CNFinance Holdings Financials

CNF Stock  USD 0.99  0.03  3.13%   
Based on the key indicators related to CNFinance Holdings' liquidity, profitability, solvency, and operating efficiency, CNFinance Holdings may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter. At this time, CNFinance Holdings' Net Receivables is most likely to increase significantly in the upcoming years. The CNFinance Holdings' current Good Will is estimated to increase to 322.40, while Short and Long Term Debt Total is projected to decrease to roughly 7.5 B. Key indicators impacting CNFinance Holdings' financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.230.1949
Fairly Up
Slightly volatile
Return On Assets0.00960.0101
Notably Down
Slightly volatile
Return On Equity0.0390.0411
Notably Down
Slightly volatile
Debt Equity Ratio3.492.0563
Way Up
Slightly volatile
Operating Income854.9 M564.5 M
Way Up
Very volatile
Current Ratio125.9 K119.9 K
Sufficiently Up
Slightly volatile
Investors should never underestimate CNFinance Holdings' ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor CNFinance Holdings' cash flow, debt, and profitability to make informed and accurate decisions about investing in CNFinance Holdings.

Cash And Equivalents

1.93 Billion

  
Understanding current and past CNFinance Holdings Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of CNFinance Holdings' financial statements are interrelated, with each one affecting the others. For example, an increase in CNFinance Holdings' assets may result in an increase in income on the income statement.

CNFinance Holdings Stock Summary

CNFinance Holdings competes with Guild Holdings, PennyMac Finl, Security National, Encore Capital, and Mr Cooper. CNFinance Holdings Limited, through its subsidiaries, provides home equity loan services in the Peoples Republic of China. CNFinance Holdings Limited was founded in 1999 and is headquartered in Guangzhou, the Peoples Republic of China. Cnfinance Holdings operates under Mortgage Finance classification in the United States and is traded on New York Stock Exchange. It employs 901 people.
Specialization
Financial Services, Financial Services
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS18979T1051
CUSIP18979T105
LocationChina
Business AddressTower G, Guangzhou,
SectorFinancial Services
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.cashchina.cn
Phone86 20 6231 6688
CurrencyUSD - US Dollar

CNFinance Holdings Key Financial Ratios

CNFinance Holdings Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets13.3B12.2B14.4B14.5B16.4B16.0B
Other Current Liab2.8B418.9M142.4M(184.5M)(248.1M)(235.7M)
Other Liab144.2M1.6B1.8B2.3B2.7B2.8B
Net Tangible Assets3.0B3.6B3.7B3.8B4.4B3.1B
Net Debt4.9B3.6B5.7B5.8B5.7B5.0B
Retained Earnings2.7B2.8B2.8B3.0B3.1B2.5B
Cash1.8B2.1B2.4B1.9B2.6B2.2B
Other Assets10.0B9.2B9.6B(16.4T)(452.1M)(474.7M)
Long Term Debt6.7B5.6B8.0B7.7B8.2B6.6B
Net Receivables66.4M37.6M272.1M282.6M572.2M600.8M
Good Will(338.0)(126.0)(372.0)267.0307.05322.4
Long Term Debt Total6.7B5.6B8.0B7.7B7.0B6.6B
Capital Surpluse937.6M999.7M1.0B1.0B1.2B920.4M
Other Current Assets9.7B9.2B10.9B(850.4M)(765.4M)(727.1M)
Total Liab6.8B5.9B8.3B7.9B12.4B8.1B
Total Current Assets2.6B2.5B3.7B16.4T2.0B1.9B
Cash And Equivalents1.7B2.0B2.2B1.8B2.0B1.9B
Short Term Debt870.8M508.6M45.3M112.6M101.4M96.3M
Intangible Assets3.7M3.2M4.0M3.5M3.0M2.8M
Net Invested Capital10.3B9.4B11.9B11.6B12.3B9.5B

