Eagle Bancorp Financials

EGBN Stock  USD 26.42  0.39  1.50%   
Based on the analysis of Eagle Bancorp's profitability, liquidity, and operating efficiency, Eagle Bancorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in March. At this time, Eagle Bancorp's Liabilities And Stockholders Equity is very stable compared to the past year. As of the 30th of January 2025, Total Liabilities is likely to grow to about 12.5 B, while Property Plant And Equipment Net is likely to drop about 17.2 M. Key indicators impacting Eagle Bancorp's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio0.06250.0658
Notably Down
Pretty Stable
Current Ratio14.5427.99
Way Down
Slightly volatile
Investors should never underestimate Eagle Bancorp's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Eagle Bancorp's cash flow, debt, and profitability to make informed and accurate decisions about investing in Eagle Bancorp.

Net Income

121.39 Million

  
Understanding current and past Eagle Bancorp Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Eagle Bancorp's financial statements are interrelated, with each one affecting the others. For example, an increase in Eagle Bancorp's assets may result in an increase in income on the income statement.

Eagle Bancorp Stock Summary

Eagle Bancorp competes with Peoples Bancorp, Northrim BanCorp, United Bankshares, Pacific Premier, and First Business. Eagle Bancorp, Inc. operates as the bank holding company for EagleBank that provides commercial and consumer banking services primarily in the United States. Eagle Bancorp, Inc. was incorporated in 1997 and is headquartered in Bethesda, Maryland. Eagle Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 507 people.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS2689481065
CUSIP268948106
LocationMaryland; U.S.A
Business Address7830 Old Georgetown
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.eaglebankcorp.com
Phone301 986 1800
CurrencyUSD - US Dollar

Eagle Bancorp Key Financial Ratios

Eagle Bancorp Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets11.1B11.8B11.2B11.7B13.4B14.1B
Net Debt(1.2B)(1.3B)796.1M(625.8M)(563.2M)(535.0M)
Retained Earnings798.1M930.1M1.0B1.1B1.2B1.3B
Cash1.8B1.7B277.9M718.9M826.8M868.1M
Other Assets6.9B4.8B6.4B(1.6B)(1.8B)(1.7B)
Total Liab9.9B10.5B9.9B10.4B11.9B12.5B
Total Current Assets2.9B4.3B1.9B722.7M831.1M789.5M
Other Liab44.3M64.9M85.9M70.1M80.6M84.7M
Accounts Payable7.2B9.2B10.0B8.7B10.0B10.5B
Other Current Liab28.0M35.5M29.3M(7.3M)(6.6M)(6.3M)
Long Term Debt268.1M69.7M69.8M69.9M80.4M100.1M
Inventory1.5M5.0M1.6M2.0M1.8M1.7M
Intangible Assets946K1.6M65K757K681.3K647.2K
Other Current Assets1.8B1.7B321.6M723.8M651.4M618.8M
Net Tangible Assets1.1B1.1B1.2B1.1B1.3B831.5M
Long Term Debt Total217.7M268.1M69.7M69.8M80.3M146.0M
Capital Surpluse482.3M427.0M434.6M412.3M474.1M437.5M

Eagle Bancorp Key Income Statement Accounts

202020212022202320242025 (projected)
Interest Expense68.4M40.0M91.7M334.8M385.0M404.2M
Total Revenue367.3M364.9M356.5M280.8M322.9M166.2M
Gross Profit367.3M364.9M356.5M280.8M322.9M166.2M
Operating Income176.1M237.7M278.1M139.4M160.3M103.4M
Ebit176.5M239.1M189.7M(3.0M)(3.5M)(3.3M)
Ebitda180.8M243.5M193.0M462K531.3K504.7K
Net Income132.2M176.7M140.9M100.5M115.6M121.4M
Income Tax Expense43.9M61.0M48.8M27.0M31.0M26.5M
Income Before Tax176.1M237.7M189.7M127.5M146.6M90.7M
Tax Provision43.9M61.0M48.8M32.4M29.2M43.5M
Net Interest Income321.6M324.5M332.9M303.2M348.6M329.9M
Interest Income390.0M364.5M424.6M587.0M675.1M421.9M

Eagle Bancorp Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash1.5B(74.8M)(1.4B)410.8M472.5M496.1M
Free Cash Flow130.2M234.2M192.8M195.6M224.9M236.1M
Depreciation4.7M5.9M3.3M3.5M4.0M3.4M
Other Non Cash Items20.1M19.3M50.3M44.2M50.8M53.4M
Capital Expenditures2.9M5.3M2.1M70K80.5K76.5K
Net Income132.2M176.7M140.9M100.5M115.6M121.4M
End Period Cash Flow1.8B1.7B311.9M722.7M831.1M872.6M
Dividends Paid28.3M44.7M55.8M(55.0M)(63.2M)(60.1M)
Investments(554.3M)(833.2M)(894.6M)(347.1M)(312.4M)(328.0M)
Net Borrowings250M50M(200M)675.0M776.3M815.1M
Change To Netincome(18.6M)9.2M30.4M54.4M62.6M65.7M

Eagle Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Eagle Bancorp's current stock value. Our valuation model uses many indicators to compare Eagle Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Eagle Bancorp competition to find correlations between indicators driving Eagle Bancorp's intrinsic value. More Info.
Eagle Bancorp is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers . At this time, Eagle Bancorp's Return On Equity is very stable compared to the past year. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Eagle Bancorp's earnings, one of the primary drivers of an investment's value.

Eagle Bancorp Systematic Risk

Eagle Bancorp's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Eagle Bancorp volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was thirty with a total number of output elements of thirty-one. The Beta measures systematic risk based on how returns on Eagle Bancorp correlated with the market. If Beta is less than 0 Eagle Bancorp generally moves in the opposite direction as compared to the market. If Eagle Bancorp Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Eagle Bancorp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Eagle Bancorp is generally in the same direction as the market. If Beta > 1 Eagle Bancorp moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Eagle Bancorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Eagle Bancorp's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Eagle Bancorp growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.31)

At this time, Eagle Bancorp's Price Earnings To Growth Ratio is very stable compared to the past year.

Eagle Bancorp January 30, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Eagle Bancorp help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Eagle Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Eagle Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing Eagle Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Eagle Bancorp's daily price indicators and compare them against related drivers.
When determining whether Eagle Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Eagle Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Eagle Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Eagle Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Eagle Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
To learn how to invest in Eagle Stock, please use our How to Invest in Eagle Bancorp guide.
You can also try the Bollinger Bands module to use Bollinger Bands indicator to analyze target price for a given investing horizon.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Eagle Bancorp. If investors know Eagle will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Eagle Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.21)
Dividend Share
1.515
Earnings Share
(1.57)
Revenue Per Share
8.045
Quarterly Revenue Growth
(0.03)
The market value of Eagle Bancorp is measured differently than its book value, which is the value of Eagle that is recorded on the company's balance sheet. Investors also form their own opinion of Eagle Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Eagle Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Eagle Bancorp's market value can be influenced by many factors that don't directly affect Eagle Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Eagle Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Eagle Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Eagle Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.