Dlocal Financials

DLO Stock  USD 11.81  0.22  1.90%   
Dlocal is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in February. At this time, Dlocal's Cash is very stable compared to the past year. As of the 19th of January 2025, Non Currrent Assets Other is likely to grow to about 437.1 K, while Short and Long Term Debt Total is likely to drop about 3.9 M. Key indicators impacting Dlocal's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.30.26
Fairly Up
Pretty Stable
Return On Assets0.170.16
Notably Up
Slightly volatile
Return On Equity0.470.38
Fairly Up
Slightly volatile
Debt Equity Ratio0.01580.01
Way Up
Pretty Stable
Operating Income216.9 M206.6 M
Sufficiently Up
Slightly volatile
Current Ratio1.261.46
Fairly Down
Slightly volatile
Investors should never underestimate Dlocal's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Dlocal's cash flow, debt, and profitability to make informed and accurate decisions about investing in Dlocal.

Cash And Equivalents

335.87 Million

  
Understanding current and past Dlocal Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Dlocal's financial statements are interrelated, with each one affecting the others. For example, an increase in Dlocal's assets may result in an increase in income on the income statement.

Dlocal Stock Summary

Dlocal competes with StoneCo, Nutanix, PagSeguro Digital, Uipath, and Cloudflare. DLocal Limited operates a payments platform in the United States, Europe, China, and internationally. DLocal Limited was founded in 2016 and is headquartered in Montevideo, Uruguay. Dlocal is traded on NASDAQ Exchange in the United States.
Specialization
Financials, Software - Infrastructure
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINKYG290181018
CUSIPG29018101
LocationUruguay
Business AddressWorld Trade Centre
SectorFinancial Services
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.dlocal.com
Phone598 290 45682
CurrencyUSD - US Dollar

Dlocal Key Financial Ratios

Dlocal Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets200.5M583.0M826.3M1.1B1.2B1.3B
Other Current Liab10.4M10.5M14.1M31.4M36.1M37.9M
Net Debt(43.5M)(327.3M)(464.0M)(218.9M)(197.0M)(206.8M)
Retained Earnings31.7M109.9M220.0M369.6M425.0M446.3M
Accounts Payable136.7M269.2M395.1M572.4M658.3M691.2M
Cash43.7M336.2M468.1M536.2M616.6M647.4M
Net Receivables67.2M178.9M240.4M319.5M367.4M385.8M
Inventory75.2M(1.0M)1.2M370.9M426.6M447.9M
Other Current Assets7.6M25.5M299.7M57.7M66.4M79.8M
Total Liab155.4M302.7M426.7M629.3M723.7M759.9M
Net Invested Capital45.1M285.3M399.6M455.0M523.3M266.1M
Total Current Assets194.9M529.5M767.8M1.0B1.2B1.2B
Net Working Capital39.7M231.1M345.6M390.8M449.4M226.5M
Short Term Debt201K5.5M1.4M626K719.9K683.9K
Intangible Assets4.2M47.0M51.4M57.9M66.6M35.7M

Dlocal Key Income Statement Accounts

202020212022202320242025 (projected)
Tax Provision3.2M7.6M11.6M29.4M33.8M35.5M
Net Interest Income426K1.7M(6.6M)(67.2M)(60.5M)(57.5M)
Interest Income443K2.5M18.1M49.6M57.0M59.9M
Interest Expense20K142K24.7M88.8M102.1M107.3M
Total Revenue104.1M244.1M418.9M650.4M747.9M785.3M
Gross Profit60.1M130.4M202.2M276.9M318.4M334.3M
Operating Income30.9M83.8M127.9M179.7M206.6M216.9M
Ebit31.5M86.0M145.0M172.0M197.8M99.5M
Research Development2.0M3.4M6.3M12.7M14.5M15.3M
Ebitda32.5M90.8M153.1M184.2M211.8M222.4M
Cost Of Revenue44.1M113.7M216.8M373.5M429.5M451.0M
Income Before Tax31.4M85.5M120.3M178.5M205.3M215.6M
Net Income28.2M77.9M108.7M149.0M171.3M179.9M
Income Tax Expense3.2M7.6M11.6M29.4M33.8M35.5M
Minority Interest(4K)23K(14K)(122K)(109.8K)(104.3K)

Dlocal Key Cash Accounts

202020212022202320242025 (projected)
Change To Inventory4.8M115.4M49.4M123.2M141.7M148.8M
Investments7.1M7.5M4.3M(84.7M)(76.2M)(72.4M)
Change In Cash77.0M224.5M131.9M68.1M78.3M112.8M
Free Cash Flow84.6M60.5M142.1M275.2M316.5M332.3M
Depreciation992K4.7M8.1M12.2M14.1M14.8M
Other Non Cash Items(359K)(1.8M)(3.4M)(13.5M)(12.2M)(11.6M)
Capital Expenditures3.9M48.0M12.4M18.2M21.0M18.5M
Net Income31.4M85.5M120.3M178.5M205.3M215.6M
End Period Cash Flow111.7M336.2M468.1M536.2M616.6M327.1M

Dlocal Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Dlocal's current stock value. Our valuation model uses many indicators to compare Dlocal value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Dlocal competition to find correlations between indicators driving Dlocal's intrinsic value. More Info.
Dlocal is one of the top stocks in return on equity category among its peers. It also is one of the top stocks in return on asset category among its peers reporting about  0.31  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Dlocal is roughly  3.27 . At this time, Dlocal's Return On Equity is very stable compared to the past year. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Dlocal's earnings, one of the primary drivers of an investment's value.

Dlocal Systematic Risk

Dlocal's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Dlocal volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
Execute Function
The function did not generate any output. Please change time horizon or modify your input parameters. The output start index for this execution was one with a total number of output elements of sixty. The Beta measures systematic risk based on how returns on Dlocal correlated with the market. If Beta is less than 0 Dlocal generally moves in the opposite direction as compared to the market. If Dlocal Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Dlocal is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Dlocal is generally in the same direction as the market. If Beta > 1 Dlocal moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Dlocal Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Dlocal's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Dlocal growth as a starting point in their analysis.

Price Earnings To Growth Ratio

1.89

At this time, Dlocal's Price Earnings To Growth Ratio is very stable compared to the past year.

Dlocal January 19, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Dlocal help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Dlocal. We use our internally-developed statistical techniques to arrive at the intrinsic value of Dlocal based on widely used predictive technical indicators. In general, we focus on analyzing Dlocal Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Dlocal's daily price indicators and compare them against related drivers.
When determining whether Dlocal offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Dlocal's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Dlocal Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Dlocal Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Dlocal. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis.
To learn how to invest in Dlocal Stock, please use our How to Invest in Dlocal guide.
You can also try the Global Correlations module to find global opportunities by holding instruments from different markets.
Is Transaction & Payment Processing Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Dlocal. If investors know Dlocal will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Dlocal listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.31)
Earnings Share
0.4
Revenue Per Share
2.505
Quarterly Revenue Growth
0.133
Return On Assets
0.0822
The market value of Dlocal is measured differently than its book value, which is the value of Dlocal that is recorded on the company's balance sheet. Investors also form their own opinion of Dlocal's value that differs from its market value or its book value, called intrinsic value, which is Dlocal's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Dlocal's market value can be influenced by many factors that don't directly affect Dlocal's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Dlocal's value and its price as these two are different measures arrived at by different means. Investors typically determine if Dlocal is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Dlocal's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.