Commerce Financials

CMRC Stock   2.77  0.31  12.60%   
Based on the measurements of operating efficiency obtained from Commerce's historical financial statements, Commerce may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At present, Commerce's Short and Long Term Debt Total is projected to increase significantly based on the last few years of reporting. The current year's Other Current Liabilities is expected to grow to about 97.3 M, whereas Total Current Liabilities is forecasted to decline to about 70.9 M.
 
Covid
 
Interest Hikes

Commerce Balance Sheet Chart

At present, Commerce's Short and Long Term Debt Total is projected to increase significantly based on the last few years of reporting. The current year's Other Current Liabilities is expected to grow to about 97.3 M, whereas Total Current Liabilities is forecasted to decline to about 70.9 M.
Key indicators impacting Commerce's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Current Ratio3.011.9814
Way Up
Slightly volatile
Investors should never underestimate Commerce's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to research Commerce's cash flow, debt, and profitability to make informed and accurate decisions about investing in Commerce.

Net Income

(20.31 Million)

  
Build AI portfolio with Commerce Stock
Understanding current and past Commerce Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Commerce's financial statements are interrelated, with each one affecting the others. For example, an increase in Commerce's assets may result in an increase in income on the income statement.

Commerce Earnings Geography

Please note, the presentation of Commerce's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Commerce's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Commerce's management manipulating its earnings.

Commerce Stock Summary

Commerce competes with CS Disco, Rimini Street, EGain, Materialise, and Rackspace Technology. Commerce is entity of United States. It is traded as Stock on NASDAQ exchange.
Specialization
Information Technology, Software - Application
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS08975P1084
Older SymbolBIGC
Business Address11305 Four Points
SectorIT Services
IndustryInformation Technology
BenchmarkDow Jones Industrial
Websitewww.commerce.com
Phone512 865 4500

Commerce Key Financial Ratios

Commerce Key Balance Sheet Accounts

202120222023202420252026 (projected)
Total Assets555.5M474.1M444.1M340.3M308.8M345.7M
Other Current Liab38.5M49.5M25.8M30.0M92.7M97.3M
Net Debt50.8M258.5M278.6M131.7M121.3M96.3M
Retained Earnings(390.1M)(530.0M)(594.7M)(621.7M)(641.0M)(673.1M)
Accounts Payable8.2M7.0M8.0M7.0M9.9M7.6M
Cash297.6M91.6M71.7M88.9M44.3M83.4M
Net Receivables39.8M35.1M37.7M48.1M50.0M35.7M
Inventory3.0M3.7M5.2M7.6M8.8M5.0M
Other Current Assets14.9M35.7M34.1M24.9M23.3M21.5M
Total Liab417.2M428.4M418.5M306.9M269.4M341.6M
Total Current Assets454.5M374.2M342.0M251.2M214.4M271.6M
Short Term Debt2.7M2.6M3.1M2.4M5.6M3.5M

Commerce Key Income Statement Accounts

202120222023202420252026 (projected)
Interest Expense254K868K2.9M6.1M(10.0M)(9.5M)
Total Revenue219.9M279.1M309.4M332.9M342.3M253.0M
Gross Profit171.4M209.1M235.2M255.3M269.6M194.4M
Operating Income(75.9M)(140.6M)(72.4M)(41.7M)(16.2M)(17.0M)
Ebit(76.5M)(138.6M)(55.8M)(20.9M)(4.7M)(5.0M)
Research Development64.5M88.3M83.5M80.9M73.0M72.1M
Ebitda(70.3M)(127.1M)(43.3M)(7.1M)8.9M9.4M
Cost Of Revenue48.5M70.0M74.2M77.6M72.8M58.6M
Income Before Tax(76.7M)(139.4M)(64.7M)(26.0M)(18.2M)(19.1M)
Net Income(76.7M)(139.9M)(64.7M)(27.0M)(19.3M)(20.3M)
Income Tax Expense25K(34K)495K1.0M1.2M1.2M

