced by many factors that don't directly affect CF Bankshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between CF Bankshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if CF Bankshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, CF Bankshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.