CNFinance Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . CNFinance Holdings
CNF Stock  USD 5.76  0.75  14.97%   
CNFinance Holdings' financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing CNFinance Holdings' valuation are provided below:
Gross Profit
217.3 M
Profit Margin
(0.14)
Market Capitalization
39 M
Enterprise Value Revenue
9.8284
Revenue
359.9 M
There are over one hundred nineteen available fundamental signals for CNFinance Holdings, which can be analyzed over time and compared to other ratios. Active traders should verify all of CNFinance Holdings prevailing fundamental drivers against the trend between 2010 and 2026 to make sure the company can sustain itself in the future. The CNFinance Holdings' current Enterprise Value is estimated to increase to about 8.9 B, while Market Cap is projected to decrease to roughly 259.8 M.

CNFinance Holdings Total Revenue

1.83 Billion

Check CNFinance Holdings financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among CNFinance Holdings' main balance sheet or income statement drivers, such as Tax Provision of 9 M, Net Interest Income of 1 B or Interest Income of 1.8 B, as well as many indicators such as Price To Sales Ratio of 0.16, Dividend Yield of 0.0 or PTB Ratio of 0.064. CNFinance financial statements analysis is a perfect complement when working with CNFinance Holdings Valuation or Volatility modules.
  
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For more detail on how to invest in CNFinance Stock please use our How to Invest in CNFinance Holdings guide.

CNFinance Holdings Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets16 B17.3 B12.4 B
Slightly volatile
Short and Long Term Debt Total7.3 B5.4 B7.8 B
Very volatile
Total Current Liabilities6.1 B6.4 B57.7 T
Very volatile
Total Stockholder Equity3.6 B4.7 B2.6 B
Slightly volatile
Other Liabilities2.8 B2.7 B1.1 B
Slightly volatile
Net Tangible Assets3.1 B4.4 B2.5 B
Slightly volatile
Property Plant And Equipment Net256.6 M244.4 M61.5 M
Slightly volatile
Net Debt4.9 B3.8 B5.8 B
Slightly volatile
Retained Earnings2.6 B3.6 B1.9 B
Slightly volatile
Cash2.1 B2 B1.4 B
Slightly volatile
Non Current Assets Total16 B15.2 B3.7 B
Slightly volatile
Long Term Debt494.5 M520.6 M6.1 B
Slightly volatile
Cash And Short Term Investments2 B2.1 B966.2 B
Pretty Stable
Net Receivables1.2 B1.2 B295 M
Slightly volatile
Common Stock Shares Outstanding2.9 M3.1 M54.6 M
Slightly volatile
Short Term Investments42.3 M44.5 M666.2 B
Pretty Stable
Long Term Debt Total6.6 B7 B7.3 B
Pretty Stable
Liabilities And Stockholders Equity16 B17.3 B12.4 B
Slightly volatile
Non Current Liabilities Total6.9 B3.5 B7.5 B
Pretty Stable
Capital Surpluse920.4 M1.2 B724.8 M
Slightly volatile
Other Stockholder Equity929.7 M1.1 B701 M
Slightly volatile
Total Liabilities8.1 B9.9 B8.8 B
Slightly volatile
Long Term Investments574.7 M322.1 M376.6 M
Slightly volatile
Property Plant And Equipment Gross292 M278.1 M69.1 M
Slightly volatile
Short and Long Term Debt4.7 B4.8 B5.6 B
Pretty Stable
Total Current Assets2 B2.1 B966.3 B
Pretty Stable
Cash And Equivalents1.9 B2 B1.2 B
Slightly volatile
Short Term Debt6.5 B6.2 B2.1 B
Slightly volatile
Intangible Assets2.8 M2.8 M3.2 M
Very volatile
Property Plant Equipment28.8 M36.9 M25 M
Slightly volatile
Net Invested Capital9.4 B9 B12.4 B
Slightly volatile
Capital Stock1 M1.1 M930.2 K
Slightly volatile

