CF Bankshares Valuation
| CFBK Stock | USD 27.38 0.57 2.04% |
At this time, the firm appears to be overvalued. CF Bankshares owns a latest Real Value of $26.28 per share. The recent price of the firm is $27.38. Our model approximates the value of CF Bankshares from evaluating the firm fundamentals such as Shares Outstanding of 5.13 M, return on asset of 0.0065, and Shares Owned By Insiders of 20.40 % as well as inspecting its technical indicators and probability of bankruptcy. Key fundamental drivers impacting CF Bankshares' valuation include:
Price Book 1.066 | Enterprise Value 71.3 M | Price Sales 3.938 | Trailing PE 13.4191 | Enterprise Value Revenue 6.1494 |
Overvalued
Today
Please note that CF Bankshares' price fluctuation is very steady at this time. Calculation of the real value of CF Bankshares is based on 3 months time horizon. Increasing CF Bankshares' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
CF Bankshares' intrinsic value may or may not be the same as its current market price of 27.38, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 27.38 | Real 26.28 | Hype 27.36 | Naive 26.82 |
The intrinsic value of CF Bankshares' stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence CF Bankshares' stock price.
Estimating the potential upside or downside of CF Bankshares helps investors to forecast how CFBK stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of CF Bankshares more accurately as focusing exclusively on CF Bankshares' fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use CF Bankshares' intrinsic value based on its ongoing forecasts of CF Bankshares' financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against CF Bankshares' closest peers.
CF Bankshares Cash |
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CFBK Valuation Trend
Knowing CF Bankshares' actual value is paramount for traders when making sound investment determinations. Using both CF Bankshares' enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
CF Bankshares Total Value Analysis
CF Bankshares is currently forecasted to have valuation of 71.3 M with market capitalization of 174.83 M, debt of 130.26 M, and cash on hands of 157.78 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the CF Bankshares fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
71.3 M | 174.83 M | 130.26 M | 157.78 M |
CF Bankshares Investor Information
About 20.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.07. Some equities with similar Price to Book (P/B) outperform the market in the long run. CF Bankshares last dividend was issued on the 11th of October 2024. The entity had 181:1000 split on the 21st of August 2018. Based on the key indicators related to CF Bankshares' liquidity, profitability, solvency, and operating efficiency, CF Bankshares is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in December.CF Bankshares Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of CFBK suggests not a very effective usage of assets in November.CF Bankshares Ownership Allocation
The market capitalization of CF Bankshares is $174.83 Million. CF Bankshares shows tangible amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company sooner or later.CF Bankshares Profitability Analysis
The company reported the previous year's revenue of 51.05 M. Net Income was 16.94 M with profit before overhead, payroll, taxes, and interest of 51.21 M.CF Bankshares Past Distributions to stockholders
About CF Bankshares Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of CF Bankshares. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of CF Bankshares based exclusively on its fundamental and basic technical indicators. By analyzing CF Bankshares's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of CF Bankshares's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of CF Bankshares. We calculate exposure to CF Bankshares's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of CF Bankshares's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 51.1 M | 53.6 M | |
| Pretax Profit Margin | 0.41 | 0.43 | |
| Operating Profit Margin | 0.93 | 0.53 | |
| Net Profit Margin | 0.33 | 0.35 | |
| Gross Profit Margin | 0.88 | 0.78 |
A single share of CF Bankshares represents a small ownership stake in the entity. As a stockholder of CFBK, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
CF Bankshares Dividends Analysis For Valuation
At this time, CF Bankshares' Dividend Payout Ratio is quite stable compared to the past year. Dividend Paid And Capex Coverage Ratio is expected to rise to 9.43 this year, although the value of Dividends Paid will most likely fall to about 1.4 M. . At this time, CF Bankshares' Retained Earnings are quite stable compared to the past year. Retained Earnings Total Equity is expected to rise to about 53.2 M this year, although the value of Price Earnings To Growth Ratio is projected to rise to (1.15).
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 1.5 M | 1.4 M | |
| Dividend Yield | 0.01 | 0.01 | |
| Dividend Payout Ratio | 0.09 | 0.09 | |
| Dividend Paid And Capex Coverage Ratio | 8.99 | 9.43 |
There are various types of dividends CF Bankshares can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of CFBK shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from CF Bankshares directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When CFBK pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of CF Bankshares by the value of the dividends paid out.
CF Bankshares Growth Indicators
Investing in growth stocks can be very risky. If the company such as CF Bankshares does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 6.4 M | |
| Quarterly Earnings Growth Y O Y | 0.048 |
CF Bankshares Current Valuation Indicators
CF Bankshares' valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final CF Bankshares' valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as CF Bankshares, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use CF Bankshares' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes CF Bankshares' worth.When determining whether CF Bankshares is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if CFBK Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Cf Bankshares Stock. Highlighted below are key reports to facilitate an investment decision about Cf Bankshares Stock: Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in CF Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more information on how to buy CFBK Stock please use our How to buy in CFBK Stock guide.You can also try the Options Analysis module to analyze and evaluate options and option chains as a potential hedge for your portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of CF Bankshares. If investors know CFBK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about CF Bankshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.048 | Dividend Share 0.24 | Earnings Share 2.04 | Revenue Per Share 7.026 | Quarterly Revenue Growth 0.062 |
The market value of CF Bankshares is measured differently than its book value, which is the value of CFBK that is recorded on the company's balance sheet. Investors also form their own opinion of CF Bankshares' value that differs from its market value or its book value, called intrinsic value, which is CF Bankshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because CF Bankshares' market value can be influenced by many factors that don't directly affect CF Bankshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between CF Bankshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if CF Bankshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, CF Bankshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.