CNFinance Holdings Key Income Statement Accounts

201920202021202220232024 (projected)
Tax Provision186.4M47.8M28.8M34.8M45.9M43.6M
Net Interest Income1.7B1.1B1.0B1.0B1.0B1.1B
Interest Income3.0B1.8B1.8B1.8B1.8B1.9B
Interest Expense1.3B731.3M775.6M784.8M723.1M812.0M
Total Revenue1.8B1.3B622.2M1.1B844.6M1.1B
Gross Profit(174.0T)(172.7B)(415.1T)(211.0T)568.1M596.6M
Operating Income721.0M162.7M93.8M957.4M564.5M854.9M
Ebit721.0M162.7M93.8M185.1T86.2M81.9M
Research Development2.4M10.0M1.6M760.5K1.8M1.7M
Ebitda731.9M168.8M97.6M185.1T87.9M83.5M
Cost Of Revenue174.0T174.0B415.1T211.0T276.4M262.6M
Income Before Tax721.0M162.7M93.8M172.6M205.6M361.0M
Net Income534.6M114.9M65.2M135.4M164.6M264.4M
Income Tax Expense186.4M47.8M28.8M34.8M41.0M39.0M

CNFinance Holdings Key Cash Accounts

201920202021202220232024 (projected)
Investments4.9B236.0M(2.4B)(1.1B)(2.5B)(2.6B)
Change In Cash(1.5B)255.6M270.5M(459.3M)229.4M174.2M
Net Borrowings9.3B(316.3M)(7.7B)(1.4B)(1.2B)(1.2B)
Free Cash Flow1.3B1.1B685.9M829.4M1.6B1.2B
Depreciation10.9M6.0M3.8M2.2M1.8M1.7M
Other Non Cash Items(154.3M)618.9M729.4M1.2B1.5B1.5B
Capital Expenditures4.4M3.2M3.8M89.9M114.5M120.2M
Net Income534.6M114.9M65.2M135.4M164.6M264.4M
End Period Cash Flow1.7B2.0B2.2B1.8B2.0B2.0B
Change To Netincome440.2M411.6M(134.5M)586.6M674.6M708.3M

CNFinance Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining CNFinance Holdings's current stock value. Our valuation model uses many indicators to compare CNFinance Holdings value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across CNFinance Holdings competition to find correlations between indicators driving CNFinance Holdings's intrinsic value. More Info.
CNFinance Holdings is rated fourth in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.26  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for CNFinance Holdings is roughly  3.92 . At this time, CNFinance Holdings' Return On Equity is most likely to slightly decrease in the upcoming years. Comparative valuation analysis is a catch-all technique that is used if you cannot value CNFinance Holdings by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

CNFinance Holdings Systematic Risk

CNFinance Holdings' systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. CNFinance Holdings volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twelve with a total number of output elements of fourty-nine. The Beta measures systematic risk based on how returns on CNFinance Holdings correlated with the market. If Beta is less than 0 CNFinance Holdings generally moves in the opposite direction as compared to the market. If CNFinance Holdings Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one CNFinance Holdings is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of CNFinance Holdings is generally in the same direction as the market. If Beta > 1 CNFinance Holdings moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in CNFinance Holdings Stock are looking for potential investment opportunities by analyzing not only static indicators but also various CNFinance Holdings' growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of CNFinance Holdings growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.003581

At this time, CNFinance Holdings' Price Earnings To Growth Ratio is most likely to slightly decrease in the upcoming years.

CNFinance Holdings November 26, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of CNFinance Holdings help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of CNFinance Holdings. We use our internally-developed statistical techniques to arrive at the intrinsic value of CNFinance Holdings based on widely used predictive technical indicators. In general, we focus on analyzing CNFinance Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build CNFinance Holdings's daily price indicators and compare them against related drivers.

Complementary Tools for CNFinance Stock analysis

When running CNFinance Holdings' price analysis, check to measure CNFinance Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy CNFinance Holdings is operating at the current time. Most of CNFinance Holdings' value examination focuses on studying past and present price action to predict the probability of CNFinance Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move CNFinance Holdings' price. Additionally, you may evaluate how the addition of CNFinance Holdings to your portfolios can decrease your overall portfolio volatility.
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