CNFinance Holdings Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Tax Provision9 M9.5 M77.3 M
Pretty Stable
Net Interest Income1 B669.7 M1.1 B
Very volatile
Interest Income1.8 B1.4 B1.8 B
Pretty Stable
Depreciation And Amortization6 M10.4 M7.2 M
Very volatile
Interest Expense792.4 M715.1 M769.3 M
Slightly volatile
Selling General Administrative287.7 M168.5 M341.6 M
Slightly volatile
Selling And Marketing Expenses266.5 M306.5 M167.7 M
Slightly volatile
Total Revenue1.8 B1.4 B1.9 B
Pretty Stable
Gross Profit922.6 M745.5 M974.1 M
Pretty Stable
Other Operating Expenses1.5 B1.4 B1.5 B
Slightly volatile
Operating Income41.3 M43.5 M321.9 M
Slightly volatile
Net Income From Continuing Ops32.3 M34 M245.4 M
Slightly volatile
EBIT41.3 M43.5 M321.9 M
Slightly volatile
Research Development863.7 K909.2 K5 M
Slightly volatile
EBITDA51.2 M53.8 M329.3 M
Slightly volatile
Cost Of Revenue908.1 M694.6 M890.8 M
Pretty Stable
Total Operating Expenses821.4 M897.1 M660.2 M
Slightly volatile
Income Before Tax41.3 M43.5 M321.9 M
Slightly volatile
Net Income Applicable To Common Shares117.8 M124 M259.5 M
Pretty Stable
Net Income32.3 M34 M244.7 M
Slightly volatile
Income Tax Expense9 M9.5 M77.1 M
Pretty Stable
Reconciled Depreciation6 M10.4 M9 M
Slightly volatile

CNFinance Holdings Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation12.7 M13.4 M75.1 M
Slightly volatile
Free Cash Flow1.1 B861.7 M787.8 M
Slightly volatile
Begin Period Cash Flow1.8 B2.3 B1.2 B
Slightly volatile
Depreciation6 M10.4 M7.2 M
Very volatile
Capital Expenditures8.7 M9.1 M22.5 M
Pretty Stable
Total Cash From Operating Activities1.2 B870.8 M811.8 M
Slightly volatile
Change To Operating Activities362.3 M473.9 M244.6 M
Slightly volatile
Net Income32.3 M34 M244.7 M
Slightly volatile
End Period Cash Flow1.9 B1.3 B1.2 B
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.160.170.7122
Slightly volatile
PTB Ratio0.0640.06740.7526
Slightly volatile
Days Sales Outstanding21620658.7428
Slightly volatile
Book Value Per Share7301.1 K716
Slightly volatile
Free Cash Flow Yield2.982.841.1783
Slightly volatile
Operating Cash Flow Per Share238199226
Slightly volatile
Stock Based Compensation To Revenue0.01020.01070.0496
Slightly volatile
Capex To Depreciation0.590.627.5473
Slightly volatile
PB Ratio0.0640.06740.7526
Slightly volatile
EV To Sales4.073.194.4572
Slightly volatile
Free Cash Flow Per Share231197220
Slightly volatile
ROIC0.00310.00330.0218
Slightly volatile
Net Income Per Share12.0412.6773.5732
Slightly volatile
Sales General And Administrative To Revenue0.180.130.1983
Slightly volatile
Capex To Revenue0.00420.00450.013
Pretty Stable
Cash Per Share537471455
Slightly volatile
POCF Ratio0.340.362.1879
Slightly volatile
Interest Coverage0.06640.06990.4306
Slightly volatile
Capex To Operating Cash Flow0.0090.00940.0302
Pretty Stable
PFCF Ratio0.350.362.2698
Slightly volatile
Income Quality18.9418.046.5992
Slightly volatile
ROE0.01020.01070.1382
Slightly volatile
EV To Operating Cash Flow9.66.7412.6971
Slightly volatile
PE Ratio4.345.665.9127
Pretty Stable
Return On Tangible Assets0.00270.00290.0216
Slightly volatile
EV To Free Cash Flow9.896.8113.1515
Slightly volatile
Earnings Yield0.320.180.2316
Pretty Stable
Intangibles To Total Assets3.0E-42.0E-43.0E-4
Slightly volatile
Net Debt To EBITDA66.3263.1630.868
Slightly volatile
Current Ratio0.220.234.7241
Pretty Stable
Tangible Book Value Per Share7301.1 K715
Slightly volatile
Receivables Turnover1.741.8327.7179
Slightly volatile
Graham Number29.5931.1447.5007
Very volatile
Shareholders Equity Per Share7291.1 K715
Slightly volatile
Debt To Equity1.61.693.9984
Slightly volatile
Capex Per Share1.982.096.3946
Pretty Stable
Average Receivables744.4 M708.9 M227 M
Slightly volatile
Revenue Per Share718537568
Pretty Stable
Interest Debt Per Share3.2 K2.3 K2.6 K
Pretty Stable
Debt To Assets0.680.460.6815
Slightly volatile
Enterprise Value Over EBITDA70.0866.7435.2811
Slightly volatile
Short Term Coverage Ratios0.120.132.7752
Very volatile
Price Earnings Ratio4.345.665.9127
Pretty Stable
Operating Cycle21620658.7428
Slightly volatile
Price Book Value Ratio0.0640.06740.7526
Slightly volatile
Price To Operating Cash Flows Ratio0.340.362.1879
Slightly volatile
Price To Free Cash Flows Ratio0.350.362.2698
Slightly volatile
Pretax Profit Margin0.0330.03470.1614
Slightly volatile
Operating Profit Margin0.0330.03470.1614
Slightly volatile
Effective Tax Rate0.280.250.2292
Slightly volatile
Company Equity Multiplier5.564.265.7141
Slightly volatile
Long Term Debt To Capitalization0.140.12480.6406
Slightly volatile
Total Debt To Capitalization0.790.680.7694
Slightly volatile
Return On Capital Employed0.00660.0070.0313
Slightly volatile
Debt Equity Ratio1.61.693.9984
Slightly volatile
Ebit Per Revenue0.0330.03470.1614
Slightly volatile
Quick Ratio0.220.234.7241
Pretty Stable
Dividend Paid And Capex Coverage Ratio13711089.303
Slightly volatile
Net Income Per E B T0.60.70.7608
Slightly volatile
Cash Ratio0.210.223.2814
Pretty Stable
Cash Conversion Cycle21620658.7428
Slightly volatile
Operating Cash Flow Sales Ratio0.390.430.4103
Slightly volatile
Days Of Sales Outstanding21620658.7428
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.071.140.9833
Slightly volatile
Cash Flow Coverage Ratios0.0960.110.0982
Slightly volatile
Price To Book Ratio0.0640.06740.7526
Slightly volatile
Fixed Asset Turnover8.238.6671.2157
Slightly volatile
Capital Expenditure Coverage Ratio13711089.303
Slightly volatile
Price Cash Flow Ratio0.340.362.1879
Slightly volatile
Enterprise Value Multiple70.0866.7435.2811
Slightly volatile
Debt Ratio0.680.460.6815
Slightly volatile
Cash Flow To Debt Ratio0.0960.110.0982
Slightly volatile
Price Sales Ratio0.160.170.7122
Slightly volatile
Return On Assets0.00270.00290.0216
Slightly volatile
Asset Turnover0.180.120.1594
Slightly volatile
Net Profit Margin0.02580.02720.1259
Slightly volatile
Gross Profit Margin0.420.470.5327
Slightly volatile
Price Fair Value0.0640.06740.7526
Slightly volatile
Return On Equity0.01020.01070.1382
Slightly volatile

