Canadian Imperial Financials

CM Stock  USD 62.66  0.06  0.1%   
Canadian Imperial Bank is not in a good financial situation at this time. It has a very high probability of going through financial hardship in February. At this time, Canadian Imperial's Liabilities And Stockholders Equity is very stable compared to the past year. As of the 18th of January 2025, Non Current Liabilities Total is likely to grow to about 1.2 T, while Total Current Liabilities is likely to drop about 44 B. Key indicators impacting Canadian Imperial's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.150.25
Way Down
Pretty Stable
Return On Assets0.0050.0061
Significantly Down
Slightly volatile
Return On Equity0.10.11
Significantly Down
Slightly volatile
Debt Equity Ratio3.353.19
Sufficiently Up
Slightly volatile
Operating Income10.2 B12.9 B
Significantly Down
Slightly volatile
Current Ratio0.20.21
Sufficiently Down
Slightly volatile
Investors should never underestimate Canadian Imperial's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Canadian Imperial's cash flow, debt, and profitability to make informed and accurate decisions about investing in Canadian Imperial Bank.

Net Income

8.59 Billion

  
Understanding current and past Canadian Imperial Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Canadian Imperial's financial statements are interrelated, with each one affecting the others. For example, an increase in Canadian Imperial's assets may result in an increase in income on the income statement.

Canadian Imperial Stock Summary

Canadian Imperial competes with Bank of Montreal, Toronto Dominion, Royal Bank, Citigroup, and Bank of Nova Scotia. Canadian Imperial Bank of Commerce, a diversified financial institution, provides various financial products and services to personal, business, public sector, and institutional clients in Canada, the United States, and internationally. Canadian Imperial Bank of Commerce was founded in 1867 and is headquartered in Toronto, Canada. Canadian Imperial operates under BanksDiversified classification in the United States and is traded on New York Stock Exchange. It employs 49505 people.
Foreign Associate
  Canada
Specialization
Financial Services, Banks - Diversified
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINCA1360691010
CUSIP136069101
LocationOntario; Canada
Business AddressCIBC Square, Toronto,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.cibc.com
Phone416 552 9190
CurrencyUSD - US Dollar

Canadian Imperial Key Financial Ratios

Canadian Imperial Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets837.7B943.6B975.7B1.0T1.2T1.3T
Other Current Liab(93.9B)(11.2B)(90.9B)(97.5B)(87.8B)(83.4B)
Net Debt94.9B114.1B131.3B152.5B175.3B184.1B
Retained Earnings25.8B28.8B30.4B33.5B38.5B40.4B
Other Assets566.8B(19.8B)(286.7B)(356B)(320.4B)(304.4B)
Total Liab791.9B893.2B922.5B983.0B1.1T1.2T
Common Stock14.4B14.7B16.1B17.0B19.6B20.5B
Cash69.3B73.3B63.2B56.0B64.4B67.7B
Net Receivables10.4B19.8B13.9B15.1B17.4B18.3B
Total Current Assets98.6B19.8B95.1B109.0B125.3B131.6B
Accounts Payable8.8B11.2B13.2B14.1B16.3B17.1B
Inventory(190.5B)(196.5B)(309.7B)(202.0B)(181.8B)(172.7B)
Other Current Assets196.5B217.0B607M588M529.2M502.7M
Short Term Debt76.2B80.2B77.7B83.4B95.9B100.7B
Other Liab10.0B10.2B12.7B11.4B10.2B18.6B
Net Tangible Assets31.1B35.8B39.6B42.2B48.5B50.9B
Long Term Debt7.2B5.9B6.3B116.8B134.4B141.1B
Good Will5.0B5.3B5.4B5.4B6.3B6.6B
Short Long Term Debt27.1B76.2B80.2B77.7B89.3B93.8B
Intangible Assets2.0B2.6B2.7B2.8B3.3B3.4B
Long Term Debt Total4.7B9.1B8.0B8.5B7.6B7.9B
Capital Surpluse125M117M110M115M132.3M122.1M