Commerce Key Cash Accounts

202120222023202420252026 (projected)
Change In Cash274.6M(205.7M)(20.2M)17.5M(44.2M)(42.0M)
Free Cash Flow(43.6M)(94.6M)(28.4M)22.5M18.8M19.7M
Depreciation6.2M11.4M12.5M13.8M14.4M9.0M
Other Non Cash Items4.0M17.5M16.5M(5.4M)2.8M4.7M
Capital Expenditures3.3M5.2M4.2M3.7M8.6M4.9M
Net Income(76.7M)(139.9M)(64.7M)(27.0M)(8.4M)(8.8M)
End Period Cash Flow298.7M93.0M72.8M90.4M46.2M89.1M

Commerce Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Commerce's current stock value. Our valuation model uses many indicators to compare Commerce value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Commerce competition to find correlations between indicators driving Commerce's intrinsic value. More Info.
Commerce is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers . At present, Commerce's Return On Equity is projected to slightly decrease based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Commerce's earnings, one of the primary drivers of an investment's value.

Commerce's Earnings Breakdown by Geography

Most indicators from Commerce's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Commerce current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Commerce. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real.
For information on how to trade Commerce Stock refer to our How to Trade Commerce Stock guide.At present, Commerce's Sales General And Administrative To Revenue is projected to slightly decrease based on the last few years of reporting. The current year's Enterprise Value Over EBITDA is expected to grow to 53.14, whereas Selling General Administrative is forecasted to decline to about 51.6 M.
 2023 2024 2025 2026 (projected)
Gross Profit235.2M255.3M269.6M194.4M
Total Revenue309.4M332.9M342.3M253.0M

Commerce fundamental ratios Correlations

0.940.630.810.890.650.530.54-0.80.790.770.940.880.980.880.840.690.280.790.850.930.521.00.530.92-0.33
0.940.560.770.680.550.520.78-0.790.730.560.950.850.890.830.770.630.570.810.880.810.770.910.460.79-0.28
0.630.560.820.620.670.850.39-0.840.790.320.710.770.540.770.820.460.00.680.620.710.270.590.70.74-0.75
0.810.770.820.750.690.840.6-0.950.880.420.920.980.690.980.940.570.060.960.860.920.380.760.720.92-0.77
0.890.680.620.750.690.520.17-0.710.710.850.770.790.90.810.810.67-0.180.670.690.930.080.90.540.95-0.39
0.650.550.670.690.690.50.23-0.650.490.540.680.710.60.710.830.86-0.070.550.520.720.150.630.960.74-0.41
0.530.520.850.840.520.50.49-0.920.760.120.70.810.40.810.830.34-0.030.760.660.710.240.470.60.7-0.91
0.540.780.390.60.170.230.49-0.660.52-0.090.720.640.420.570.520.380.730.740.790.460.870.480.30.42-0.27
-0.8-0.79-0.84-0.95-0.71-0.65-0.92-0.66-0.82-0.34-0.91-0.95-0.68-0.94-0.95-0.61-0.15-0.9-0.89-0.89-0.44-0.75-0.68-0.880.74
0.790.730.790.880.710.490.760.52-0.820.460.850.870.710.870.770.320.120.850.740.830.390.750.520.84-0.64
0.770.560.320.420.850.540.12-0.09-0.340.460.560.490.850.550.510.49-0.060.310.350.670.080.810.320.69-0.05
0.940.950.710.920.770.680.70.72-0.910.850.560.970.860.960.910.660.350.910.90.920.620.910.640.91-0.52
0.880.850.770.980.790.710.810.64-0.950.870.490.970.770.990.960.650.140.960.90.950.440.830.720.94-0.68
0.980.890.540.690.90.60.40.42-0.680.710.850.860.770.780.740.660.260.670.760.870.460.990.430.87-0.19
0.880.830.770.980.810.710.810.57-0.940.870.550.960.990.780.960.590.110.920.840.950.410.840.70.94-0.72
0.840.770.820.940.810.830.830.52-0.950.770.510.910.960.740.960.750.040.860.830.940.340.80.820.93-0.69
0.690.630.460.570.670.860.340.38-0.610.320.490.660.650.660.590.750.070.540.680.70.250.680.750.7-0.12
0.280.570.00.06-0.18-0.07-0.030.73-0.150.12-0.060.350.140.260.110.040.070.180.31-0.020.950.26-0.09-0.040.23
0.790.810.680.960.670.550.760.74-0.90.850.310.910.960.670.920.860.540.180.920.880.470.740.60.86-0.64
0.850.880.620.860.690.520.660.79-0.890.740.350.90.90.760.840.830.680.310.920.870.560.810.50.84-0.43
0.930.810.710.920.930.720.710.46-0.890.830.670.920.950.870.950.940.7-0.020.880.870.280.910.651.0-0.57
0.520.770.270.380.080.150.240.87-0.440.390.080.620.440.460.410.340.250.950.470.560.280.480.140.25-0.03
1.00.910.590.760.90.630.470.48-0.750.750.810.910.830.990.840.80.680.260.740.810.910.480.480.91-0.27
0.530.460.70.720.540.960.60.3-0.680.520.320.640.720.430.70.820.75-0.090.60.50.650.140.480.67-0.55
0.920.790.740.920.950.740.70.42-0.880.840.690.910.940.870.940.930.7-0.040.860.841.00.250.910.67-0.56
-0.33-0.28-0.75-0.77-0.39-0.41-0.91-0.270.74-0.64-0.05-0.52-0.68-0.19-0.72-0.69-0.120.23-0.64-0.43-0.57-0.03-0.27-0.55-0.56
Click cells to compare fundamentals