CNFinance Holdings Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap259.8 M273.4 M1.1 B
Slightly volatile
Enterprise Value8.9 B5.1 B7.8 B
Pretty Stable

CNFinance Fundamental Market Drivers

Forward Price Earnings2.1796
Cash And Short Term Investments1.8 B

CNFinance Upcoming Events

27th of March 2024
Upcoming Quarterly Report
View
24th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
27th of March 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About CNFinance Holdings Financial Statements

CNFinance Holdings stakeholders use historical fundamental indicators, such as CNFinance Holdings' revenue or net income, to determine how well the company is positioned to perform in the future. Although CNFinance Holdings investors may analyze each financial statement separately, they are all interrelated. For example, changes in CNFinance Holdings' assets and liabilities are reflected in the revenues and expenses on CNFinance Holdings' income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in CNFinance Holdings. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue1.4 B1.8 B
Cost Of Revenue694.6 M908.1 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.13  0.18 
Revenue Per Share 536.63  718.23 
Ebit Per Revenue 0.03  0.03 

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When determining whether CNFinance Holdings is a strong investment it is important to analyze CNFinance Holdings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact CNFinance Holdings' future performance. For an informed investment choice regarding CNFinance Stock, refer to the following important reports:
How To Invest In CNFinance
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Is CNFinance Stock a good investment?
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What is CNFinance Holdings' Net Worth?
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Check out the analysis of CNFinance Holdings Correlation against competitors.
For more detail on how to invest in CNFinance Stock please use our How to Invest in CNFinance Holdings guide.
You can also try the FinTech Suite module to use AI to screen and filter profitable investment opportunities.
Can Commercial & Residential Mortgage Finance industry sustain growth momentum? Does CNFinance have expansion opportunities? Factors like these will boost the valuation of CNFinance Holdings. Projected growth potential of CNFinance fundamentally drives upward valuation adjustments. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating CNFinance Holdings demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth
(0.33)
Earnings Share
(1.15)
Revenue Per Share
49.806
Quarterly Revenue Growth
(0.75)
Return On Assets
(0)
Understanding CNFinance Holdings requires distinguishing between market price and book value, where the latter reflects CNFinance's accounting equity. The concept of intrinsic value—what CNFinance Holdings' is actually worth based on fundamentals—guides informed investors toward better entry and exit points. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Market sentiment, economic cycles, and investor behavior can push CNFinance Holdings' price substantially above or below its fundamental value.
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It's important to distinguish between CNFinance Holdings' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding CNFinance Holdings should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, CNFinance Holdings' trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
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