Canadian Imperial Key Income Statement Accounts

202020212022202320242025 (projected)
Interest Expense3.3B9.5B32.2B38.5B44.3B46.5B
Total Revenue20.0B21.8B21.3B25.5B29.4B30.8B
Gross Profit20.0B21.8B23.3B25.5B29.4B30.8B
Operating Income8.3B17.5B9.6B11.2B12.9B10.2B
Ebit8.3B17.5B7.0B11.2B12.9B10.1B
Ebitda9.3B18.5B8.1B12.4B14.2B10.7B
Income Before Tax8.3B8.0B7.0B9.2B10.5B11.1B
Net Income6.4B6.2B5.0B7.1B8.2B8.6B
Income Tax Expense1.9B1.7B1.9B2.0B2.3B2.4B
Minority Interest181M(17M)(23M)(38M)(43.7M)(41.5M)
Tax Provision1.1B1.9B1.7B1.9B2.2B1.5B
Net Interest Income11.0B11.5B12.6B12.8B14.7B11.5B
Interest Income17.5B14.7B22.2B45.0B51.8B54.4B

Canadian Imperial Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash(9.0B)(3.0B)(10.7B)(12.3B)(11.0B)(10.5B)
Free Cash Flow(4.2B)21.6B11.1B10.0B11.5B12.1B
Depreciation1.0B1.0B1.1B1.2B1.3B1.4B
Dividends Paid2.6B3.0B2.3B2.9B3.4B3.6B
Capital Expenditures839M1.1B1.0B1.1B1.3B1.3B
Net Income6.4B6.2B5.0B7.2B8.2B8.6B
End Period Cash Flow34.6B31.5B20.8B8.6B9.8B6.4B
Other Non Cash Items995M(110M)3.7B135M155.3M147.5M
Change To Inventory(7.5B)(8.4B)(50.6B)(16.0B)(14.4B)(13.6B)
Investments(19.4B)(2.7B)(24.4B)(20.8B)(18.7B)(17.8B)
Net Borrowings660M(313M)672M(81M)(93.2M)(88.5M)
Change To Netincome1.8B990M(109M)3.7B4.3B4.5B

Canadian Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Canadian Imperial's current stock value. Our valuation model uses many indicators to compare Canadian Imperial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Canadian Imperial competition to find correlations between indicators driving Canadian Imperial's intrinsic value. More Info.
Canadian Imperial Bank is rated fourth in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.06  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Canadian Imperial Bank is roughly  17.93 . At this time, Canadian Imperial's Return On Equity is very stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Canadian Imperial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Canadian Imperial Bank Systematic Risk

Canadian Imperial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Canadian Imperial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
Execute Function
The function did not generate any output. Please change time horizon or modify your input parameters. The output start index for this execution was one with a total number of output elements of sixty. The Beta measures systematic risk based on how returns on Canadian Imperial Bank correlated with the market. If Beta is less than 0 Canadian Imperial generally moves in the opposite direction as compared to the market. If Canadian Imperial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Canadian Imperial Bank is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Canadian Imperial is generally in the same direction as the market. If Beta > 1 Canadian Imperial moves generally in the same direction as, but more than the movement of the benchmark.

Canadian Imperial Thematic Clasifications

Canadian Imperial Bank is part of Banking investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. USA Equities from Banking industry as classified by Fama & French. Fama and French investing themes focus on testing asset pricing under different economic assumptions
BankingView
This theme covers USA Equities from Banking industry as classified by Fama & French. Fama and French investing themes focus on testing asset pricing under different economic assumptions. Get More Thematic Ideas
Today, most investors in Canadian Imperial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Canadian Imperial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Canadian Imperial growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.26

At this time, Canadian Imperial's Price Earnings To Growth Ratio is very stable compared to the past year.

Canadian Imperial January 18, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Canadian Imperial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Canadian Imperial Bank. We use our internally-developed statistical techniques to arrive at the intrinsic value of Canadian Imperial Bank based on widely used predictive technical indicators. In general, we focus on analyzing Canadian Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Canadian Imperial's daily price indicators and compare them against related drivers.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Canadian Imperial Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.
You can also try the Balance Of Power module to check stock momentum by analyzing Balance Of Power indicator and other technical ratios.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Canadian Imperial. If investors know Canadian will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Canadian Imperial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.238
Earnings Share
5.06
Revenue Per Share
24.295
Quarterly Revenue Growth
0.196
Return On Assets
0.0069
The market value of Canadian Imperial Bank is measured differently than its book value, which is the value of Canadian that is recorded on the company's balance sheet. Investors also form their own opinion of Canadian Imperial's value that differs from its market value or its book value, called intrinsic value, which is Canadian Imperial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Canadian Imperial's market value can be influenced by many factors that don't directly affect Canadian Imperial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Canadian Imperial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Canadian Imperial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Canadian Imperial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.