Commerce Account Relationship Matchups

Commerce fundamental ratios Accounts

202120222023202420252026 (projected)
Total Assets555.5M474.1M444.1M340.3M308.8M345.7M
Other Current Liab38.5M49.5M25.8M30.0M92.7M97.3M
Net Debt50.8M258.5M278.6M131.7M121.3M96.3M
Retained Earnings(390.1M)(530.0M)(594.7M)(621.7M)(641.0M)(673.1M)
Accounts Payable8.2M7.0M8.0M7.0M9.9M7.6M
Cash297.6M91.6M71.7M88.9M44.3M83.4M
Net Receivables39.8M35.1M37.7M48.1M50.0M35.7M
Inventory3.0M3.7M5.2M7.6M8.8M5.0M
Other Current Assets14.9M35.7M34.1M24.9M23.3M21.5M
Total Liab417.2M428.4M418.5M306.9M269.4M341.6M
Total Current Assets454.5M374.2M342.0M251.2M214.4M271.6M
Short Term Debt2.7M2.6M3.1M2.4M5.6M3.5M

About Commerce Financials

What exactly are Commerce Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include Commerce's income statement, its balance sheet, and the statement of cash flows. Potential Commerce investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Commerce investors may use each financial statement separately, they are all related. The changes in Commerce's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Commerce's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.
Today, most investors in Commerce Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Commerce's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Commerce growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.52

At present, Commerce's Price Earnings To Growth Ratio is projected to decrease significantly based on the last few years of reporting.

Commerce February 15, 2026 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Commerce help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Commerce. We use our internally-developed statistical techniques to arrive at the intrinsic value of Commerce based on widely used predictive technical indicators. In general, we focus on analyzing Commerce Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Commerce's daily price indicators and compare them against related drivers.

Complementary Tools for Commerce Stock analysis

When running Commerce's price analysis, check to measure Commerce's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Commerce is operating at the current time. Most of Commerce's value examination focuses on studying past and present price action to predict the probability of Commerce's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Commerce's price. Additionally, you may evaluate how the addition of Commerce to your portfolios can decrease your overall portfolio volatility.
Portfolio Comparator
Compare the composition, asset allocations and performance of any two portfolios in your account
Portfolio Suggestion
Get suggestions outside of your existing asset allocation including your own model portfolios
Theme Ratings
Determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance
Money Flow Index
Determine momentum by analyzing Money Flow Index and other technical indicators
Correlation Analysis
Reduce portfolio risk simply by holding instruments which are not perfectly correlated